...A COMPARATIVE ANALYSIS OF VARIOUS INVESTMENT AVENUES WITH RESPECT TO RISK & RETURN A Project Report Submitted in partial fulfillment of the requirements for the Award of Degree of E-MBA Submitted by : Prabhjeet Singh [pic] BHARATI VIDYAPEETH DEEMED UNIVERSITY, PUNE (INDIA) School of Distance Education (SDE) Academic Study Center : BVIMR, New Delhi (University established under 3 of the UGC act,1956) CONTENTS |S.No | |P.No. | | |Acknowledgement |2 | | |Certificate |3 | |1. |Introduction | | | |1.1 : Introduction |6-7 | | |1.2 Company Profile | | | |1.3 Industry Analysis |8-14 | | |1.4 Problem in the Organisation | | | |1...
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...Mutual Funds and Exchange Trade Funds Author Good investment planning requires one to find the best investment avenue that will give them the best returns for their capital and is compatible with their financial objectives. According to Bogle (2010), investment strategy is the core issue that investors should consider. Long term investments are key to achieving optimal returns for investors. This paper aims to discuss two investment products that are popular among financial investors and seek to assist the reader to make a sound choice on which avenue to venture in. Mutual Funds Gitman, Joehnk, & Billingsley (2014) define a mutual fund as a financial service organization that receives money from shareholders and invests the money in various portfolios. Mutual funds and ETFs offer risk return opportunities that may not be obtained from purchasing stocks or bonds on your own (Gitman, Joehnk, & Billingsley, 2014, p. 491). Mutual funds offer a broad variety of investment opportunities that investors find appealing. They provide a simple and convenient avenue for investors- especially those investors with limited capital and beginners as stated by Gitman, Joehnk, & Billingsley (2014). Exchange Traded Funds Gitman, Joehnk, & Billingsley (2014) describe an Exchange Traded Fund (ETF) as a company whose shares trade on the stock exchanges but unlike mutual funds, their shares can be bought or sold throughout the day. ETFs are usually structured as an index that...
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...LOVELY PROFESSIONAL UNIVERSITY DEPARTMENT OF MANAGEMENT Report on Summer Training [Title] Investment avenues Submitted to Lovely Professional University In partial fulfillment of the Requirements for the award of Degree of Master of Business Administration Submitted by: Tanu rani 10904883 DEPARTMENT OF MANAGEMENT LOVELY PROFESSIONAL UNIVERSITY JALANDHAR NEW DELHI GT ROAD PHAGWARA PUNJAB acknowledgement I present this project report on “INVESTMENT AVENUES” IN AXIS BANK LTD., Kashmiri gate, near hasan building with a sense of great pleasure and satisfaction. I undersign with pleasure take this opportunity to thank all those related directly or indirectly in preparation of this project report. I started working on this project under the invaluable guidance of Honorable 'Mr. ROHIT BANSAL SIR for which I am very much thankful for her valued time given for the purpose. Without her co-operation our project work would have been difficult to complete. I express our sincere thanks to Mr. PARITOSH GUPTA, (Branch Manager) in Axis Bank Ltd., Wardha and staff in that organization. I am also thankful to Mrs. RASHMI MITTAL MAAM [Dean of our college] to allow us to carry out this project. Date: Place: Fortnightly Progress Report School Name----Business...
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...Vol. 4, No. 5 International Journal of Business and Management An Analysis of Investor’s Risk Perception towards Mutual Funds Services Nidhi Walia (Corresponding author) Lecturer, School of Management & Social Sciences, Thapar University Patiala, India E-mail: nwalia@thapar.edu Dr. Mrs. Ravi Kiran School of Management & Social Sciences, Thapar University Patiala, India E-mail: rkiran@thapar.edu Abstract Financial markets are constantly becoming more efficient by providing more promising solutions to the investors. Being a part of financial markets although mutual funds industry is responding very fast by understanding the dynamics of investor’s perception towards rewards, still they are continuously following this race in their endeavor to differentiate their products responding to sudden changes in the economy. Thus, it is high time to understand and analyze investor’s perception and expectations, and unveil some extremely valuable information to support financial decision making of mutual funds. Financial markets are becoming more exhaustive with financial products seeking new innovations and to some extent innovations are also visible in designing mutual funds portfolio but these changes need alignment in accordance with investor’s expectations. Thus, it has become imperative to study mutual funds from a different angle, i.e, to focus on investor’s expectations and uncover the unidentified parameters that account for their dissatisfaction. Present research proposes...
