...| Addis Ababa University College of Business and Economics Masters of Business Administration Factors influencing the Profitability of Private Commercial Banks in Ethiopia Abraham Redi I.D. No. 1444/07 Section I Submitted to: Matios Ensermu (PhD) Presented as a Partial Fulfillment for the course Business Research Methodology (MGMT601) December, 2015 Addis Ababa, Ethiopia I. Table of Contents Chapter One ……………………………………………………………………………………….1 1.1 Introduction 1 1.2 Background of the Study 3 1.3 Statement of the Problem 5 1.4 Research Questions 6 1.5 Objectives of the Study 7 1.5.1 General Objective of the Study 7 1.5.2 Specific objective of the study 7 1.6 Scope and Limitation of the Study 7 1.6.1 Scope of the Study 7 1.6.2 Limitation of the Study 8 1.7 Significance of the Study 8 1.8 Operational Definitions 9 1.9 Organization of the paper 9 Chapter Two ……………………………………………………………………………………...10 2 Literature Review 10 2.1 Measures of Bank Performance/Profitability 10 2.2 Factors Influencing Bank Performance/Profitability 10 2.3 The influence of Bank-specific factors on Bank Profitability 11 2.3.1 Capital Adequacy 11 2.3.2 Assets Quality 12 2.3.3 Management Efficiency: Operational Costs Efficiency 12 2.3.4 Earning ability: Diversification of Income 13 2.3.5 Liquidity 14 2.4 The Influence of Industry-specific Factors...
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...Publication: 3 1.4. Reviewer: 3 1.5. Purpose of the Article 3 II. Analysis and Synthesis 4 2.1. Most important conclusion 4 2.2. Special issue about the study subject 6 2.3. Relating issues raised in the article with the business environment and financial system in Ethiopia 7 2.4. Points we Agree or Disagree with 7 2.5. One part of the article that helped to understand finance 8 III. Hypothesis Comparison. 8 IV. How the information in the article affect the business manager in us 9 4.1. Becoming a better financial manager 9 4.2. Becoming a better professional 9 4.3. Practicing suggestions in the article 9 4.4. Issues listed by the authors 10 References 13 I. Article Summary 1.1. Article Title: The theory and practice of corporate finance: Evidence from the field 1.2. Authors: John R. Graham and Campbell R. Harvey 1.3. Publication: the article is published in the Journal of Financial Economics, Volume 60, Issue 2, Pages 187-243, dated 31/05/2001. The publisher is North-Holland. 1.4. Reviewer: Group 8 members 1. 1.5. Purpose of the Article The article reports the result of a comprehensive survey on the practice of corporate finance conducted in 1999 G.C by the above mentioned two authors in the USA. Unlike previous similar studies in theory and practice of corporate finance, the article address a broader scope in the field of corporate finance including capital budgeting, cost of capital and capital structure, which according to the authors allows “linking responses...
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...Every individual has a cultural heritage. Each culture views the world differently. Heritage is whom we are, where we came from and our historical roots. The Heritage Assessment Tool is designed to “give nurses an understanding of the patient’s traditional health and illness beliefs and practices so that culturally appropriate interventions can be initiated. The tool is a series of twenty nine questions. These twenty nine questions are designed to determine a patient’s ethnic, cultural, and religious background,” (Flowers, D.L., 2005). The Heritage Assessment Tool (HAT) , is a check list used by professionals to gain knowledge of patients culture and beliefs prior to initiating care (Spector 2000). In combination with questions that relate to health beliefs and practices the HAT assessment includes events in their childhood, which contribute to the values, and beliefs in adulthood (Spector, 1989). NursesThe Heritage Assessment Tool is a worksheet operated by people in the medical field in order to recognize the standpoint of a patient in respect to culture and beliefs. It’s an accurate method in which the medical professional comprehends the patients prior to beginning any interventions. Ultimately the objective is to diminish disease and ease anguish in the most effectual way that is feasible, it is wise for the licensed practitioner to recognize the utmost comfy actions for the client. (Edelman & Mandle, 2010) The heritage assessment tool aids medical professionals...
