...Organizational Responsibility and Current Health Care Issues Patient Protection and Affordable Care Act (PPACA) Health Law and Ethics Patient Protection And Affordable Care Act History “After the enactment of the Affordable Care Act (ACA) in March 2010, numerous lawsuits challenging various provisions of the momentous health care reform law were filed in the federal courts. Many of those cases were dismissed, but some federal appellate courts issued decisions on the merits of the law. In November 2011, the United States Supreme Court agreed to consider several issues related to the constitutionality of the ACA arising out of two cases in the 11th Circuit Court of Appeals” (The Henry J Kaiser Family Foundation). Headline news featured the highly controversial Patient Protection and Affordable Care Act (PPACA), also referred to as Obamacare, during the week of 25-June-2012. In response to health care crises in the United States, PPACA advanced to the forefront. “[W]e must also address the crushing cost of health care. This is a cost that now causes a bankruptcy in America every thirty seconds. By the end of the year, it could cause 1.5 million Americans to lose their homes. In the last eight years, premiums have grown four times faster than wages. And in each of these years, one million more Americans have lost their health insurance. It is one of the major reasons why small businesses close their doors and corporations ship jobs overseas. And...
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...A Research Paper on The United States’ Health Care Policy Patient Protection Affordable Care Act (PPACA) I. Delineation and overview of policy under analysis a.) What is the policy to be analyzed? The policy to be analyzed is the Patient Protection Affordable Care Act (PPACA) or colloquially referred to as Obamacare. The PPACA Bill was passed into law after Barack Obama signed it on March 23, 2010. However, it should be noted that specific provisions in the law is designed to be effective in staggered dates, that is, not all provisions in the law is effective the moment it was signed by Obama. Some provisions in the statute is designed to be effective beginning at the year 2020. b.) What is the nature of the problem being targeted by the policy? PPACA aims to improve the coverage of healthcare insurance. Thus, to achieve this, the policy targets people who do not have any health insurance. Unless exempted for the following reasons - religious beliefs, individuals who cannot afford the healthcare coverage, taxpayers whose income is below the income threshold, or any person deemed to belong from an Indian tribe- the statute requires individuals to avail a health care insurance plan or pay a penalty. II. Historical Analysis a.) What policies and programs were developed in the past to deal with the problem? Policies that were developed in the past to deal with the same problem of limited and reluctant healthcare coverage include the Medicare (1965)...
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...Patient Protection and Affordable Care Act Diana Gonzalez Perez Florida International University Introduction The Patient Protection and Affordable Care Act (PPACA) was signed into law on March 23, 2010 by President Barack Obama. The PPACA was enacted to address the lack of quality health care delivery to the 49 million uninsured Americans, a number which has grown with the slow economic growth our country is experiencing (Rattue, 2011). As part of this legislation there are ten provisions, all which are important to comprehensive healthcare reform. Each provision addresses specific functions of the current healthcare delivery system including insurance, reimbursement, medications, and taxes. In this paper, specific provisions of the PPACA will be discussed as well as the legal implications of the legislation. Provisions The PPACA has ten provisions which supply legal guidance for the health care reforms expected to take place from 2010-2014. These provisions will continue to affect the Nation as healthcare continues to evolve. Title I. The quality, affordable health care for all Americans provision includes subtitles A-F. Title I sets the basic guidelines required to implement the PPACA legislation. Subtitle A. Subtitle A sets specific guidelines to be followed by health plans including the prohibition of establishing lifetime limits or annual limits for any participant or beneficiary after January 1, 2014, but permits a restricted annual limit for plans...
