...Are You a Shopaholic? 3 Steps To Fixing Your Addiction 1 Posted June 26, 2012 by Danica Saarah Nelson in Advice “The first step to recovering is admitting you have a problem,” is a cliché we hear all the time. But do you see overspending on constant shopping trips as a crucial life issue that’s nearly as harmful as drugs or alcohol? It can be! Spending your disposable income on unnecessary items (especially when they’re charged to your credit card) is a surefire way to an unsuccessful and unhappy future. Below are the first three steps you can take to curing your illness. Step 1 – Remove Yourself From ALL Mailing Lists It’s hard, but it’s the easiest way to avoid succumbing to the temptations of spending money on something you wouldn’t have otherwise if you weren’t victim to that specific e-mail. If you REALLY want to get exclusive information on a sale or get your hands on a coupon code, a simple Google Search will do the trick. Removing yourself from every mailing list you’ve subscribed to is your first step towards curing your spending habits! Step 2 – Ditch the Plastic. Adopt the Paper! This one is pretty simple. All you have to do is take your Credit and Debit Cards out of your wallet. People essentially spend less when they’re using cash because they can see for themselves how quickly it can decrease as opposed to when you’re using plastic, you just swipe and go. Ever change your mind about purchasing something because you don’t want to break your $20? Then...
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... English III / Period 5 Mrs. Wegner 25 September 2015 How to Spot a Shopaholic The term “shopaholic” can be used to describe someone that is a compulsive shopper. A shopaholic may be stereotyped as a blonde girl in her early twenties, spending all of her parent’s money. Some may think that shopaholics can only be girls, but they definitely can be guys too. Unopened or tagged items It is best to start your investigation by looking in the suspect’s usually gigantic closet. You will notice that there are unopened shoe boxes. There may also be clothing that still has tags – shirts, shorts, sweaters, pants – who knows! Look for clothes in the bottom of the closet that they have maybe forgot about. Ask the suspected shopaholic if they remember buying these items, and if they hesitate or lie, their favorite things in their closet will start to disappear. Isolation Another good way to spot a shopaholic is to isolate them. Put them in a house for a few days, where they are unable to leave and go shopping. Normal people would usually be fine, but shopaholics get anxious. You have to send them a fake text saying that there is a huge sale at their favorite store. If they are a shopaholic, they will beg to go there and get even more anxious. Social Media Check Everyone knows that shopaholics like to show off the many things they purchase. Social media is a clue to whether a person is actually a shopaholic or not. Look at their Instagram. They usually use captions like “Shop ‘til...
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...The Confessions of Online Shopaholics Introduction We all know that we are in the midst of a social, business, and cultural revolution. Our generation today is often termed as “technology savvy”, especially now that the internet has new revolutionary trends. Nowadays, businesses are not just using databases but also the internet. Since 1995, electronic commerce (e-commerce) has grown in the United States from a standing start to $310 billion retail, travel, and media business and a 3.3 trillion worth total of business-to-business databases, bringing about enormous changes in business firms, markets and consumer behavior quickly. Economies and business firms around the globe got affected rapidly. Today, e-commerce has become the platform for new, unique services and capabilities that are not found in the physical world. In 2011, e-commerce is entering a new period of explosive entrepreneurial activity focusing on social networks, and the mobile digital platform created by smartphones and netbooks (Laudon, 2012). As stated by Rayport (2002), “We are in a revolution that is enabled and accelerated by technological change and at the center of this change is the internet, and, more specifically, economies” (p 2). Whenever we read the morning papers, we observe interesting stories on companies helping the growth of the internet and so the day goes-with constant stimuli related to the internet, e-commerce and the new economy- as we work, shop, dine, or drive through our...
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...about the Consumer behaviour which points out what external (group, cultural and family influences) and internal factors influence a consumer decision and what are the steps that comprise a consumer decision making process. Then there is a research summarized about what are shopaholics, what motivates them to indulge in this excessive shopping, how they are different from normal shoppers in terms of utility and purchase behaviours, how retail outlets supply the goods and services to satisfy the addiction and what are the positive and negative externalities of this behaviour. The research also points out that in long term this addiction turns out to be harmful but in the short term in is quite fruitful and this is what turns the normal shoppers into shopaholics. After addressing the above mentioned issues the report moves to explaining what is shopping addiction, a psychological disorder or just a past time, how it is linked to other addictions, what are some of the symptoms of this disorder, what problems arise when someone starts indulging in this excessive shopping behaviour both financial and social problems and then the general personality characteristics of shopaholics are discussed like shopaholics seek other’s approval, they have low self esteem, they have emotional problems, they face difficulty in controlling their impulses, they fantasize everything around them, they are materialistic and finally in conclusion the report discusses some of the measures that can be taken...
