...Bank of Pakistan State Bank of Pakistan State Bank of Pakistan To be filled in by the remitter Amount Amount To be filled in by the Departmental Officer or the Treasury To be filled in by the remitter By whom tendered Name / designation & Address on whose behalf money is paid To be filled in by the Departmental Officer or the Treasury To be filled in by the remitter By whom tendered Particulars of the remittance & authority Name / designation & Address on whose behalf money is paid To be filled in by the Departmental Officer or the Treasury To be filled in by the remitter Particulars of the remittance & authority To be filled in by the Departmental Officer or the Treasury Amount By whom tendered Name / designation & Address on whose behalf money is paid By whom tendered Particulars of the remittance & authority Name / designation & Address on whose behalf money is paid Head of Accounts Particulars of the remittance & authority Head of Accounts Head of Accounts Amount FEE FEE FEE Name of Candidate: Name of Candidate: Name of Candidate: Rs. Rs. Rs. Name of Candidate: FEE (Signature & Stamp of Officer ordering the money...
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...Farm insurance agents understand better than all the rest of your farm or business advisors put together that cash money delivered at the death of a key person is often the only thing that keeps your enterprise alive. They know that key person life insurance proceeds are likely to be the only money coming in at a time when so much money is going out. The definition of key person life insurance varies, but in a nut shell it is life insurance designated to replace the loss of an individual whose value is important to the business. Typically this is meant to be someone other than the business owner, such as one or more employees whose role is important. These are the people you'd say, "I don't know how we'd get along without..." and whom you will have to replace if they leave. Who are your key people? Why...
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...Service Commission, Islamabad Case No. F.4Examination Fee for the post of //20 -R Name (or designation) & address of the person on whose behalf money is paid Full particulars of the remittance and of authority (if any) Rs. only) (Rupees only) Amount Head of Account By whom tendered Important Bank details must be filled by the candidate Signature Treasury Officer/ Bank Officer With Stamp C 02101 – Organs of State – Exam Fee Realized by FPSC Date Bank’s Name Bank’s Code District of Bank Branch Name of Candidate 5 CNIC No. By whom tendered Secretary, Federal Public Service Commission, Islamabad Case No. F.4Examination Fee for the post of //20 -R Name (or designation) & address of the person on whose behalf money is paid Full particulars of the remittance and of authority (if any) Signature Treasury Officer/ Bank Officer With Stamp only) Date Signature Treasury Officer/ Bank Officer With Stamp Date Signature Treasury Officer/ Bank Officer With Stamp (in words) Rupees only) (in words) Rupees only) For Bank use only Received payment Rs. /Rs. For Bank use only Received payment Rs. /Rs. (Rupees Bank’s Name Bank’s Code District of Bank Branch Name of Candidate By whom tendered CNIC No. Secretary, Federal Public Service Commission, Islamabad Case No. F.4Examination Fee for the post of /20 -R Name (or designation) & address of the person on whose behalf money is paid Full particulars of the remittance and of authority (if any) Rs. (Rupees only) C 02101 – Organs of State – Exam Fee Realized...
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...scores are all above 85. This indicates that they are suitable for the position in reality. “B” players include people whose performance evaluation scores range from “2” (appear in Perf Eval People, Perf Eval Relationship, and Perf Eval Self-development) to “5” and people who may have high scores in performance evaluation but low scores in PXT. “C” players are people who has very low scores in both evaluation and PXT. For “B” and “C” positions, “A” players are people who have at least three “5” in performance evaluation scores and PXT scores are above 85. “B” players’ performance evaluation scores range from “2” to “4”. “C” players are people whose performance evaluation scores are “1” and “2”. Thus we can see the percentage of “A,” “B,” and “C” players in “A,” “B,” and “C,” positions shown in Table 1. Table 1 According to Table 1, there are 49% “A” players, 66% “B” players, and 79% “C” players in “A” position. “C” players’ percentage in “A” position is much larger than “A” players’. But in “C” position, “A” players’ percentage is larger than “C” players. Thus, KGW’s weakness is that there is no enough “A” players in “A” position to generate profit for company and that there are too many “A” players in “C” position for costing money. In the long term, risk can be that the company is unable to generate revenue from “A” position and cost much money in “C” position. But there are opportunities for KGW to train potential “B” players into “A” players in reasonable budget...
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...nothing to do with the location where the options are traded. The option buyer (holder): Holds the right to exercise the option and has a long position in the contract • The option seller (writer): Sells (or writes) the option and has a short position in the contract • Because the long side has the option to exercise, the short side has an obligation to fulfill the contract if it is exercised. The buyer pays the writer a premium. Stock options are traded on organized exchanges. By convention, all traded options expire on the Saturday following the third Friday of the month. • Open Interest: The total number of contracts of a particular option that have been written • At-the-money: Describes an option whose exercise price is equal to the current stock price • In-the-money: Describes an option whose value if immediately exercised would be...
