..." -Helmut Ament- Why do we Fail with Money? We fail with Money and we don’t build wealth and financial security because we make a few key, consistent errors. These are common errors that are caused by our mental “hard-‐wiring” and our inability to calculate the long-term effects of our decisions. If you learn About these errors and you overcome them, you can take control of your financial life and Your financial success. If you don’t learn about these errors, you’ll keep making them, and you’ll keep going down a path of having less success with money, less control of your life, and less of a feeling of security and safety for yourself and others. If you want to get control of your financial life... and get control of your ENTIRE life... then you must educate yourself and learn how to do it. No one is going to do it for you. A Lot of people think that money is something you dont talk about, something bad. Some people think that people who have money are “bad people” and people who are poor are “good people.” Regardless of how you feel about money, what you think money is, or whether or not you think that people who have money are good or bad, it’s likely that you DO FEEL one thing: Most people feel like... Money controles their lives Every important decision is affected by money. Money is THE way to get things like food, transportation, the home you live in, clothing, education... and everything else. Money is the medium that we exchange for it all. It’s...
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...Trends that affect businesses Social – People are living longer This could have a grave impact on Iceland Food as a business in both a positive and negative way. The fact that if people were living longer there will be an increase in more people requesting there state pension and less people working and paying income taxes. This therefore has a ripple affect which is that the government will require higher tax rates on the decreasing workforce. So this implies that if the working society are having to give away more of their earnings to tax they will have less money in their own back pocket. This could lead into a fall in the growth of the economy due to firms like Iceland having less money to invest because of the increase in taxation. Linking this all back to Iceland Food for one, if taxes are raising Iceland is going to find it harder to meet there aim and objectives. This is due to if there customers income is decreasing because of tax they are going to have less money to spend and indicating that there weekly or monthly budget for shopping will go down and portraying the overall companies’ sales revenue will fall. But if the current population lived longer this can also lead to benefits for Iceland. By the population living longer this therefore implies that the death rate is slowing down, and also means that the population is increasing. Consequently there will be more customers to provide a service for. Furthermore loyal customers will be shopping at Iceland for a...
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...Class-- Professor Popovitch 8/27/2011 12:32:01 PM It is generally understood that the foremost purpose of a business enterprise is to maximize the owners' return on investment. Is this a good thing? Where does social responsibility fit into the equation (if at all)? Can you cite examples of companies that took the profit-maximization mandate too far at the expense of society as a whole? Respond RE: Class-- Ligia Filion 8/31/2011 10:17:03 PM A prime example of investment maximization would be the Real Estate Market in 2006- 2007. A lot of the Real Estate owners took advantage of the mortgage boom and the over priced homes that were being sold. The inflation of prices made homeowners who were selling their homes great profits/ return at the time of sale. The Realtor's selling the homes were also getting commission from the homes they sold. The higher the prices of the home the greater the profits they could go home with. Respond RE: Class-- Rafael Aguilar 9/1/2011 3:12:32 PM As a senior executive at my current company, I would be foolish to disagree with the statement that maximazation of profit and return on investments is the primary business goal. I personally am one that believes that the whole social responsibility situation has been overused and exagerated to much. Yes, a company should not overextend itself where they are geapordizing the financial security of the state or country. However, it is important...
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...2012 By Dr H Ndlovu Definition and Nature of Christian Ethics Ethics is derived from the Greek word “ethos” that is also comes from another word “ethika.” Ethika means norms, conventions, values, customs the society. Thus ethics is a discipline that examines one’s moral standards or the moral of a society. These are absorbed from family, church and friends. Why Study Ethics There are nine reasons why human beings have to study ethics. 1. Human beings are capable of reasoning from cause to effect with the understanding that everything done has effect. 2. Human beings are capable of making choices after comparing the alternatives, that is, internal and external. People have two cells namely: a. Real – what we have now b. Ideal – what we are aiming at 3. Human beings are self – conscious. This means we can study ourselves by being a subject and be the object at the same time. 4. Human beings are finite or limited not knowing what will happen from the next moment or next door. Thus, we must have principles to apply when situations comes. 5. Human life is an active dynamic phenomenon – We do something as if we do nothing. 6. People also can be taught to be good (Isaiah 1 :18) 7. Human beings are capable of filing an obligation 8. Human beings are also capable of understanding what moral terms like freedom, dignity and so on affects other people. 9. Finally, human beings need to survive. Human civilization, therefore, can not survive without ethical people. History...
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...are sure to benefit from the offered Programs. Distance Education is an attempt to make education accessible beyond the close confines of a classroom and to make it available to those who aspire and endeavor. The pedagogy used is interactive with cutting-edge techniques and innovation. This has gone long way to strengthen skills and expertise students to meet much-needed requirement of management students; in industry or society. The Institute pioneered and offers more than 40 programs in the field of Management, Computer, Six Sigma and SAP Training certification courses. We emphasis on imparting education to various genres of the society, right from Students to Professionals and Housewives to Businessmen. At IIBM we deal in keeping this flow up and building the management education in a way that is relevant, contextual and motivating the managers from all sectors i.e. corporate and non-corporate. We continue to strive for excellence by utilizing technology to create a regional community of learners and providing leadership in developing a model educational program for the new millennium. SYLLABUS Principles and Practices of Management ( IIBM...
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...MANAGING CHANGE WITH AN INTERCULTURAL TEAM Master’s (one year) thesis in Informatics (15 credits) Lee Wennerström 2012MAGI11 I Title: Managing change with an intercultural team Publishing year: 2013 Author: Lee Wennerström Supervisor: Anders Hjalmarsson Abstract: The study explores the subjects of organizational change and management of intercultural teams. The goal of the study is to spread knowledge about how an intercultural team should be managed in order to assure the best possible success of an organizational change initiative. It has long been recognized that organizations constantly need to change in order to stay competitive. At the same time it has also been recognized that organizations today operate on the global arena with operations spread to many different parts of the world. It is thus important to understand how an intercultural team should be managed in order to assure the success of an organizational change initiative. The aim of this study has been to provide information and guidelines that may be used by academia as well as professionals to better understand how to manage an intercultural team that conducts an organizational change. A total of six different guidelines have been presented in this research - each one important in assuring an effective teamwork and a successful organizational change. The study has been conducted using a qualitative research approach and the method used for gathering data has been interviews as well as literature studies...
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