Free Essay

Why the Affordable Care Act Is Bad for America

In:

Submitted By rimche
Words 361
Pages 2
Why The Affordable Care Act is Bad for America

The Affordable Care Act does have good intentions, unfortunately it is not turning out to be what Americans were expecting. American’s were originally told that they would be able to keep their current healthcare plan without interrupts; however beginning December 2013 thousands of Americans received cancellation letters from their insurance companies due to the rules and regulations of the Affordable Care Act. When searching for similar policies (which are rare to find) the monthly premiums where increased dramatically, which most people cannot afford. As for young healthy persons, The Affordable Care Act has made it no longer acceptable for insurance company’s to adjust/base premiums based on age, risks, pre-existing conditions ect… so for many healthy Americans – their premiums are being raised to make up for those who are older and sick with preexisting conditions.
This act has also enforced that employers provide health insurance to any employee working full time, if not they will be fined. Many employers are in the process or have already begun reducing employee’s to part-time so they do not have to pay for their health insurance. This is creating problems for the economy because employees are now not making the amount of money they were and are still without insurance and are unable to purchase insurance because their income is now lower. The Affordable Care Act is also going to negatively affect the economy estimating this law to tax $1 trillion dollars over the next 10 years.

References
Basu, R. (08/21/2013). Forbes. Obamacare Is Really, Really Bad For You, Especially If You’re Young. Retrieved from http://www.forbes.com/sites/realspin/2013/08/21/obamacare-is-really-really-bad-for-you-especially-if-youre-young/

Brennan, P. (09/16/2013). National Review Online. Sorry, Mr. President, There Is ‘Serious Evidence’ Obamacare Is Bad for Economic Growth. Retrieved from http://www.nationalreview.com/corner/358614/sorry-mr-president-there-serious-evidence-obamacare-bad-economic-growth-patrick

Montopoli, B. (July 22 2009). CBS News. Obama: “Why Not Pay Half Price?”. Retrieved from http://www.cbsnews.com/news/obama-why-not-pay-half-price/

Similar Documents

Premium Essay

Research Paper

...How the new Affordable Care Act is affecting United States Nation? New Health Insurance Marketplace Coverage or ObamaCare depends on a number of factors including income and whether or not the effective person currently has a health insurance. The new Affordable Care Act was signed into law by President Obama on March 23rd, 2010 and upheld in the Supreme Court on June 28, 2012. Since then United States Nation has face some difficulties and negative effects and some positive influence and effects on society. Eric Golub talks about some of the negative effects and his disagreement of the new Affordable Care Act in the Washington Times Communities: “Obamacare is a bad law. It was described deceitfully, enacted into law dishonestly, implemented inefficiently, and affecting far too many people adversely. The bad outweighs the good, which is why a majority of people detest it.” Eric Golub also talks about promises that Obama made were proven false and how they affect average economy when he said” If you like your doctor or your plan, you can keep it.” Eric Golub points out “People are currently receiving cancellation letters. Obama promised reduced costs, but it is impossible to give more of something to more people and have it cost less.” [1] Grace-Marie Turner, James C. Capretta, Thomas P. Miller, Robert E. Moffit are the authors of the book Why ObamaCare is Wrong for America. In this book they talk about how the new health care law drives up costs, puts government in charge...

Words: 1242 - Pages: 5

Premium Essay

Obama Care

...history in America. That change is Obama Care. What is Obama care you may ask? Obama care is known as the patient protection and affordable care act. It was signed by president Obama on March 23, 2010, and upheld by the Supreme Court on June 28, 2012. Basically the patient protection and affordable care act is a health plan that is meant to be cost efficient, and to decrease health care spending. Sadly, Obama care may sound interest, and beneficial, there are so many issues and glitches that is making everyone upset and angered at the situation. This brings up criticism to this health care plan. Criticism will rise here and there, and no one can say anything because it’s everyone’s opinion. Recently on the news, we have seen how the Obama care website has not been functioning, and this makes people wonder. If they were so sure of how it was all going to be laid out, then why is it giving problems? Or why glitches if it was done professionally? Not only has this become a problem for everyone around but criticism has gone so far that they are cyber bullying Adriana the “the face” of Obama care website. She describes in an interview how this has become serious; she explains that they shouldn’t hate her for the glitches of Obama care website. Everyone trusted that the Obama care health plan was going to function and had many people excited but in the end many say was a waste of time, a waste of money for something that doesn’t even work. As of right now Obama care is doomed to...

