...APPLICANT INTERVIEW RATING SHEET Position: General Office Support Staff Applicant name:_________________________ Questions (Allow 20-30 minutes) Comments 1-low, 6-high Secretarial Skills 1. Using past work experience, discuss how you might handle a situation where you are asked to do several tasks at the same time to meet staff needs. 1--2--3--4--5--6 2. What kind of supervision have you had in the past and how have you responded to it? 1--2--3--4--5--6 3. Your reception duties will call for you to hand numerous questions from students and staff. How would you handle questions that go beyond your knowledge? 1--2--3--4--5--6 Interpersonal Skills 4. Drawing from past work experience, describe several situations where you had to interact with "difficult people" and how you handled the situations. 1--2--3--4--5--6 5. Comment on the following: "Students are the most important people in our business." 1--2--3--4--5--6 6. This office is many times "all things to all people." How do you see your skills and personality fitting into that expectation? 1--2--3--4--5--6 Professional Ethics/Behavior 7. Tell us how you have handled past work situations that required "confidentiality." How might that procedure impact this office? 1--2--3--4--5--6 8. Discuss your understanding of the word "teamwork" and how you have been involved with that process on the job or in other settings. How might teamwork (or lack of it) affect an office...
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...N | Score | Weight | 1. Nature of the Problem Wellness State Health Deficit Health Threat Foreseeable Crisis | 3321 | 1 | 2. Modifiability Easily Partially Not Modifiable | 210 | 2 | 3. Preventive Potential High Moderate Low | 321 | 1 | 4. Salience Needing immediate attention Not needing immediate attention Not perceive as a problem | 210 | 1 | | Score | Weight | 1. Nature of the Problem Wellness State Health Deficit Health Threat Foreseeable Crisis | 3321 | 1 | 2. Modifiability Easily Partially Not Modifiable | 210 | 2 | 3. Preventive Potential High Moderate Low | 321 | 1 | 4. Salience Needing immediate attention Not needing immediate attention Not perceive as a problem | 210 | 1 | | Score | Weight | 1. Nature of the Problem Wellness State Health Deficit Health Threat Foreseeable Crisis | 3321 | 1 | 2. Modifiability Easily Partially Not Modifiable | 210 | 2 | 3. Preventive Potential High Moderate Low | 321 | 1 | 4. Salience Needing immediate attention Not needing immediate attention Not perceive as a problem | 210 | 1 | | Score | Weight | 1. Nature of the Problem Wellness State Health Deficit Health Threat Foreseeable Crisis | 3321 | 1 | 2. Modifiability Easily Partially Not Modifiable | 210 | 2 | 3. Preventive Potential...
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...GIỚI THIỆU MỘT SỐ MÔ HÌNH XẾP HẠNG TÍN DỤNG KHÁCH HÀNG GIẢI PHÁP GIẢM THIỂU NỢ XẤU TS. Đào Minh Phúc Phó Hiệu trưởng Trường bồi dưỡng Cán bộ Ngân hàng Ngân hàng Nhà nước Việt nam 1. Sự cần thiết thực hiện xếp hạng tín dụng nội bộ: Năm 2012, một năm đầy những khó khăn thử thách đối với nền kinh tế nói chung và đối với hệ thống Ngân hàng nói riêng với 3 nhiệm vụ hết sức nặng nề đó là cơ cấu lại các doanh nghiệp, hoạt động đầu tư và cơ cấu lại hệ thống ngân hàng. Cơ cấu lại hệ thống ngân hàng là một công việc hết sức khó khăn, phức tạp – đây không chỉ là nhiệm vụ của toàn ngành ngân hàng mà trong đó còn là nhiệm vụ của các doanh nghiệp và toàn xã hội. Để cơ cấu lại hệ thống ngân hàng đạt kết quả, công việc đầu tiên phải giải quyết tốt và phải giải quyết trước là vấn đề nợ xấu ở các TCTD và NHTM. Cho đến nay, nợ xấu của toàn ngành lên tới trên 200 ngàn tỷ ĐVN chiếm trên 8% tổng dư nợ của các NHTM và TCTD. Tỷ lệ nợ xấu cao như hiện nay là hệ quả tất yếu của nhiều năm chất lượng tín dụng yếu kém ở các NHTM mà một trong những nguyên nhân chính là quản trị rủi ro tín dụng của NHTM yếu kém. Do vậy, nếu chúng ta chỉ quan tâm đến xử lý nợ xấu mà không thực hiện ngay và đồng thời các giải pháp để nâng cao chất lượng tín dụng thì sau vài năm tiếp theo nợ xấu còn nhiều hơn với những tác hại lớn hơn bây giờ và không bao giờ giải quyết được triệt để. . Mặt khác, để phát triển và tăng trưởng kinh tế, lẽ đương nhiên phải thúc đẩy và kích thích đầu tư và như vậy phải tăng trưởng tín dụng. Tuy...
