...Statewide Development Corporation Statewide Development Corporation has built a very large apartment complex in Gainesville, Florida. As part of the student-oriented marketing strategy that has been developed, it is stated that if any problems with plumbing or air conditioning are experienced, a maintenance person will begin working on the problem within one hour. If a tenant must wait more than one hour for the repairperson to arrive, a $10 deduction from the monthly rent will be made for each additional hour of time waiting. An answering machine will take the calls and record the time of the call if the maintenance person is busy. Past experience at other complexes has shown that during the week when most occupants are at school, there is little difficulty in meeting the one hour guarantee. However, it is observed that weekends have been particularly troublesome during the summer months. A study of the number of calls to the office on weekends concerning air conditioning and plumbing problems has resulted in the following distribution: The time required to complete a service call varies according to the difficulty of the problem. Parts needed for most repairs are kept in a storage room at the complex. However, for certain types of unusual problems, a trip to a local supply house is necessary. If a part is available on site, the maintenance person finishes one job before checking on the next complaint. If the part is not available on site and any other...
Words: 492 - Pages: 2
...For Sub Brokers Only - Brokerage Structure Fixed Income for the month of February '2014 Note: All Interest & Brokerage rates are subject to revsion without prior notice. It is advisable to consult our branch/RM before submiting applications. Brokerage related queries must be intimated within two months of deposit of application. Brokerage rates mentioned are net in hand and subject to TDS. Brokerage rates are exclusive of service tax, In case you are liable to pay service tax & registered under the said act please raise an invoice mentioning your service tax registration number. * ROI is subject to change. Please confirm with your servicing branch before submission of deposits. RECOMMENDED FIXED DEPOSITS SCHEMES Company Scheme Rating Min. Deposit Amount Interest Frequency 6 Cum - Int comp annually HDFC ( Individual Deposits) Upto 1 Cr Rates Effective from 28/8/2013 CRISIL (FAAA) ICRA (MAAA) 20000*1000 Yearly Hlf Yrly Qtly 40000*1000 Mtly Cum - Int comp annually CRISIL (FAAA) ICRA (MAAA) 20000*1000 Yearly Hlf Yrly Qtly 40000*1000 Mtly *Cum - Int comp annually HDFC ( Ind & Trust Deposits) Deposits from 1 Crore upto Rs.5 Crores CRISIL (FAAA) ICRA (MAAA) Interest Revised W.E.F 28/08/2013 Annualy Hlf Yrly Monthly Interest Rate (%) 12 12-23 = 9.25 12-23=9.05 12-23=8.95 12-23=8.90 12-23 = 9.25 12-23=9.05 12-23=8.95 12-23=8.90 12M =10.00 12M=9.80 12M=9.65 12M=9.70 12M = 10.10 12M=9.90 12M=9.75 12M=9.80 15M -9.60 15M -9.40 15M -9.30 15M -9.25 Double Money Plan Broker Rates...
Words: 3763 - Pages: 16
...Little is known about HDFC Bank and the people behind it. It is a highly successful and profitable new generation bank in the private sector. It came alongside ICICI Bank and at several points in time, the market capitalization of HDFC Bank has been higher than that of ICICI Bank and SBI. Since inception Aditya Puri has been the MD of HDFC Bank and has been steering the bank, through times, good and bad, successfully. The bank has been growing 30% year-on-year for the last 15 years and has one of the lowest NPAs in the business. In spite of the absence of home loans ( as it is the preserve of its promoter HDFC Ltd) , the bank has a strong retail business. HDFC Bank and Aditya Puri have got legions of awards for this success. Mr. Aditya Puri has been Managing Director of HDFC Bank Ltd. since September 1994. Mr. Puri served as Chief Executive Officer of Citibank Malaysia from 1992 to 1994. He has over 30 years of experience in both domestic and international banking. He serves as a Deputy Chairman of Indian Banks' Association. He serves as a Director of HDFC Bank Ltd. He was awarded the Asian Banker Leadership Achievement Award 2006 for India. Mr. Puri holds a Bachelor of Commerce degree from Punjab University and is an Associate Member of the Institute of Chartered his Accountants of India. His management mantra has been inspired by a cartoon he saw in one foreign newspaper. One half of the cartoon showed the boss neck-deep in work while others outside were having a whale of...