Words: 487 - Pages: 2

Premium Essay

Healthcare Costs

...Costs Of Healthcare Christine Amargo HCA305 The U.S. Health Care System Sherry Grover June 9, 2014 Everyone wants to have access to health care and in order to access it they need insurance, but unfortunately not everyone can afford health insurance. The United States spends more money on health care than any other country, but raise the cost of health insurance to the citizens. Health care should be affordable if the government is willing to spend as much money as they are on it. Health insurance should be able to affordable to all classes lower, middle, and higher. The citizens of the United States has the right to know why their insurances cost are going up and if they are going to get more bang for their buck. The reason why healthcare cost is rising each year is because no one is managing the spending. Money is being spent between all accounts of healthcare and shared amongst each other. There needs to be a line where companies stop spending and try to manage the money they have if they don’t the cost of healthcare will just keep rising. The primary issues of healthcare cost are access to healthcare, and affordability of healthcare. The United States health care spending has been growing rapidly for many years, but many citizens are without appropriate health care. This is affecting the two governments major health insurance Medicaid and Medicare and the private insurance companies. As the health care spending rises, the citizens will be faced with difficult choices...

Words: 1975 - Pages: 8

Premium Essay

The Price of Life in America

...ABSTRACT The rising costs of health care plans in America is uncontrollable. The number of citizens who are living without health care insurance continues to rise, while at the same time the price of having insurance continues to grow. Instead of the government reforming the health care system, they continue to spend billions of dollars in aid through Medicare, Medicaid, Tricare, and other government programs - Dollars that could perhaps be better spent on funding programs to ensure every American is provided an affordable health insurance. Over the past year it has become apparent that insurance companies are looking to capitalize by setting premiums higher, as the President talks about implementing a mandate on citizens to have health care. The debate on whether health care should be a profit market or Government controlled should be considered. Through all the turmoil, one thing is certain: America is in need of a Health Care Reform. PREFACE Growing up on poverty, my parents did their best to provide what they could. I was fortunate to be put into State custody at a young age and my brothers and I received full medical treatment under Medicare. A government funded subsidy that allowed us to have free medical attention. As a child, not much thought went into the idea, but as I got older I realized the importance of health insurance. My foster mother had to be rushed to the hospital a few times due to really bad asthma attacks, apparently she had...

Words: 2165 - Pages: 9

Premium Essay

Obamacare

...“Obamacare” Barack Hussein Obama was born on August 4, 1961 in Honolulu, Hawaii. Barack is the44th and current president of the United States of America. There is no question that Obama’s childhood was anything but normal. At the age of two Obama’s mother and father separated and then eventually divorced. After the divorce Barack’s father went on to continue his own education at Harvard University. Eventually obtaining his Ph.D., he then headed back to his home land of Kenya, Africa. Barack had only seen his father on one more occasion for a short visit in 1971 as he later died in an auto accident in 1982. In 1966 Obama’s mother remarried another East-Western student from Indonesia. The Family later packed up and moved to Jakarta Indonesia, where Barack’s half-sister Maya Soetoro Ng was born. At the age of 10, Barack was sent back to Hawaii to live with his maternal grandparents after a string of incidents in Indonesia left his mother fearing for Obama’s safety. While in Hawaii, Barack enrolled in the well-known Punahou Academy where in 1979, he graduated with academic honors. Living in that era also had its challenges of another sort. Barack quickly realized the life of living among racism. Being only one of three black students at his school, he often found himself looking in the mirror and questioning why he was different and why people treated him and others like him differently. After high school Obama went on to study at the Occidental College in Los Angeles for...

Words: 1455 - Pages: 6

Premium Essay

National Healthcare

... The idea of national healthcare is one of good intention, but also carries unintended burdens that rest squarely on the shoulders of middle class America. Healthcare for all is a dream in and of its own, thought up by the far left politicians of the modern era, that provides insurance to everybody who requires it, but still keeps healthcare financially out of reach for many. Providing ultra- low cost health insurance to low income Americans has driven up deductibles while keeping monthly premiums low for the middle class to create the guise of affordability, when in reality it has further widened the gap between patient and care. A national healthcare policy is a piteous choice as the healthcare platform for the United States because providing a national healthcare initiative strains the middle class family financially, weakens the national economy, and is a breach of individual rights guaranteed to all citizens. The national healthcare policy mandated by the United States government has unfairly placed a financial strain on middle class families. “The average deductible for an Obamacare bronze plan – with an actuarial value of 60 percent – is $5,181 for single coverage and $10,545 for family coverage.'' (SRCP 2015) For example, in addition to monthly premium payments, a family enrolled in an on market health insurance plan must cover 40 percent of medical treatment until the $10,545 deductible is covered. This figure equates to roughly 25 percent of the yearly income...

