...nearest plate boundary yet exudes lava at a higher rate per unit area than at any other place on Earth. G. Foulger and J. Natland 2003, discuss the evidence, or lack there of, of the deep plume model through seismic analysis, especially at Yellowstone. The fact that hotspots are not fixed, “Hawaii has not remained stationary; it changed direction radically at the time of the bend in the Hawaiian-Emperor chain ~50 million years ago, when the Pacific plate did not change direction” (p.921). And that analysis of the petrology does not indicate temperatures required from mantle from a deep plume. Richard Monastersky states, “For plate reconstructionists, hotspots seemed an ideal benchmark for tracing plate motion in the past; they literally left a trail on a plate as it passed overhead…However, new evidence suggests that these benchmarks may actually be drifting” (p.250). This adds to the uncertainty about the origins of...
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...Asia Pacific Equity Research 25 February 2005 Australian Mortgage Industry Volume 1 A Lot of Fat ! JPMorgan Australian Banks Team Brian Johnson (61-2) 9220-1605 brian.d.johnson@jpmorgan.com Richard Wiles (612) 9220 1525 richard.e.wiles@jpmorgan.com Ed Henning (61-2) 9220-1933 ed.a.henning@jpmorgan.com Fujitsu Australia Team Martin North (61-2) 9293-0617 martin.north@au.fujitsu.com Tom Dissing (61-2) 9293-0423 tom.dissing@au.fujitsu.com This report is the result of a joint effort between Fujitsu Australia and JPMorgan, focusing on developments in the Australian mortgage industry. We use the Fujitsu Mortgage Market and Yield Improvement Modelling. See page 30 for analyst certification and important disclosures, including investment banking relationships. JPMorgan does and seeks to do business with companies covered in its research reports. As a result, investors should be aware that the firm may have a conflict of interest that could affect the objectivity of this report. Investors should consider this report as only a single factor in making their investment decision. Brian Johnson (61-2) 9220-1605 brian.d.johnson@jpmorgan.com Asia Pacific Equity Research 25 February 2005 Table of Contents Executive Summary .................................................................3 Industry Overview ....................................................................5 Mortgage Brokers................................................................
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...Escape from a Straitjacket while Trapped Underwater Escape from an Incinerator Escape a Pack of Hunting Dogs Escape from the Basement of a Collapsed Building Escape from Being Blown to Kibbles and Bits Chapter II: Car Troubles Make a Stick-Shift Car Drive Itself Repair a Busted Brake Line While in a Moving Car Fake a Flat Tire Recharge a Car Battery with a Bottle of Wine Lift Your Car with a Innertube Repair a Broken Fuel Line with a Ballpoint Pen A MacGyver Classic: Make an Arcwelder from a Car Battery and Pocket Change Chapter List Chapter III: Angus Macgyver: Superspy/ Chemistry Teacher Make a Fire Extinguisher with the Contents of Your Kitchen Cabinet stop an Acid Leak with a Chocolate Bar Read the Contents of a Burned Sheet of Paper Make Your Own Homemade Tear Gas Make a Homemade Spectroscope Create Your Own Homemade Fog Develop Photos with Battery Acid, Ammonia, and Orange Juice Power a Radio with a Cactus Use a Photographic Fixer as an Antidote and an Icepack Chapter List Chapter IV: Breaking and Entering (use only for good,...
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...applicant's background and hired someone who had committed fraud in the past. A manager instructs employees not to share passwords, and then shares her passwords with others. A company does not establish codes of conduct and does not have training meetings to teach employees to distinguish between acceptable and unacceptable behavior. The employees know who has responsibility for each business activity. Add Question Here Multiple Choice 0 points Modify Remove Question A fraud perpetrator uses the float time between banks to give the impression that he had money in his accounts. Which crime is he committing? Answer Floating Strip Spinning Kiting Add Question Here Multiple Choice Question Which is following observations is TRUE? Answer Research shows...