Words: 2179 - Pages: 9
...system development programs in which Space Act Agreements are used provide detailed cost estimates for each year of the program based upon a complete analysis of the program over time before preliminary designs are completed. We also recommended that the Associate Administrator for the Human Exploration and Operations Mission Directorate examine whether more comprehensive costs estimates should be developed by the Commercial Crew Program before the completion of the Critical Design Reviews by NASA’s current commercial partners; routinely track adherence to the 90-day goal for responding to contractor requests for alternate requirement standards and variances and explore ways to facilitate the process; and, in conjunction with the FAA and the Air Force, formally establish a tri-agency Safety Steering Group for resolution of issues involving crew and public safety during commercial spaceflight operations. NASA’s efforts to facilitate the development of a commercial crew transportation capability began in earnest in February 2010 when the Agency awarded $50 million in Space Act Agreements to five commercial partners to help fund research and design of key technologies and systems. Known as Commercial Crew Development Round 1 (CCDev1), NASA awarded funded agreements to Sierra Nevada Corporation (Sierra Nevada) ($20 million), The Boeing Company (Boeing) ($18 million), United Launch Alliance ($6.7 million), Blue Origin, LLC ($3.7 million), and Paragon Space Development Corporation (Paragon)...
Words: 997 - Pages: 4
...With reference to examples, evaluate the success or otherwise of urban regeneration schemes in combating the causes and consequences of urban decline (40) Urban decline is defined as the deterioration of the inner city. It is normally caused by a lack of investment and maintenance as well as social reasons and government policy and these declining areas are characterised by the low economic status, social and environmental decline and problems. Even with this decline, there are ways of regenerating the inner city, such as Urban Development Corporations and City Partnerships. The de-industrialisation of UK inner cities led to unemployment in the area, meaning there was a lack of disposable income and therefore and therefore a lack of expenditure in the local economy. This decreased income and expenditure means that rent prices would be lowered in the area and therefore landlords would not be motivated to carry out repairs and refurbishments, leading to a decline in the standard of living as well. The lack of expenditure meant that mass disinvestment from local businesses occurred as they decided to move to more prosperous areas to further their business ventures. This in turn creates more unemployment and a further lack in expenditure and more disinvestment; and the cycle continues. The local government collect less tax, while in turn having to shell out more in unemployment benefits, leading to further economic decline in the area, as well as a physical decline. This pushes...
Words: 2684 - Pages: 11
...HDFC BANK INTRODUCTION HDFC (Home Development Finance Corporation) Home Loan, India have been serving the people for around 3 decades and providing various housing loan according to their varied needs at attractive and reasonable interest rates. Owing to their wide network of financing, HDFC Home Loans provide services at doorstep and helps you find a home as per your requirements. COMPANY PROFILE HDFC Limited founded in 1997 by Ravi Maurya and Hansmukh bhai Parekh, is an Indian NBFS focusing on home loans. HDFC operates through almost 450 locations throughout the country with its corporate head quarters in Mumbai, India. HDFC also has an international office in Dubai, UAE with service associates in Kuwait. HDFC is the largest housing company in India for the last 27 years. HDFC was amongst the first to receive an in principal approval from RBI to set up a bank in the private sector, as a part of the RBI’s liberalization of the Indian banking industry. It was incorporated onincorporated on 30th august 1994 in the name of ‘HDFC Bank Limited’, with its registration office in Mumbai. HDFC began its operations as a scheduled commercial bank on 16 January 1995. HOME LOAN PRODUCTS • Home Loan: Home loans for individuals to purchase (fresh / resale) or construct houses. Application can be made individually or jointly. • Home Improvement Loan: The interiors of any home reflect the personal preferences and tastes of its owners making it...