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...discusses the positive and negative implications of the new ruling that the federal government could not require states that receive federal funds under the Medicaid program to participate in the Patient Protection and Affordable Care Act's (PPACA's) Medicaid expansion. Several shortcomings like limited provider payment and associated patient access barriers have been observed in Medicaid that make its adoption not a good idea. However, families below the poverty line can benefit. In July 2012, the Supreme Court upheld the constitutionality of the Patient Protection and Affordable Care Act (PPACA). The Court thus ended one phase in the political and legal battle over health reform. Yet in doing so, it opened a new front. In a notable departure from post–New Deal commerce clause jurisprudence, the Court ruled that the federal government could not require states that receive federal funds under the Medicaid program to participate in the PPACA’s Medicaid expansion. In effect, the Court made states’ participation in the PPACA’s Medicaid expansion voluntary — a possibility that neither the act’s supporters nor its opponents seriously entertained during the long legislative battle of 2009 and 2010. The full implications of these changes in federal-state relations remain to be seen. For states, the ruling brings both new flexibility and new accountability. Conservative legislators who have traditionally railed against Medicaid while accepting large subsidies will now have to ...
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...Patient Protection and Affordable Care Act (PPACA) What the Act Offers The Patient Protection and Affordable Care Act offers many healthcare benefits to a diverse group of American citizens. However, there are a few downsides as well. The major portions of the act deal with four primary issues: 1. Increasing the health care coverage of patients with pre-existing conditions 2. Expanding access to health care insurance to over 30 million uninsured Americans 3. Expanding Medicare/Medicaid Coverage 4. Mandating Health Insurance Before PPACA was enacted insurers could discriminate against those with pre-existing medical conditions. The discrimination usually came in the form of denying coverage, striking patients from the coverage rolls when they got sick, charging higher premiums, excluding patients with certain medical conditions, imposing lifetime dollar limits on essential benefits, and imposing yearly spending caps. All of these occurrences will have been rendered illegal by the ending effective date of 2019. The U.S. Census Bureau (2011) estimated the number of uninsured Americans to be 49.9 million in 2010. Provisions in this act are expected to expand coverage to 32 million of these uninsured people by 2019. One of the major provisions that will bring down the uninsured number is the allowance for “children” up to the age of 26 to be enrolled on their parents’ health insurance policy. The Congressional Budget Office (2009) breaks down the additional...
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...Care Act (PPACA) in 2010. The Act was challenged in National Federation of Independent Business v. Sebelius, 576. US 2012. The Supreme Court ruled that the individual mandate, which requires individual to purchase a health insurance policy providing a minimum level of coverage, unconstitutional under the Commerce Clause, but stands under taxing method. I personally view that this PPACA is constitutional under Commerce Clause. The majority opinion in the decision is delivered by Justice Roberts in the following points. The majority opinion held that the government’s theory of controlling cost-shifting by increasing supply is invalid because it gives Congress unlimited power to make decisions for individuals who choose not to do something. In Wickard v. Filburn, the court rejected the farmer’s argument that growing wheat for “home consumption was beyond the reach of the commerce power” on the ground that the “aggregate effect of similar decision will impose a substantial effect on the interstate market for wheat” (Sebelius). If we apply the same logic of buying insurance in Wickard, Congress can also order people to buy more wheat to support the price of wheat. The majority opinion argued that tt might make more sense for Congress to order people to buy more vegetables because the aggregate effect of Americans not eating a balanced diet is more significant than that of people living without health insurance. The argument of forcing people to make the right decision for the...
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...Healthcare reform advocates are undoubtedly relieved to have successfully facilitated a historical legislative process - the culmination of which resulted in President Barack Obama passing the Patient Protection and Affordable Care Act (PPACA), a federal statute which, in tandem with the Health Care and Education Reconciliation Act (HCERA) of 2010, formed the Health Care Reform Act of 2010. This dual set of reforms jointly address many of the undesirable issues that have transpired within the United States health care system, such as offering citizens a cost-effective broad choice of Insurance coverage, bringing skyrocketing healthcare costs under control, making Medicare more efficient, and enacting consumer protection laws which will hold insurance companies accountable for the prevalent discriminatory actions which have pervaded the system (Obama, 2009). However, HCERA opponents will continue to utilize legislative protocol to upend the policy. As with any perceived discrepancy in the legislative process, opponents of HCERA are outraged that the “Democratic leadership’s decision to “ram through” reform using budget reconciliation to modify the Senate-passed bill sufficiently to make it acceptable to the House” (Aaron & Reischauer, 2010). As much as “outrage” may have no legitimate place in policy-making, high emotions will nonetheless negatively affect future debate. The level of vitriol from the opposition to health care reform reached unprecedented heights, with people...