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...CORDILLERA ADMINISTRATIVE REGION I. Brief History Many theories have been postulated to account for the origin of the people inhabiting the mountain regions of the Philippines. The Land Bridge Theory claims that the Philippines was part of the Southern Asia Mainland and the Northern Luzon maintain tribes that came through these bridges during the last glacial period between 1200 and 1500 B.C. Contradictory to these assumptions is the Wave Migration Theory, which occurred thousands of years after the disappearance of the land bridges in 3,000-4,000 B.C. The theory states that groups of migrants came by boat from the neighboring lands during the Neolithic period. The Neolithic culture, which they brought with them, is still evident in the rice terraces, cloth weaving and the use of iron implements. Scholars differ in their contentions of the mountain people’s ancestors, however, a prominent number supports the contention that the ancestors of the mountain people came from the South East Asia Mainland. In the process of settling down, the early inhabitants became geographically isolated from one another. The long period of isolation and adaptation to the environment gave rise to variations of culture. When the Spaniards came to the Philippines, they were able to set foot in the Cordilleras as early as 1608 but with minimal influence. They were able to establish commandancias in Benguet, Ifugao and Kalinga-Apayao but their stay did not last long enough to pacify...
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...mission statements. It then looks at the decisions that the company has taken to achieve its vision by analyzing the environment it operates, the value chain and the core competencies that it has developed over the years and the key factors instrumental in its success. We end by commenting on its future prospects based on our analysis. We are grateful to you for providing us this opportunity to learn the strategic issues in contemporary businesses and giving us the necessary guidance in completing the project. We would also like to thank the entire faculty who taught us in the first year at this college. Their teaching has given us a holistic perspective which was essential for completing this assignment. Our primary resource for research has been the ITC Ltd. website and the various reports published by it. We have used the resources of various websites on the internet and would like to thank all of these nameless contributors....
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...WATERWORLD WATERPARKS Information Security Policy Version 1.0 Revision 191 Approved by John Smothson Published DATE March 23, 2011 CONFIDENTIAL/SENSITIVE INFORMATION This document is the property of WATERWORLD WATERPARKS. It contains information that is proprietary, confidential, sensitive or otherwise restricted from disclosure. If you are not an authorized recipient, please return this document to WATERWORLD WATERPARKS, Attention: IT Director. Dissemination, distribution, copying or use of this document in whole or in part by anyone other than the intended recipient is strictly prohibited without prior written permission of WATERWORLD WATERPARKS Executive Management. Revision History Changes | Approved By | Date | Initial Publication | John Smothson | 3-23-2011 | | | | | | | | | | | | | | | | | | | | | | | | | | | | Table of Contents 1 Introduction and Scope 8 1.1 Introduction 8 1.2 Payment Card Industry (PCI) Compliance 8 1.3 Scope of Compliance 8 2 Policy Roles and Responsibilities 10 2.1 Policy Applicability 10 2.2 Information Technology Manager 10 2.3 Information Technology Department 11 2.4 System Administrators 12 2.5 Users – Employees, Contractors, and Vendors 12 2.6 Human Resource Responsibilities 12 2.6.1 Information Security Policy Distribution 13 2.6.2 Information Security Awareness Training 13 2.6.3 Background Checks 13 3 IT Change Control Policy 15 3.1 Policy Applicability and Overview 15 3.2 Change Request Submittal...
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...AUGUST 2004 Communications and Information THE TONGUE AND QUILL COMMUNICATING IS A POWERFUL TOOL FOR THE TWENTY-FIRST CENTURY AIR FORCE The Tongue and Quill is dedicated to every man and woman in today’s Air Force who will ever sling ink at paper, pound a keyboard, give a briefing, or staff a package to support the mission. Currently, The Tongue and Quill is widely used by Air Force military and civilian members, professional military school educators and students, and civilian corporations around the United States. As United States Air Force employees, it is important we communicate clearly and effectively to carry out our mission. This handbook together with AFMAN 33-326, Preparing Official Communications, will provide the necessary information to ensure clear communications— written or spoken. The use of the name or mark of any specific manufacturer, commercial product, commodity, or service in this publication does not imply endorsement by the Air Force To all you enthusiastic users worldwide, keep up the good fight! SUMMARY OF REVISIONS This revision improved organization; rearranged layout; updated quotes, art and word lists; and added material on preparing to write and speak, writing with focus, communicating to persuade, research, meetings, briefings and listening; updated information on electronic communication and e-mail, and added information on Air Force writing products such as awards, decorations and performance reports. Supersedes AFH 33-337, 30 June 1997. OPR:...