Words: 1275 - Pages: 6

Premium Essay

Homelessness In America Essay

...Introduction Homelessness is a critical issue within the United States of America. According to the United States federal law and the McKinney-Vento Homeless Assistance Act of 1987, if a person lacks a fixed, regular, or adequate nighttime residence the person is then considered homeless. The National Alliance to End Homelessness reported that on a single night in January 2015 564,708 people in the United States were considered homeless, meaning they had no place to sleep. In the 1870s the issue of homelessness in America emerged causing many homeless people to live in urban cities. In the 1930s this issue worsened due to the Great Depression, causing poverty and more than two million people were homeless and in search of work. The homeless...

Words: 1390 - Pages: 6

Free Essay

Obamcare

...Political Science 12/10/13 100 Years of Health Care Reform: Obamacare Bringing Us into the Future In 2008 when presidential candidate Barack Obama was platforming for universal healthcare for the United Sates, most people thought that it was a revolutionary idea, and liked the way it sounded. Who wouldn’t want affordable universal health care? But what many people did/do not know is that Obama’s platform was not revolutionary at all. In fact there had been many presidents before Barack Obama who had fought for some sort of universal health care. Now hat eager democratic candidate of 2008 has entered into his second term as president of the United Sates, and as his platform promised, he has been able to pass a bill that gives every American citizen affordable health care. This bill is called the Affordable Care Act; though many people know it now as Obamacare. What is interesting about Obamacare is that although it was widely praised by the American public before it was passed, it is now getting many mixed reviews. But to really be able to make a decision about whether or not you are for or against the new bill, you must understand the Affordable Care Act or ACA fully; its history, and its meaning. Private and public health insurance has not always been a part of American medicine. In fact the very first prepaid health care coverage was not established until 1929, when Baylor Hospital in Dallas, Texas developed the Baylor Plan which helped a local teachers union...

Words: 2660 - Pages: 11

Premium Essay

Obamacare

...Jackie Williams ObamaCare (Final) Grantham University ObamaCare (Final) This essay is being written to debate the advantages and disadvantages of ObamaCare, aka Affordable Care Act (ACA), for the American people. While many are elated and view the government as taking responsibility for those who in the past have not seen a doctor on a regular basis due to having no insurance, there are still others who believe that the passage of the law will be detrimental to the country’s economy. Many are concerned that individuals will no longer have the choice of what type of medical attention they receive because the government will make those decisions for them. The truth is the Affordable Care Act requires certain types of coverage and ends discrimination that has led to higher costs and cancellations for women and people with pre-existing medical conditions. “The new ACA is a law aimed at reforming the American healthcare system. Its main focus is on providing more Americans with access to affordable health insurance, improving the quality of healthcare, regulating the health insurance industry, and reducing health care spending in the US.” In spite of the many attempts by the GOP to overthrow the ACA, the fact is that it is not Government provided healthcare, but an approach by the government to subsidize and regulate private health insurance and expand Government healthcare programs like Medicare and Medicaid. There are ongoing arguments between Democrats, Republicans...

Words: 1626 - Pages: 7

Premium Essay

Obamacare

...Out of all the bad things occurred recently, what are some positive incidents lately? INTRODUCTION Disasters are often natural or manmade hazards. These hazards result in events of substantial degree causing momentous physical destruction or damage, loss of life, or severe changes to the natural environment (Aragones 124). The disasters are defined as tragic event which stem from occurrences such as floods, earthquakes, catastrophic accidents, explosions or fires. The disasters cause extensive damage to lives, properties and destroy the social, economic and the cultural lives of people. Several events have happened currently around the world. The negative events in the world often cause much attention as compared to the positive events that occur around the world. The terrorists have often struck various cities in the world killing thousands of people and causing mass destruction of property (Vonk 860). The United States has been confronted with international terrorists especially the Al-Qaeda terror group. The September 2001 bombing of the twin towers was an example of the terrorist disaster in the United States. Then the stock and real estate collapse in the US economy. The massive tsunami in Japan was another major disaster that got a lot of public address by all the media channels. The earthquake also triggered the nuclear disasters in Japan. The most recent disaster in the U.S is the hurricane Sandy. Hurricane Sandy has caused unprecedented loss of lives and destruction...

