...Obamacare Kayla Entingh American National Government Instructor Sloan December 4th, 2012 Being a democrat myself, the last four years have been a battleground between friends and family who don't agree with my side. I have stood my ground on what I believe and back my arguments with facts. One of the largest issues being scrutinized by our country right now is Obamacare. The goals for the way our healthcare system will be laid out are either loved by people or they absolutely hate it. There have been questionable issues about violating parts of our amendments and how or why people who can't afford healthcare actually deserve it. The biggest issue with the Obamacare Plan is whether it is or isn't Constitutional and what that means for the people of the United States. The Patient Protection and the Affordable Care Act, also known as Obamacare is a United States federal statute signed into law by President Barack Obama on March 23, 2010. Together with the Health Care and Education Reconciliation Act, it represents the most significant regulatory overhaul of the U.S. healthcare system since the passage of Medicare and Medicaid in 1965 (Wikipedia 2012). The main focus of Obamacare is to leave no person without health coverage. The majority of US Citizens struggle or can simply not afford health care thus not having proper treatment for illness for themselves or their children. The Obamacare policy is a reform of the Patient Protection and Affordable Care Act that...
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...Policy Making and the Federal System Obama Care Ashford University: POL-201 August 18, 2014 Policy Making Obamacare The United States Government plays a big role in the policies or programs that the citizens can like or dislike but really don’t have the overall say. When it comes to the policies that get put into place not everyone is going to be happy with it. Sure, some policies will benefit some people more than others and some can just plain benefit the ones who run the country. Obamacare has some history behind the issues, benefits, and policies that will be placed on Americans to abide by. Here are some of the pros and cons of such a policy and how they weigh in weather or not if it is good or bad depending on how it affects you and your family. The Pros of Obamacare What greatly increases these conflict and debates are rooted in the constitutional framework of federalism, which is derived from the 10th Amendment. Federal health care policy “Obamacare” is one of these conflicting issues that have a significant federalism component that requires national, state, and local interaction. This has also leaded to a great deal of potential tension among different levels of government. Obamacare is an overall Medicaid expansion that is supposed to be one of the biggest milestones within healthcare reform by insuring up to 21 million Americans over the next decade. This expansion to Medicaid is supposed to provide the nation’s poorest with health coverage...
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...Analysis of Obamacare Health Policy Anthony E Davis POL201: American National Government Ginger Devine November 25, 2013 Analysis of Obamacare Health Policy One of the most crucial issues of today is the issue of health insurance and availability of quality health services to all residents of the U.S. This paper will analyze the Obamacare Healthcare Policy-highlighting its core elements, health care problem solution, and the policies history. Also it will evaluate the pros and cons using different perspectives in debate. Let’s begin with the elements of Obamacare. The Patient Protection and Affordable Care Act (PPACA), also called Obamacare or the Affordable Care Act, is a United States federal statute signed into law by President Barack Obama on March 23, 2010 (ObamaCare Summary: A Summary of Obama's Health Care Reform, 2013). Since the establishment of Medicaid and Medicare of 1965, Obamacare is one of the most significant expansions from the government and administrative overhaul of the U.S healthcare system. The purpose of the Patient Protection and Affordable Care Act is to raise the rate of health coverage of Americans, to modernize the delivery of health care services, and to reduce the overall costs of health care. This is to be done by restricting certain insurance company practices and providing tax credits and subsidies for individuals and businesses. Prior to the approval of the Obamacare Policy, the American health care industry was in deep...
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...Obama Care Obama Care Obama Care is thought by most people to be a US law aimed at reforming the American health care system. The main focus for this care is to provide more Americans with access to reasonable health insurance, improving the value of health insurance, regulating the health insurance industry, and decreasing health care spending in the US (Government, 2012). Many people have mixed feelings about Obama Care and how it is used in the US. In this paper, I will discuss the origins and the history of how Obama Care got started and its difficulties. Then, I am going to talk about the pros and cons dealing with Obama Care and the ways it will affect our economy. Next, I will discuss how Obama Care is funded and how there are still missing pieces that the administration needs to clear up. Lastly, I will argue how some of the American population thinks Obama Care is a scam. Then, to wrap up my paper I will be giving my opinion on this complex matter. Steps in the process of Obama Care The history of Obama Care is very complex but the name is the unofficial name for The Patient Protection and Affordable Care act, which was singed into law on March 23, 2010. The major requirements went into effect in January 1, 2014 even though significant modifications had happened before this date. Many Americans were opposed to Obama Care before it was even passed because they didn’t like the idea of the government taking over the healthcare polices. Now, I am going to...
