...Vol. 9, No. 2, (Fall 2013) 09-22 Women Empowerment Through Microcredit: Step Towards Alleviating Feminization of Poverty Sara Wali Qazi* Sindh Madressatul Islam University (SMIU) Karachi Dr. Manzoor Isran* SZABIST Karachi Dr. Samina Isran* Shah Abdul Latif University, Khairpur Dr. Nadeem A. Syed* SZABIST Karachi ABSTRACT Purpose - The study explores and evaluates the women‟s experiences with microcredit facility for the purpose of women empowerment. While there is a mutual understanding and general consensus on closer nexus between women empowerment and microcredit, women are disempowered for variety of reasons such as lacks of financial resources, being a member of patriarchy society, misinterpreted religious concepts about her role and position in the society, and cultural restraints. However, microcredit, globally promoted as a “miracle cure” for the financially weak, especially women who face so many problems accessing microcredit for variety of reason, which have been discussed in detail in this study. Methodology/Sample - This is qualitative study with inductive approach, and interpretive philosophy which allow the existence of multiple subjective perspectives and construction of knowledge. Women who availed microcredit from microfinance institutions (MFIs) were selected for the research study. The data was congregated through in-depth interviews and stopped at saturation level. Through phenomenological analysis, women lived experiences were analyzed. Findings...
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...and Women Empowerment in Pakistan Dated: 6-12-2013 SYNDICATE MEMBERS: 1. Dharmoon Bhawani (Leader) 2. Amna Rafique 3. Kamal Khan 4. Nergis Shazia Chaudhary TABLE OF CONTENTS 1. Title………………………………………………………………………………………1 2. Syndicate Members………………………………………………………………………2 3. Table of Contents………………………………………………………………………...3 4. Theme…………………………………………………………………………………….4 5. Preface……………………………………………………………………………………7 6. Thesis Statement…………………………………………………………………………8 7. Executive statement………………………………………………………………………9 8. Abbreviations………………………………………………………………………...….11 9. Introduction……………………………………………………………………………..12 10. Statement of Problems………………………………………………………………….13 11. Methodology……………………………………………………………………………14 12. Scope of Study………………………………………………………………………….14 13. Review of Literature…………………………………………………………………….15 SECTION 1: GENDER EQUALITY AND WOMEN EMPOWERMENT 1.1. Introduction …………………………………………………………………….17 1.2. Definition of Gender Equality and Women Empowerment…………………….17 1.3. Current state of Gender Equality and Women Empowerment in Pakistan……..18 1.4. Biswas’s Indicator of Women Empowerment ………………………………….19 1.5. Violence against Women………………………………………………………..19 1.6. Women Empowerment in Legislation and Judiciary…………………………...20 1.7. The Role of Rural Support Programme Network……………………………….21 1.8. Universal Standard Of Gender Equality And Women Empowerment…………...
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...groups has grown out of the study and application of development concept mostly at a community level and has being playing a major role in eradicating poverty particularly in the rural India today. I have searched research paper published in twenty-first century and reviewed them to find out research gap in this field. The literature is reviewed briefly as under: Research papers on self help group’s attempts to explain the process of women’s empowerment and find out its effectiveness in their lives. I feel that women empowerment is a much broader issue that needs to be studied and observed for a longer time frame and thus most of them lacks confidence about future. Panda (2009) made a experimental outline under which...
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...RETHINKING POLICY ON CHILD SEx RATIOS Mary E John ......................................................................................5 NCW: TWENTY YEARS OF EMPOWERING WOMEN Mamta Sharma ..................................................................................9 STREE SHAKTI Rashmi Singh ..................................................................................13 NORTH EAST DIARY ...............................................................18 EMPOWERING WOMEN IN AGRICULTURE Amrit Patel ......................................................................................19 EMPOWERED WOMEN, EMPOWERED NATION Shahin Razi .....................................................................................24 WOMEN'S EMPOWERMENT ACROSS INDIAN STATES Arundhati Chattopadhyay ...............................................................29 J&K wINDOw ..........................................................................56 AMENDING ARCHAIC LAWS TO EMPOWER WOMEN Moushumi Das Gupta .....................................................................52 WOMEN AND PANCHAYATI RAJ Nupur Tiwari ...................................................................................36 DO YOu KNOw? SOME FACTS ABOUT DOMESTIC VIOLENCE ACT, 2005 ..................................................................41 WOMEN SELF HELP GROUPS Kahnu Charan Dhir .........................................................................42 BEST PRACTICES PEARL IN THE SAND – TARA DEVI Dilip Bidawat...