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...Athletic HISTORY The first modern-style indoor athletics meetings were recorded shortly after in the 1860s, including a meet at Ashburnham Hall in London which featured four running events and a triple jump competition. The Amateur Athletic Association (AAA) was established in England in 1880 as the first national body for the sport of athletics and began holding its own annual athletics competition – the AAA Championships. The United States also began holding an annual national competition – the USA Outdoor Track and Field Championships – first held in 1876 by the New York Athletic Club.[14] Athletics became codified and standardized via the English AAA and other general sports organisations in the late 19th century, such as the Amateur Athletic Union (founded in the US in 1888) and the Union des sociétésfrançaises de sports athlétiques (founded in France in 1889). An athletics competition was included in the first modern Olympic Games in 1896 and it has been as one of the foremost competitions at the quadrennial multi-sport event ever since. Originally for men only, the 1928 Olympics saw the introduction of women's events in the athletics programme. Athletics is part of the Paralympic Games since the inaugural Games in 1960. Athletics has a very high profile during major championships, especially the Olympics, but otherwise is less popular. An international governing body, the International Amateur Athletics Federation (IAAF), was founded in 1912; it adopted its current...
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...Giraffid Newsletter of the Giraffe & Okapi Specialist Group Note from the Co-‐Chairs Volume 7(2), December 2013 Wow – what a bumper issue and, of course, only befitting for the renamed Giraffid newsletter of the IUCN SSC Giraffe and Okapi Specialist Group (GOSG)! Inside this issue: It has been an exciting last six months and this issue brings you lots of stories and tall tales from across the African continent and beyond. From species conservation strategies and Red List updates, interesting wild and captive behaviours to translocations, hooves and DNA, this is truly a fully loaded newsletter. An inspiring read to keep us all going over the imminent festive season and a relaxing winter or summer break. Unusual sightings of wild giraffe behaviour 4 GOSG together with the Zoological Society of London (ZSL), the Institut Congolais pour la Conservation de la Nature...
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...The World is Flat Thomas L Friedman Kq p K To Matt and Kay and to Ron Kq p K Contents How the World Became Flat One: While I Was Sleeping / 3 Two: The Ten Forces That Flattened the World / 48 Flattener#l. 11/9/89 Flattener #2. 8/9/95 Flattener #3. Work Flow Software Flattener #4. Open-Sourcing Flattener #5. Outsourcing Flattener #6. Offshoring Flattener #7. Supply-Chaining Flattener #8. Insourcing Flattener #9. In-forming Flattener #10. The Steroids Three: The Triple Convergence / 173 Four: The Great Sorting Out / 201 America and the Flat World Five: America and Free Trade / 225 Six: The Untouchables / 237 Seven: The Quiet Crisis / 250 Eight: This Is Not a Test / 276 Developing Countries and the Flat World Nine: The Virgin of Guadalupe / 309 Companies and the Flat World Geopolitics and the Flat World Eleven: The Unflat World / 371 Twelve: The Dell Theory of Conflict Prevention / 414 Conclusion: Imagination Thirteen: 11/9 Versus 9/11 / 441 Acknowledgments I 471 Index I 475 Kq p K :::::How the World Became Flat ::::: ONE While I Was Sleeping Your Highnesses, as Catholic Christians, and princes who love and promote the holy Christian faith, and are enemies of the doctrine of Mahomet, and of all idolatry and heresy, determined to send me, Christopher Columbus, to the above-mentioned countries of India, to see the said princes, people, and territories, and to learn their disposition and the proper method of converting them to our...