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...Thesis Outline: A. Introduction: What is Obamacare? What does Obamacare offer its patients? President Obama and Health Care. I. What is Obama Care? Obamacare or the Affordable Health Care Act is a healthcare reform law that provides families affordable health insurance. Obamacare allegedly is supposed to provide the families access to quality healthcare with lower fees/insurance. II. President Obama and the Origins of the AHCA Obamacare was modeled after Mitt Romney’s “RomenyCare”, a health care reform passed in the state of Mass. Obamacare was passed on March 23, 2010 by President Obama President Obama assured that in 2014 all of the insured 85% of Americans with Obamacare have been experiencing what the program has to offer since 2010 In 2015 President Obama announced that will Obamacare the patients will not have experiences with out-of-pocket costs. III. What does Obamacare offer its patients? (BRIEF) Obamacare offers Americans a number of new benefits, rights, and protections in regards to their healthcare Obamacare allows Americans to purchase federally regulated and subsidized Health Insurance during open enrollment Obamacare Expanded Medicaid to all adults in many states Obamacare Improved Medicare for seniors and those with long-term disabilities Obamacare Expanded employer coverage to millions of employees “As of 2013 there were around 44 million Americans who went without health insurance (about 16% of the population). The...
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...In an effort to generate a solution to the shortage of health care, President Barrack Obama proposed the universal health care program named the Patient Protection and Affordable Health Care Act, also known as Obamacare. It has been the most major adjustment to the United States healthcare since Medicare and Medicaid was passed in 1965. Obamacare was signed into the law in March, 2010. In this paper, the key points that will be discussed are Obamacare policy, its pros and cons, and if it happens to raise any complications with federalism and the policy’s efficiency. Obamacare is intended on helping the people that do not have insurance to gain insurance. With the said plan everyone should be able to have health insurance no matter what their...
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...Key Components of Affordable Care Act HCS/455 Key Components of Affordable Care Act The Affordable Care Act (ACA) came into federal law in March 2010 and was drafted by the Obama Administration. ACA is often referred to as “Obamacare” and one of the major objectives of the Affordable Care Act is to provide Americans with health care insurance. There are many types of individuals that will be seeking coverage through Obamacare. There are many types of benefits and drawbacks to any new health care policy and ACA has many of both. The Affordable Care Act has made a substantial impact on Medicaid and Medicare programs and well as health care in general. All of these will be discusses in this paper. Who Will Use the ACA? With private health insurance, Medicare, Medicaid, and health insurance through employers there are many Americans still left without healthcare coverage. Many of these people were younger adults that could not afford health care coverage after being dropped from their parents health insurance after age 19. the ACA is expected to provide financing to increase the proportion of legal, nonelderly residents with insurance from about 83 percent to about 94 percent, resulting in a reduction of 32 million nonelderly individuals without insurance by 2019 (Shi, 2014). Young adults without health care coverage are faced with outrageous bills when facing emergency medical treatments. Under the Affordable Care Act, young adults ages 19-25 are able to retain...
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...benefits (2 minimum) and potential negative impacts (2 minimum) of the affordable care act (ACA). The healthcare system in United States is mostly dominated by the private insurance sector, whereas many countries have a universal healthcare system, the United States does not (Finkleman & Kenner, 2013). Because of the influence of the private insurance sector healthcare is very expensive and in most cases not affordable in Unites States. According to HHS.gov, “The Affordable Care Act puts consumers back in charge of their health care and under the law, a new “Patient’s Bill of Rights” gives the American people the stability and flexibility they need to make informed choices about their health (2014). Like every new law ACA also has its pros and cons. The benefits of having ACA is that it includes reforms designed to help all Americans, such as prohibiting insurers from denying coverage for pre-existing conditions, expanding Medicaid eligibility, subsidizing insurance premiums, and providing incentives for businesses to provide health care benefits (Sorrell, 2012). Insurance companies will no longer be able to drop clients when they become ill, the act has the potential to improve health outcomes across all income and age groups at a reduced cost (2012). Some of the disadvantages of ACA are that Americans who are employed will have to pay more for their health care coverage. Most middle-class Americans hold full-time jobs and receive health insurance through their employers. Health...
