...TELL CONGRESS THE ELDERLY NEED ADDITIONAL FUNDING FOR HOUSING AND COMMUNITY-BASED SERVICES TAKE ACTION NOW! Thanks to your advocacy we have achieved a preliminary victory on 2016 funding for senior housing and services programs. Now we have to make sure these essential services get the funding increases they need. For the last several months, we have advocated for Congress to lift the spending caps that threatened severe cuts in housing and home- and community-based services. Late last month Congress passed a budget measure to do just that. But we still have to make sure that senior housing and services get the fair share of extra money this new budget allows. THIS IS HOW YOU CAN HELP: Contact your lawmakers and tell them it is crucial that essential services for the aging get appropriations increases. Talking Points * Sufficient funding is needed to cover the cost of renewing all existing rental assistance subsidy contracts for senior housing, including vouchers and project-based Section 8, project-based rental assistance (PRAC) under Section 202, and senior preservation rental assistance (SPRAC). * Full funding for the annual contracts is necessary in order to maintain the existing housing stock and prevent displacement of seniors or put scarce housing at risk. * These programs affect over 100,000 senior households. The typical Section 202 resident has an income of less than $11,000 per year, and needs assistance with housing and services in order to safely...
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...Application for Subsidized Housing in Ottawa For Office Use Only Date: Rec. by: The application must be completed in full and returned to: The Registry 2197 Riverside Dr., 5th Floor Ottawa, Ontario K1H 1A9 Phone: 613-526-2088 Version française disponible. 1. Eligibility Rules To be eligible for subsidized housing, you must meet all of the following conditions: • • • • • All members of the household must be a Canadian citizen, Landed Immigrant, Refugee or Refugee Claimant. No member of the household is currently under a deportation, departure or exclusion order to leave Canada. At least 1 person in your household must be 16 years of age and older. No member of the household owes money to any social housing provider. No member of the household has been convicted of an offence in relation to rent-geared-to-income assistance or found by a court of law or the Landlord and Tenant Board to have misrepresented their income for the purpose of rent-geared-to-income assistance. If you own a house or rent any other property, you must agree to sell it or terminate the lease within 180 days of being housed. You must be able to live independently, and make your own arrangements for support services. • • 2. Additional Information • • • • • • • • You must report any changes to this information directly to The Registry. You must update your application at least once per year with The Registry. Failing to provide updated information will result in the cancellation of your file...
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...Daniel Elyon Watford III Mrs. Campbell Regnier English Dual Credit December 7, 2015 Retired Life for Senior Citizens What every seniors strives make real is the perfect retirement option. Senior housing options has become a controversial topic. Figuring out where grandparents and even great grandparents should reside could very well determine the rest of their lives. Options such as NORC societies, retirement homes, assisted living, and nursing homes can change. In most situations the elderly that would be in need of options like assisted living would be unable to take care of themselves. Still every option has its own set of flaws as well as its own set of benefits. The first option is living in a home owned by the senior. Most elderly...
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...that cannot be avoided or neglected. Housing is not always affordable to every citizen, but that should not stop people from having a place to lay their head at night. In this assignment two state policies proposals will be discussed and they are Assistant Rental Housing and Housing for seniors and disabled workers. Within discussing what these organizations consist of there will also be discussion of the historical perspective of the policies and the reason they were enacted. Next, an analysis of the social, economic, and political environments of when the policies were passed. Also, the interest groups that are for and against the policies. Lastly, the change that the policies have affected within different communities around the country. Some people are able to afford extravagant housing but for people who can no longer work or cannot manage to pay for of their bills these policies help change their lives. Assistance for housing began under a new deal act, which was the U.S. Housing Act of 1937. Under this Act people who had lost their homes under different circumstances were able to receive housing. Also, under many acts that would follow the original act many different programs were put in place to help such as Housing and Community and Development Act, Section 8 Housing, and the Fair Housing Amendments Act. The premise of these acts were very simple. The Department of Housing and Urban Development describes it as, “The housing choice voucher program is the federal government's...