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...Preferences towards various investment avenues in Capital Market with special reference to Derivatives. by Dr. K. RAVICHANDRAN, READER, Bharathidasan Institute of Management, (School of Excellence of Bharathidasan University), Tiruchirapalli. Introduction: In India, generally all capital market investment avenues are perceived to be risky by the investors. But the younger generation investors are willing to invest in capital market instruments and that too very highly in Derivatives segment. Even though the knowledge to the investors in the Derivative segment is not adequate, they tend to take decisions with the help of the brokers or through their friends and were trying to invest in this market. This study was undertaken to find out the awareness level of various capital market instruments and also to find out their risk preference in various segments. Need for the study: To educate investors who are risk averse for trade in derivatives Awareness about the various uses of derivatives can help investors to reduce the risk and minimize the losses REVIEW OF LITERATURE “Investment property portfolio management and financial derivatives” by Patrick McAllister, John R. Mansfield. His study on Derivatives has been an expanding and controversial feature of the financial markets since the late 1980s. They are used by a wide range of manufacturers and investors to manage risk. This paper analyses the role and potential of financial derivatives investment property portfolio...
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...implications. They have heard some rules of thumb guidelines from their brokers or peers about how to select a particular fund. The purpose of this present study is to identify the selection criteria, investors seem to use in selecting a mutual fund institution that suits the investors investment objective and also to identify the factors that are responsible for the selection of schemes floated by these organisations. Further it attempts to identify the reactions from the respondents' namely mutual fund unit holders of Mysore towards the performance of the different schemes. The researcher has employed interview schedule for the collection of data to elicit views of the Mutual Fund investors. Individuals from all walks of life have been showing increasing participation in the stock market, a place where one can see their money doubling in a period of time or disappearing depending on how they play the game. With the stupendous growth in the capital market, direct investment in the stock market has definitely become next to impossible. And yet investors undertake investments with minimal risks of the working of stock exchanges. But in order that investments prove profitable; investors need to have a fair knowledge of stock exchanges. Swift and timely decisions and more importantly, timing the market is an impossible task for a lay investor who can hardly spare any time or resources needed for the same. And here is where the mutual funds come into...
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...A PROJECT REPORT ON FINANCIAL SERVICES OF BANKS Submitted to University of Mumbai in Partial fulfillment Of the requirement of the Degree of B.Com ³BANKING & INSURANCE´ Under guidance of PROF. RUEEN PATEL VPM¶S K.G Joshi College of Arts N.G Bedekar College of Commerce Thane (E) Academic Year: 2010-11 BYJEMINI.J.PATIL ACKNOWLEDGEMENT In completing this project I am deeply conscious of my debt to all those, without whose warm support, enragement & guidance this project was not possible to complete. I am specially greatful to Prof Rueen Patel my guide to this project, She actually gave the life to this project and guidance of my parents & friends this project took shape. They also provided me much needed criticism & encouragement. Jemini Patil DECLARATION I am Jemini J. Patil studying in T.Y.Banking & Insurance hereby declare that I have done a project on ³Financial Services provided by Banks´. As required by the university rules, I state that the work presented in this thesis is original in nature and to the best my knowledge, has not been submitted so far to any other university. Whenever references have been made to the work of others, it is clearly indicated in the sources of information in references. Student (Jemini. J. Patil) Place: Thane Date: October, 2010 EXECUTIVE SUMMARY Banks are the Financial Institution which satisfies the individual & group goals with proper systems of rules, regulations, policies, services, procedures & strategies...
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...EQUITY DIVERSIFIED MUTUAL FUNDS V/s DIRECT EQUITY: A comparative study Submitted in Partial Fulfillment for the Degree of Bachelor of Business Studies By Akshat Jain (Roll No. – 08/BBS/7160 Batch: 2008-2011 ) To DEEN DAYAL UPADHYAYA COLLEGE University of Delhi Shivaji Marg, Karampura New Delhi-110015 | | | ACKNOWLEDGEMENT Encouragement motivates a person towards one’s aim while guidance helps one to achieve it. Both encouragement and guidance take one towards success in one’s works. It would be difficult and almost impossible to achieve excellence without the blessings of God above and of elders. I convey my heartfelt affection and accord my deep sense of gratitude to Dr. Deepa Kamra, Faculty Guide for inspiring guidance, constructive criticism, unlimited interest and innovative ideas throughout the pursue of this manuscript. Akshat Jain DECLARATION I Akshat Jain have completed the Summer Training Project titled “EQUITY DIVERSIFIED MUTUAL FUNDS V/S DIRECT EQUITY” under the guidance of Dr. Deepa Kamra in the partial fulfillment of the requirement for the award of degree of Bachelor of Business Studies from Deen Dayal Upadhyaya College, Delhi University. This is an original piece of work & I have neither copied and nor submitted it earlier elsewhere. Akshat Jain Certificate from Internal Guide ...
