...| UNIVERSITY OF TECHNICAL EDUCATION | |BTEC HND IN BUSINESS (MANAGEMENT) | | | |ASSIGNMENT COVER SHEET | |NAME OF STUDENT | | |REGISTRATION NO. | | |UNIT TITLE |Unit 3: Business Environment | |ASSIGNMENT TITLE |Organisations in their Environment | |ASSIGNMENT NO |1 of 2 | |NAME OF ASSESSOR |Dr. Willibeth C. Candol | |SUBMISSION DEADLINE |June 13, 2011 ...
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...Internal analysis 13 2.3.1 Introduction on ABBANK 13 2.3.2 Local debit card project 16 2.4 SWOT Analysis 18 2.5 Products Offered 18 2.6 Keys to Success 18 2.7 Critical Issues 18 3 Marketing Strategy 18 3.1 Mission 18 3.2 Target customers 18 3.3 Marketing Mix 19 4 Controls 24 5 Finance 25 Appendix A 29 Appendix B 33 Abreviation ABBANK: An Binh Bank EVN: Vietnam Electricity BanknetVN: National Financial Switching Company Smartlink: Card service joint stock company VCB: Vietcombank – Bank for foreign trade of Vietnam EAB: East Asia Bank ICB: Incombank – Industrial and Commercial Bank of Vietnam BIDV: Bank for Investment and Development of Vietnam Eximbank: Vietnam Export Import Bank Techcombank: Technology commercial Bank Visa: Visa International MasterCard: MasterCard International ATM: Automatic Teller Machine POS: Point of Sale 1. Executive Summary In the general trend of the market, competition, international economic integration, most Vietnam commercial banks has step by step adjusted their business operation strategies in the direction of diversifying and expanding their business and products, new bank services, especially for the CARD service. This service has born, aiming...
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...[pic] FACULTY OF BUSINESS AND LAW MAITF VIETNAM ASSIGNMENT HAND-IN FORM I certify by my signature that this is my own work. The work has not, in whole or part, been presented elsewhere for assessment. Where material has been used from other sources it has been properly acknowledged and referenced. If this statement is untrue I acknowledge that I will have committed an assessment offence. Student ID: ____________12345678_____________________ Level of Study: ____________Post Graduate_________________ Module Title: ____________Dissertation_______________ Course Title: ____________MAITF1_______________________ Module Tutor : ____________ABC_______________ Student Name: ____________ABC_____________ Student Signature: ____________Anh__________________________ Date of Submission: ____________March 14th, 2010________________ Name of first marker: Mark: Name of second marker: Mark: DISSERTATION PROPOSAL ON VIETNAMESE CORPORATE BOND MARKET: THE CAUSES OF UNDERDEVELOPMENT BY ABCDEF ABCDEF ID: 123456789 14th March, 2010 Table of contents 1. Background of study 4 1. Structure of literature review 6 2. Significance of study 6 3. Research questions and objectives 7 1. Research questions 7 2. Research objectives 7 4. Research...
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...Abstract Kohlberg Kravis Roberts & Co. agreed to invest $200 million in sauce and food maker Masan Consumer Corp., marking the largest investment to date in Vietnamby a private equity firm. Kohlberg Kravis Roberts & Co. agreed to invest $200 million in sauce and food maker Masan Consumer Corp., marking the largest investment to date in Vietnamby a private equity firm. New York-based KKR has been looking to back companies throughout Southeast Asia with exposure to the region's emerging affluent class and opened an officein Singapore last year to aid it in its search. More than 90% of Vietnamese households own a Masan Consumer product, such as fish sauce, instant noodles or instant coffee. The company's sales have increased from $31 million in 2007 to approaching $500 million forecast for last year. Its third-quarter profit rose 50% to about $36 million from a year earlier. KKR's $200 million investment is in addition to the $159 million it invested in Masan Consumer in April 2011. The firm will have two seats on the company's board. "Doubling our investment in less than two years demonstrates our strong conviction in Vietnam's growth story," said Ming Lu, who heads KKR's Southeast Asia operations. Masan Consumer Chief Executive Truong Cong Thang said KKR's investment will help the Vietnamese company diversify into other fast-expanding consumer goods categories. KKR's investment comes as Vietnam economy's climbed last year at its slowest pace in 13 years, while a rising...