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...stages; the habit starts out as a thought to an action, stimulating the person’s body and mind, which gives the individual the thought process to do this again for stimulating believing (Bandura , 2005). Because most habits occur in stages is why people may not realize, they have a habit. The mind is the biggest contributor in any habit-forming desire because of the increased excitement the habit brought to the body or the mind (Friedman, 2009). . When focusing on shopping as a bad habit or obsession the obvious does not inter a person’s mind. Developing unpaid bills at home may be past due, needed money for the children’s field trip, or is this going to wipe out their savings account. The person who is as described is known as a shopaholic. Statistics...
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...I like my money where I can see it, hanging in my closet. – Carrie Bradshaw The phrase was said by Carrie Bradshaw, the main character in the series Sex & The City and one of the most famous TV fashionista. She was strongly committed to cultivating a spectacular wardrobe and could spend thousands of dollars on a pair of shoes or a designer dress without a gram of guilt. Going shopping was part of the routine for the protagonists of the program and Carrie became a fashion icon that illustrated the relationship between women and shopping. Is it true that we shop more than men, that shopping pleases us on a bad day or we have this uncontrollable urge? Researchers agree that its much more than opening the wallet and removing the card. In fact, women complete many of the visits to a store or mall without purchasing anything. That’s because for women these visits also symbolize entertainment, creativity, pleasure and independence. Which matters much more than just buying, says Patricia Huddleston, consumer specialist at the University of Michigan, in her book behavior Consumer Behavior: Women and Shopping. But is there such thing as too much shopping? Shopping addiction is characterized by an uncontrollable urge to buy unnecessary and superfluous products and when the wild and compulsive consumption exceeds the financial capacity of the person it is when the problems begins. In this post we will see what is Compulsive Shopping Disorder, its main problems and how we can...
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...spend money they haven't earned, to buy things they don't want, to impress people they don't it like" is aimed at people who can't help buying things, they are frenzy-shoppers and also called shopaholic. This people buy all the time clothes and products with cash and credit cards but also on credit, so " money they haven't earned" . Because of their addiction they but products they don't need. But buy them in order to show their Social States and to impress others. Actually people think that we can't be happy without consuming. The quotation is funny and withy because Will Rogers points out that consuming may be used to impress people: " To impress people they don't like". So it's ridiculous they care about people think of them even people they don't like. This quote refer to conspicuous consumption, to spend money in ostentatious way. It's a sad reality in our crisis society. Still today, too many people give more importance to the things they process , we live in consumer society. This quote doesn't apply to me because even if i like shopping i'm careful about the way i sped my money. I care about money and i now that it's difficult to get money especially with the crisis. So i do my best to save my money even though sometime i spend a lot for things i'm absolutely not a shopaholic because it's ridiculous to go into debt to buy things to impress people who don't care about...
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...Business Fraud By: Accounting Information Systems Professor Broderick Martinez September 14, 2014 In Pittsburg, Pennsylvania, an office manager of an Upper St. Clair accounting firm pleaded guilty to last Wednesday to wire fraud and embezzlement of about $270,000 from Cybergenetics Corp. in Oakland, California. Mary Schneir admitted to shuffling money into and out of accounts of three clients when she was working as an office manager of Karna C. Goldsmith CPA firm. She used many of those funds to pay her mortgage and credit card debt. This is not the first time that Mary Schneir stole money, she was recently sentenced to 30 days in jail for stealing $19,000 from Bethel Park cheerleaders organization. The three victims included A.L. Brourman Associates, a Downtown public relations firm; its owner, Audrey Brourman; and Cybergenetics, a forensic crime scene and DNA business in Oakland. Ms. Schneir basically pilfered money from accounts and then maneuvered the money from other accounts when the bills came so that there wasn’t any gaps. Currently Ms. Schneir is free on bail until her sentencing on February 19, 2015 (Ove, 2014). Mary Schneir does not really fit the profile of an average fraud perpetrator, she is active in her local community and served as President of the Bethel Park Junior Cheerleaders. She is a mother of two and it seems that more and more things are coming to light after she was charged in connection with stealing money from the Bethel Park Junior Cheerleaders...