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...you do the following: 1. Discuss how the business or service that the business offers will be viable in an online environment. The business is a residential care group home for seniors. The Fisher House provides lodging, meals, medications, assistance with daily living, 24 hour staff supervision, and medical services. They are currently listed on the internet under the Family Services Association incorrectly as a United Methodist Home and as a licensed facility with a Place for Mom. The demand for residential care facilities for senior has increased because of the strict requirements that a senior must meet the standards so they can get approval from Medicaid. Medicaid will pay for residential health care facility which is also called a nursing home. They will not pay for residential care group homes, also known as a Class “C” boarding home. Seniors are living longer and is segment of the population is called “baby boomers” and they are starting to enter the senior housing market. The baby boomers are a large population and will be receiving social security and pensions in large numbers. This group will need caregivers. Because of the strict Medicaid regulations and the cost of other living arrangements for seniors the boomers will be looking for affordable high quality supervised housing. The Fisher House is an excellent alternative for affordable living with great services. The business will do very well by advertising on the internet. They will be able to reach...
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...develop a Continuing Care Retirement Community – a kind of senior housing retirement living center – on one (1) contiguous parcel of land located in a northeastern suburb of Houston, Texas by BGG Development, LLC – a Texas Limited Liability Company engaged in the development, capitalization, marketing and operations of senior housing facilities in Texas. BGG Development, LLC’s management has assessed the initial opportunity and believes the total development budget for the initial phase of this project will be approximately $54.1 million, but the project is expected to have three (3) phased stages developed over a 3-year period (if all operations are met with material success). Should BGG Development, LLC be successful in executing its business model, the expected result will be a near-term net profit pool of approximately $6.2 million and BGG Development, LLC will be seeking to acquire approximately $1.2 million in pre-construction phase capital financing to address this business opportunity. To these ends, the company is providing this proposal for the purposes of entertaining discussions with qualified institutions, businesses and accredited investors regarding the potential investment preferences. This document is not an offer to sell securities of any kind, nor does it constitute a guarantee or warranty as to future performance of any kind. This Document is For Discussion Purposes Only. Northeast Houston Senior Housing Project Development Financing Proposal Pre-Development...
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...Mortgage in India still at an infancy stage. The reverse mortgage came into existence in the UK during the crash of 1929. Having | | | |evolved genetically from the developed countries and mainly the USA, reverse mortgage is a scheme formulated to benefit the senior | | | |citizens the most. Although applicable for the younger people also, 'reverse mortgage loan products for senior citizens' is the basic that| | | |every bank of financial institution follows. | | | |Reverse Mortagage Information | | | | | | | | | | | |Reverse mortgage information that will help you in understanding the concept of reverse mortgage loan is listed below. | | | |Definition Of Reverse Mortgage:Reverse mortgage is a Home Loan product designed for the senior citizens by converting their fixed asset - | | |...
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...impact of job discrimination By PAUL WISEMAN, AP Economics Writer Associated Press - Tuesday, June 2, 2015 More older Americans are being buried by housing debt WASHINGTON — Al and Saundra Karp have found an unconventional way to raise money and help save their Miami-area home from foreclosure: They're lining up gigs for their family jazz band. They enjoy performing. But it isn't exactly how Al, an 86-year-old Korean War vet, or Saundra, 76, had expected to spend their retirement. Of all the financial threats facing Americans of retirement age — outliving savings, falling for scams, paying for long-term care — housing isn't supposed to be one. But after a home-price collapse, the worst recession since the 1930s and some calamitous decisions to turn homes into cash machines, millions of them are straining to make house payments. The consequences can be severe. Retirees who use retirement money to pay housing costs can face disaster if their health deteriorates or their savings run short. They're more likely to need help from the government, charities or their children. Or they must keep working deep into retirement. "It's a big problem coming off the housing bubble," says Cary Sternberg, who advises seniors on housing issues in The Villages, a Florida retirement community. "A growing number of seniors are struggling with what to do about their home and their mortgage and their retirement." The baby boom generation was already facing a retirement crunch: Over...
