...Executive Board Affairs and Public Relations (FMA) ‹ Editorial processing: Doris Datschetzky, Yi-Der Kuo, Alexander Tscherteu, (all OeNB) Thomas Hudetz, Ursula Hauser-Rethaller (all FMA) Design: Peter Buchegger, Secretariat of the Governing Board and Public Relations (OeNB) Typesetting, printing, and production: OeNB Printing Office Published and produced at: Otto Wagner Platz 3, 1090 Vienna, Austria Inquiries: Oesterreichische Nationalbank Secretariat of the Governing Board and Public Relations Otto Wagner Platz 3, 1090 Vienna, Austria Postal address: PO Box 61, 1011 Vienna, Austria Phone: (+43-1) 40 420-6666 Fax: (+43-1) 404 20-6696 Orders: Oesterreichische Nationalbank Documentation Management and Communication Systems Otto Wagner Platz 3, 1090 Vienna, Austria Postal address: PO Box 61, 1011 Vienna, Austria Phone: (+43-1) 404 20-2345 Fax: (+43-1) 404 20-2398 Internet: http:/ /www.oenb.at http:/ /www.fma.gv.at Paper: Salzer Demeter, 100% woodpulp paper, bleached without chlorine, acid-free, without optical whiteners DVR 0031577 Preface The ongoing development of contemporary risk management methods and the increased use of innovative financial products such as securitization and credit derivatives have brought about substantial changes in the...
Words: 60860 - Pages: 244
...conducted by Human Resources (HR) specialists are time-consuming and costly. In-person interviews only allow companies to handle only a limited number of job applicants at a time. Also, there is no centralized database for resume storage and retrieval. As a result, a substantial amount of time and money is misdirected on interviewing unqualified job applicants. The proponents developed a resume based employment interview chatbot, using an enhanced example based dialog model, to evaluate job applicants’ consistency in their resume details and interview answers. The chatbot will replace the HR interviewer while maintaining the fundamental quality and naturalness of a resume based interview. The study achieved a 0.98 accuracy rate in comparing and scoring the applicant’s answers. It received a neutral rating for the dialog naturalness. The respondents of the study agreed on the system’s task success and usability. The study aimed to improve the current hiring process, specifically the initial resume based interview conducted during...
Words: 6800 - Pages: 28
...Credit Risk Management Ken Brown Peter Moles CR-A2-engb 1/2012 (1044) This course text is part of the learning content for this Edinburgh Business School course. In addition to this printed course text, you should also have access to the course website in this subject, which will provide you with more learning content, the Profiler software and past examination questions and answers. The content of this course text is updated from time to time, and all changes are reflected in the version of the text that appears on the accompanying website at http://coursewebsites.ebsglobal.net/. Most updates are minor, and examination questions will avoid any new or significantly altered material for two years following publication of the relevant material on the website. You can check the version of the course text via the version release number to be found on the front page of the text, and compare this to the version number of the latest PDF version of the text on the website. If you are studying this course as part of a tutored programme, you should contact your Centre for further information on any changes. Full terms and conditions that apply to students on any of the Edinburgh Business School courses are available on the website www.ebsglobal.net, and should have been notified to you either by Edinburgh Business School or by the centre or regional partner through whom you purchased your course. If this is not the case, please contact Edinburgh Business School at the address below:...
Words: 21029 - Pages: 85
...Corporation and/or its affiliates. Other names may be trademarks of their respective owners. This software and related documentation are provided under a license agreement containing restrictions on use and disclosure and are protected by intellectual property laws. Except as expressly permitted in your license agreement or allowed by law, you may not use, copy, reproduce, translate, broadcast, modify, license, transmit, distribute, exhibit, perform, publish or display any part, in any form, or by any means. Reverse engineering, disassembly, or decompilation of this software, unless required by law for interoperability, is prohibited. The information contained herein is subject to change without notice and is not warranted to be error-free. If you find any errors, please report them to us in writing. If this software or related documentation is delivered to the U.S. Government or anyone licensing it on behalf of the U.S. Government, the following notice is applicable: U.S. GOVERNMENT RIGHTS Programs, software, databases, and related documentation and technical data delivered to U.S. Government customers are "commercial computer software" or "commercial technical data" pursuant to the applicable Federal Acquisition Regulation and agency-specific supplemental regulations. As such, the use, duplication, disclosure, modification, and adaptation shall be subject to...