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...Persuasive Essay Olga Acosta COMM/215 Sept. 10, 2014 Craig Westman Persuasive Essay Obama care is the unofficial name of The Patient Protection and Affordable Care Act That was approved as a law in March 23, 2010. The objective of Obama care is to give access to all American to quality medical insurance according to their economic possibilities and reduce health care spending in the United States. The new health care law is not perfect, but it offers more than what we have now and what we had before. I live in an apartment and it’s located on the second floor; one day I was bringing the garbage and boxes out because we had just recently moved to those apartments and quickly went down the stairs and thinking that it was the last step; I slipped and fell to the ground. I got up quickly but when I started to walk, I felt a great pain in my knee. No one was around and the first thing I did was to ask for help. Luckily my son heard my screams and I could be able to walk home. Sitting on the couch in my house I realized that I had very swollen knee but it would be impossible to drive my car to the hospital so a neighbor took me to the emergency room. We arrived at the hospital and they took a few x-rays and found out that I have a fracture in my knee and needed immediate attention. We live in a border with Mexico and for me it was very easy to cross the bridge and be treated in Mexico because it is much cheaper the consultations and medicines. This time it was a...
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...Muller BSHS/355 Delivery of Human Service 6/29/2015 University of Phoenix Factors Influencing Social Policy Paper For the social policy assignment we chose to research an ad for the Affordable Care Act, also known as, Obamacare. This is a very touchy subject for the nation. We wanted to find an ad that used a fun way to present the Act in a lighter way. We thought that this ad accomplished that. Plus roller derby is always cool because it shows the strength that women can possess. When critiquing the ad we described the ad, assessed if the ad accurately portrayed the social policy, and the pros and cons of the ad. The ad that we have chosen for this assignment features the Roller Derby team members Sylivia’s Wrath, Craazy LuLu and Harper Bizarre Hell on Wheels of team Pain Killers. They ladies are looking very tough. Instead of the slogan got milk? It says got insurance? The words that are displayed next to the girls say that derby is dangerous and if you are going to play them you better have insurance so that you can be treated after they are finished. The ad also says that they have insurance and you too can have insurance thanks to Obamacare. The roller derby advertisement does not accurately portray the Affordable Health Care Act obamacare. The advertisement does not tell you that you have to have health care by March 2014. The advertisement does not tell you can purchase new coverage plans at any time. The advertisement does not tell you that if you have special...
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...Obamacare Maegann Harris BUS620 July 1, 2014 Outline I. What is Obamacare a. Unofficial Names i. Affordable Care Act b. Analysis of Obamacare ii. CBO iii. Political Climate c. Pros and Cons II. Economic Growth d. Employers Response e. Small Business Survival f. GDP Growth III. Patient Protection Act g. Summary of Provisions h. Patient Bill of Rights IV. Conclusion Is Obamacare the solution to the real world problem of affordable healthcare? The purpose of this research paper is to understand whether Obamacare will be a solution to our growth or a long-term economic downfall. Does it make healthcare insurance less expensive? How will employers respond to Obamacare mandates? Can small businesses survive Obamacare? How reasonable are the projections? Obamacare also known as the Affordable Health Care Act is a new United States law designed to reform the American health care system. The main focus is on providing more Americans with access to affordable health insurance by improving the quality of health care, reducing health care spending, and regulating the health insurance industry (ObamaCare, 2014). Analysis Studies indicate that Obamacare has increased the underlying cost of individually purchased health insurance in the average state by 41 percent (Roy, 2014). This is an estimate average however, much research indicates that many different counties...