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...JIMMA UNIVERSITY COLLEGE OF SOCIAL SCIENCE AND LAW DEPARTMENT OF ENGLISH LANGUAGE AND LITERATURE THEMATIC ANALYSIS OF ISSAYYAAS HORDOFAAS NOVEL YOOMILAATAA BY:- TEKALIGN GURMESA ADVISOR:- ASHENAFI BELAY SUBMISSION OF RESEARCH PROPOSAL TO DEPARTMENT ENGLISH LANGUAGE AND LITERATURE Contents Page Acknowledgement Abstract Chapter one 1. Introduction 1.1. background of the study 1.2. Statement of the problem 1.3. Objective of the study 1.3.1. General Objective 1.3.2. Specific Objective 1.4. Significance of the study 1.5. Delimitation of the study Chapter two 2. Review of Related Literature 1.6. Definition of theme 1.7. Theme and other element 1.7.1. theme and plot 1.7.2. theme and setting 1.7.3. theme and conflict 1.7.4. theme and character 1.8. Review of Related studies Chapter three 3. Research methodology 1.9. Research Design 1.10. theoretical frame work 1.11. Procedures of Analysis Time budget Budget plan Reference CHAPTER ONE INTRODUCTION 1.1. Background of the Study Literature is the reflection of culture, religion, history and politics of human being. According to Owo Moyela(1993), literature is “linguistically the commented facts and ideas through which people used to present their deeds and world views from one generation to other”. We can infer...
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...in poor countries have the opportunity to change their life and to live the American dream. Most of the wealthiest people succeed because they daily do business and invest internationally. Moreover many foreigners also succeed abroad due to their skills and what they bring to a country. However this does not completely reflect the reality. Many foreigners have a lot of difficulties to live abroad, either because they are disappointed of what they experience or because governments use them. In the story of Flight Patterns, written by Sherman Alexie, one of the main characters, Fekadu, is from Ethiopia. He used to be a fighter pilot. One day, he ran away from his country because he could not drop bombs on his own people anymore. He left with a jet-plane and landed in France. After he landed, he decided to go to America to live the American dream and knew that he could never go back to Ethiopia. However, it did not go as he expected. Fekadu is an educated person and has a degree in physics. Unfortunately, he does not use his...
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...------------------------------------------------- List based on Fearon's analysis[edit] In the Fearon list, cultural fractionalization is approximated by a measure of similarity between languages, varying from 1 = same language to 0 = languages that are completely unrelated.[3] This index of cultural diversity is biased towards linguistic variations as opposed to racial and other variations. Ethnic and Cultural diversity (2003)[3] | Ethnic Diversity Rank | Country | Ethnic Fractionalization Index | Cultural Diversity Index | 1 | Papua New Guinea | 1.000000 | - | 2 | Tanzania | 0.953000 | 0.564000 | 3 | Democratic Republic of Congo | 0.933000 | 0.628000 | 4 | Uganda | 0.930000 | 0.647000 | 5 | Liberia | 0.899000 | 0.644000 | 6 | Cameroon | 0.887000 | 0.733000 | 7 | Togo | 0.883000 | 0.602000 | 8 | South Africa | 0.880000 | 0.530000 | 9 | Congo | 0.878000 | 0.562000 | 10 | Madagascar | 0.861000 | 0.192000 | 11 | Gabon | 0.857000 | 0.382000 | 12 | Kenya | 0.852000 | 0.601000 | 13 | Ghana | 0.846000 | 0.388000 | 14 | Malawi | 0.829000 | 0.294000 | 15 | Guinea-Bissau | 0.818000 | 0.568000 | 16 | Somalia | 0.812000 | 0.290000 | 17 | India | 0.811000 | 0.667000 | 18 | Nigeria | 0.805000 | 0.660000 | 19 | Yugoslavia (1943-1992) | 0.801000 | 0.385000 | 20 | Central African Republic | 0.791000 | 0.511000 | 21 | Ivory Coast | 0.784000 | 0.557000 | 22 | Lebanon | 0.780000 | 0.195000 | 23 | Chad | 0.772000 | 0.727000...
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...CHAPTER ONE 1.0 Introduction Literally, the phrase person-to-person simply means one-to-one. This implies that addressing somebody personally on certain issues without the interference of the third party. And the rationale behind such relationship is to gain 100% attention of such individual, not only that such person will have freedom to express himself or herself to the person talking to him/her without any form of suspicion. This writeup is made to x-ray the importance of one-to-one discipleship as stated by our lord and saviour Jesus Christ. This report also focuses on the hinderances to this missing ingredient in christendom today. 1.1 Disciple In Christian usage a disciple is a follower of Jesus Christ, an adherent to the Christian tradition. A student, learner or pupil in the school of his/her master (Nelson's Illustrated Bible Dictionary, Copyright © 1986, Thomas Nelson Publishers) Someone who believes in ideas of a great teacher especially a religious teacher and tries to follow him. Someone who has an aptitude to acquire knowledge from a mentor (disciplar). Someone that accept the doctrine of his master without any logical reason. The example is that of Jesus Christ and His disciples. Matt. 10:24 says “the disciple is not above his master, nor the servant above his lord’’. In other words no man can ever expect to be greater than Christ, for He is the only Lord and Christ (Act 2:36). The word disciple appears in the bible 28 times, while the plural...