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...Assignment 2: A Critical Review and Analysis of the Literature (30%) (This assignment is submitted through the WebCT assignment dropbox. Please check the deadlines listed in the course schedule located on the home page for due dates.) This term paper (3,000 words, double-spaced, 12-point font) is a critical analysis of a topic area within the field of gerontology. The paper is to be based on a review of gerontological literature. Statements made in the paper should be supported by references to published peer-reviewed academic journal articles, book chapters, and books. Your paper must go beyond the material found in your course readings—you are expected to refer to at least 10 to 12 additional academic sources directly related to your topic. All references should follow the American Psychological Association style. Please visitAPA for the citation style to be followed for the reference list. Failure to reference properly will be penalized. The following is a list of suggested topics. The purpose of this list is to give you some direction and make you aware of related possibilities. If you wish to write on a topic not included in this list, you must check with the tutor-marker about your proposed topic by the end of week 5. Writing on another topic requires that you demonstrate to the tutor-marker and course supervisor that you have a clear understanding of what you propose to do and that you have verified that sufficient research is available on the topic to enable you to...
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...worry about is how to afford to live a life that is considered comfortable. The projections for the future are always estimated, and for seniors, their financial status at times is less then secure. The older population faces lower income levels, elevated medical expenses, lowering home values, and an unstable Social Security system. Along with worrying about income, seniors today think about where they are going to live and their failing health. The methods used for planning and saving for a retirement in prior generations are no longer economically sound and would not work in today's global market. The world has changed significantly since this current generation began planning for this stage of their lives. This creates countless financial problems for seniors looking to retire and having money that will last becomes more of a burden rather then enjoyment that is usually associated with retirement. Financial problems occur when retirees do not adjust their lifestyle to fit the new income restrictions. They must prepare emotionally for retirement and be aware of their limitations to steer clear of any financial problems (Carr, 2009). AARP recommends that one should contemplate downsizing to a smaller residence to reduce living expenses. By downsizing and relocating to a smaller environment could reduce some of the financial problems seniors are facing today (AARP, 2013). Many of the financial problems stem from their own forgetfulness. Not paying bills on time or not paying...
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...discrimination and negligence of human rights. These two groups experience issues in society, and difficulty living quality lives. Legislative acts have been enacted to help to eliminate these issues. Finance, health, loneliness are three issues faced by the aging population. Many seniors do not work. After retirement, many of these adults have difficulty maintaining income. Many of these adults receive Social Security income, and for many, that is their only source of income. Quality of health care decreases for many seniors. Costs of health care increase and are unaffordable for these people. Many elders are also prescribed a variety of medicine for very similar ailments, which lead to additional health problems. Older people are at higher risk for psychological disorders. They are at a great risk for depression and mental illness. Poverty affects the aging population in a very negative way. Poverty amongst the aging population decreases opportunities for elders to live quality lives. Poverty affects the everyday lives of older people. It limits the amount of things they can do on a daily basis and makes it very difficult to enjoy their lives. Many seniors aren’t able to keep up with the costs of health care, housing, insurance, medicine and a multitude of every day necessities. Historically, people with disabilities have experience great separation and exclusion from the world. They have endured discrimination and denial of human rights as a result of their disabilities. As time...