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...stored confidentially. --------------------------------------------------------------------------------------------------- SECTION A: PERSONAL INFORMATION A0 1. Gender ( ) Male ( ) Female 2. Age ( ) 20s ( ) 30s ( ) 40s ( ) More than 50 3. How long have you been using Internet Banking? ( ) Less than 3 months ( ) 3-12 months ( ) More than 12 months 4. Who is your primary bank? i.e Where do you do the most of your Internet banking? (Please choose one only): ( ) Asia Commercial Bank ( ) Dong A Bank ( ) VietcomBank SECTION B: SERVICE QUALITY OF INTERNET BANKING Based on your experiences as a consumer of Internet banking services, please provide information on the quality of the Internet banking services you use. Please mark the number of your choice. Scale of explanation Questions | | 1 | 2 | 3 | 4 | 5 | A1 | SECURITY | | | | | | 5 | The bank does not misuse your personal information about Internet Banking | | | | | | 6 | The Internet Banking site protects information about your banking behavior | | | | | | 7 | The bank shows care in how it collects your personal information | | | | | | 8 | Your Internet Banking...
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... Phí ship vn: 0.9 bảng/lạng. Hàng về sẽ được cân và tính tiền theo trọng lượng thực. Phụ thu với 1 số mặt hàng đặc biệt - Nước hoa <50ml: £1, >50ml: £2, >100ml: £3 - Kính: không hộp £1, có hộp £3 - Đồng hồ: £5 - Giày dép có hộp: £3 - Đồ điện tử và đồ cồng kềnh chiếm diện tích: tùy theo sản phẩm Khách đặt buôn vui lòng liên hệ để có giá tốt. Phương thức đặt hang: Đặt cọc 50% đến 70% với khách ở Hà Nội, 100% với khách ở các nơi khác. Hàng về trong vòng 3 tuần kể từ ngày đặt cọc, chậm là 4 tuần. Mở order liên tục. Khách hàng có thể qua nhà e lấy hàng hoặc ship chuyển phát nhanh GNN, ship xe ôm, phí do khách thanh toán. Liên hệ đặt hàng: - VN: Hằng (sn 88 ) - sdt: 0121 824 8957 - Yahoo: order_web_uk TK Vietcombank chi nhánh Hà Tây Số: 0691000297406 Tên: Lê Thị Thanh Hằng Danh sách 1 số trang web phổ biến: ASOS: TRANG TỔNG HỢP QUẦN ÁO, GIÀY DÉP NHIỀU HÃNG, FREESHIP UK H&M "HÀNG HIỆU GIÁ RẺ", SHIP UK 0.2 BẢNG/MÓN ZARA: SHIP UK 3.95, THƯỜNG XUYÊN SHARE SHIP MOTEL ROCKS: SHIP UK 3.95 F21: SHIP UK 3.95/ORDER BRANDALLEY: ĐỒ SALE THEO NGÀY, SHIP UK 4.95 TOPSHOP: ĐỒ NỮ, SHIP 4.00, FREE CHO ORDER TỪ 75.00 TRỞ LÊN TOPMAN: ĐỒ NAM, http://www.topman.com/webapp/wcs/stores/servlet/TopCategoriesDisplay?storeId=12555&catalogId=33056SHIP 4.00, FREE CHO ORDER TỪ 75.00 TRỞ LÊN RIVER ISLAND, SHIP 3.95 MISS SELFRIDGE, http://www.missselfridge.com/SHIP 4.00, FREE CHO ORDER TỪ 75.00 TRỞ LÊN DOROTHY PERKINS, http://www.dorothyperkins...