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...of the study I. To determine borrower-related factors hindering effectiveness of credit scoring models used by financial institutions’ in kericho munipa;ity II. To investigate human related factors hindering application of credit scoring models used by credit lenders while advancing loans III. To determine the efficacy of credit scoring models used by commercials banks in kericho municipality 1.5 Research questions I. What are borrower-related factors hindering effectiveness of credit scoring models used by financial institutions’ in kericho munipa;ity II. What are human related factors hindering application of credit scoring models used by credit lenders while advancing loans III. What is the level the efficacy of credit scoring models used by commercials banks in kericho municipality 1.7 Significance of the study The purpose of this study is to establish the factors hindering the effectiveness of loans scoring models in Kenya. The research will be useful in the ministry of finance for it will the establish the effects of the to establish the factors hindering the effectiveness of loans scoring models in Kenya and recommends possible solutions on the same hence curbing the effects on loans management of the study. 1.8 Scope and Limitation of the Study This research will investigate the to establish the factors hindering the effectiveness of loans scoring models in Kenya . The study frameworks will the performance of the Kericho municipality from...
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...When most of us think of scores, we think of the relatively straightforward systems used in sports or in school tests. You get points for certain actions, behaviors, or answers; and those are totaled to determine your score. Credit scoring isn't nearly so easy. Credit-scoring models use multivariate formulas. That basically means that the value of any given bit of information in your report might depend on other bits of information. To understand how this works, let's use a noncredit example. Say that your sister calls you to report that her husband is more than an hour late in coming home from work, and she asks if you think he's having an affair. To answer the question, you would need to review what you know about this man, including...
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...A3.8.2015 Design an analytic scoring guide for a compositing writing which has a total score of 15 marks. Compositing Writing Profile Student - Date - Topic - SCORE | LEVEL | CRETERIA | CONTENT | 4 – 3.5 | EXCELLENT TO VERY GOOD • relevant to assigned topic • exceptionally clear, focused, engaging with relevant, strong supporting detail | | 3 – 2.5 | GOOD TO AVERAGE • clear, focused, interesting ideas with appropriate detail • evident main idea with some support | | 2 – 1.5 | FAIR TO POOR • purpose and main idea is unclear • irrelevant detail | | 1 – 0.5 | VERY POOR • lack of central ideas • development is minimal | ORGANIZATION | 3 – 2.5 | EXCELLENT TO VERY GOOD • effectively organized in logical and creative manner • logical engaging intro and conclusion | | 2 – 1.5 | GOOD TO AVERAGE • strong order and structure • organization is appropriate | | 1.25 – 1 | FAIR TO POOR • lack of structure and disorganized • weak intro and conclusion | | 0.5 | VERY POOR • lack of coherence • no appropriate introduction or conclusion | VOCABULARY | 3 – 2.5 | EXCELLENT TO VERY GOOD • effective word/idiom choice and usage • mastery word form • appropriate register | | 2 - 1.5 | GOOD TO AVERAGE • appropriate choice of word • occasional errors of word/idiom form, choice, usage but comprehensible | | 1.25 – 1 | FAIR TO POOR • limited range of words • frequent errors • meaning confused | | 0.5 | VERY POOR • little...
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...Ranking the Best Universities Assignment Content Decision Making Skills 1. Introduction .................................................................................................................. 3 2. Methodology ................................................................................................................ 4 2.1. Classification .................................................................................................................... 4 2.2. Multi Attribute Decision Making (MADM)....................................................................... 5 3. Analysis ........................................................................................................................ 5 3.1. Alternatives ...................................................................................................................... 6 3.2 Criteria............................................................................................................................... 6 3.3. Decision Matrix ................................................................................................................ 7 3.4. Simple Additive Weighted Method (SAW) ...................................................................... 8 3.5. Weighted Product Method (WPM) .................................................................................. 9 3.6 Technique for Order Preference by Similarity to Ideal Solution (TOSIS) ........................ 10 3.7. Analytical...
