ZamZuu Policies & Procedures

POLICIES & PROCEDURES
ZamZuu, Inc. is a wholly owned subsidiary of YTB International, Inc.
YTB International is the owner of all contracts for the products and services that are distributed by its ZamZuu
Business Owners (ZBO), Brokers or Free Agents. The following Policies and Procedures must be adhered to by all Business Owners, Brokers or Free Agents. For use in North America (specific to the United States, Canada,
Puerto Rico, Bahamas, and Bermuda) Version 1, effective August 23, 2010

As a Business Owner, Broker or Free Agent of ZamZuu, I represent, warrant, promise and agree that:
• I will be courteous, respectful, honest and fair in all my dealings while acting as a Business Owner, Broker or Free Agent, and I will perform my business activities in a manner that will enhance my reputation and the positive reputation of ZamZuu. I recognize that the founders of ZamZuu have strong personal convictions regarding the ethical conduct of all Business Owners, Brokers and Free Agents.
• I will not engage in any deceptive or illegal practice.
• I will make no claim for products, services or business positions of ZamZuu except as contained in official literature of ZamZuu.
• I will not misrepresent, or make any representations or warranties concerning, the income potential of the Business Owner, Broker, Free Agent Plans. It is impossible to predict Business Owner, Broker or Free
Agents incomes. The success of a Business Owner, Broker or Free Agent depends on many variables, such as amount of time and effort committed to his/her business and his/her organizational abilities.
• I understand and agree that I am solely responsible for all financial and/or legal obligations incurred by me in the course of my business as a ZBO, Broker or Free Agent including self-employment taxes, income taxes, license fees, etc. I understand