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...Sitting home and lonely can sometimes be boring, and depressing. To have company with other people or having an interest for sport or something that you can do, can probably beat the loneliness. Apparently being a shopaholic, or actually, an online shopaholic can beat the loneliness. The short story “Oniomania in the Empty Days” which is written by Beverly Lucey, deals with this woman named Mavis, who is lonely and addicted to one of the biggest online auction website in the world, Ebay.com. Mavis and her husband Darnell moved to Missouri a while ago and bought a new house there because Darnell got a new job. Darnell is not a big fan of Mavis’ shopping-on-Bay-thing. According to him, they can not afford all that stuff, because the still have not sold their old house yet, and now also with all Mavis’ shopping on eBay, it does not make it easier for him to afford two houses. However Darnell does not notice everything Mavis buys, because everything looked familiar for him, or he would think that it was things from her other life she lived. So while Darnell kept working to make money to afford two houses, he let Mavis do the paper stuff at home such as bills, which leads to that he actually never sees what Mavis uses the money on. Lost auctions on stuff that she felt belonged to her, nagged her. One of the reasons why Mavis cannot stop buying things on eBay, is because moving so much makes her feel incomplete. She wants to get the stuff she feels that belongs to her, to feel...
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...inappropriate use of credit cards increases on a daily-basis, which signifies the fact that the problem shows a continually expanding trend, which is worth carrying an investigation upon. In order to overcome this problem, eight solutions were proposed. These solutions were banning the installments in shopping, copying the American model by providing collateral to the banks while getting a new credit card, requesting a guarantor per person while giving a credit card, giving maximum one credit card per person who has already debt, increasing the commission rate of the point on sale machines, educating people about the usage of credit cards and tell them its advantages and disadvantages, preparing therapy meetings by government for shopaholics and limiting cash advance credit from credit cards. The underlying research methodology of these solutions includes student surveys, internet based researching, discussions with credit card users, and discussions with personnel of banks. These proposed solutions were evaluated according to their effectiveness, feasibility, acceptability, sustainability and legality. Among these solutions three of them passed the criteria and suitable to apply. The chosen solutions can be regarded as the most effective and feasible one and these solutions are providing collateral, limitation of cash advance and educating people. Applying one of these solutions tend to reduce credit card debts, however, if all of them are used great percentage of debts...
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...ASOSIASI PENGELOLA PUSAT BELANJA INDONESIA (INDONESIAN SHOPPING CENTRES ASSOCIATION) Retail Trends & Challenges Retail Trends ….. • The market – Huge and Changing • The shoppers – Socially Shopaholics • The challenges – Raising competition and raising cost of doing business Retail Trends ….. • The market – Huge and Changing • The shoppers – Socially Shopaholics • The challenges – Raising competition and cost Indonesia has it all ….. GDP Growth l Accelera>ng real GDP growth ► 4.5% in 2009, 6% in 2010, 6.2% in 2011 4th largest popula>on in the world with 235 m inhabitants Growing urbaniza>on Middle class(1) now represents over 40% of the popula>on vs. 25% 10 years ago Size of middle class has been growing strongly at a 7.5% CAGR over the last 10 years to reach 23 m households GDP per capita to reach USD3,000 by 2012, allowing for greater disposable income and faster modern retail growth l l l l l Growing Middle Class Popula>on l l Food Retail Industry l l ...