Words: 64557 - Pages: 259
...Reading Your Credit Report John R Scott Everyonew ritesa rticlest o inform consumerosf the impoftanceo f credita ndk eepingi t "clean".T his is not oneo f thosea rticlesd isguiseudn dera "CreditR epair"t itle thatd oes notg ivey ou vital informationo r just vaguer amblings. In this serieso f articlesy ou will frndw ayst o not only repairi temso n your creditr epofi, you will learn how to improve your credit rating quickly andfor very little, to no costs. You will learnh ow to ready our creditr eporta ndu nderstandit. Evenp ersonsw ith great creditr atingsc anu set heset echniquetso improvet heir scoresw ith the creditb ureaus. Understandinhgo w to obtaina ndr eada creditr eporti s the first stepi n understanding how you will be able to improve and repair what is on it. These are the 3 major credit reportinga genciesw hich 99o/o f theb ankso ut thereu set o determineif they areg oingt o give you credit: Experian www.experian.com 1-888-397-3742 Equifax www.equifax.com l -800-685-1l I 1 TransUnion www.transun i on.com/d irect I -800-888-4231 You can obtain a copy of your credit report from any one of these agencies, all three would be preferable, one may have information the other does not. Once you obtain a copy of your credit report, you can verify that all information is correct, such as your social, birth-date and address and employment. Know your scores and what is on your report. You have a right to receive a FREE copy ofyour credit report once every...
Words: 9910 - Pages: 40
...Learning Team C Week Five Assignment Score Sheet TEAM This is a very good attempt at putting together a system concept for the Kudler Fine Food project. You presented a clear definition of what the Kudler Fine Food Frequent Shopper project was to look like. However, there are some areas that you need to reconsider. I enjoyed reading your paper. General comments: See my comments in your paper. You need to do a thorough review of grammar and spelling. - Grammar, spelling, and/or sentence structure errors detracted from this write up. See my comments in the paper. You need to do a better job at proofing your work for grammar and spelling errors. Take advantage of the Center for Writing Excellence tools. This paper had several APA Style errors. I have indicated in red on this score sheet those sections that did not earn maximum points. I have included my comments in your paper. A commented copy of your paper follows these comments and the scoring matrix. Comments in red text or highlighted in green are deficient. Disregard comments highlighted in yellow – my marking used for grading or gray – information I copied from a different area of your paper. Let me know if you have any questions. Disregard highlights in yellow. I use these to track through your papers. |Subject |Points |Points Earned | | ...
Words: 5738 - Pages: 23
...2011 CWE/SANS Top 25 Most Dangerous Software Errors Copyright © 2011 http://cwe.mitre.org/top25/ The MITRE Corporation Document version: 1.0.3 Project Coordinators: Bob Martin (MITRE) Mason Brown (SANS) Alan Paller (SANS) Dennis Kirby (SANS) Date: September 13, 2011 Document Editor: Steve Christey (MITRE) Introduction The 2011 CWE/SANS Top 25 Most Dangerous Software Errors is a list of the most widespread and critical errors that can lead to serious vulnerabilities in software. They are often easy to find, and easy to exploit. They are dangerous because they will frequently allow attackers to completely take over the software, steal data, or prevent the software from working at all. The Top 25 list is a tool for education and awareness to help programmers to prevent the kinds of vulnerabilities that plague the software industry, by identifying and avoiding all-too-common mistakes that occur before software is even shipped. Software customers can use the same list to help them to ask for more secure software. Researchers in software security can use the Top 25 to focus on a narrow but important subset of all known security weaknesses. Finally, software managers and CIOs can use the Top 25 list as a measuring stick of progress in their efforts to secure their software. The list is the result of collaboration between the SANS Institute, MITRE, and many top software security experts in the US and Europe. It leverages experiences in the development of the SANS Top 20 attack vectors...