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...Medium Enterprises Business Guide SMALL AND MEDIUM ENTERPRISES (SME) BUSINESS GUIDE SUPPORTED BY MARCH 2008 1 Uganda Investment Authority © 2008 Small and Medium Enterprises Business Guide Foreword The Uganda Investment Authority (UIA) is proud to introduce this first Small and Medium Enterprises Business Guide. Small and Medium Enterprises (SME) are the backbone of the Ugandan economy. They contribute to job creation and poverty reduction. SMEs need to be supported to grow from small enterprises to medium and large businesses. This guide provides information and contacts on business licensing, access to finance, entrepreneurship skills training, business development services, and taxation/incentives. I wish to especially thank the Icelandic International Development Agency (ICEIDA) which has funded not only this guide but also entrepreneurship skills training and business development support for SMEs. Uganda Investment Authority has partnered with Makerere University Business School, Management Training and Advisory Centre and Uganda Women Entrepreneurs Association Limited to deliver these services. To my fellow entrepreneurs, I encourage you to use this Small and Medium Enterprises Business Guide to increase the profitability of your business. Patrick Bitature Chairman Uganda Investment Authority 2 Uganda Investment Authority © 2008 Small and Medium Enterprises Business Guide Table of Content I. INTRODUCTION ............................
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...An Investment Proposal for InterClean’s Future HRM 531 April 4, 2011 Professor Walfredo Leiva New Training and Mentoring Needs InterClean and EnviroTech are now one. This merger has brought about the necessity for training for all employees regarding new vision of InterClean: no one will be left out. This training program will help us understand what the new organization's expectations are and how to go about successfully meeting those expectations. On average, company annually spends approximately $ 1,241.00 on employee development (Bersin & Associates, (2011). Our goal is to make sure that each one of these precious investment dollars are spent on ensuring your success. Every dollar spent wisely is a “buy-in” for your future success and commitment to the future of InterClean: we are striving to develop our future company leaders today. The company’s new vision is more industry focused. Because of this, more knowledge is needed for us all in the areas of environmental regulations, OSHA standards, and sanitation standards as it pertains to this specific industry. Customers, regardless of the division, are not interested in or do not need to see or hear catch phrases such as, “At EnviroTech we used to….” Or “ Here at InterClean, that is not how we do things.”; therefore, it is essential for all personnel to go through an training program in communication as well as customer satisfaction. The information in this report specifies how the training and mentoring...
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...1. RESEARCH METHODOLOGY 1. Objectives of the study:- ➢ To study Mutual Fund Industry with specific reference to equity growth oriented schemes. ➢ To compare the performance of 5 open ended equity mutual fund schemes with various financial parameters like Treynor, Jenson and Sharpe Model. ➢ To assess the above-mentioned schemes in-depth and suggest the investors for the same. ➢ To assign ranks to the selected mutual fund schemes and suggest suitable scheme to the investors on the basis of risk and return. 2. Scope of the Study:- ➢ In this study we have selected last 5 years data for 5 equity oriented mutual fund schemes and their performance results. ➢ Due to time constrain, we took only five equity schemes and suggest the desired portfolio for the investors only on the base of above schemes only. ➢ We have taken BSE 100 as the benchmark index for calculation of market return though different funds have compared themselves on different indices. This is to make our study more valid and it is easy to compare performance on one benchmark return basis. ➢ We have considered the rate of interest of National Savings Certificates as the Risk free rate of return. 3. Criteria & Tools for Evaluation:- This study only includes five open ended equity funds during the last 5 years. Moreover the result of the study is only based on following measures. ➢ Treynor Measure ➢ Sharpe Measure ➢ Jenson Model 1.4 Research design:- ...
