Premium Essay

The Double Edge Sword Known as Student

In:

Submitted By Tina25
Words 1057
Pages 5
April 9, 2014

Assignment 3

The Double Edge Sword Known As Student Loans
Higher education should not be a privilege but a right; it should not be exclusively for the privileged. Not so many years ago the idea of seeking a college degree was optional. There were many jobs available in the United States that one could produce enough earnings to support a family. They were referred to as middle class jobs, however, due to some poor decisions made by our government those jobs are no longer available and the middle class is gone. Factories have moved to other countries and goods are produced cheaper there and imported back into this country ergo, we have become a country that no longer produces textiles, steel, or electronics, just to name a few. Most jobs that are available are in the service industry, namely cooks, retail sales and waitressing which do not produce a livable wage. To provide a service that will sustain a family, one must seek higher education; this is no longer an option, but a necessity. With the middle class now gone, the only way to fund higher education is with grants and loans. Grants typically do not provide enough funds to cover books and tuition unless the student lives with their parents; unfortunately student loans area double edge sword. Education, like everything else continues to rise in cost disproportionately with income. For most students taking a loan is the only way to achieve their academic goals. This decision should never be taken lightly as there are many risks involved. You must repay your loans even if you don’t complete your education, can’t find a job related to your program of study, or are unhappy with the education you paid for with your loan. However, certain circumstances might lead to your loans being forgiven, canceled, or discharged. (Studentaid.gov) Forgiveness of a loan is not a common event, death,

Similar Documents

Free Essay

Fencing

...Fencing Fencing, as cited in the Webster's Dictionary, is "the sport of fighting with swords, esp. foils, épées, or sabers, according to a set of rules, in order to score points against an opponent." Fencing is very popular in the European culture. Many people refer to it as "Sword Fighting" it is seen in many movies, as well as books. In the sport, the two opponents are required to wear a specialized uniform to protect themselves when waving the foil, épées, or saber, around. Fencing is defined as "The sport and act of swordplay." The history of fencing as changed extensively over the years, before the Christian era, almost two thousand years ago, they used spears instead of the known weapons used today. Once the invention of gunpowder came into play, it changed to a fight to the death by many nobility to restore and avenge honor. As they entered the fourteenth century, Germany was the first country to try to legalize fencing as a sport, as well as fights to the death, this did not go over very well with everyone. During the fifteenth century Spain decided to establish the first fencing school. Soon after that, the eighteenth century grew the idolizing sport, but many countries in Europe decided to get rid of the fight to the death factor of the sport, as well as added protective covering to those that played the sport, to insure the safety of opponents. Around this time, Italy, France, and Germany, decided that the sport was better played with specialized weapons, hence...

Words: 1968 - Pages: 8

Premium Essay

Dell Swot Analysis

...Dell SWOT Analysis Strengths: Dell is one of the world’s best and most known brands. The company has partnered with many corporations throughout many different industries. Dell has been able to accomplish this due to their reputation for building quality products at an affordable price. Dell continues to use the latest technology in all of their products, sells directly to the customer, and was among the first computing companies to offer next day, on site product service. Dell also strives to provide their customers excellent customer service both before and after a sale has been made. This enables the customer to get the exact product for their business or individual needs, as well as provide the proper support after the sale has been made. Another strength of Dell is they make all and assemble all of components in every computer giving them total command of their supply chain. Weakness: While Dell has many strengths as previously listed, they are not without their weaknesses. One major weakness is the company holds no proprietary technology. Dell has been unsuccessful in attracting the college student segment of the market. Dell’s sales revenue from educational institutions such as colleges only accounts for a merely 5% of the total. Due to Dell’s lack of brick and mortar stores, customer cannot go to retailers because Dell does not use distribution channels. Customers just can’t buy Dell as simply as other brands because each product is custom-built according to...