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...The exchange rate stabilization has prompted people to sell dollars and keep dong. Nguyen Ngoc Lan in Hoan Kiem district in Hanoi on February 16 morning came to Eximbank to ask about the dollar prices, planning to covert the dollar deposits at the bank to dong deposits. Lan said that the central bank has been keeping the exchange rate unchanged for the last 40 days, which means that the exchange rate would be stable in the time to come. Therefore, Lan decided to sell the dollars she has to buy dong to deposit at banks. While the dollar deposit interest rates stay at two percent per annum, the dong deposit interest rate is 14 percent per annum. Therefore, it would be more profitable to deposit in dong than in dollar. On February 16, Vietcombank quoted its buy price at 20,810 dong per dollar and sale price at 20,870 dong per dollar, a decrease of 10 dong in comparison with the prices of the day before. At Asia Commercial Bank ACB, the quoted prices were 20,800-20,860 dong per dollar (buy and sale). On the black market, a foreign currency exchange shop on Ha Trung Street in Hanoi informed the prices at 20,800-20,830 dong per dollar, lower than the prices of the day before at 20,810-20,840 dong per dollar. Analysts have commented that the big gap between the dong and dollar interest rates and the promise to control the exchange rate fluctuation within 2-3 percent both have encouraged people to convert dollars for dong. On February 14, the State Bank announced that it has been...
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...personally liable if they want to cash out, and it’s up to them to find a buyer. Nevertheless, you also lose some of your business control. Moreover, you can take a loan easily from the bank because not many people borrowing actually. However, banks normally require a lengthy and through application process before they will approve you for a loan. Especially in the case of small business, which are often fail, banks want more details about yours business plan before they are confident about lending you money. An issue to keep in mind is that interest rates and other terms can change during the repayment period, making the loan difficult to pay back. In the province of Da Nang city now has a lot of banking support for business loan such as Vietcombank, Vietinbank, Agribank and so on. One of the biggest advantages of borrowing money from acquaintances is that you likely to pay a lower interest rate than you could get at a bank or credit union. The acquaintances may be willing to negotiate favorable repayment terms for your new business loans. Another advantage of getting a loan from acquaintances is that you do not have to worry about a long and complicated loan application and approval...
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...CFA Sharmini Robert Walters Kelly Selection John Philip Robert Walters CFA 2015 Mark Ellwood Capgemini 2014 2013 18.2% R BC CFA Mark Philip CFA 10 : Tracy Tam Ambition 1. CFA 11 2. X, Y Z 1, 2 3 Y 3. CFA 12 4. 5. 6.(a) (b) (6a) 7. CFA 13 8. 9. 10. CFA 14 : John Mullaly Robert Walters CFA 15 Visual Basic CFA 16 : Liana Cafolla CFA 17 Sina Weibo Facebook Twitter LinkedIn Steve Steve Barham 3 7 2 Steve Steve Pallavi Michael Page Jessy Wong Steve RobertHalf [ ] Pallavi Anand Michae Page Jessy CFA 18 Pallavi Jessy / [ ] Michael Page Jessy Steve Jessy CFA 19 Vietcombank Securities Hieu Ha Trung Euromax Capita l Kanaiya CFA Bhadra CFA 21 Cerulli Associates 11% 2016 index ing ETF 2.25 1500 S&P 1500 CFA 22 (PE) Tongyang Investment Corporation Derrick Kyujeong Han 2014 2013 100 CFA 23 2014 2013 14.2 2016 18.8 1 (Garth Bregman) CFA ICICI Securities CFA Sameer Chhabra CFA 24 , CFA CFA CFA 24 , CFA, CFA CFA CFA 2000 2012...
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...Assignment 1: BUSINESS LAW Nguyen Viet Anh ( anhnvgh12604) Content: I Introduction II Analysis I: Introduction Nowadays Law always goes with life. It begin from everything example in work, if don’t understand about law people can’t open company, if don’t pay tax for government follow law of this country people will punish by police. And if one people can know all thing connection with law they will never scare anything even they can squeeze through law loopholes II: Analysis LO 1. Understand the essential elements of a valid contract in a business context Task 1 Explain and apply the importance of the essential elements required for the formation of a valid contract 1.1: Explain the importance of the essential elements required for the formation of a valid contract Law means rules were setting in one country and every one must comply with it. And as people know almost people in the world work base on contract and contract must comply with law. If one contract want effective it must require 5 elements: 1 Offer and acceptance; 2 Intention to create legal relations; 3 Consideration; 4 Capacity; 5 Privity of contract 1 Offer and acceptance: It means in one contract always exist 2 parties one people give offer and another people will accept with this offer or they can offer back and if they offer back first people will have accept or no. Example: A want buy one car of B with 10000 USD, but B think it not fair 10000 to small and he will talk “I don’t want sell...
