...country I choose was Tanzania. Tanzania is an East African country known for its vast wilderness areas. The capital of Tanzania is Dodoma. It nearly has 49.25 million people. It is bordered by Kenya and Uganda to the north. In Tanzania they have a lake called Lake Natron. Lake Natron is a salt and soda lake. It is located in Arusha which seems to be Northern of Tanzania. Lake Natron is close to the Kenyan border and is in Gregory Rift. Tanzania’s Absolute location is 6.00 degrees south latitude, and 35.00 degrees east longitude. Their Relative location is South of Kenya, and East of Democratic Republic of Congo. It is also north of Mozambique, and west of the Indian Ocean. The official languages of Tanzania is a small bit of English, Kiswahili, and Swahili. In 2010 Tanzania imports a total of 7.125 billion dollars. The import commodities are consumer goods, machinery and transportation equipment, industrial raw...
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...millennium brought with its, new possibilities in terms of information access and availability simultaneously, introducing new challenges in protecting sensitive information from some eyes while making it available to others. Today’s business environment is extremely dynamic and experience rapid changes as a result of technological improvement, increased awareness and demands Banks to serve their customers electronically. Tanzania Banks have traditionally been in the forefront of harnessing technology to improve their products and services. The Banking industry of the 21st century operates in a complex and competitive environment characterized by these changing conditions and highly unpredictable economic climate. Information and Communication Technology (ICT) is at the centre of this global change curve of Electronic Banking System in Tanzania today. (Stevens 2002). Assert that they have over the time, been using electronic and telecommunication networks for delivering a wide range of value added products and services, managers in Banking industry in Tanzania cannot ignore Information Systems because they play a critical impact in current Banking system, they point out that the entire cash flow of most fortune Banks are linked to Information System. The application of information and communication technology concepts, techniques, policies and implementation strategies to banking services has become a subject of fundamental importance and concerns to all Banks and indeed a prerequisite...
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...SMEs and the Networks Governance Structure in Tanzania: Literature Review and Research Issues Lettice Rutashobya Issack Allan Faculty of Commerce and Management, University of Dar es salaam P.O Box. 35046 Dar es salaam, Tanzania Tel: 255 741 323661, 255 22 2410221 Fax: 255 22 2410510 Email: Lettice@fcm.udsm.ac.tz Jan-Erik Jaensson Umea University school of Business Administration and Economics, Sweden Jan-Erik.Jaensson@fek.umu.se Abstract This paper reviews the networks and the IMP literature to inform research on the network phenomenon in small and medium enterprises in Tanzania. It is noted that while a lot of work in this area has been done in Western Industrialized countries, little by way of serious research has been undertaken in Sub-Saharan African (SSA) countries. The role of networks in enterprise development and growth in these countries remains unexplored and therefore unclear. It is argued here that research on networks needs to be contextualized if it is to gain currency. Integrating the networks and the IMP perspectives this paper identifies three crucial areas relevant for future research in Tanzania: viz, the network-performance nexus, female versus male networks and social networks. Introduction The main purpose of this paper is to provoke research on networks in Small and Medium Enterprises (SME) in Tanzania. We integrate the networks, IMP and entrepreneurship literature to justify research in this area. In the entrepreneurship literature networks have been...
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...Microfinance Bank NMFP - National Microfinance policy PFSs - Private Financial Sectors PRIDE - Promotion of Rural Initiatives and Development Enterprise SACCOS - Saving and Credit Cooperative Society SPSS - Statistical Package for Social Science URT - United Republic of Tanzania ABSTRACT The Ojective of the research was to assess the eeffectiveness/contribution of PFSs in reduction of poverty in Kinondoni District Dar es Salaam Tanzania. The research was conducted at NBC branches. The Branches to which the Reseacrh was conducted were Kinondoni Branch, Ubungo Branch, Mlimani City Branch, UDSM Branch and Tegeta Branche. Data were collected through interview and research questionnaires and were analyzed by using quantitative approach. The research study revealed that Tanzania there is a number of Private Financial Institutions providing financial services among Tanzanians. These Financial institutions are categorized either being in the form of banks i.e NMB, NBC, Akiba Commercial Bank and Women Bank of Tanzania or non Banks Financial institutions like PRIDE, FINCA and Tujijenge. All these financial institutions provide loans to need of Tanzanians. However, the...