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...NGO Promoted Microcredit Programs and Women's Empowerment in Rural Bangladesh Introduction: Nongovernmental organizations (NGOs) in rural Bangladesh are reaching out to poor women with collateral-free credit programs aimed at both alleviating poverty and increasing women's status. The present study investigated the hypothesis that participation in credit-related activities by NGO credit members leads to greater empowerment of credit members compared to nonmembers. Objectives: To measure the status of empowerment of rural women (both members and non members of the micro-credit organization) in the selected areas To ascertain the factors related to empowerment of women and To assess the role of the micro-credit organizations in empowering rural women in Bangladesh The main objective in this paper was to determine the important factors that contribute to women’s economic success in microcredit programs Women Empowerment: Empowerment refers to increasing the spiritual, political, social or economic strength of individuals and communities. It often involves the empowered developing confidence in their own capacities. empowerment of women, also called gender empowerment, has become a significant topic of discussion in regards to development and economics. Entire nations, businesses, communities, and groups can benefit from the implementation of programs and policies that adopt the notion of women empowerment.[1] Empowerment is one of the main procedural concerns when addressing...
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...Empowered lives. Resilient nations. POLICY PAPER Empowering Women in Agriculture: Closing the Gender Gap through Mahila Kisan Sashaktikaran Pariyojana (MKSP) POLICY PAPER Empowering Women in Agriculture: Closing the Gender Gap through Mahila Kisan Sashaktikaran Pariyojana (MKSP) ANANDI www.anandi-india.org Empowered lives. Resilient nations. CONTENTS Acknowledgements................................................................................................................................................. 3 Executive Summary.................................................................................................................................................4 I. Introduction.......................................................................................................................................................... 8 1.1 1.2 Gender Gaps in Agriculture................................................................................................................ 10 Agriculture and Livelihoods................................................................................................................ 10 1.3 Positioning ‘Women’s Empowerment as a Transformative Process.....................................13 II. The Mahila Kisan Sashaktikaran Pariyojana (MKSP)........................................................................... 16 2.1 Opportunities and Challenges in Programme Design...
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...Women Empowerment in Bangladesh A Study of the Village Pay Phone Program Linda Hultberg C-thesis 15 hp Media and Communication Studies Spring Term 2008 Supervisor Anders Svensson Examinator Kaj Granath School of Education and Communication (HLK) Jönköping University C-thesis 15 hp Media and Communication Studies Spring term 2008 Abstract Linda Hultberg Women Empowerment in Bangladesh A Study of the Village Pay Phone Program Number of Pages: 38 The purpose with this study is to find out how the mobile phone and the Village Pay Phone from Grameen Telecom have been implemented into women’s life in rural Bangladesh. It also aims to study how the women have become empowered by this program. The sample constitutes sixteen female owners. A purposeful cluster sampling was used to depict six villages from various parts of Bangladesh. When arriving in the villages a snowball sampling method was used to find female VPP owners. The sampling method was chosen to include a sample of various characteristics. The study has a hermeneutic phenomenological approach, which aims to find out how the women experience the VPP and what meaning the women put in it. To collect empirical data interviews with open questions were used that opened up for conversation and the possibility to understand a range of experiences and nuances of meanings. The findings indicate that the majority of the women handed over the VPP to their husband or a male relative. The reason why is the families’ pressure on them...
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...CHAPTER ONE INTRODUCTION AND BACKGROUND OF THE STUDY 1.1 Introduction Stripping widows of property is a huge social problem in Zimbabwe especially with the escalating death toll due to Human Immunodeficiency Virus (HIV) and Acquired Immunodeficiency Syndrome (AIDS). Customary laws have been unable to address the problem which suggests that extra- legal interventions might be necessary. Social work intervention is necessary to preserve the widow’s worth and dignity as a human being, which is the principal value of social work. A widow is a woman who has lost a husband by death and has not remarried, according to The South African Concise Oxford Dictionary. Property stripping refers to depriving someone of acquired or inherited movable or immovable possessions that rightfully and legally belong to that person (The South African Concise Oxford Dic tionary; Kuenyehia 2003). This study uses stripping and grabbing interchangeably as refer ring to the same act. Basing their studies in Ikot Idem in Nigeria, Okunmadewa, Aina, Ayoola, Mamman, Nweze, Odebiyi, Shedu and Zacha (2002:106) maintain: [W]omen’s wellbeing often deteriorates quickly after the loss of their husbands, when they suffer threats of both their physical security and property. A widow often loses her husband’s property to the in-laws in accordance with family traditional rules. This study proposes to explore the widows’ experiences of property inheritance in the Binga District, in the North West of Zimbabwe...