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...Scoring Trends in the NHL Scoring Trends in the Third Period in the NHL Jack Davis Simon Fraser University Joint work with Dr. Paramjit Gill, University of British Columbia - Okanagan Scoring Trends in the NHL Outline Background Questions and Hypotheses Modelling Scoring Rate Rolling Truncated Exponential Model Effect of Scoring Trends on Ties. Proportion of games tied GLM Poisson model Diagonally Inflated Double Poisson Scoring Trends in the NHL Background Three eras based on regular season payoff structure: Scoring Trends in the NHL Background Three eras based on regular season payoff structure: Zero-Sum Era (Up to 1998-99) 5 minute OT 2pts for a win, 1pt for a tie. 0 for a loss Scoring Trends in the NHL Background Three eras based on regular season payoff structure: Zero-Sum Era (Up to 1998-99) 5 minute OT 2pts for a win, 1pt for a tie. 0 for a loss OT Loss Era (Up 1999-2000 to 2003-04) 5 minute OT 2pts for a win, 1pt for a tie, 1pt for an OT loss. Scoring Trends in the NHL Background Three eras based on regular season payoff structure: Zero-Sum Era (Up to 1998-99) 5 minute OT 2pts for a win, 1pt for a tie. 0 for a loss OT Loss Era (Up 1999-2000 to 2003-04) 5 minute OT 2pts for a win, 1pt for a tie, 1pt for an OT loss. Shootout Era (2005-06 until now) 5 minute OT followed by a shootout 2pts for a win, 1pt for an OT or shootout loss. Scoring Trends in the NHL Questions and Hypotheses We ask two questions: 1. Has the scoring rate in...
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...Postural stability, or one’s ability to maintain balance, generally improves from birth to adulthood, and then declines with age. Exceptions to normal balance occur from health problems such as autism, inner ear dysfunction and nerve disorders such as Parkinson’s disease. Some injuries are known to decrease balance, including concussions / traumatic brain injury and high-altitude sickness. The Balance Error Scoring System (BESS) was developed by researchers and clinicians at the University of North Carolina’s Sports Medicine Research Laboratory in Chapel Hill, NC, and is a part of the Standardized Assessment of Concussion, 3rd edition, endorsed by the 2013 Concussion in Sport Group, an international collection of experts in concussions (Br J Sports Med 2013 47:259), and used worldwide in the evaluation of concussions occurring in sports. BESS has been validated for use in evaluating the effect of concussions on balance, as well as studied in cases of high-altitude sickness. The results of BESS testing can be used by healthcare providers in assessing an affected individual’s recovery and rehabilitation progress. The BESS testing is a portable test that assesses static postural stability. The balance-testing consists of testing balance with three stances on two different surfaces – both on firm ground and then on a moderate-density...
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...Carnival Cruise Lines: Increasing Sales Team Efficiency Through Lead Scoring and IVR Table of Contents Introduction 3 SWOT Analysis 4 Lead Scoring 7 Interactive Voice Response 8 Conclusion 9 References 11 Introduction Carnival Corporation & PLC is the world’s largest cruise ship operator, comprised of 100 cruise ships representing 10 cruise lines. The combined companies serve approximately 10 million guests per year, with sailings from ports in North America, Europe and Australia. The largest brand under the Carnival Corporation & PLC umbrella is Carnival. Headquartered in Miami, Florida, U.S.A., CCL operates 24 cruise ships and is responsible for approximately 56% of the company’s annual revenue (Carnival Corporation, 2012). Carnival Cruise Lines (Carnival) is a subsidiary of Carnival Corporation & PLC. As is the case for the cruise industry as a whole, Carnival’s bookings rely heavily upon the work of independent travel agents and agencies. The other major sources of bookings are Carnival’s team of telephone-based Personal Vacation Planners (PVPs), as well as Carnival’s website. Due to the worldwide financial crisis, increased competition within the cruise industry, and the sinking of the Costa Concordia cruise ship in January of 2012, Carnival has faced challenges in maintaining its annual revenue and sales. Since 2008, Carnival has gradually decreased its staff of PVPs, having 500 in 2008 but only 200 today (Garcia). The PVPs had...
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...Activity 1.1.1: Study - Organization of DNA | (Documents: Study Sheet) | Learn about the organization of DNA into alleles genes and chromosomes. | | Duration: 40 min | | | Activity 1.1.2: Quiz - Organization of DNA | Take a quiz to assess your understanding of the material. | | Duration: 20 min | Scoring: 20 | Points Earned: _____ | Activity 1.1.3: Study - Mitosis | (Documents: Study Sheet) | Learn about the process of mitosis. | | Duration: 40 min | | | Activity 1.1.4: Quiz - Mitosis | Take a quiz to assess your understanding of the material. | | Duration: 20 min | Scoring: 20 | Points Earned: _____ | Activity 1.1.5: Journal - Your Traits | (Documents: Journal) | Reflect on the uniqueness of human traits. | | Duration: 40 min | Scoring: 20 | Points Earned: _____ | Lesson 1.2: Passing On Traits | (Documents: Key Terms) | Activity 1.2.1: Study - Meiosis | (Documents: Study Sheet) | Learn about the process of meiosis. | | Duration: 40 min | | | Activity 1.2.2: Quiz - Meiosis | Take a quiz to assess your understanding of the material. | | Duration: 20 min | Scoring: 20 | Points Earned: _____ | Activity 1.2.3: Study - Principles of Heredity | (Documents: Study Sheet) | Learn about the principles of heredity and the importance of genetics to organisms. | | Duration: 40 min | | | Activity 1.2.4: Quiz - Principles of Heredity | Take a quiz to...