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...|Inquiry | |Tôi xin tự giới thiệu tôi là sinh viên năm thứ tư cuả trường Đại Học Ngoại Thương, học chuyên |Dear Sir/ Madam, | |ngành Kinh tế đối ngoại. Tôi dự định sẽ theo học thạc sĩ Quản trị kinh doanh sau khi tốt nghiệp | | |ra trường. Tôi có nhu cầu học 1 khóa Tiếng Anh ngắn hạn tại Úc để lấy chứng chỉ IELTS, để chuẩn |Please let me introduce myself. My name is … I am the forth year student of/at Foreign Trade University in the | |bị cho khóa học nói trên. |major of/ majoring in External Economics. I intend to take/ do an MBA course after graduation. In order to prepare| |Tôi biết đến tên trường của các ngài thông qua 1 người bạn cùng lớp. Tôi rất mong các ngài gửi |for this plan, a short-term English course in Australia to get (take) an IELTS certificate is very necessary/ “A | |cho tôi thông tin chi tiết về các khóa học Tiếng Anh 3 tháng bắt đầu vào tháng 2 năm 20…, kể cả |short-term English course in Australia to get an IELTS certificate is very necessary for preparing for this plan”...
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...Marketing Ngân hàng là gì? Marketing ngày nay coi thị trường là khâu quan trọng nhất của quá trình tái sản xuất hàng hóa, nó có ý nghĩa quyết định đến các hoạt động kinh doanh của doanh nghiệp. Marketing hiện đại bao gồm tất cả các hoạt động như : tính toán, suy nghĩ ý đồ từ trước khi sản xuất ra cho đến hoạt động sản xuất, tiêu thụ và cả dịch vụ sau bán hàng. Sự ra đời của Marketing hiện đại nhằm khắc phục những điều trên để quá trình tiêu thụ hàng hóa dễ dàng hơn và đạt hiệu quả kinh doanh cao nhất trên cơ sở kế thừa thành tựu của Marketing cổ điển.. Nó đã đánh dấu một bước phát triển mới trong lĩnh vực sản xuất kinh doanh Xét về bản chất, ngân hàng cũng giống như các doanh nghiệp kinh doanh khác trên thị trường, hoạt động ngân hàng cũng cần phải có vốn, có mua – bán, có lợi nhuận, … nhưng hoạt động chủ yếu của ngân hàng là kinh doanh tiền tệ và cung cấp các dịch vụ ngân hàng. Do đó, “Marketing ngân hàng” là một tiến trình mà trong đó ngân hàng hướng mọi nỗ lực vào việc thoả mãn nhu cầu và mong muốn của khách hàng một cách chủ động, từ đó thỏa mãn nhu cầu và mong muốn của ngân hàng. Marketing là một triết lý kinh doanh, lấy ý tưởng thỏa mãn nhu cầu và mong muốn khách hàng làm phương châm cho một nỗ lực kinh doanh. Marketing ngân hàng không coi lợi nhuận là mục tiêu hàng đầu và duy nhất, mà cho rằng lợi nhuận là mục tiêu cuối cùng và là thước đo trình độ marketing của mỗi ngân hàng. Marketing Ngân hàng hoạt động trong lĩnh vực nào Khi nền kinh tế có nhiều thay đổi thì...