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...with financing and exchange. A developed financial system is one that has a secure and efficient payment system, security markets and financial intermediaries that arrange financing, and derivative markets and financial institutions that provide access to risk management instruments. It does so by transfer of various economic units. Goldsmith, R.W., The Flow of Capital funds in the war Economy, New York, Columbia, 1965, p.28 – designated various economic units into three categories; (i) Savings-surplus units> those units whose savings are in excess of investments, (ii) Economic Units> in whose case the investments exceed their savings referred to as savings-deficit units and (iii) Neutral Units> in whose case savings are equal to the investments. Savings-surplus units[pic] Savings- deficit units SAVINGS[pic] INVESTMENTS Main concerns of a Financial System are: Money, Finance and Credit function • MONEY: as a medium of exchange • FINANCE: represents the aggregate resources of monetary nature of an economy (include equity and debt funds of an individual,...
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...held in your hand) such as education, healthcare, insurance, recreation, and travel and tourism. d) Entrepreneur is a person who risks time and money to start and manage a business. A) Revenues, Profits, and Losses 1. Revenue is the total amount of money a business takes in during a given period by selling goods and services. 2. Profits is the amount of money a business earns above and beyond what it spends for salaries and other expenses needed to run the operation. 3. Loss occurs when a business’s expenses are more than its revenues. B) Matching Risk with Profit 1. Risk is the chance an entrepreneur takes of losing time and money on a business that may not prove profitable. C) Standard of Living and Quality of Life 1. Standard of living refers to the amount of goods and services people can buy with the money they have. 2. Quality of life refers to the general well-being of a society in terms of its political freedom, natural environment, education, health care, safety, amount of leisure, and rewards that add to the satisfaction and joy that other goods and services provide. D) Responding to the Various Business Stakeholders 1. Stakeholders are all the people who stand to gain or lose by the policies and activities of a business and whose concerns the business and whose concerns the business needs to address. 2. Outsourcing means contracting with other companies with other companies (often in other countries)...
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...of less risk then private companyâs whose aim to create as much money into the business. The reason is because in a public sector business there aim is to provide and be of a benefit to the public. The government department of customs and revenue collect tax from the people who work. The money from the tax is spread between all different departments set up by the government (i.e. NHS, police etc.) within this is the fire service. Advantages too this would be that itâs a non-profit facility, that itâs already paid for and financed by the government and more efficient. Disadvantages would be that the fire services budgets can be cut and they could have too lose staff, a clash between the economy and the sufficiency of a service and watchful management because of the fear of public blame. Overall I believe that they are using the right style of ownership over this business, this is because the fire service is a non-profit making department, being a public service gives anybody the right to use it, weather there paying their tax or not! Using money from the tax shows that all working people support this service. The ownership of this public sector business is of less risk then private companyâs whose aim to create as much money into the business. The reason is because in a public sector business there aim is to provide and be of a benefit to the public. The government department of customs and revenue collect tax from the people who work. The money from the tax is spread between all...
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...“Whose house is this?” The first four words of Toni Morrison’s new book greet — or assail — us before the story even begins. They’re from the epigraph, which quotes a song cycle written by the author some 20 years ago and therefore, it seems safe to say, not originally intended for this book, but an indication, perhaps, of how long its themes have been haunting her. And “haunting” is a fitting word for the lyric itself, in which a speaker professes to lack both recognition of and accountability for the strange, shadowy, dissembling domicile in which he finds himself. The atmosphere of alienation makes the song’s final line even more uncanny: “Say, tell me, why does its lock fit my key?” Thus the stage is set for “Home”: on the basis of its publisher’s description a novel, on the basis of its length a novella, and on the basis of its stripped-down, symbol-laden plot something of an allegory. It tells the story of Frank Money, a 24-year-old Korean War veteran, as he embarks on a reluctant journey home. But where — and what — is home? Frank is already back from the fighting when we meet him, a year after being discharged from an integrated Army into a segregated homeland. Since then, he has wandered the streets of Seattle, “not totally homeless, but close.” He has gambled his Army pay and lost it, worked odd jobs and lost them, lived with a girlfriend and lost her, and all the while struggled, none too successfully, against the prospect of losing his mind. The action begins with...
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...In the Great Gatsby, F. Scott’s Fitzgerald’s cynicism about the American Dream in the 1920’s is represented by the characters Nick, Gatsby, and Daisy. In the 1920s America was changing in many ways, one of the ways it was changed is all people wanted to do is drink and party. Prohibition, which was the band of alcohol started in 1919 and had people selling and drinking alcohol illegally. In the 1920s crime grew like raids, speakeasies and bootlegging which was well organized groups selling alcohol. Population grew, soldiers were coming home from world war one. Women also started getting into the population, women were dressing different showing more skin wearing make up and dancing. Theses changes affected Fitzgerald’s about the American...