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... Real Estate Investment & Entrepreneurship | | Greenwood Plaza | | A Feasibility Analysis prepared for Real Estate Investment & Entrepreneurship | 1200-1228 S Greenwood Ave Montebello, CA 90640 TABLE OF CONTENTS Contents EXECUTIVE SUMMARY 3 MARKET STUDY 4 Historical supply and demand for space with the market area 6 MARKETABILITY STUDY 7 Neighborhood Analysis 7 Discussion of historical rents and vacancy levels 10 Building, site and tenant description 4 Property operating plan 5 OWNERSHIP ORGANIZATION FORM 7 RECOMMENDED FINANCING STRUCTURE 9 AFTER-TAX RISK-ADJUSTED EQUITY REQUIRED RATE OF RETURN 10 OPERATING CASH FLOWS FORECAST AND ASSUMPTIONS 11 RISK AND SENSITIVITY ANALYSIS 14 CONCLUSION AND RECOMMENDATION 17 REFERENCES 18 APPENDICES 19 EXECUTIVE SUMMARY We came across Greenwood Plaza, a neighborhood retail center in South Montebello, as a possible investment opportunity. However, we recommend against investing in the property at this time. Greenwood Plaza is located at the signalized intersection of...
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...Week One Assignment Fin 370 November 10, 2013 Finance- Finance is the branch of economics that is concerned with resource allocation as well as resource management, acquisition and investment. Finance deals relatively with matters related to money and the markets. Efficient Market- The efficient market is a market where information is available to all participants at the same time and prices respond to available information immediately. The best example of a efficient market is the stock market. Primary Market- The primary market is a market where all buyers and seller can negotiate and transact business directly. Newly issued securities are offered to the public. Secondary Market-The Secondary market is a financial market where securities and financial instruments are bought and sold. All commodity and stock exchanges, and over-the-counter markets, serve as secondary markets which avenue for resale) help in reducing the risk of investment and in maintaining liquidity in the financial system. Risk – Risk is the probability of negative outcomes that can occur when investing. Security- A security represents debt (Bonds) or equity (Stocks).Securities can be sold to investors that want to make a return on the purchase price. There are various levels of risk associated with securities. Stock – Stocks illustrate the ownership within a company, which are equity securities. A Board of Directors determines shares that are authorized within public companies. Shares are brought...
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...Capital Budget Recommendation Managerial Accounting and Legal Aspects of Business Introduction As requested by Mr. Guillermo Navallez, owner of the Guillermo Furniture Company, an analysis of existing investment opportunities will be presented through various capital budgeting evaluation techniques. Furthermore, a brief synopsis of how each method assists in determining the investment opportunity with the greatest return will be reviewed. A recommended course of action will be provided coupled with present value calculations to support this proposal. Capital Budget Evaluation Techniques Various analytical methods exist to help business owners make wise capital investment decisions. Because there are many evaluation methods, it makes good business sense to apply the various techniques to the same proposal in order to obtain multiple perspectives (Edmonds, 2007). The Net Present Value (NPV) method which takes the time value of money into consideration, is the capital budget technique which focuses on increasing the value of the business. Using Guillermo’s project data, the marginal cash inflows are defined as the increase in net cash inflows compared to the current situation. Since we know the depreciation formula under the high tech option has a projected useful life of ten years, this is the period used for this analysis. Calculations are as follows: Current Situation High-Tech Option Annual Net Income (Pretax) $46,118 Annual Net Income...
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...Introduction: PCBF2015 is aimed to provide an exclusive platform for interaction between leading Chinese and Pakistani entrepreneurs, businessmen and commercial communities to explore possibilities of attracting foreign direct investment from China and vice versa. It aims at providing business opportunities for Pakistani entrepreneurs in vast Chinese market, Includes areas e.g B2B, seminars and workshops. It also provides opportunities for commercialization of products and processes, developed at CIIT and other research and development organizations and universities, participating in forum. Prof. Sohail Naqvi, the Executive Director of the Higher Education Commission also visited the Pak-China Business Forum 2012. After his visit he wrote the following email to all Vice-Chancellors and Rectors of Pakistani Universities: “Have just come back after visiting the Pak-China Business Forum at the Pak-China Friendship Center. Excellent exhibition. If you are in Islamabad, or even if you have to come here, do go and visit it. This is how Universities Build Economies. Congratulation COMSATS” This year PCBF2015 is expected to yield much bigger and better business deals and MoUs. The forum is scheduled to be held from 27th to 30th March 2015. The Venue for Pak-China business Forum 2014 is Pak-China Friendship Center, Islamabad. Partners: Following are the event partners: 1. Commission on Science & Technology for Sustainable Development in South (COMSATS) ...
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