What started small, with a single discount store and the simple idea of selling more for less, has grown over the last 50 years into the largest retailer in the world. Each week, over 260 million customers and members visit our 11,695 stores under 59 banners in 28 countries and e-commerce websites in 11 countries. With fiscal year 2017 revenue of $485.9 billion, Walmart employs approximately 2.3 million associates worldwide. Walmart continues to be a leader in sustainability, corporate philanthropy and employment opportunity. It’s all part of our unwavering commitment to creating opportunities and bringing value to customers and communities around the world. Another stock I purchased is McDonald’s and McDonald’s is a fast food, limited service …show more content…
If not, or you're not sure how they work, here are the basics. An IRA is a type of retirement savings account that comes with some nice tax benefits, including tax-advantaged compounding. Other tax breaks depend on the type of IRA you choose there are two basic type a traditional IRA and a Roth. Another one is Tax-Deferred Annuities offer another path to achieve a retirement savings goal; they provide tax deferral coupled with varied investment opportunities. Annuities are offered to individuals or couples through insurance companies. They are available with a fixed interest rate, an indexed interest rate based on the performance of specific index or a variable rate tied to market performance .Funds deposited into an annuity grow tax-deferred, but they are taxable once funds are distributed during retirement years. In addition to tax deferral, annuities can provide a guaranteed income stream to the account holder for a certain number of years or for a lifetime. Annuities are not appropriate for every investor, and annuities are only backed by the claims-paying ability of the issuing insurance company. Investment performance within this type of vehicle is not guaranteed. “The best option for investors is to buy into a fund that itself invests in real estate investment trusts (REITs) around the world,” says Mark Hebner, founder and president of Index Fund Advisors, Inc., in Irvine, Calif., and author of “Index Funds: The 12-Step Recovery Program for Active Investors.” “REITs are extremely cost effective, transparent and liquid. Gaining access to REITs through a mutual fund allows investors to gain global diversification in real estate in a cost-effective way.” Investopedia. "Best Ways to Save For Retirement without an IRA or 401(k)." Investopedia. N.P., 10 May 2017. Web. 12 May