Words: 1383 - Pages: 6
...increasing trade from the domestic market to other international markets. This is enhanced by the process of de-regulation and promoting ‘free trade’ and free markets. This kind of development, whereby private companies make the decisions and are given benefits (such as tax breaks) is known as market led regeneration. One of the main and most important merits from market led regeneration is the economic growth and prosperity which often flourishes, one reason for this is that there are less restrictions on MNC’s and TNCs (Trans National Companies and Multi National Companies) to trade and outsource their labour force. Consequently the home country of an MNC or TNC will benefit largely from taxes sent back which will be higher due to greater profit margins made by these corporations. Even other countries and communities will benefit greatly due to many jobs being provided reducing unemployment rate. An example of de-regulation and promoting trade is the international business hub of London, in previous years 1970 – 1990 there was serious development on promoting free trade and de-regulation done by Margaret Thatcher. This involved the re-construction of the entire railway line, as well as non international (domestic) incentives offered to businesses such as tax benefits etc. Additionally transport developments known as infrastructure have been completed to ensure that commuters can get to work which includes as previously mentioned; railways (Docklands Light Railway) a surface rail...
Words: 526 - Pages: 3
...Urban Regeneration. The Dockland scheme is an example of Re-generation. This involves partnership and the rebirth of an area. With the aid of labelled maps and satellite images, locate London’s Docklands London's Docklands is the name for an area that lies in the south east of the City of London in England. The area covered by the London Docklands Redevelopment Corporation stretches from Wapping and Tower Bridge in the west to The City Airport and Becckton in the east, and is built on the legacy of the trading power of the British Empire. Explain why the “East End” (Docklands area!) fell into decline After World War 2 London experienced net outward migration where people moved out of the city into surrounding towns and villages. This is known as counter-urbanisation. It was caused by the clearances of slums and bomb damaged areas. It was also down to the green belt, an area of land around London where development was banned or restricted, this meant people had to move further away. It was then found that there was a rapid increase in the amount of people moving to towns and villages around London, mainly commuters and there families. Following on from this came De-industrialisation. Most of the factories being in and round the docks due to materials passing through the docks themselves. After the 1980’s Thatcher’s government shut down most of the mines as it was too costly, therefore factories that relied on materials from mines and other sources no longer got them, so...
Words: 1258 - Pages: 6
...GANN SQUARE OF NINE INTRADAY ANALYSIS Data used: Last Traded Price (LTP) at 9:30 am Stocks Analyzed: * ACC LTD * ULTRATECH CEMENT LIMITED * HDFC BANK LTD * AXIS BANK LTD * DABUR INDIA LTD * NESTLE INDIA LTD * APOLLO TYRES LTD * MRF LTD * DR. REDDY’S LABORATORIES LTD * SUN PHARMACEUTICAL INDUSTRIES LTD * APOLLO HOSPITALS ENTERPRISE LTD CEMENT INDUSTRY ACC LTD LTP: 1476.25 Resistance: 1491.89 1501.56 1511.27 1521.00 1530.77 Support: 1463.06 1453.52 1444.00 1434.52 1425.06 Buy at or above: 1482.25 Buy Targets: 1491.14 1500.81 1510.51 1520.24 Stoploss: 1472.64 Sell at or below: 1472.64 Sell Targets: 1463.79 1454.25 1444.72 1435.24 Stoploss: 1482.25 ULTRATECH CEMENT LTD LTP: 3117 Resistance: 3136.00 3150.02 3164.06 3178.14 3192.25 Support: 3094.14 3080.25 3066.39 3052.56 3038.77 Buy at or above: 3122.02 Buy Targets: 3134.43 3148.44 3162.48 3176.55 Stoploss: 3108.06 Sell at or below: 3108.06 Sell Targets: 3095.69 3081.79 3067.92 3054.09 Stoploss: 3122.02 BANKING SECTOR HDFC BANK LTD LTP: 1061.40 Resistance: 1072.56 1080.77 1089.00 1097.27 1105.56 Support: 1048.14 1040.06 1032.02 1024.00 1016.02 Buy at or above: 1064.39 Buy Targets: 1072.02 1080.23 1088.46 1096.72 Stoploss: 1056.25 Sell at or below: 1056.25 Sell Targets:...