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...CIS500 Information Systems for Decision-Making Term Paper - Information Technology Strategic Plan April 12, 2015 1. Write an introductory statement of the company including but not limited to the type of the company, the location, the industry in which it competes, and the organizational vision and mission that encompasses the nature of the company. Being the largest not-for-profit Catholic healthcare system serving the Delaware Valley, Mercy Health System is part of Trinity Health and sponsored by Catholic Health Ministries. Their mission is to serve in the spirit of the Gospel, which means serving the entire community with compassion and healing presence while addressing the diverse factors that impact the health needs of the whole person. Even though they treat people from all walks of life, they have a special concern for the poor and disadvantaged. The goal of Mercy Health System is to be recognized as the leader in improving the health of the community and everyone they serve. Currently, they employ approximately 6,500 caring, highly skilled personnel who are focused on creating positive patient-care. Mercy Health System is a diverse, integrated system that embodies: Four Hospitals acute care hospitals: | Mercy Fitzgerald Hospital | A 213-bed teaching hospital in Delaware County and Southwest Philadelphia | | Mercy Philadelphia Hospital | A 268-bed community teaching hospital serving the needs of West and Southwest Philadelphia communities | |...
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...Healthcare Reform Questions & Answers for Employers Updated November 19, 2014 © 2014 GALLAGHER BENEFIT SERVICES, I NC . DISCLAIMER We share this information with our clients and friends for general informational purposes only. It does not necessarily address all of your specific issues. It should not be construed as, nor is it intended to provide, legal advice. Questions regarding specific issues and application of these rules to your plans should be addressed by your legal counsel. Page i | © Gallagher Benefit Services, Inc. 2014 Contents BACKGROUND ......................................................................................................... 1 EMPLOYER RESPONSIBILITIES ......................................................................... 1 General ......................................................................................................... 1 1. Is there anything we have to do immediately? .................................................................. 1 2. Will I be required to offer health insurance coverage to my employees? .......................... 1 3. When will this requirement be effective? .......................................................................... 1 4. We have between 50 and 99 full-time employees (including full-time equivalents). Will we have to do anything in order to qualify for the delay until 2016? ....................................... 1 5. Our plan is self-funded...
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...IFRS and US GAAP: similarities and differences IFRS readiness series October 2012 Table of contents The heart of the matter 2 US financial reporting will change significantly within the next several years An in-depth discussion 4 Examining the implications IFRS affects US businesses in multiple ways What this means for your business 6 Anticipate and manage the change What companies can and should do now October 2012 The heart of the matter US financial reporting will continue to change over the next several years Although US companies will not when, and how IFRS might be be permitted to use International incorporated into the US financial Financial Reporting Standards (IFRS) reporting system. for US public filings in the foreseeable • In May 2011, the SEC’s Office of future, IFRS has been affecting US the Chief Accountant published a companies for some time, primarily Staff Paper exploring one possible through engaging in cross-border method to incorporate IFRS merger-and-acquisition (M&A) into the US financial reporting activity, meeting the reporting needs system, involving an active of non-US stakeholders, and assisting Financial Accounting Standards with or monitoring of the IFRS Board (FASB) incorporating IFRS requirements of non-US subsidiaries. into US GAAP over an extended US companies are also becoming period of time (the “endorsement” increasingly aware of IFRS, as key method). Under this method, the aspects of US generally...
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