Words: 619 - Pages: 3

Premium Essay

Swot Analysis of Dell Computers

...SWOT analysis of Dell Computers Corporation Student Name Institutional Affiliation Professor’s Name SWOT analysis of Dell Computers Corporation Dell is a privately owned American multinational computer technology which develops, sells and repairs computers and related products plus services. It was named after its great founder, Michael Dell. The company is best known for the innovations it made on the management of supply chain and electronic commerce, mostly the model for direct sales and configure to order approach which they used in management to deliver customer’s specifications of configured PCs. Dell is one of the leading computer manufacturers in the whole world and it has tremendously grown since its incorporation by Michael Dell. Dell currently dwells in an ever changing market with competitors who are challenging the company with unique and new products in the market place. Therefore SWOT analysis will provide a basis for crafting strategy that will take advantage of the company’s resources and at the same time benefiting from the opportunities and defending the company the threats to its successful operations (Michael Dell 2009). Strengths Majorly, the strength of Dell comes because of the Direct Model which is considered as one the greatest assets of the company. The Direct Model gives consumers a chance to customize their laptops since the market is becoming more educated and every individual needs a laptop that will meet their needs especially in terms of performance...

Words: 966 - Pages: 4

Premium Essay

Project Overview & Technology Organizational Needs Assessment

...Goals 8 Project Objectives 8 Conclusion 9 References 10 Introduction Kurzweil predicts that “in 2009, while schools are still not on the cutting edge, the profound importance of the computer as a knowledge tool is widely recognized. Computers play a central role in all facets of education, as they do in other spheres of life” (Kurzweil, 1999, p. 276). It is now 2006 and Kurzweil’s prediction of the computer being widely recognized as a knowledge tool is ahead of schedule. It is also true that schools are far from being on the cutting edge. Some schools are better than others, but the computer is sorely lacking in the classroom. The writer’s organization is a proprietary art college in Central Florida. The school is part of a large corporation that oversees more than sixty schools across the United States. Thirty one of the schools are art colleges. The art colleges are leaders in using the computer in the classroom. The corporation takes pride in putting high end technology in front of students to produce commercial art work in the form of graphic design, interactive design, digital video and animation. Often students choose the proprietary art college over community college or state university because of the high end computer labs and other technology that the private school has on campus. Potential students see the technology as an added value worth paying extra for. Technology Needs Assessment The writer’s organization is well equipped technologically to handle...

Words: 1780 - Pages: 8

Free Essay

Harvard Business Review Thigns to Look for

...interesting historical curiosity to Guardian Martial Artists that there may be some hugely distant relationship between Musashi Miyamoto (whom all should remember was born in 1584 - so it was a very long time ago) and the founder of their style. TRANSLATOR’S INTRODUCTION Musashi killed his first opponent at age 13, and another at 16. He became known as the invincible swordsman, and he is regarded to this day as the greatest, or at the very least one of the greatest, swordsmen Japan has ever produced. He wrote the Book of Five Rings late in life after studying swordplay for most of his life. Musashi said “When you have attained the Way of Strategy, there will not be one thing you cannot understand.” and “You will see The Way in everything.” The Guardian ideal here is that we find something in which principles are contained, such as martial arts, and we study in great depth until we begin to fully and deeply understand those principles. It can take decades to achieve the magnitude of insight that allows one to “understand everything” - or the particularly philosophical who ponder these things can achieve it in perhaps a decade. When “The Way” is known, then the principles can be seen in everything. We call this The Martial Arts Metaphor. Musashi’s books are divided according to the “elements” conceived in his time. He speaks of Ground (Earth), Water, Fire, Wind and the Void - a very interesting...