Words: 789 - Pages: 4
...I Need a Vacation Our goal in this assignment was to create a portfolio with stocks that had a beta greater than 1.5. That is the volatility of each stock had to be 1.5 too the market. Our assignment gives us the option of longing the stocks (buying 25 to 30 stocks). In this case, in order for us to not lose too much money and not make a unexploited amount we have to hedge our portfolio using future contracts of the e-Mini S&P 500 (Globex). These future contracts need to be sold short in order to hedge the portfolio. We had a parameter of the amount of money we count spent. We could spend between 8.5 million to 9.5 million dollars. In this case, calculated that I could spend 9 millions and if I need it to go a bit more I still had room to spend money without surpassing the 9.5 million limit. I divided 9million by the 30 stocks I decided to buy and that gave me $300,000 for every stock. Meaning, I could spend $300,000 for every stock. Then, to get the number of stocks I could buy every stock I divided $300,000 by the stock (market) price and I got the unit amount I could buy. I sold everything on my portfolio to start this new project my available cash in crease from $10,000,000 at the beginning of the first project to a $10,316,102.36 at the end. So, for my new project I started with $10,316,102.36 before buying and hedging everything on my portfolio. Moving forward, for my new longed (bought) the 30 stocks I had selected for my portfolio and sold short the future...
Words: 820 - Pages: 4
...standard. OWNERSHIP AND STRUCTURE More than 125 years the company is serving in almost 60 conturies ,supply chain network includes 125 manufacturing sites, 500 distribution centres, more than 700 external manufactures.The mergers and acquisitions include Neutrogena(Skin and hair care), Cordis(vascular disease),Biopsy Medical(breast cancer),Depuy (Orthopedic devices), Centocor(immune related disease), Alza(drug delivery),Inverness Med. Tech(Diabetes self management),Scios(Cardio vascular diseases),Closure(tropical wounds),Peninsula Pharmaceuticals(Life threatening infections),Pfizer consumer healthcare(consumer health care),Mentor Corporation(medical products),Omrix(biosurgery products),etc PHARMACEUTICALS: J & J offer treatment to most widespread diseases in world ,in 2011, $5.1 billion was invested in pharmaceutical research and development for new medicines to treat these and many other disease CONSUMER HEALTH CARE:Millions of people use J & J products everyday which includes holding allergy symptoms in check, ensure healthier diet, releve muscle pain , prevent sunburn, etc MEDICAL DEVICES AND DIAGNOSTICS: J & J produces innovative products used in health care professionals like orthopaedics,cardiovascular,diabetes care, neurovascular,surgery,aesthetics,sports medicine.This segment comprises of Global Medical Solutions , Global Orthopedics...
Words: 1068 - Pages: 5
...The study by (Deepti Tripathi, 2014) helps to Analyze the Financial Position and Performance of the Axis and Kotak Mahindra Bank in India based on their financial characteristics based on the CAMEL model and t-test which measures the performance of bank from each of the important parameter like capital adequacy, asset quality, management efficiency, earning quality, liquidity and Sensitivity. Bhayani (2006) analyzed the performance of new private sector banks through the help of the CAMEL model. Four leading private sector banks – Industrial Credit & Investment Corporation of India, Housing Development Finance Corporation, Unit Trust of India and Industrial Development Bank of India - had been taken as a sample. Sanjay J. Bhayani (2006) in his study, “Performance of the New Indian Private Banks: A Comparative study”. The study covered 4 leading private sector banks- ICICI, HDFC Bank, UTI and IDBI. The result showed that the aggregate performance of IDBI Bank is the best among all the banks. (Bhayani, 2006) Dr.K.Srinivas and L.Saroja (2013) conducted a study to compare the financial performance of HDFC Bank and ICICI Bank. From the study it is clear that there is no significance difference between the ICICI and HDFC bank’s financial performance but we conclude that the ICICI bank performance is slightly less compared with HDFC. (K. Srinivasl, 2013) There are number of indicators for evaluating financial performance of banks on the basis of the financial measures. Usually...
