FACULTY OF ADMINISTRATIVE SCIENCE AND POLICY STUDIES
AM228: BACHELOR OF ADMINISTRATIVE SCIENCE (HONS.)

ADM653: SOCIAL SECURITY AND EMPLOYEE BENEFITS ADMINISTRATION
TOPIC: DEVELOPMENT OF SOCIAL SECURITY IN UNITED STATES

PREPARED BY:
AFIQAH BINTI MAD KASSIM 2013455736
ALIA ATIQQAH BINTI ADENAN 2013
FIQRIN HANIS BINTI ROSLI 2013488894
INTAN SURAIYAH BINTI RAMAT 2013460818
NUR AMILY BINTI ZAINUDDIN 2013439594

GROUP: S3BA5G (SEPT 2015)

PREPARED FOR: SIR SUHAIMI BIN ABD SAMAD

SUBMISSION DATE:
13 OCTOBER 2015 1.0 Introduction
United States Social Security Administration focused on social insurance. The concept of social insurance in United States is from the individuals’ contribution to the government revenues managed by the governments and this fund will used to provide income to them when they become disable to support themselves through their own labours. For example, benefits in United States system are measured such a low income person get the higher benefit than those persons with higher earnings as the high income person get the lower benefits.

2.0 Types of Social Security Benefits in United States.
2.1 Disabilities Benefits
Social Security disability benefits is for people whose age 18 or older, unable to work due to the medical condition that’s expected to last at least one year or may result to death and not receiving any benefits on their own Social Security record. Not limited to that particular of disability person, but the family members like spouse and unmarried child of 18 age or younger than 19, whose having the disabled workers can also receive money from Social Security. The documents needed for the application are birth certificate, proof of U.S citizenship, medical evidence or any compensation-type of benefits the disable person have received before. There are two type of benefits for the disable person, which are Supplemental Security Income (SSI) and Social Security Disability Insurance. SSI pays benefit based on the financial need while Social Security Disability Insurance pays the benefit based on their contribution to Social Security taxes.
2.2 Children Benefits Social Security Administration in United State provides social security for disabled children. The benefit is eligible whether the child is adopted, dependent stepchild or even from parent’s father and mother earnings. However, there are certain requirements in order to be eligible for Social Security Income benefits (SSI). For the parents, one of the partners must be disabled and retired and entitled for social security or one of the partner died after having worked long enough and he or she paid for the social security taxes. For the child, that child is unmarried and younger than 18 years old. He or she must be a full time student not higher than 12 grade or disabled and have started before 22 years old. In order to apply for the benefits, the parents need to bring along the birth certificate, parent’s and child’s Social Security numbers and extra documents needed are depends on type of benefit involved.
2.3 Survivors Benefits
The survivors benefits is a social security made for when a family member dies. Some deceased’s family members may be entitled to receive social security benefits after the deceased has worked long enough to be made qualified under the social protection. It is a lump-sum payment of 255$ to the surviving spouse. If no surviving spouse the child may is entitle for the payment. However, there are certain procedure that need for the family members to comply with. Such procedures include when the death needs to be reported as soon as possible. But in most cases the funeral home or the funeral director will make the report. And family member of the deceased must provide the funeral director with the deceased’s social security number. There are also certain family members are eligible to apply for the benefits such are, a widow or a widower of at least 60 years of age or 50 for the disable. A widow or a widower caring the deceased child of below 16 years old. An unmarried child of the age below 18 or a full time student in secondary or elementary. An unmarried child with disability that starts at the age before 22 years old. And last but not least parents at the age of at least 62 years old being dependent on the deceased for at least half of the deceased’s income.
2.4 Medicare Benefits
Medicare is the United States federal insurance system that bring forth medical care for those who are above 65 years old and some people younger than 65 with specific disablements. The Medicare plans are divided into four parts which are hospital insurance, medical insurance, Medicare advantage plans and medical prescription drugs. Hospital insurance is given to those 65 years old and above with American citizenship or permanent residents of America. Anyone who have registered for the first part are eligible for the rest of the plans. The application to have this Medicare would be easier if the person is already obtaining Social Security retirement or disability benefits because they will reach the person few months before he or she entitled for it. However, if the person is not yet having the Social Security but already got retirement, the person should contact Social Security before 65th birthday to sign up. In addition, if the person is not planning to retire at age 65, he or she can still sign up for it.

2.5 Spousal Benefits A spouse in entitled for this benefits at least at the age of 62 years old with a condition that their spouse is receiving retirement or disabled benefits. Although the couple have divorced, their partner may still entitled with this benefits if still found unmarried, reach 62 years old and their ex – spouse is still entitled under retirement and disabled benefits. Besides that, the payments of this spousal benefit were divided into section which is those who between the age of 62 and at the full retirement age and those who have reach the full retirement age. For those who at the age between 62 years old and full retirement age, the amount will be permanently reduced by a percentage based on the number of months up to your full retirement age. Meanwhile those who have reach full retirement age may entitled the benefit equal to one – half of their spouse’s full retirement amount. As additional, both husband and wife may have option to decide when they will receive the benefits. Furthermore, couple who wish to apply this type of benefits may apply online, or in person which couple may wish to visit Social Security Office to make an appointment and they may also make a phone call to the hotline service. 3.0 Conclusion
As for the conclusion, United States Social Security development has shown good changes started from the role of community during colonial times to aid the poor family through cash allowances. Then in 1935, The Social Security Act has signed and put into law as it established two social insurance programmes on national scale to help meet the risks of old age and unemployment. The Social Security Act in United States is govern under the Social Security Administration which is now, the benefits secured all important aspects of life.