Words: 24162 - Pages: 97
...available from the following two Internet Websites: http://www.sacmeq.org and http://www.unesco.org/iiep. International Institute for Educational Planning/UNESCO 7-9 rue Eugène-Delacroix, 75116 Paris, France Tel: (33 1) 45 03 77 00 Fax: (33 1 ) 40 72 83 66 e-mail: information@iiep.unesco.org IIEP web site: http://www.unesco.org/iiep September 2005 © UNESCO The designations employed and the presentation of material throughout the publication do not imply the expression of any opinion whatsoever on the part of UNESCO concerning the legal status of any country, territory, city or area or of its authorities, or concerning its frontiers or boundaries. All rights reserved. No part of this publication may be reproduced, stored in a retrieval system, or transmitted in any form or by any means: electronic, magnetic tape, mechanical, photocopying, recording or otherwise, without permission in writing from UNESCO (International Institute for Educational Planning). Graphic design: Sabine Lebeau Typesetting: Sabine Lebeau Printed in IIEP’s printshop Module 7 Trial testing and item analysis in test construction Content 1. Introduction 2. Preparing for trial testing Content analysis Test blueprint Item review Other review issues Review of trial test,...
Words: 14672 - Pages: 59
...CHAPTER 1 A. Introduction Based on the Colegio de Sta. Rosa Makati Student Handbook Special Edition S.Y. 2012-2013, co-curricular activities serve as enrichment to the academic curriculum. Extra-curricular activities are activities that are not academic related but still under the supervision of the school. According to Ms. Rita Ruivivar, the activity coordinator of CSR Makati, co-curricular activities are related to academics thus, it could be outside school but still academic related. Extra-curricular activities on the other hand, are activities that are not academic related, for example basketball and volleyball teams, cheer force and other more. Based on thefreedictionary.com, co-curricular activities are complementing but are not part of the regular curriculum while extra-curricular activities are educational activities that are not falling within the scope of the regular curriculum. There was a research article in Korea made by Wi-Young So (2012). His article was about the association between physical activity and academic performance of Korean adolescent students. Surveys were given to the students to observe if physical activities are correlated with the student’s academic performance. He found out that vigorous physical activity is positively correlated with the academic performance in the case of boys. However, strengthening exercises were not positively correlated with the academic performance of both boys and girls. He also discovered that adequate physical...
Words: 7739 - Pages: 31
...Chapter 1: The Nature of Information Technology Projects What is the current state of IT projects? What are key factors for successful IT projects? Hint: Refer to the summary of CHAO study IT Projects are showing higher success rates. Better project management tools & processes, smaller projects, improved communication among stakeholders, more skillful IT project managers What are four different approaches to improving the likelihood of success of IT projects? Hint: Understand the major characteristics of each approach. 1. Value-Driven Approach; Plain & Simple: IT Projects must provide value to the organization 2. Socio-technical Approach; It’s not just about the technology or building a better mouse trap 3. Project Management Approach; processes and infrastructure (Methodology), resources, expectations, competition, efficiency and effectiveness 4. Knowledge Management Approach, lessons learned, best practices & shared knowledge What is a project? And its attributes? Project: a temporary endeavor undertaken to create a unique product, service, or result. Attributes: Time Frame, Purpose (to provide value!), Ownership, Resources (the triple constraint), Roles (Project Manager, Project Sponsor, SME (domain & technical)), Risk & Assumptions, Interdependent Tasks (progressive elaboration – steps & increments), Planned Organizational Change, Operate in Environments Larger than the Project Itself What are different roles in...
Words: 2296 - Pages: 10
...| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Contents 1. Introduction 4 Purpose 4 Document Conventions 4 Stakeholders 4 Project Scope 4 References 4 2. Overall Description 5 IT Service Specification 5 Product Features 5 Use Case Diagram 5 Bank Account Management System 6 Use Case: Create new Bank Account 6 Use Case: Transaction 7 Use Case: Generate monthly statement: 7 Credit Card Management System 8 Use Case: Make an application: 8 Use Case: Activate credit card: 8 Use Case: Generate monthly statement: 9 Use Case: Maintain customer personal information: 9 Use Case: Check transaction and statement information: 10 Operating Environment 10 Design and Implementation Constraints 10 User Documentation 10 Assumptions and Dependencies 11 3. System Features 12 4. External Interface Requirements 16 User Interfaces 16 Hardware Interfaces 16 Software Interfaces 16 Communications Interfaces 16 5. System Features (ITIL v3 Compliance) 17 Service Support – Desktop Computing Service 17 Desktop Computing Service (Business Process Models) 20 Service Support Hours 20 Customer Support 20 Service Availability 20 Change Management Procedures 20 IT Service Continuity 20 Security 20 Charging 20 Service Reviews 20 Service Support 20 6. Other Requirements 21...