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...FACTORS AFFECTING SMALLHOLDER COFFEE PRODUCTION IN KARAGWE DISTRICT, TANZANIA FACTORS AFFECTING SMALLHOLDER COFFEE PRODUCTION IN KARAGWE DISTRICT, TANZANIA By Rodrick Wilbroad Mugishagwe A Dissertation Submitted in Partial/Fulfilment of the Requirements for the Degree of Masters of Science in Economics (Project Planning and Management) of Mzumbe University 2015 CERTIFICATION We, the undersigned, certify that we have read and hereby recommend for acceptance by the Mzumbe University, A dissertation entitled Factors Affecting Smallholder Coffee Production in Karagwe District, Tanzania, in partial/fulfilment of the requirements for award of the degree of Master of Science in Economics (Project Planning and Management) of Mzumbe University. ___________________________ Major Supervisor ___________________________ Internal Examiner External Examiner Accepted for the Board of ………………………………… _________________ DEAN/DIRECTOR, FACULTY/DIRECTORATE/SCHOOL/BOARD DECLARATION AND COPYRIGHT I, Rodrick Wilbroad Mugishagwe, declare that this dissertation is my own original work and that it has not been presented and will not be presented at any other University for a similar or any other degree award. Signature ____________________________ Date ________________________________ © This dissertation is a copyright material protected under the Berne Convention, the...
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...2 LITERATURE REVIEW Introduction The study reviews relevant literature in the area of ICT in government administration. It will discuss the concept of ICT, in the day to day running of activities in government departments and the advantages of using it. RESEARCH METHODOLOGY Introduction This chapter describes the methods that will be used in the collection of data pertinent in answering the research questions. It is divided into research design, population and sampling design, data collection methods and data analysis methods. Target Population and sample Size The target population will be all the employees of government. Employees in government are quite a number to get feedback from. The sample size will be 50 – 100 employees of government. Data Collection Primary data will be gathered directly from respondents and for this study; the researcher used a questionnaire. The questionnaire will consisting of close and open-ended questions. The questionnaire consisted of two sections. Data Processing and Analysis Data analysis is the whole process, which starts immediately after data collection and ends at the point of interpretation and processing data. The researcher will peruse the completed research instruments and document analysis-recording sheets. ICT IN ADMINISTRATION 3 Quantitative data collected using questionnaires will be analyzed using descriptive statistics using SPSS (Statistical Package for Social Sciences). Data will be presented using tables...
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...FROM DIFFERENT PERSPECTIVES IN AN AFRICAN COUNTRY A CASE STUDY OF TANZANIA MAINLAND AS SEEN BY TANZANIA TEACHERS’ UNION (TTU)1. A PAPER PRESENTED AT THE LAUNCH SEMINAR OF THE NORWEGIAN POST-PRIMARY EDUCATION PROGRAM FOR AFRICA (NPED) ORGANISERS: THE WORLD BANK, WASHINGTON AND MINISRTY OF FOREIGN AFFAIRS, ROYAL NORWERGIAN GOVERNMENT, NORWAY PRESENTER: EZEKIAH T. OLUOCH DEPUTY GENERAL SECRETARY TANZANIA TEACHERS’ UNION (TTU) PLACE: VOLSENASEN CULTURE AND CONFERENCE HOTEL OSLO, NORWAY DATES: 13RD – 14TH SEPTEMBER 2006 1. INTRODUCTION: The United Republic of Tanzania was formed out of the union of two sovereign states namely Tanganyika and Zanzibar. Tanganyika became a sovereign state on 9th December 1961 and became a Republic the following year. Zanzibar became Independent on 10th December, 1963 and the People’s Republic of Zanzibar was established after the revolution of 12th January 1964. The two sovereign Republics formed the United Republic of Tanzania on 26th April, 1964. However, the Government of the United Republic of Tanzania is a unitary republic consisting of the Union Government (Tanzania Mainland) and the Zanzibar Revolutionary Government (URoT, 2005)2 and it is guided by the Constitution of the United Republic of Tanzania, Constitution of the Zanzibar Revolutionary Government and an Article...