Words: 20697 - Pages: 83

Premium Essay

Become a Cric

...The Write Approach: English Language Arts Research and Writing Guide Student Name: John Burroughs High School Burbank, CA The Write Approach Table of Contents Glossary of Terms The Writing Process Thinking Maps The Six Types of Writing Prompts Jane Shaffer Writing Terms Writing a Thesis Statement Writer’s Signal Words 1 4 5 6 7 8 11 Things NEVER to Do in an Essay 12 MLA Guidelines and Style Sheet Sample Essay Formatting Guide to Formatting Essays Using MS Word Revising and Proofreading Essays JBHS Proofreading Symbols Proofreading/Editing Worksheet MLA Quoting and Citation Guide Quote Integration FAQs Work Cited Page Why Did I Get This Grade? JBHS Academic Honesty Policy List of Resources and References Academic Honesty Contract 14 15 © JBHS English Department 2009 19 27 28 30 32 33 35 38 40 43 44 Glossary of Writing and Research Terms Annotated Bibliography: Includes a summary and/or evaluation of each of the sources used for researching a topic. Audience: Those whom you want your writing to reach. A writer needs to choose the appropriate words and style for his or her intended audience. Body Paragraph: Makes up most of an essay and has three main parts: a topic sentence, concrete detail/commentary, and a concluding sentence. Citation: [also known as parenthetical or in-text citation] Names a source and page number for text which quotes from, uses specific details from, or paraphrases source/research...

Words: 10668 - Pages: 43

Free Essay

Sssssss

...DIVINATION SYSTEMS  Written by Nicole Yalsovac  Additional sections contributed by Sean Michael Smith and Christine Breese, D.D. Ph.D.  Introduction  Nichole Yalsovac  Prophetic revelation, or Divination, dates back to the earliest known times of human existence. The oldest  of  all  Chinese  texts,  the  I  Ching,  is  a  divination  system  older  than  recorded  history.  James  Legge  says  in  his  translation of I Ching: Book Of Changes (1996), “The desire to seek answers and to predict the future is as old as  civilization  itself.”  Mankind  has  always  had  a  desire  to  know  what  the  future  holds.  Evidence  shows  that  methods of divination, also known as fortune telling, were used by the ancient Egyptians, Chinese, Babylonians  and the Sumerians (who resided in what is now Iraq) as early as six‐thousand years ago.  Divination  was  originally  a  device  of  royalty  and  has  often  been  an  essential  part  of  religion  and  medicine. Significant leaders and royalty often employed priests, doctors, soothsayers and astrologers as advisers  and consultants on what the future held. Every civilization has held a belief in at least some type of divination.  The point of divination in the ancient world was to ascertain the will of the gods. In fact, divination is so  called because it is assumed to be a gift of the divine, a gift from the gods. This gift of obtaining knowledge of the  unknown  uses  a  wide  range  of  tools  and  an  enormous  variety  of ...

Words: 45715 - Pages: 183

Free Essay

Kjkkk

...Scientific Premium Company - USA The Deadly Secrets of Dim Mak Vital Point Striking Introduction: Dim Mak is one of the most closely guarded secrets in the fighting world. Legends tell stories of the fabled “Death Touch”. Some have even said that a Chinese Tong member killed Bruce Lee with a delayed “Death Touch”. Of course a lot of what is taught about Dim Mak is conjecture at best. What we want to do with this additional report on Dim Mak, is try and add some additional information for you on how to approach these techniques to add into your martial arts curriculum. Scientific Premium Company- USA makes the claim that the information described here are for information purposes only and we accept no responsibility for you using these concepts to hurt, maim or intentionally or unintentionally end a life. It is with this that we suggest you get a qualified instructor to teach you in your area. The pressure and Dim Mak points that we are going to be discussing absolutely work and work very well. It is our belief that you can learn how to use Dim Mak striking methods without harming anyone if you are careful. It will be your sole responsibility to use this information with the utmost care and sensitivity. DO NOT TAKE THESE TECHNIQUES, CONCEPTS AND METHODS AND START STRIKING PEOPLE! Only use these points for the purpose of self- preservation or for healing. Why Teach These Deadly Concepts? One of the main reasons we have made this information available is so that you can...