Words: 4114 - Pages: 17
...Performance Management 1 Performance Management and Reward Systems in Context Objectives By the end of this module, you will be able to: explain the concept of performance management; distinguish performance management from performance appraisal; explain the many advantages of and make a business case for implementing a well-designed performance management system; recognise the multiple negative consequences that can arise from the poor design and implementation of a performance management system, which affect all the parties involved – employees, supervisors, and the organisation as a whole; understand the concept of a reward system and its relationship to a performance management system; distinguish between the various types of employee rewards, including compensation, benefits and relational returns; describe the multiple purposes of a performance management system, including strategic, administrative, information, developmental, organisational maintenance and documentation purposes; describe and explain the key features of an ideal performance management system; create a presentation including persuasive arguments in support of an organisation implementing a performance management system, including the purposes that performance management systems serve and the dangers of a poorly implemented system; note the relationship and links between a performance management system and other HR functions including recruitment and selection, training...
Words: 13250 - Pages: 53
...Rogue Trader Name(s) ___________________________ Accounting information systems ____________________________ I understand that this exam is to be completed by myself or in a team of two and that any assistance received from other students or any unauthorized source is cheating and subject to the appropriate disciplinary action as deemed by the Office of the Dean of Albers School of Business and Economics. I (we) am aware of the exam policies / rules provided and agree to abide by them. _____________________________________ Student's Signature – Date _____________________________________ Student's Signature – Date Important: Make sure you read all the way through this assignment. Information regarding grading is included in the assignment instructions. “ROGUE TRADER” You are a new graduate, and you just got the job of a lifetime at the New York office of one of the big accounting firms. Yesterday, the managing partner, Connie Rise, set up an appointment for you to meet with her today. “Good morning,” she says, as you wonder what you have done to be summoned to her office at 8 a.m. You are still reeling from relocating to New York and working in this fast-paced environment. Here you are, plucked from a small city located among wine farms and rolling hills on the central coast of California and plunged right into the thick of things in New York City. But you love your new environment. You earn a great salary, pay exorbitant rent for...
Words: 2531 - Pages: 11
...many different roles within the management of any organization’s security program there are some titles that stand out. One would be the CISO. The CISO is the executive whose responsibility is to maintain entire security backbone, both physical and digital. In an article written for the Sans Institute by Matthew Cho, “CISO Roles and Responsibilities: According to the latest information, almost sixty percent of the organizations in the United States acknowledge the existence of a CISO dedicated entirely to security (Ware). Responsibilities for these individuals include ensuring proper protection for all physical and technical aspects of the organization. Technical aspects ranging from securing communications, applications, and business systems to performing risk assessments of IT assets exposed to outsiders on the Internet. Physical aspects including non-electronic factors such as physical site access as well as drafting policies and procedures for secure daily operations. Along with overseeing the organization’s physical and technical security implementation, CISOs are also responsible for security management activities. These activities may include training others for security awareness, purchasing security products, planning for and managing disaster recovery, developing secure business and communication practices, and ensuring all policies are followed. In addition, CISOs must ensure that security breaches are not a result from any of the changes made in order to protect...
Words: 4742 - Pages: 19
...Pay for Performance Incentive Programs in Healthcare: Market Dynamics and Business Process Executive Briefing AUTHOR Geoffrey Baker, MBA President, Med-Vantage® Inc. 1 California Street, Suite 2800 San Francisco, California 94111 CONTRIBUTORS John Haughton, MD, MS Founder, DocSite LLC 540 Main Street Winchester, Massachusetts 01890 Peter Mongroo Director, Healthcare Industries Markets Oracle Corporation 500 Oracle Parkway Redwood Shores, California 94065 A Research Report sponsored by ViPSSM, Inc. in partnership with Med-Vantage® 2003 Table of Contents Introduction.......................................................................................................................2 Goals and Motivations behind Pay for Performance..................................................................4 Market Adoption .................................................................................................................5 Funding and Incentives .......................................................................................................7 Measuring Performance: Physicians and Hospitals..................................................................10 P4P Operations and Business Processes for Health Plans.........................................................12 Key Lessons Learned and Critical Success Factors ..................................................................14 Conclusion...........................................................
Words: 6876 - Pages: 28