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...Working Paper Series No. 16 Agricultural Marketing and Supply Chain Management in Tanzania: A Case Study Elina Eskola 2005 __________________________________________ ______________________________ 2 Success under Duress: a Comparison of the Indigenous African and East African Asian Entrepreneurs ESRF Study on Globalisation and East Africa Economies ARGICULTURAL MARKETING AND SUPPLY CHAIN MANAGEMENT IN TANZANIA: A CASE STUDY Elina Eskola12 ABSTRACT This study describes the prevailing marketing arrangements in Tanzania at local, regional, national and export markets using Dar es Salaam, Ifakara, and Mtwara as case study examples. The major impediments for trade in Tanzania has been categorised into three groups: 1) Physical infrastructure, 2) know-how and capital, and 3) institutional framework. Insufficient physical infrastructure in terms of roads increases the cost of transportation, works as an informal market barrier, forms a wedge between the supplier price and consumer price, and increases the loss of perishable products. Lack of know-how shows in poor market orientation and business skills, and leads to difficulties in managing and obtaining loans. Furthermore, the current institutional framework is unable to support the formation of strong traders and producers’ associations and other representative bodies to enhance capacity building and to bargain for fairer terms of trade. In addition, the lack of market information and the weak legal framework...
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...Sustainability of Export Processing Zones in a Competitve Environment in an Integrated Economy:Evidence from Tanzania By Joseph S.Kiria Introduction and Background Proposed research is literally about potentiality of Export Processing Zones (EPZs) in achieving strategic objectives envisaged in the national vision development objectives in Tanzania. Study explores the potentiality and sustainability of EPZ as a development strategy in the context of linkage with Foreign Direct Investment (FDI) and its benefits in a competitive environment. An understanding of this subject is important for at least four reasons.Firstly, government spends part of its limited budget through fiscal incentives to subsidize EPZs. This is a revenue loss to the governemnt, and such budgetary impact have implications on other government development programmes. Secondly, though EPZs strategy may look impressive, it may be constrained by the level of competiton created by liberalization, therefore, identifying challenges and limitations facing the regime in the competitive environment encouraged by free trade regime is important to enhance its sustainability.Thirdly, there is evidence elsewhere that it is mainly cheap labour and excellent infrastructure but not fiscal incenntives that attract export-oriented FDI.A proof will provide a lesson and new experince in the context of this study.Lastly, Tanzania experience on EPZ has not been explored enough partly due to the newness of the phenomenon in the country...
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...AFRICAN DEVELOPMENT BANK – TANZANIA COUNTRY OFFICE Local Vacancy Announcement No ADB/12/ 098 Position: Social Development Specialist. Tanzania Country Office (TZFO) based. Department: Human Development (OSHD) department; Poverty Reduction and Social Protection division, (OSHD1) Objectives of the Country Office The African Development Bank Field Office in Tanzania (TZFO) has been established to strengthen dialogue between the Bank and the government, development partners, the private sector, and the civil society, in the design of its development policy and programs, as well as on implementation, monitoring and evaluation of the poverty reduction strategy. TZFO also seeks to assist the operational functions of the Bank Group in launching and follow up of projects and programs in Tanzania with a view to enhancing portfolio quality, identification, promotion of participatory approach, and regional integration. The Bank invites applications from suitably qualified candidates to fill the vacant position of Social Development Specialist (Tanzania). This position does not attract international terms and conditions. Only Applicants Who Already Have the Right to Live And Work in Tanzania Will Be Considered for this Position. The Bank Does not Support Applications for Work Permits and Relocation. Objectives of the role Tanzania is implementing full-fledged sector program in the social development, i.e. education, health and poverty aspects. The program approach calls for a deepened and...
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...Challenges Facing the Food Industry Sector in Tanzania Juma Makweba Ruteri (Corresponding author) & Qi Xu Glorious School of Business and Management, Donghua University PO box 474, 1882 West Yan an Rd Shanghai, China Tel: 86-21-6237-3965 Abstract The complexities of food supply chain impose enormous challenges to the processors. As compared to multinational food companies operating in Tanzania, local firms have been performing inefficiently or going out of the business because they could hardly withstand the competition. SCM in the food industry sector was studied in a qualitative survey covered 23 food processing firms in Tanzania, with the purposes of identifying the existing supply chain operation, knowledge of SCM concept and challenges facing the sector. The findings of this study suggest that a lot of efforts need to be addressed to ensure that food processors benefit from SCM concept. The understanding of SCM concept among the processors seems to be low, thus, hindering them from taping up the advantages that SCM concept offer. The sector still faces a number of factors which impede the firms to grow fast and compete in the global market. Such factors include technical know-how, research and development, capital, managerial and physical infrastructures. Keywords: Supply chain management, Inventory management, Customer perceived value, Food industry 1. Introduction Food industry is one of the largest branches of industries in Tanzania which is made up of micro, small, medium...