Words: 4196 - Pages: 17

Premium Essay

Subliminal Advertising

...SUBLIMINAL SUBLIMINAL ADVERTISING ADVERTISING S UBLIMINAL ADVERTISING Intergrated Term Project Rakhi Jerly Semster 5 Fashion Communication Design What is Advertising? “Paid non-personal communication from an identified sponsor using mass media to persuade or influence an audience. “ (Wells, Burnett, & Moriaty 1998) Criticism for advertising: While advertising can be seen as necessary for economic growth, it is not without social costs. Unsolicited commercial e-mail and other forms of spam have become so prevalent as to have become a major nuisance to users of these services, as well as being a financial burden on internet service providers. Advertising is increasingly invading public spaces, such as schools, which some critics argue is a form of child exploitation. In addition, advertising frequently uses psychological pressure (for example, appealing to feelings of inadequacy) on the intended consumer, which may be harmful. Human psycology and Advertising: The human being is a complex creature. The same complexity that gives us the ability to manipulate objects also makes us vulnerable to manipulation. It is very Important for advertisers to study the human psycology and consumer behaviour inorder to exert maximun influence on target consumers. They aim at the vulnerabilities of human mind. A successfull ad agency is one which “manipulates human motivations and desires and develops a need for goods with which...

Words: 4416 - Pages: 18

Premium Essay

Sherlock Holmes

...Sherlock Holmes (/ˈʃɜrlɒk ˈhoʊmz/) is a fictional character created by Scottish author and physician Sir Arthur Conan Doyle, a graduate of the University of Edinburgh Medical School. A London-based "consulting detective" whose abilities border on the fantastic, Holmes is known for his astute logical reasoning, his ability to adopt almost any disguise and his use of forensic science to solve difficult cases. Holmes, who first appeared in print in 1887, was featured in four novels and 56 short stories. The first novel, A Study in Scarlet, appeared in Beeton's Christmas Annual in 1887 and the second, The Sign of the Four, in Lippincott's Monthly Magazine in 1890. The character's popularity grew with the first series of short stories in The Strand Magazine, beginning with "A Scandal in Bohemia" in 1891; additional short-story series and two novels (published in serial form) appeared from then to 1927. The events in the stories take place from about 1880 to 1914. All but four stories are narrated by Holmes's friend and biographer, Dr. John H. Watson. Two are narrated by Holmes himself ("The Adventure of the Blanched Soldier" and "The Adventure of the Lion's Mane"), and two others are written in the third person ("The Adventure of the Mazarin Stone" and "His Last Bow"). In two stories ("The Adventure of the Musgrave Ritual" and "The Adventure of the Gloria Scott"), Holmes tells Watson the story from memory, with Watson narrating the frame story. The first and fourth novels, A...

Words: 4961 - Pages: 20

Free Essay

Aicirteam

...Athletic HISTORY The first modern-style indoor athletics meetings were recorded shortly after in the 1860s, including a meet at Ashburnham Hall in London which featured four running events and a triple jump competition. The Amateur Athletic Association (AAA) was established in England in 1880 as the first national body for the sport of athletics and began holding its own annual athletics competition – the AAA Championships. The United States also began holding an annual national competition – the USA Outdoor Track and Field Championships – first held in 1876 by the New York Athletic Club.[14] Athletics became codified and standardized via the English AAA and other general sports organisations in the late 19th century, such as the Amateur Athletic Union (founded in the US in 1888) and the Union des sociétésfrançaises de sports athlétiques (founded in France in 1889). An athletics competition was included in the first modern Olympic Games in 1896 and it has been as one of the foremost competitions at the quadrennial multi-sport event ever since. Originally for men only, the 1928 Olympics saw the introduction of women's events in the athletics programme. Athletics is part of the Paralympic Games since the inaugural Games in 1960. Athletics has a very high profile during major championships, especially the Olympics, but otherwise is less popular. An international governing body, the International Amateur Athletics Federation (IAAF), was founded in 1912; it adopted its current...

Words: 43282 - Pages: 174

Free Essay

Aar Lesson

... |PARA/ | | | | |PAGE | | | | |NO. ALL | |TC 25-20 |A Leader’s Guide To After Action Reviews |Sept 93 |All | |TC 25-10 |A Leader’s Guide To Lane Training |Aug 96 |Chapter 5 | Student Provide Slides to students one day prior to the start of class. Students Study must be prepared to discuss the Slides during class. Scan TC 25-20. Assignments Instructor One instructor, familiar with TC 25-20, Requirements Additional None Personnel Requirements Equipment Overhead Projector, Screen Required Materials INSTRUCTOR MATERIALS: After Action Review Transparencies Required STUDENT MATERIALS: None Classroom, One Standard Classroom Training Area, and Range Requirements Ammunition None Requirements Instructional Note: Before presenting this lesson, instructors must thoroughly prepare by...