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...the Romantics | Activity 1.1.1: Study - Historical and Literary Context | (Documents: Study Sheet) | Get an overview of the historical and literary context for the reading. | | Duration: 40 min | | | Activity 1.1.2: Quiz - Comprehending the Study | Take a quiz to assess your understanding of the material. | | Duration: 20 min | Scoring: 10 | Points Earned: _____ | Lesson 1.2: Romantic Poetry | Activity 1.2.1: Study - Romantic Poetry: Spontaneous Overflow | (Documents: Study Sheet) | Learn about the characteristics and leading writers of Romantic poetry. | | Duration: 40 min | | | Activity 1.2.2: Quiz - Comprehending the Study | Take a quiz to assess your understanding of the material. | | Duration: 20 min | Scoring: 10 | Points Earned: _____ | Activity 1.2.3: Read - Poems from the Romantic Canon | (Documents: Reading Guide) | Read selections from a variety of Romantic poets. | | Duration: 1 hr | | | Activity 1.2.4: Quiz - Comprehending the Readings | Take a quiz to assess your understanding of the material. | | Duration: 20 min | Scoring: 10 | Points Earned: _____ | Activity 1.2.5: Study - The Poet's Toolbox Applied | (Documents: Study Sheet) | Review some of the tools poets use to create meaning and achieve specific effects; apply those tools in order to analyze selections from the readings. | | Duration: 40 min | | | Activity 1.2.6: Quiz - Comprehending the Study |...
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...A good credit score can save consumers money with lower interest rates because lenders use it to determine credit risk. Lenders use different tools to determine risk; the most widely used tool is the FICO Credit Scoring system. Maintaining a satisfactory credit score is important because lenders consider this an important tool for determining credit risk. According to the Fair Credit Reporting Act, the definition of a credit score is “a numerical value or a categorization derived from a statisticaltool or modeling system used by a person who makes or arranges a loanto predict the likelihood of certain credit behaviors, including default (and the numerical value or the categorization derived from such analysis may also be referred to as a “risk predictor” or “risk score”); and does not include any mortgage score or rating of an automated underwriting system that considers one or more factors in addition to credit information, including the loan to value ratio, the amount of down payment, or the financial assets of a consumer; or any other elements of the underwriting process or underwriting decision” (FCRA §609(f) (2)). Although there are different types of credit scoring models, the most widely used is the FICO scoring system, created by Fair, Isaac, and Company. The factors that make up this score are as follows: payment history, new credit, amounts owed, length of credit history, and types of credit used. The length of time used for creating the score is the...
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...OH 1 Essay Questions: Forms They represent a continuum in how much freedom of response is allowed, ranging from restricted-response essays on one end to extended-response essays on the other. Restricted-response essay limits content and response to be given can limit via how narrowly question is phrased (e.g., as specific as a short-answer question) can limit via scope of the problem posed (e.g., with introduction like that of an interpretive exercise) therefore, can approach the objectivity of short-answer and interpretive exercises Extended-response essay great freedom so that allows problem formulation, organization, originality therefore, shares similar scoring difficulties with performance-based tasks OH 2 Essay Questions: Uses Represent a continuum in complexity and breadth of learning outcomes assessed, with interpretive exercises on the left end, restricted-response essays in the middle, and extended-response essays at the right end. Restricted-response essays For learning outcomes not readily assessed objectively Compared to extended-response questions, they target narrower learning outcomes, such as more specific mental processes (e.g., draws valid conclusions) Extended-response essays For learning outcomes not readily assessed objectively or with restricted response essays Compared to restricted-response questions, they assess broader learning outcomes, such as integrating a set of mental processes...
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...Proposal for a New Career Exploration Program for Service Canada This proposal is for a new career exploration program for Service Canada office of Cornwall, Ontario. It will examine the use of four standardized assessments in career counseling, then select and budget relevant assessments and resource material. The anticipated client group includes: unemployment recipients (70% recently unemployed due to downsizing), average age is 30-40, 60% female, 20% First Nations, 20% professional immigrants, and an English and French population. To get a fuller understanding of an individual undergoing career counselling, there are four main groups of the psychometric assessments to consider performing, that would be helpful to assisting the individual in their decision process, they are: value scales, interest inventories, personality inventories, and aptitude test. Even though the connection between these four groups of assessment is complex, an easier way to describe the main interrelationships in terms of career assessment is that values measures make it easier to understand fundamental motivators and the cultural context. Interests come from, and can be understood in the context of these fundamental values. If the outcomes of interest measures are vague, for instance if there are two differing veins of interests, the career counsellor can go back to the values outcomes to offer a starting point for choosing between them. The personality and aptitude measures provide the person an...
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