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...is the peak national body representing Australia’s mobile telecommunications industry. AMTA’s vision is to promote an environmentally, socially and economically responsible, successful and sustainable mobile telecommunications industry in Australia. AMTA aims to achieve its vision by: ■ effective industry representation and leadership ■ generating consensus on whole-of-industry issues ■ improving the level of trust between the industry, related industries, key stakeholders and the wider community ■ promoting an improved understanding of the mobile telecommunications industry and its contribution to the Australian community. Handset Manufacturers LG Electronics Australia, HTC ( Aust & NZ), Nokia Australia, Motorola Mobility Australia, Research in Motion, Samsung Australia, Sony Ericsson, ZTE Australia Retailers Mobile Network Infrastructure Suppliers Alcatel-Lucent Australia, Ericsson Australia, Huawei Technologies, Nokia Solutions and Networks, Qualcomm International Support Industries Crown Castle International, Evans Planning, KPPR, Paradigm.one, RF Industries, Risk Insure, Urbis Pty Ltd 1st Floor 35 Murray Crescent, Griffith ACT 2603 Australia | PO Box 4309 Manuka ACT 2603...
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...1 UNIT 1 Living Things and Their Environment DRAFT April 29, 2014 Photo Credit: http://www.flyingfourchette.com/2013/05/25/around-ubud/ 2 UNIT 1: Living Things and Their Environment Introduction At this point, students have already learned in Grade 8 how the body breaks down food into forms that can be absorbed through the digestive system and then transported to each cell, which was on the other hand discussed in Grade 7 to be the basic unit of life. The learners have also discovered that cells divide to produce new cells by mitosis and meiosis. They have understood that meiosis is an early step in sexual reproduction that leads to variation. Students have been introduced to genetics to be able to appreciate evolutionary differences among species. Learners have also found out that biodiversity is the collective variety of species living in an ecosystem, and by studying the ecosystem; they have come across the various cycling of materials and energy transformation. DRAFT April 29, 2014 All modules in Grade 9 Unit 1-Living Things and Their Environment present student-centered activities that will allow the learners to discover and develop concepts that they may consider useful to their everyday life. At the end of each lesson, key concepts are provided for the students to grasp ideas and information that they will remember even after they have left school. Instructional activities are designed to build up the students’ knowledge, understanding, skills, and ability to transfer...
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...ADRA AC&H AC&H H&S ADRA HA HA H&S OI REC NAT NAT OI VOC VOC SGO&H REC SGO&H pathfinder honor book 2014 revision general conference youth ministries department -1- ADRA AC&H H&S NAT HA OI SGO&H REC VOC pathfinder honor book 2014 revision general conference youth ministries department -3- General Conference Youth Ministries Department Director: Gilbert Cangy General Conference Associate Youth Director/Pathfinder World Director: Jonatan Tejel General Conference Honors Committee: Jonatan Tejel, Chairman Vanessa Correa, Secretary Gennady Kasap: ESD Youth Director Busi Khumalo: SID Youth Director Mark O’Ffill: NAD representative John Sommerfeld: SPD representative Paul Tompkins: TED Youth Director Jobbie Yabut: SSD Youth Director Udolcy Zukowski: SAD Pathfinder Director Copyright © 2014 by the Youth Ministries Department of the Seventh-day Adventist® Church All rights reserved. Published 2014 First edition published 1998. Second edition 2011. Third edition 2014 Rights for publishing this book outside the U.S.A. or in non-English languages are administered by the Youth Ministries Department of the Seventh-day Adventist® Church. For additional information, please visit our website, www.gcyouthministries. org, email youthinfo@gc.adventist.org, or write to Youth Ministries Department, General Conference of Seventh-day Adventists® Church, 12501 Old Columbia Pike, Silver Spring, MD 20904, U.S.A. Cover and inside design by Jonatan Tejel Printed in the United...
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...RESULTS OF THE ERASMUS IP INNO NATOUR 20112012......................................................... 19 FINAL REPORTS OF THE WORKING GROUPS .................................................................................. 20 INDIVIDUAL POST CASE STUDIES OF THE STUDENTS ................................................................. 44 CONCLUSIONS AND IMPLICATIONS ..................................................................................................149 BIBLIOGRAPHY........................................................................................................................................153 INNO NATOUR. Lesson learnt from innovation in nature based tourism services 4 INTRODUCTION The European Union gives a main role to the research, development and...
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