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...MẪU HỢP ĐỒNG NHẬP KHẨU PHân bón (Tiếng Việt) HỢP ĐỒNG Số: .............. Ngày: .............. Giữa:............ Địa chỉ:............... Điện thoại:............... Telex:............... Fax:............... Do Ông .............................. làm đại diện Dưới đây gọi là Bên mua Và: ........... Địa chỉ:............... Điện thoại:............... Telex: ...............Fax:............... Do Ông .............................. làm đại diện Dưới đây gọi là Bên bán Hai bên thỏa thuận ký hợp đồng này với những điều kiện và qui cách được nêu ra dưới đây: ĐIỀU 1: HÀNG HÓA VÀ QUY CÁCH KỸ THUẬT 1.1/ Tên hàng: Phân Urê 1.2/ Nguồn gốc: 1.3/ Quy cách kỹ thuật: - Nitrogen (đạm): 46% tối thiểu - Ẩm độ: 0,5% tối đa - Biuret: 1,0% tối đa - Màu sắc: trắng - Hạt rời: được xử lý bằng Anti Caking 1.4/ Đóng gói, bao bì: 50kgs không kể bao PP có lớp trong bằng PE; 2% tổng số bao dùng làm bao dự phòng (bao không) được cung cấp miễn phí. ĐIỀU 2: ĐƠN GIÁ - SỐ LƯỢNG - TỔNG GIÁ TRỊ 2.1/ Đơn giá: 178.00 USD/MT CNF Cảng HCM 2.2/ Số lượng: 10.000 MT ( 10% tùy theo sự lựa chọn của bên bán) 2.3/ Tổng trị giá: 1.780.000 USD ( 10% tùy theo sự lựa chọn của bên bán) (Ghi bằng chữ: Một triệu bảy trăm tám mươi ngàn USD) ĐIỀU 3: GỬI HÀNG / GIAO HÀNG 3.1/ Thời gian gửi hàng: ............... ..............
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...National Economics UniversityAdvanced Program of Bachelor EducationFin 360Vietnamese Insurance Companies Instructor : Nguyen Thi Minh Hue, PhD Group : 8 Nguyễn Linh Chi Ngô Thu Hường Lương Thị Lụa Nguyễn Thành Nam Lương Bảo NgọcHa Noi, 2011 | Contents I. Introducing and Vietnamese Insurance Market Overview 2 1. Insurance history 3 2. Vietnamese Insurance market overview 4 II. Life & Non-life Insurance 7 1. Life insurance 7 2. Non- life insurance 13 III. Balance Sheet 16 1. Balance sheets of life insurance companies: 16 2. Balance sheets of non-life insurance companies: 20 3. Investments – major assets: 24 4. Reserves – major liabilities: 27 5. Insurance Underwriting activities in Vietnam 27 IV. Regulations 29 Ref: 32 I. Introducing and Vietnamese Insurance Market Overview 1. Insurance history * Over the world * Insurance was considered to appear very early in around 3000 year Before Christ, when the Chinese merchants utilized the technique of sharing risk. In order to reduce risk, they divided the big lot of merchandises into small package ones on the way transportation. * As early as 2500 BC, Egyptian masons organized a club to provide funds for the burial of member. * Around the 3rd century B.C., Greek burial societies were common devices for meeting the expenses of burial and the needs of widows and orphans. * In the 15th Century, the first insurance contract...
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...Table of Contents EXECUTIVE SUMMARY 2 INTRODUCTION 3 AN OVERVIEW OF THE CURRENT ECONOMY IN VIETNAM 3 THE CURRENT SITUATION OF REAL ESTATE MARKET 4 HOANG ANH GIA LAI GROUP F HAGL 7 HAGL S HISTORICAL CREDIT 11 THE NEXT HAGL S PLAN 12 THE MAJOR RISK WHICH HAGL HAS BEEN FACING 14 AN ANALYSIS ON KEY FINANCIALS 15 PROJECTION 20 RECOMMENDATION 20 WORKS CITED 22 Executive summary In this report, our team as a representative for ERC bank located in HCM city conducts a credit analysis about Hoang Anh Gia Lai group in order to consider their loan application with US$ 500,000 based on overview of HAGL s current activities and current economy conditions, especially in the property market and also the purpose of borrowing money. Plus, we also do a deep analysis on key financials to evaluate the past 3 years performances of this company. At the end, we will make recommendation. Firstly, we provides an overview of the current economy in Vietnam recently where more and more people are getting into middle class and the recovery of the economy is appearing more clearly. As a result, with easing the monetary policies and supporting for the end home users, they are good responses for property market to break the freezing situation. Secondly, there is an overview of HAGL s activities which they have currently launched 10 potential projects providing more than 900 luxury apartments and they also are offering 2 new options for the consumers in...
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