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...chilot.wordpress.com Legal Research Methods Teaching Material Prepared by: Prof (Dr) Khushal Vibhute & Filipos Aynale m Prepared under the Sponsorship of the Justice and Legal System Research Institute 2009 chilot.wordpress.com TABLE OF CONTENTS UNIT 1: INTRODUCTION-------------------------------------------------------------------1 1.1 Introduction--------------------------------------------------------------------------------------------------------2 1.2 Law and Society: Mutual Relationship & Interaction-----------------------------------------------------3 1.3 Legal System: A System of Norms and Social System?---------------------------------------------------4 1.4 Role of Law in A Planned Socio-Economic Development------------------------------------------------6 UNIT 2: LEGAL RESEARCH: AN INTRODUCTION----------------------------------8 2.1 What is research?-----------------------------------------------------------------------------------------------10 2.1.1 2.1.2 2.1.3 2.1.4 Meaning of research---------------------------------------------------------------------------------10 Objectives of research-------------------------------------------------------------------------------12 Motivation in research------------------------------------------------------------------------------13 Research and scientific method-------------------------------------------------------------------14 2.2 Types of research------------------------------------------------------------------------------------------------15...
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...AN ASSESSMENT ON PACKAGING PRACTICE AND ITS IMPLICATION ON GREEN MARKETING ON SEBETA AGRO INDUSTRY (MAMA DAIRY) PLC Abayneh Mulugeta, ST. Mary’s University College, Business Faculty, Department of Marketing Management Email: abi_mulu@yahoo.com or abaynehmulugeta@gmail.com ___________________________________________________________________________________________________________________________________________________________________________________________ Abstract This paper is aimed at assessing the impact of packaging on green marketing practice. The data classification was more descriptive. Data collection was made through the use questionnaires, interview, and observation. The sampling technique employed for the customers was convenient sampling technique. A total of 250 copies of questionnaires were distributed and 202 were collected back, representing a response rate of 80.08%. The obtained data were analyzed using SPSS version 20. The results revealed that the packaging material of the products are not biodegradable, nor eco-friendly, nor reusable, nor refilled, nor recycled and cannot be reduced, but the company puts instructions on how to dispose the package on some of its products. Findings, implications and recommendations for managerial practices are discussed and put forward. Keywords: Packaging and green marketing __________________________________________________________________________________________________________________________________________...
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...| Help with Some Confusing Subjects | 39 – 43 | Chinese Dynasties | 39 | Political, Economic, and Social Systems | 40 | Religions | 41 | Primary Sources | 42 | “Must Know” Years | 43 | * Many of the guidelines in this study packet are adapted from the AP World History Course Description, developed by College Board. The AP Exam Purchasing and taking the AP World History exam are requirements of the course. This year, the AP World History exam will be administered on: ___________________________________________ Format I. Multiple Choice a. You will have 55 minutes to answer 70 Questions. b. Each question has options A, B, C, and D. c. Questions are divided evenly between the five course themes (20% each) and six periods. d. Each questions addresses one of the four historical thinking skills. e. You should answer ALL 70 questions, even if you have to guess. There are no points off...
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...| Help with Some Confusing Subjects | 39 – 43 | Chinese Dynasties | 39 | Political, Economic, and Social Systems | 40 | Religions | 41 | Primary Sources | 42 | “Must Know” Years | 43 | * Many of the guidelines in this study packet are adapted from the AP World History Course Description, developed by College Board. The AP Exam Purchasing and taking the AP World History exam are requirements of the course. This year, the AP World History exam will be administered on: ___________________________________________ Format I. Multiple Choice a. You will have 55 minutes to answer 70 Questions. b. Each question has options A, B, C, and D. c. Questions are divided evenly between the five course themes (20% each) and six periods. d. Each questions addresses one of the four historical thinking skills. e. You should answer ALL 70 questions, even if you have to guess. There are no points off...