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...Abstract Whether you are an economists or the average consumer, Health Care costs and spending seems to always be a hot topic. From my initial research I found that Health Care costs are steadily rising both in the private and public sectors. From what I have read I believe some sort of Health Care reform is required. There are vast numbers of people suffering and even dying because the cost of Health Care is too expensive. Unfortunately people skip doctor appointments and ignore ailments, just because they cannot afford it and it some cases people are paying the ultimate price. I’d like to look a little deeper into the Pros and Cons of Private and Public Healthcare and delve a little into some of the Health Care reform Bills that are in play or will be implemented in the near future. Specifically I want to look at Obamacare, as I hear it in the news, but do not know what impacts it has to the economy, good or bad. List of Figures Figure 1 6 Figure 2 6 Figure 3 7 Figure 4 7 Health Care Reform In recent years, a fair amount of attention has been geared towards Health Care. There has been a number of Economists that have voiced concern that rising health care spending could hurt the economy and lower employment. A December 2004 survey of CEOs found that employee health care costs are the greatest cost concern of America’s business leaders. (via aspe.hhs.gov). Due to the ever rising cost of healthcare, I found that approximately 53 Million...
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...OBAMACARE: The facts of the Patient Protection and Affordable Care Act Affordable Care Act (ACA), better known as Obamacare, is the president’s answer to the increasing healthcare costs. The purpose of this plan is to promise better quality healthcare at a more affordable cost to the Americans, and also regulate private insurance company to ensure Americans get more rights and protections on their healthcare. According to a 2012 study by The Kaiser Family Foundation (KFF), over 47 million non-elderly Americans were uninsured in 2012. Unsurprisingly, the majority of the uninsured are in the category of low-income working families. With the healthcare act being reform, there will be millions of uninsured Americans getting coverage for the first time. Additionally, Obamacare introduces Health Insurance Marketplaces (HIM)-a new organization that allows shoppers to compare Health Plans that include all new benefits, rights and protections. In another word, it also means the people can’t be denied health coverage based on health status, and can’t be dropped from coverage when they’re sick. Although millions of Americans will get access to health insurance with the healthcare act reform, the government has to create new taxes in order to get the money to help insure millions of them. The news taxes are as follow, Individual mandate fee, employer mandate fee, Advanced Premium Tax Credits, and Small Business Tax Credits. The individual...
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...POLICY MAKING IN THE FEDEERAL SYSTEM Introduction (1/2 page) The role of the US government in public policy is faced with conflicting crosscurrents. This essay shall focus on the ObamaCare, the most recent reform in healthcare. The Patient Protection and Affordable Care Act (PPACA) promised to provide quality and affordable healthcare for all Americans, whereby even those people with lower incomes would be able to purchase insurance. This plan has many advantages in that it ensures that no American is shut out of healthcare because they cannot afford it. The statute, however, also has disadvantages. Many companies are shying away from taking care of their employees insurance. The “Cadillac tax” that has been introduced in luxurious health plans has made luxurious insurance way too expensive. The ObamaCare has pros and cons, and some people are for it whereas others are against it. Its execution has been postponed more than once and people are even losing faith in it. About the Obamacare The Patient Protection and Affordable Care Act (PPACA), popularly known as the ObamaCare, was introduced in 2009 and signed into law in 2010 (ObamaCare Facts, 2014). It is meant to make quality healthcare affordable by all Americans. The ObamaCare aims at reducing healthcare spending by enacting provisions that address the issues related to healthcare insurance companies. The healthcare industry in the US is a “private for profit industry” which has been making quality healthcare only available...
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...Reboli SOC 311 09/10/2012 Obama Care Obamacare is also referred as the Patient Protection and Affordable Care Act (PPACA) is a United States federal statue signed on March 23, 2010 by President Barack Obama. Along with the Health Care and Education Reconciliation Act, its main purpose is to reform health care. In 2014 the new Act will take place, which is designed to reduce the overall coverage health care costs by making services available to the 32 million who currently can’t receive insurance. Some of the Obamacare pros will consist of affordable health insurance. For example, for people who can’t afford health insurance, the Federal government will pay the states to add them to Medicaid. The income requirements are expanded up to 133% of the Federal poverty level-this consists of $29,000 with a family of four. Insurance companies cannot deny children coverage for pre-existing conditions. This benefit applies to everyone in 2014. Insurance companies can no longer drop anyone from coverage once they get sick. If a company denies someone, coverage the person can go to an external appeals process. Parents are able to place their children on their health insurance plans up until the age 26. As of 2012, more than three million previously uninsured young people were added. In 2014, tax credits will increase by 50% and lower the budget by $143 billion over the next 10 years by raising some taxes and shifting more cost burdens. Some of the cons would be if people who do not purchase...
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