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...A True Christmas Once upon a time, in a land far away, a beautiful baby girl was born on the 25th of December. She was called Nicole. On this same day, a gorgeous baby boy was born and he was called Nick. After 20 years, Nicole was shopping in Westland, the biggest shopping mall in Eastford. While there, she met Nick who was taking photos for his ‘Shopaholics’ assignment. The moment Nick saw her, he thought, he knew that she was the one for him. He walked up to her. But she didn’t have quite the same reaction when she saw him. When Nick said hi, Nicole’s reply was “EEW! Who are you?” Nick bowed and said, “Hi I’m Nick. You are?” “Nicole. Now can you move? It’s my birthday soon and I need to buy a present.” She said looking through the clothes on the clothes rack. “For yourself?” Nick asked. “Yes are you deaf?” “Sorry. My birthday is coming up too. When is your birthday?” “25th of December. Excuse me I need to get through.” “Oh My Gosh! Really! My birthday is on the same day too!” Nick said excitedly. “Uh-huh.” Nicole said not really listening. “Hey are you a shopaholic?” “What do you think?” “Well. OK. Can I take a few photos? Do you want to be a model for a photo shoot?” Suddenly Nicole got really excited. “Yes! Yes! Yes!” “OK calm down. Are you free tomorrow?” “Yes!” “OK can we meet up at 12:30, have lunch, take some photos and go home?” “Sure but why are we going to have lunch together?” “Um… so we can get to know each other.” “OK. She said reluctantly.”...
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...The advantages and disadvantages of online shopping Who doesn't like to shop? Buying new things is fun—except for when it takes so much time that it becomes more of a chore than a pleasure. Of course, now with online shopping and banking, you can go on a spree from your home. Purchases are just a click away on the Internet—life never has been so easy! Online shopping is a very popular kind of e-business where one consumer can shop over the Internet and have their goods delivered. Ebay and Amazon are the two most popular and trusted websites for shopping online, selling millions of products each. Nowadays many people prefer to shop online because of its numerous benefits. However, the practice has disadvantages as well as advantages. This article will go over the pros and cons of shopping online. Advantages of Online Shopping Online shopping can save you the time of having to leave your house to run errands. It makes products easy to find: Finding a product online is much easier than looking for it in the local store. In a store, you have to search for the product you want; if it's not there, you may have to visit several locations, which is frustrating and time-consuming. However, online you can easily search for any product by using the website's search feature, and it's more likely to be in stock. If the website doesn't have it, you can simply go to another without wasting your time. For example, if you can't find the suitable product in eBay, you can look for...
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...The bad habit I choose to break could be excessive shopping for no reason. There are many steps to do it. First, define the specific concrete terms. For example, if you want to stop the excessive shopping from an individual for no reason, instead of asking the individual to stop shopping, we can ask him or her to reduce the time and money: from 25 hrs and $1000 a week to 5 hrs and $200 a week. The second step should be collecting the data about the behavior of the individual. So that it will be easier by knowing the starting line, we can set up the finish line. Designing the self control program could be the third step. Reduce the shopaholic tendency by half and then reduce it further, because it will be shocking for the person’s system reducing it suddenly which may do more harm than good. Identify two other interesting things the individual like other than shopping. For example, dining or going to movies. Encourage the individual by reinforcing for dining or moving; punish them for not doing that. Thirdly, plan how to resist the temptations of shopping. If punishments are not working, have the positive talk to him and explain the rewards he may get if he performs well. Explain to him that the short term goals are chatting with friends, using internet, dining outside, or going to movies and the long term goals could be minimizing the shopping time and reducing the amount of money spent. The fourth step is making the commitment to change. In this step, display the photos...
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...Behavioral and Social/Cognitive Approaches In: Behavioral and Social/Cognitive Approaches Behavioral and Social/Cognitive Approaches to Forming Habits University of Phoenix Psychology of Personality PSY/250 Behavioral and Social/Cognitive Approaches to Forming Habits A changeling habit for keta is impulsive, compulsive, shopping. rketa developed this habit during her teenage years when clothes were important to young people. High school was more of a fashion statement, name brands were important. There may be other family members whose much older and enjoyed dressing and shopping, but no one in the household directly will be the role model for this habit forming. The stamp of approval for Charketa in with this habit is the compliment she receives on the nice clothes and accessories she buys. This motivated the increase and desire for additional spending and filled in the time slot in which boredom began to form. This addiction allowed her the ability to escape from problems at home between family members. The addiction of shopping place Charketa in a world of temporary satisfaction, which removes all of the problems, life bring causing sadness. Habits are developed in stages; the habit starts out as a thought to an action, stimulating the person’s body and mind, which gives the individual the thought process to do this again for stimulating believing (Bandura , 2005). Because most habits occur in stages is why people may not realize...
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