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...Assignment notes Christianity vs. Judaism: The major differencesHere, in great brevity, is a summary of some of the major differences between Judaism and Christianity. | Principle | | Christianity | | Judaism | Nature of God | | Trinity | | Unity | Nature of Messiah | | Divine, Sin Sacrifice | | Only human, Righteous King | Atonement | | Blood Required | | Prayer and Repentance | Sin | | Everyone stained by Adam and Eve ("original sin") | | All begin with clean slate | Righteousness | | No one | | Within our power to choose | Satan | | Fallen angel | | Agent of God | Torah | | Written only | | Written and Oral | Commandments | | Not eternal or valuable | | Eternal and of ultimate value | Exclusivity | | Only Christians go to heaven | | All righteous have a place in the world to come. | Land of Israel | | Irrelevant | | Crucial | Jews | | Replaced by the church; or irrelevant | | God’s chosen people | Judaism is one of the world’s oldest religions, dating back up to 2000 years BC from the time when God first called Abraham to leave his home and follow Him. At that time, God made a covenant (or agreement) with Abraham in which He promised to make Abraham the father of a great nation and that one day his descendants would inherit the land of Canaan if Abraham followed him. God’s plan was gradually revealed through the Old Testament and built on with further promises to Moses, David and the prophets...
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...INTERNATIONAL BUSINESS OPERATIONS Need for International Business International Business is important and necessary because economic isolationism is today impossible. Failure to become part of the global market assures a country of declining economic influence and deteriorating standard of living for its citizens. Successful participation in international business promises improved quality of life and a better society leading to a more peaceful world. Most people are likely, on individual levels, to become involved with international business corporations during their careers. Manufacturing companies, and also service companies like banks, consulting firms or insurance are going global. In an era of open borders, niche marketing, instant communications and free ways of reaching millions of people, huge opportunity emerges for individuals to enter the international business arena. International business offers companies new markets. Since the mid-20th century, the growth of international trade and investment has been substantially larger than the growth of domestic economies. The combination of domestic and international business presents more opportunities for expansion, growth and income than domestic business alone. International business generates the flow of ideas, services and capital across the world. International business also offers consumers new options. It enables the acquisition of a wider variety of products, in terms of both quality and quantity and at reduced...
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...Barbados Barbados is a North American sovereign island country located in the Caribbean. The capital of this state is Bridgetown. This state raised its head as an independent state in 1966 after being a Colony of the British Empire for almost 350 years. Category | Fact | Category | Fact | 1.Size | 439 Square km | 4.Religion | Christianity | 2.Population | 277,821 | 5.Currency | Barbadian Dollar | 3.Language | Barbadian | 6.GDP Rate | $16,653 | The main resources of Barbados are Petroleum, Fish, Natural gas, Sugarcane etc. The national symbols of Barbados are Neptune's trident, pelican, and Red Bird of Paradise flower (also known as Pride of Barbados). In Barbados Queen Elizabeth II is the Head of the State and represented locally by Governor General which is at present Elliott Belgrave. These two heads are advised by the Prime Minister of Barbados who is also the Head of the Government on matters of Barbadian state. The current Prime Minister of Barbados is Freundel Stuart. ...
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...Early life[edit] Rosso was born in the village of Brugine in the Northeastern Italian region of Veneto. His parents were farmers and he grew up under simple conditions, regularly helping his father after school. Having seen the laborious life required for a farmer, Rosso aspired to do something different from his parents and in 1970 began studying industrial Textile Manufacturing at the Marconi Technical Institute in Padua. There, he produced, at the age of 15, his first self-designed garment, a pair of low-waist bell-bottomed jeans using his mother's Singer sewing machine. He kept experimenting with different jeans models and would give each pair to friends or sell them at school for about 3500 lire[1] (equivalent of 1,80 Euro in current prices).[5] In 1973 he began studying Economics at the University of Venice, where in addition to helping his father on the farm, he also financed his studies by working as a mechanic and as a carpenter. Diesel[edit] Beginnings of Diesel[edit] Diesel logo Rosso dropped out of the University of Venice in 1975 and began to work as a Production Manager at Moltex, a local clothing manufacturer that produced trousers for various Italian clothing labels. Moltex' parent company, the Genius Group, was run by Adriano Goldschmied who would eventually become Rosso's mentor and future business partner. During Rosso's first two years at Moltex the company grew rapidly. In 1978, after Rosso had managed to increase the company's production beyond what...
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