Words: 579 - Pages: 3
...Describe and explain how and why the London Docklands were in need of rebranding Rebranding is “a change of image through the development of a marketing strategy.” The London Docklands needed rebranding because it in decline and couldn’t get out of the spiral of decay. This was occurring in the 1970s. A major reason why the Docklands were in decline was because of containerisation. This meant that the London Docks and the River Thames were not large enough for the sheer size of the new ships. As the ships couldn’t get into the docks trade and transport were restricted. Furthermore, the export and import opportunity ended up with other areas such as Felixstowe and Tilbury so therefore the Docklands were making massive losses. So since this industry was lost for the Docklands, the spiral of decay began, many people became unemployed. In 1985 there was 7600 people unemployed which was more than the half the population as the population was only 15500 people. This clearly shows how much the Docklands has suffered due to decline because the population in 1900 was 21000. Further factors of why the Docklands needed rebranding was that there were many narrow roads and high levels of congestion meaning that accessibility and transport was poor. Also the high levels of unemployment lead to an increase crime as people didn’t have disposable income. This also meant that poverty levels were at an all-time high above 50%. This further leads to fewer people leaving education with qualifications...
Words: 721 - Pages: 3
...Past experiences at other complexes has shown that during the week when most occupants are ... Statewide Development Corporation Simulation Free Essays 1 - 20 www.studymode.com/.../statewide-development-corporation-simulation-... Free Essays on Statewide Development Corporation Simulation for students. ... Case background: Statewide Development Corporation has built a very large apartment complex in Gainesville, Florida. ... ______ CORPORATION Problem Solution: Gene One Corporation Transformational Leadership Instructor: Dr. Mary Jo ... Statewide Development Corporation - Essays - Cookie1984 www.studymode.com › Home › Law Statewide Development Corporation has built a very large apartment complex in ... An answering machine will take the calls and record the time of the call if the ... other complexes has shown that that during the week when most occupants are ... Statewide Development Corporation: Monte-Carlo simulation brainmass.com/statistics/probability/102267 Statewide Development Corporation has built a very large apartment complex in ... An answering machine will take the calls and record the time of the call if the ... Past experience at other complexes has shown that during the week when most ... Statewide Development Corporation - Marked by Teachers www.markedbyteachers.com › University Degree › Miscellaneous Feb 16, 2011 - Statewide Development Corporation has built a very large apartment complex in Gainesville, Florida. ... An answering machine will...
Words: 624 - Pages: 3
...The agency website is http://childtrauma.org/. The Child Trauma Academy is a nonprofit organization that provides educate on major findings on child development, brain development and the problems with child abuse and neglect. According to the organizations website the mission statement is “The mission of the Child Trauma Academy is to help improve the lives of traumatized and maltreated children by improving the systems that educate, nurture, protect and enrich these children. We focus our efforts on education, service delivery, program consultation, research and innovations in clinical assessment/treatment” (“Child Trauma Academy,” n.d.). The organization was established in 1990 by Dr. Perry as the Center for the Study of Childhood Trauma, the first non-scholarly accomplice in this interesting "Organization without Walls" was St. Joseph Carondolet Children's Center, a not for profit driven type welfare organization in Chicago, Illinois serving child abuse and neglected children. The organization has collaborative process in which they identify the best practices in child abuse and neglect. The organizations collaborates with educational institutions, corporations and public and private organizations which they utilize in order to gather and distribute information. At St John of God Health Care Services they have...
Words: 1193 - Pages: 5
