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Banking & Finance

Banking Fields
Asset Management * manage investments for private funds, individuals and organizations. * Through investments in stocks, bonds, foreign exchange, property * Comprises of 2 functions – Investments and Sales & Distribution

Corporate Finance * Delivers the strategic advice and financial products that help large corporate clients build their businesses and grow their shareholder value * Comprises of 2 functions – Client Teams & Product Teams

Sales & Trading * Buy and sell products. These might be: financial products (e.g. stocks, bonds), foreign exchange, commodities (e.g. oil or natural gas). * Comprises of the following roles: Sales, Trading, Research, Structuring

Wealth Mangement * managing people’s wealth. * Making their assets work hard calls for in-depth knowledge of financial markets and investment opportunities, plus the ability to nurture very good relationships with the high-net-worth (HNW) individuals in question. * Discretionary or non-discretionary

Finance Fields

Private Equity
PE firms will typically acquire 100% of the target company and make use of a combination of cash and debt to finance the acquisition. The advantage of using debt is that the firm has to invest less of its own cash, and therefore the return on equity is higher and they can undertake bigger / more investments. When the target company is acquired, the future cash flows are used to pay off the debt used. If the PE firm in question is using leverage, they will require a financial sponsor (typically a bank) to loan them the money.
The aim of the investment by the PE firm is to take a business, increase its value and then sell its share in the business. Typically, PE firms will target 20% return per year. The way the firm will improve the business can be anything from replacing the

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