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...Mekelle University Institute of Environment, Gender and Development Studies Department of Gender and Development studies A Research Proposal On An Assessment on the role of micro and small enterprises on economic empowerment of women: a Survey of Women operated Enterprises the case of Mekelle city, Tigray In Partial fulfillment of the requirements for obtaining the Masters Degree in Gender and Development Studies By: Tsega Ymesel January, 2015 Mekelle, Ethiopia Table of Content Table page 1. Introduction 1 1.1 Background 2 1.2 Statement of the Problem 4 1.3 Objective 5 1.3.1 General Objective 5 1.3.2 Specific Objectives 5 1.4 Significant of the Study 6 1.5 Scope and limitation 6 1.6 Organization of the Paper 6 3. Methodology and Materials 7 3.1 Description of the Study Area 7 3.2 Research Method and Procedures 8 3.2.1 Data type and Source 8 3.2.2 Study Design 8 3.2.2.1 Sampling 8 3.2.2.1.1 Sample frame 8 3.2.2.1.2 Sample Size Determination 8 3.2.2.1.3 Sampling Techniques and sample Size 8 3.2.3 Data collection and Instruments 9 3.2.4 Variables of the study 9 3.2.5 Data Processing and Analysis 9 3.2.6 Model Specification 10 REFERENCE 12 1. Introduction There are different ways of defining the term small and micro enterprises in different countries. The base for defining is depends on the number...
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...Assignment On Globalization and its impact on women rights and empowerment Course Title Development Economics Course Code F-210 Submitted To AlfarunnaharRuma Lecturer Dept. of Economics Submitted By Group- 01 Session: 2010-2011 Finance & Banking JatiyaKabiKaziNazrul Islam University Trishal, Mymensingh Submission Date: 24 January 2013 Members of group one Serial No. | Name | ID Number | 01 | Md.DelowerHossain | 11132601 | 02 | MahimaAkter | 11132602 | 03 | PankazePadaBhoumik | 11132603 | 04 | MahmudulHasan | 11132604 | 05 | SadiqurSattarAkand | 11132605 | Globalization and its impact on women rights and empowerment INTRODUCTION In the 21st century, globalization has become the ‘Zeitgeist’ re-shaping different dimensions in life. Globalization also affects women’s rights and its overall impact on women has become a critical agenda in gender-related studies. In an attempt to empirically investigate this argument, much of the literature focuses on the effects of economic integration on women’s economic activities. These studies look into the impact of globalization on women through an angle of traditional trade theory, comparative advantage and competition, thus analyzing whether economic integration could create more employment opportunities for women and increase their wages. This focus on economic integration and women’s employment raises the question of how certain types of economic reform affect particular forms of women’s rights and welfare. It is not...
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...THE EFFECTS OF MICROFINANCE INSTITUTIONS ON WOMEN EMPOWERMENT IN KENYA: A SURVEY OF MERU COUNTY A Research Project Submitted to the School of Human Resource Development in Partial Fulfillment for the Award of the Degree of Executive Master Of Business Administration of Jomo Kenyatta University of Agriculture and Technology JULY 2013 CHAPTER ONE Introduction 1.1 Background information Several studies show that access to microfinance contributes to poverty reduction, particularly for women participants, and to overall poverty reduction at the village level. It also contributes to women empowerment, including higher levels of mobility, political participation and decision making. According to the State of the Microcredit Summit Campaign 2001 Report, 14.2 million of the world’s poorest women now have access to financial services through specialized microfinance institutions (MFIs), banks, NGOs, and other nonbank financial institutions. These women account nearly 74 percent of the 19.3 million of the world’s poorest people now being served by microfinance institutions. Most of these women have access to credit to invest in businesses that they own and operate themselves. Microfinance programs have been deemed to have the potential to transform power relations and empower the poor—both men and women. As a consequence, microfinance has become a central component of many donor agencies’ and national...