Words: 4137 - Pages: 17

Free Essay

Fun, Cool, Awesome

...experimented with expression in order to free it from conventional restraints. Like writers such as Charlotte Brontë and Elizabeth Barrett Browning, she crafted a new type of persona for the first person. The speakers in Dickinson’s poetry, like those in Brontë’s and Browning’s works, are sharp-sighted observers who see the inescapable limitations of their societies as well as their imagined and imaginable escapes. To make the abstract tangible, to define meaning without confining it, to inhabit a house that never became a prison, Dickinson created in her writing a distinctively elliptical language for expressing what was possible but not yet realized. Like the Concord Transcendentalists whose works she knew well, she saw poetry as a double-edged sword. While it liberated the individual, it as readily left him ungrounded. The literary marketplace, however, offered new ground for her work in the last decade of the nineteenth century. When the first volume of her poetry was published in 1890, four years after her death, it met with stunning success. Going through eleven editions in less than two years, the poems eventually extended far beyond their first household audiences. 

Emily Elizabeth Dickinson was born in Amherst, Massachusetts, on December 10, 1830 to Edward and Emily (Norcross) Dickinson. At the time of her birth, Emily’s father was an ambitious young lawyer. Educated at Amherst and Yale, he returned to his hometown and joined the ailing law practice of his father, Samuel...

Words: 9008 - Pages: 37

Free Essay

An Outline of English Literature

...ENGLISH LITERATURE ITS HISTORY AND ITS SIGNIFICANCE FOR THE LIFE OF THE ENGLISH-SPEAKING WORLD A TEXT-BOOK FOR SCHOOLS BY WILLIAM J. LONG, PH.D. (Heidelberg) TO MY FRIEND C H T IN GRATITUDE FOR HIS CONTINUED HELP IN THE PREPARATION OF THIS BOOK CANTERBURY PILGRIMS From Royal MS., 18 D.ii, in the British Museum PREFACE This book, which presents the whole splendid history of English literature from Anglo-Saxon times to the close of the Victorian Era, has three specific aims. The first is to create or to encourage in every student the desire to read the best books, and to know literature itself rather than what has been written about literature. The second is to interpret literature both personally and historically, that is, to show how a great book generally reflects not only the author's life and thought but also the spirit of the age and the ideals of the nation's history. The third aim is to show, by a study of each successive period, how our literature has steadily developed from its first simple songs and stories to its present complexity in prose and poetry. To carry out these aims we have introduced the following features: (1) A brief, accurate summary of historical events and social conditions in each period, and a consideration of the ideals which stirred the whole nation, as in the days of Elizabeth, before they found expression in literature. (2) A study of the various literary epochs in turn, showing what each gained from...

Words: 16972 - Pages: 68

Free Essay

Mythical Legend

...03-01-15, 05:57 AM#1 Prologue For years people have dreamed of Virtual reality ranging from video games to entire worlds. There have been numerous amounts of stories and speculation for as long as the idea has existed. But now with technologies growing and improving every day the dream of virtual reality has become a reality with the new release of a Virtual Reality game called Mythical Legends with many flocking to get their hands on it. With wild speculation, stories and dreams over the year people expecting great things. Mythical Legends has had great hype across all forms of media, and for good reasons. First the game is running on a new system that incorporates not just the Game Masters; GM’s for short, but also the creation of multiple advanced artificial intelligences that support’s the virtual world and create new events and areas as the game progresses. Besides that another amazing feat is that the NPCs and Mobs of the game cannot be easily told apart from any other players. The Beta testers where surprised and overwhelmed by the games realism and by its gameplay. They played throughout a number of regions on the continent of Tellus starting at one of the four kingdomsRedstone, Thorcyn, Thlyiss, and Andesit. Each kingdom home to the four core races of Humans, Elves, Halflings, and Dwarves. After the six month testing time the programmer of the game accelerated the game’s time over a 1000 years in game time adding more history and lore. With the games...

Words: 86716 - Pages: 347