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...the research problem. The prevalence of drop out varies between and within countries and occurs more frequently in certain age ranges and grades depending on the educational structure and patterns of participation in that country (Hunt, 2008). However, Teenagers’ dropping out of high school before completion has been a challenge for educators, parents, and employers for at least 30 years [Blue & Cook (2004); citing Haycock & Huang]. For many public school students’ particularly male students from low-income or ethnic minority families graduating from high school has remained problematic, even as the nation’s general educational level has increased [Blue & Cook (2004); citing Dillow]. According to 2000 current population survey (CPS) of the U.S. census bureau are used to compute dropout and completion rates by background characteristics, such as sex, race/ethnicity, and family income. Dropout rates in U.S are typical calculated in one of two ways: status rates and events rates. Status dropout rates indicate the number and percentage of people aged 15–24 who are not enrolled in school and have not obtained a high school credential. Event dropout rates, on the other hand, measure the number and percentage of students leaving school over a particular time period typically one year. Dropping out of school seems to be the result of a long-term process of disengaging from school [Blue & Cook (2004); citing Alexander & Entwisle, Finn, Hess]. Although research conducted...
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...show the similarities and differences between these instruments. Islamic and conventional banks are all banks but having different system of managements, aspects, history, products and even acceptance according to laws. The research will discuss these aspects and more to make people aware of these instruments so as to remove the confusion on them and make them choose the best with the best reasons. This study will be divided in to three chapters. Chapter one will be all about Islamic and Conventional banks, theirs nature, history, products offered and many more. Chapter two will discuss and show the similarities and differences of these banks. Chapter three as the final chapter will discuss the case study of Islamic banks in Tanzania. I pray to Allah to make this study be the sources of awareness about these banks especially in Tanzania where by people haven’t got exactly meaning and differences of these banks. 2) JUSTIFICATION OF THE RESEARCH: i. The research will define, show and explain the short history of Islamic and Conventional banks. ii. This research will show the comparison of Islamic and Conventional banks. iii. The research will show roles and activities of Islamic and Conventional banks in the community. iv. In this research products offered by these banks will be...
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...Electronic procurement (e-procurement) is the process of electronically purchasing the goods and services needed for an organization’s operation. It entails implementing electronic means to process publish exchange and store information concerning procurement without a paper medium. Hence it consists of publishing calls for tenders on the internet, sending out documents and specifications consultation files for companies, binding tender forms, etc 38 2.4.2 Factors/ drivers for adoption e-procurement In general a number of factors might hinder or influence the adoption of e- procurement in an organization including; inadequate technological infrastructure, lack of skilled personnel, inadequate technological infrastructure of partners, lack of integration with business, implementation costs, company culture, inadequate business processes to support e-procurement, regulatory and legal controls, security, co-operation of business partners capacity, inadequate e-procurement solutions, upper management support (Chipiro, 2009). Shakir et all, (2007) identified several driver/barriers for adoption of e-procurement; Economic: Little benefit to vendors, vendors’ concerns about costs, vendors’ fear of competitive bidding because of its adverse effect on price, insufficient internal resources to support e-procurement Operational: vendors’ concerns about required changes in work processes, lack of skilled personnel, particularly when the vendor is required to populate, update,...
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...ABSTRACT Agency banking is a new banking concept introduced in Tanzania by the Bank of Tanzania (BOT). The main objective is to increase financial services outreach and to promote financial inclusion to the un-banked and under-banked population without risking the safety and soundness of the banking system. The concept is also geared towards encouraging financial institutions to use agents in the provision of banking services so as to reduce the cost of financial services and to foster financial inclusion, reach and depth. Commercial Banks worldwide offer similar kinds of services, but they could provide differences in terms of service quality. This paper analyzes past studies regarding service quality improvement in the agency banking sector. The continuing trend to a model of service quality improvement, from personnel counter services to electronic services, will be demonstrated. Improved service quality should be adopted to maintain the core competence and this research will contribute towards knowledge and background for banks to apply these findings to better shape and focus their positions in the market and also to provide service quality to customers through the agency banking concept. Introduction A banking agent is a retail or postal outlet contracted by a financial institution or a mobile network operator to process clients’ transactions. Rather than a branch teller, it is the owner or an employee of the retail outlet who conducts the transaction and lets clients...
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