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...Group Assignment Critical Review of a Proposal Assessment of Role of Micro and Small Enterprises on Economic Empowerment of Women: A survey of Women Operated Urban Agriculture Enterprises in Wukro Woreda, Tigray Group Members 1. Bersabeh Elias 2. Dagmawit Meried 3. Kalkidan Amdie 4. Kalkidan Wubie 5. Maria Alemu June 21/2014 Addis Ababa Content Introduction ? i. Title page * The title page did not have a page number (which is correct) * The purpose of the research was clearly specified as : A Research Proposal Submitted in Partial Fulfillment of the Requirements for the Master of Arts Degree in Development Studies * Name of the researcher is stated: * Advisor and co-advisors are mentioned * Place, Month and year (December 2011) is also mentioned ii. Acronyms Abbreviation should have come before/at the beginning of the proposal next to title page. (The abbreviations are in alphabetic order, which is correct) The following abbreviations are used in the proposal but not found in the list of abbreviations FAO – Food and Agriculture Organization FDRE – Federal Democratic Republic of Ethiopia HIV/AIDS – Human Immunodeficiency Virus/ Acquired Immuno- Deficiency Syndrome MFI – Micro Finance Institution MSE –Small and Medium Sized Enterprises NAP-GE – National Action Plan for Gender Equality NGO – Non Governmental Organization REWA – Revolutionary Ethiopian Women’s Association UN –...
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...Journal of Social Science Studies Vol. 2, No. 2; April 2014 ISSN 2324-8033 E-ISSN 2324-8041 Published by Redfame Publishing URL: http://ijsss.redfame.com Social Norms and Impediments of Women Development in Bangladesh Abul Kalam Lecturer in Sociology, Department of Economics, Bangladesh University of Business and Technology (BUBT)Mirpur-2, Dhaka, Bangladesh Correspondence: Md. KALAM, 32-44 Steinway Astoria, NY11103, United States. Received: January 11, 2014 doi:10.11114/ijsss.v2i2.365 Accepted: February 17, 2014 Available online: March 3, 2014 URL: http://dx.doi.org/10.11114/ijsss.v2i2.365 Abstract This study focuses upon the contemporary process of Social Norms and Impediments of Women Development in Bangladesh. The development of women in organizations, Decision making, Political participation and gender mainstreaming is currently seen as the dominant conceptual model for promoting social justice and women equality. This study intends to see the position of women, discourses and various political, economic and social factors that surrounded these events. The impediments of women in Bangladesh were being pulled in different directions as a result, the context of social norms and gender inequality that existed at global, national, community and domestic levels. Child marriage is one of the main impediments of women empowerment and implementation of the government‟s vision-2021. In Bangladesh, the patriarchal capitalism puts women in such a position within...
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...Empowerment Status of Women Presidents of Village Panchayats in Tamil Nadu and Kerala: A Comparative Study The 73rd constitutional amendment act is open an alleyway for a growth model with inclusive democracy in Indian political development. Therefore people are participated in the political affairs regardless of gender, race and other identities, because the seventy- third constitutional amendments act providing the devolution of power to the people. The basic indent includes thirty three per cent seats for adult females, similar reservation for the Scheduled Castes and Scheduled Tribes in proportion to their population, statutory requirement to hold periodic elections under the supervision of State Election Commissions, transfer of funds...
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...LITERACY AND WOMEN’S EMPOWERMENT Literacy among women opens up many opportunities for them for their empowerment. Literate women can express constructively their talents.Literacy among women leads to better hygiene, improved nutrition-practices and greater effectiveness in caring for family health. It leads to improved maternal competence and lowering of the rate of infant mortality, fetter health status of women makes them more productive workers both, at home and outside leading the way to their equality and empowerment. Female education leads to late marriage an making the size of family small. Educated women can acquire knowledge about contraception. It helps them making a gap in rearing and bearing child. Education helps women to participate in works that are outside home. Infant mortality rate is lower among the children of educated women. Their surviving children are healthier and better educated. Education of women emancipates them in wasteful child-bearing and helps them to take part in market activities. Educated women can make a better use of time. "Education helps them to reduce time which they spend in household and non-market activities. Education among women moves them from non-monetized sector to monetized sector. It allows them to participate directly in household economy. This enhances their status in decision making within the family. It is a major step towards their equality and empowerment. Illiterate women and women with minimal education concentrate mostly...
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