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...Balance Sheet: Suppliers, trade bill payables 3.600 Capital ??? Trade receivables, trade bill receivables 3.200 Money in cash 4.800 Tables and chairs 2.400 Computers 1.800 Pins 12.000 Current payables to suppliers of fixed assets in 1 month 6.000 Suppliers 4.800 Shop and warehouse 14.400 Vehicles 3.000 Calculate the amount of Capital contributions made by the shareholders and prepare the Balance Sheet. 2. Desperate SA, whose main activity is the buying and selling of furniture, has recorded the following items belonging to the company’s worth: Contribution made by the shareholders, from the outside of the company 6.000 Loss made during the period 2.000 Short-‐term receivables over buyers of goods, documented in trade bills 3.000 Money deposited in a bank account 6.000 National currency deposited in the company ...
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...* Quality of life - only the patient is really aware of what it is like to experience intractable (persistent, unstoppable) suffering; even with pain relievers. Those who have not experienced it cannot fully appreciate what effect it has on quality of life. Apart from physical pain, overcoming the emotional pain of losing independence is an additional factor that only the patient comprehends fully. * Dignity - every individual should be given the ability to die with dignity. Prolongation of dying - if the dying process is unpleasant, the patient should have the right to reduce this unpleasantness. In medicine, the prolongation of living may sometimes turn into the prolongation of dying. Put simply - why should be patient be forced to experience a slow death? Most physicians have received one or more requests to help a patient end his or her life prematurely. This module focuses on the skills that the physician can use to respond both compassionately and with confidence to a request, not on the merits of arguments for or against legalizing physician-assisted suicide (PAS) or euthanasia, but using solid clinical skills. To respond effectively, physicians must know the reasons why patients ask for assistance. Depression, psychosocial factors, and anticipated distress are common reasons, but current physical suffering can also be a factor. Physicians need to be able to assess the root causes of the specific request, make a commitment to the patient’s care, address each...
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...that I didn’t know what I was going to wear, but I knew it was something I would need to iron. Seth asked me why I dressed up for school on some days, but not on others. I replied, “When in Rome, do as the Romans do.” Seth, looking perplexed, responded, “Mom, we are not in Paris, and we surely aren’t in Rome, so you don’t need to dress like a Roman.” I smiled and explained to him that I choose to dress nicely for class on Tuesday and Thursday each week because on those particular days I attend Dr. Krajewski’s class. I explained to him how much I respect her and aspire to be like her, and that she dresses impeccably each and every day; therefore, I choose to pay special attention to the clothing I wear when attending her class. To someone whose first language is not English, he or she might would wonder, just as Seth did, why I was wanting to behave as a Roman. When in fact, to Americans this phrase means to behave in the same manner as those around you. 3. A third expression is one that I used when conversing with Dr. Krajewski in class on November 6: “He’s so...
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...During the 1920s the America’s stock market was rising, and so it caused America to change. A lot of people became wealthy. Also, lots of newly wealthy people were spending at unprecedented levels. Because of the rising stock market Fitzgerald believed people had grown cynical, greedy, and obsessed with the pursuit of pleasure. When the stock market rose it affected Fitzgerald belief about the American Dream because it gave criminals a way to make a lot of money off illegal alcohol. The prohibition opened up ways for criminals to make good money fast. Fitzgerald’s attitude about the American Dream is represented in “ The Great Gatsby ” because Gatsby projects his hopes and dreams upon Daisy; however, Gatsby’s dream is ruined by the unworthiness of its object which was Daisy. In The Great Gatsby, F.Scott’s Fitzgerald cynicism about the American Dream in the 1920’s is represented by the Characters Daisy, Gatsby, and George....
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...INTRODUCTION In case of transfer of land, pre-emption simply means right to purchase first. In other words, the act of buying a plot of land before of ahead of others. Section 96 of The State Acquisition and Tenancy Act, 1950 and section 24 of The Non-Agricultural Tenancy Act, 1949 have described the provisions for pre-emption. Section 96 of The State Acquisition and Tenancy Act, 1950 was substituted by section 2 of The State Acquisition and Tenancy (Amendment) Act, 2006. However, provisions of pre-emption under section 96 of The State Acquisition and Tenancy Act, 1950 and section 24 of The Non-Agricultural Tenancy Act, 1949 shall not take away the right of pre-emption conferred on any person by the Mohammadan Law as per section 96(17) of The State Acquisition and Tenancy Act, 1950 and section 24(10) of The Non-Agricultural Tenancy Act,1949. A clear conception of the terms “holding” and “co-sharer” is necessary for a better understanding of pre-emption. As per section 2(13) of The State Acquisition and Tenancy Act, “holding” means a parcel or parcels of land or an undivided share thereof and forming the subject of a separate tenancy. Assume “X” dies leaving three sons A,B,C and a land of same holding consisting of 6 plots. Each son will get his part as per the law of inheritance. Now three sons have sold a plot to some “D”. Now ABCD are co-sharer of the land of the same holding. While ABC have became co-sharer by inheritance, D has became co-sharer by purchasing. However, if...
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