Words: 3203 - Pages: 13

Premium Essay

Medical Outsourcing

... Does Christina really think it is necessary for her to get cosmetic surgery and spend all that money? After all she does want to save enough money to start an art studio. 2. Is it right that Americans have to pay more than double on health care when the quality of health care in other countries is just as good as it is here? 3. Is it right that that hard working Americans do not have the freedom to go overseas to get cheaper medical procedures? While Christina is involved in a very non ethical line of work and is able to beat the system. 4. Is it right that struggling foreigners overseas cannot afford routine medical attention while Christina is able to come over there with money made from stripping and can get surgery a that is not needed? 5. Is it right that Christina should have to pay the extra 70 to 80% percent on a surgery when she has the job flexibility to go overseas and pay less for the same amount of care if not better? I believe that issue five is the most central issue at hand. I think that if Christina wants to be able to get cosmetic medical surgery she should be able to. I think that if Christina should have the right to travel overseas to save money if she thinks that it is safe to do so. Health care in the United States is very high right now and it does not...

Words: 1842 - Pages: 8

Premium Essay

Michael Hochman Primary Care

...PRIMARY CARE THE KEYS TO EFFECTIVE AMBULATORY– HOSPITAL INTEGRATION by Michael Hochman, MD (A) quality of the written article in terms of your understanding of the content, handling of factual information, opinions expressed, conclusions drawn, Health systems are trying to integrate ambulatory and inpatient care in response to delivering high quality low cost patient care. Health system integrations have transitioned to inpatient and outpatient settings where improved information, sharing of resources and a better payment model that rewards have made it between hospitals and ambulatory providers. However, this article believes that the “key to the success of health system integrations will be primary care” (Hochman, 2015). Because...

Words: 1015 - Pages: 5

Premium Essay

Hillary Clinton Women's Rights

...Wiesenfeld, is one of a case that can help get more support for this issue. When Stephen Wiesenfled became a widower, after his wife passed away from a childbirth, he could not receive the social security money from the work of his wife. Not only he could not receive it, but there was a gender inequality act, the wife was not treated equally like a male salaried. At the end Wiesenfeld won the case and was a contributor to certain changes that benefit both genders. It is hard to raise a family as a single parent, as well as an old lady trying to survive without being able to work. We need to start keeping in mind older women that did not work her whole entire...

Words: 1255 - Pages: 6

Premium Essay

Essay 1

...improving and upgrading the accessibility of affordable and quality healthcare. President Obama and the entire Obama Administration have made prevention and public health a top priority because of the lasting effects they have on the health of Americans. Here are few factors that contributes, biological, socioeconomic, psychosocial, behavioral, or social in nature. Scientists generally recognize five determinants of health of a population: Genetics and Biology such as, sex and age * Individual behavior alcohol use, injection drug use (needles) * smoking,and unprotected sex, * Physical environment   where a person lives and crowding conditions * * Social environment. discrimination, income, and gender where a person lives and crowding conditions * Health services. Access to quality health care and having or not having health insurance. This is why Affordable Care Act provides unprecedented resources through the Prevention and Public Health Fund to support community-based strategies to prevent chronic diseases, and to improve public health. It is good to know that health policies are enforced in bringing influences and new ideals for future care in the health of the people. The Affordable Care Act also, founded the National Prevention, Health Promotion, and Health Council, which provides federal leadership to engage states, and communities and private partners in creating a healthier America through the recommendations of the National...

Words: 1015 - Pages: 5

Premium Essay

Health Care Crisis

...Health Care System Crisis As the world-famous scholar Stanton Mehr explains “The way health insurance works is large groups of people pay relatively small amounts of money into a fund, which pays the health costs for the entire group. The idea is that most contributors to this pool are healthy people who help pay the costs for the few who are sick (Is Our Health-Care System Sick?”). Insurance is a critical element in the health care of Americans. Millions of people are going without health care, and billions of dollars are being wasted. Lack of access to affordable health insurance and rising health costs are the problems of the health care system in America. Before 1920, doctors didn’t know enough about diseases to provide useful care to sick people therefore, they didn’t charge much. Only a few big employers offered health insurance, and everyone else paid out of their own pockets. When doctors learned more about diseases and effective treatments, they charged people more- more than what they can afford. To add on to the costs, doctors took advantage of the new medical technology and treated people in hospitals. To ease the health care problem, various plans were combined under the auspices of the American Hospital (AHA) and became known as Blue Cross. According to Goda, “Blue Cross insurance was considered desirable because they provided benefits to people in need, benefits from special state-sponsored legislation that made them tax-exempt and nonprofit corporations” (Goda...

Words: 1360 - Pages: 6