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...organisational excellence A Scottish Housing Association case study James Sheffield Comhairle, The Scottish Centre for European Public Sector Studies, University of Paisley, Paisley, Scotland, and 484 Siobhan White Division of Accounting and Finance, Glasgow Caledonian University Business School, Glasgow, Scotland Keywords Scotland, Housing, Financial management, Auditing, Corporate governance Abstract Control self-assessment (CSA) has been discussed as an audit technique, but little practical guidance is available in the UK on the subject. A limited number of public sector organisations have implemented it. This paper describes a case study of CSA implementation in a Scottish Housing Association. The case study details the decision processes that led to the choice of CSA as a favoured audit technique, and the development of CSA skills within the organisation. This paper examines the broader benefits of a CSA approach, in terms of performance management and employee empowerment. This paper also uses a cost benefit analysis to examine the efficacy of CSA for small organisations. Managerial Auditing Journal Vol. 19 No. 4, 2004 pp. 484-492 q Emerald Group Publishing Limited 0268-6902 DOI 10.1108/02686900410530493 Introduction West of Scotland Housing Association (WOSHA) is a provider of social housing, whose homes are rented to people who apply to the Housing Association to become members. Once an individual (or family) has become part of the Housing Association, they can choose...
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...A Critical Review and Analysis of the Literature (This assignment is submitted through the Canvas assignment dropbox.) This term paper (3,000 words, double-spaced, 12-point font) is a critical analysis of a topic area within the field of gerontology. The paper is to be based on a review of gerontological literature. Statements made in the paper should be supported by references to published peer-reviewed academic journal articles, book chapters, and books. Your paper must go beyond the material found in your course readings—you are expected to refer to at least 10 to 12 additional academic sources directly related to your topic. All references should follow the American Psychological Association style. Please visit APA (Links to an external site.) for the citation style to be followed for the reference list. Failure to reference properly will be penalized. The following is a list of suggested topics. The purpose of this list is to give you some direction and make you aware of related possibilities. If you wish to write on a topic not included in this list, you must check with the tutor-marker about your proposed topic by the end of week 5. Writing on another topic requires that you demonstrate to the tutor-marker and course supervisor that you have a clear understanding of what you propose to do and that you have verified that sufficient research is available on the topic to enable you to write a paper meeting the course requirements. Sample Topics 1. Describe the impact...
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...both economic and political events and how they are related to human service trends will be observed as well as demographic trends that will influence the future needs in the delivery of human services. Economic Events “As human services changes, there may be both negative and positive reactions. It is possible that services will become more streamlined yet less available, and the cost containment will save money but become an overriding factor in limiting treatment and other services.” (Woodside & McClam, 2011, p. 91). Job loss and unemployment, can affect a client’s ability to provide basic care for themselves or their family. The client’s self-esteem, self-confidence and overall mental health can be affected causing a “domino effect” of other problems and difficulties causing the client to slip permanently into poverty, even as economic conditions improve, and seek out social services to relieve some of their financial hardship. Food assistance programs, low rental housing and job training are a few of the services that can be provided by the human service professional to ease some these financial burdens. As baby boomers age, the number of seniors will increase causing economic changes in the population. Poor physical and mental health, housing, employment and environmental adjustments are a few of the needs that human service workers will have to attend to. Because of these concerns, human service professionals will play a major part in helping the elderly struggle...
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...Consequences of an Older Population SOC304 Social Gerontology Instructor Mandee Rowley April 16, 2012 With each passing day the age of the Baby Boomers will affect our lives on many social levels. This growing segment of our society will soon become the largest aspect of the American society carrying with it the majority of our aging population. The other age groups will be smaller, younger and yet will have to endure the cost of Healthcare for the Boomers that will be living longer requiring more resources than any of their predecessors. The Boomers will take with them into their Golden years a large grouping of income producers and leaving the balance of society to manage growing social costs. The political face of Medicaid, Medicare, Disability, and SSI will more than likely have several court battles ahead of them to ensure government cuts will not strip away the program essentials that will be needed by our aging populations. Healthcare Today we await the Supreme Courts Justices to make their ruling as to whether President Obama’s national health care plan (The Patient Protection and Affordable Care Act) is unconstitutional. The issue at hand is a Governmental mandate that everyone must purchase health insurance. The concern is making this a government decree and not something each state has the oversight and implementation process in. The Affordable Care Act became law in March 2010. With its signing by President Obama came expanded coverage for young adults...
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