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Uninsured Parents

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Health insurance in the United States is not universal, so insurance plans are often not affordable or available to all. Trends in coverage for children are important to study because they are completely reliant on their parents and guardians for good health. In the event of illness or injury, parents may be faced with the challenge of high costs of medical treatment. Coverage patterns have changed significantly from 1998 to 2011 according to DeVoe et al. (2011). During this time, there was an increase in publicly insured children with uninsured parents. This is an indication of seemingly high cost of private coverage, paired with reductions in employer-sponsored insurance offerings, and an overall lack of opportunities for adults to meet …show more content…
Health Care policy makers should note the growing uninsured trends in low and middle-income families because, it indicates the need for health care reform to ensure more adults and children can obtain coverage. We agree with the authors that decreasing coverage patterns presents risks for the family, particularly, lack of suitable coverage for parents can affect the whole family. Insured children with uninsured parents are more likely to experience coverage gaps compared to insured children with insured parents. Response bias may have been implicated in this study as it is not possible to determine acquiescence and social desirability bias from the respondents. The respondents may have provided suggestive information linking their feelings on health coverage to their behaviors. he authors may be subject to cultural bias as they point out that the percentage of racial and ethnic minority participants was lower than national population estimates. Another potential contentious factor is that the parents not selected in this study may hold different views towards seeking private coverage for themselves and their children. We concur with the authors that it’s imperative for policy makers to use this causal link to optimize health insurance coverage for children by expanding the coverage for the parents. Improving coverage for parents has a positive effect on the coverage level of the

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