...contemporary people that we live in a world that everything is changing and developing incredibly rapidly. In such an environment we grew up, unquestionably, the place we live, relax and spend our time with friends and relatives it is extremely important. Although nowadays people choose to live an apartment due to financial reasons, I prefer to live and raise my children in a house. First of all, I grew up in a house, so I think it is very difficult for me to move in an apartment and adapt in a new and completely different way of life. The life in an apartment has many limitations. You cannot have your privacy and you must respect the rest residents. Consequently, you cannot make a lot of noise, (especially during the midnight), invite your friends or relatives anytime you want, watch television or listen to music very loud even make barbeque in your balcony. I really, cannot imagine my life with out these activities. In addition, usually houses are larger and more comfortable than apartments. Moreover, if you live in a house you can spend your time in a garden or backyard, instead in a central park or another public place. This is a very important advantage especially when you have children in the house because they can play safely with out any danger from careless drivers and criminals. Furthermore, people that live in house tend to have better relationships with their neighbours instead of those that live in apartment due to the traditional way of life they adopt. ...
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...actual test. You should become familiar with this list before you take the computer-based TOEFL test. Remember that when you take the test you will not have a choice of topics. You must write only on the topic that is assigned to you. People attend college or university for many different reasons (for example, new experiences, career preparation, increased knowledge). Why do you think people attend college or university? Use specific reasons and examples to support your answer. Do you agree or disagree with the following statement? Parents are the best teachers. Use specific reasons and examples to support your answer. Nowadays, food has become easier to prepare. Has this change improved the way people live? Use specific reasons and examples to support your answer. A company has announced that it wishes to build a large factory near your community. Discuss the advantages and disadvantages of this new influence on your community. Do you support or oppose the factory? Explain your position. If you could change one important thing about your hometown, what would you change? Use reasons and specific examples to support your answer. How do movies or television influence people’s behavior? Use reasons and specific examples to support your answer. Do you agree or disagree with the following statement? Television has destroyed communication among friends and family. Use specific reasons and examples to support your opinion. Some people prefer to live in a small...
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...Who gave you this name? why did he/ she give you this name? How do others usually call you a. b. c. d. e. f. g. h. i. j. k. l. m. n. o. p. q. r. s. t. u. v. w. x. y. z. a) Are you a student or do you have a job? What is your major? Do you like your major and why? What do you want to do when you graduate? Are you keep focusing on this major for a long time? Why did you choose to study that? Do you want to change major? Why? What was the first school you attended? What subjects do you like and dislike? Do you like your high school? What was your feeling about the first day you went to school/college? Which school are you studying in? Why did you choose this university/school? Which city do you study in? Why did you select this city? Do you like your professors and classmates? Why? Where do you prefer to study? Do you...
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...and get some vital information from a highly experienced manager. We are grateful to him for extending generous help. We acknowledge the contribution of our course teacher heartily. We have tried to use our academic knowledge in real life. We are pleased to be granted this vital opportunity and grateful for your versatile assistance. We hope that our work will please you. We will be available in the presentation for further explanations. Sincerely, ________________ K. M. Najmus Sakib On behalf of The Group Morning Stars Credit To prepare this report we met different people holding different positions in the corporate world, we also got special suggestions from our honorable course teacher. Our special thanks to following people. Farzana LalarukhAssociate ProfessorDepartment of FinanceUniversity of Dhaka | | EXECUTIVE SUMMARY Like any other country in the world, the housing sector plays vital roles both in the context of the economy of Bangladesh and serving the fundamental human right of shelter. Apart from providing physical shelter, housing may have significant impact on the lives of the dwellers in terms of skills enhancement, income generation, increased security, health, self-confidence and human dignity. Bangladesh, like many other developing countries,...
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... 能听明白，然后会转化哦！ 1. Your Work or Your Studies • Do you work or are you a student? Well, I am a senior in Zhejiang University and I’m planning to pursue my master’s degree in the U.K after my graduation. That’s why I take this test. 1a) Your Work General Description of Your Job • What job (or, what work) do you do? I’m a teacher at an English training center. I’ve been working there for several years. It’s my pleasure to see my students make progress, so I think this job is very suitable for me. • What is the nature of that work? It’s a teaching job. I help the students improve their English language skills and most of them are planning to take IELTS. • What do you do in that job? I teach English, both productive and receptive skills. My job is to help my students succeed in their studies and pass exams if they need to. • Would you say your job (or, your work) is very important? 、 I think so. I think the world will be much worse if there’re no teachers, especially good ones. I think my job is very important to the society. • How do you think your subject will help you (or, benefit you) in the future? I’m planning to be a teacher. Now I major in TESOL, which...
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...their excesses: not much of their work could fit into a kit that comprises eleven elements (Paper Tube A, Paper Tube B, plastic peg), including the bag. “This company has the most expensive collection of architecture,” he says. “My tents became their cheapest collection.” In a profession often associated with showmanship and ego, Ban’s work appears humble, and appropriate to a historical moment that celebrates altruism, or its posture. The Supreme Court Justice Stephen G. Breyer, a member of the Pritzker jury, told me that he was moved by Ban’s commitment to the dispossessed. “The world is filled with billions of people, and most of them live in conditions where they will never see an architect or an architect-designed space,” he said. “To have a first-rate architect pay attention to those in need of shelter, and build better-quality buildings to serve their aesthetic and human needs—that is wonderful.” With a team of student volunteers, Ban has touched down at nearly every major natural-disaster site of the past two decades. The arc of his career tracks the rise of cataclysmic weather as page-one news: the Kobe earthquake, which killed six thousand people (1995); the magnitude-7.4...
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...World Cities The global pattern of urbanisation: millionaire cities, mega cities and world cities • At a global scale, rapid urbanisation has occurred over the last 50 years. • Almost 50% of the world’s population lives in towns and cities. 19% of the world’s population lives in cities of more than 1 million people. • The most urbanised continents are Europe, North and South America and Oceania and the least urbanised continents are Asia and Africa. • The number of urban dwellers is by far largest in Asia, with 1.4 billion people living in towns and cities (40% of the population). • Urbanisation is increasing most rapidly in Africa and Asia. • This trend is expected to continue so that by 2025 almost half the population of these continents will live in urban areas and 80% of urban dwellers will live in developing countries. • Increased global urbanisation has resulted in the development of many millionaire cities. • There is also a significant number of enormous megacities, some of which are classed as world cities. ❖ Millionaire cities are those with more than 1 million people. India and China have the most millionaire cities in the world. ❖ Megacities are those with more than 10 million people, of which there are 20 (15 in the developing world) ❖ World cities are those which have great influence on a global scale, because of their financial status and worldwide commercial power....
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...World Cities The global pattern of urbanisation: millionaire cities, mega cities and world cities • At a global scale, rapid urbanisation has occurred over the last 50 years. • Almost 50% of the world’s population lives in towns and cities. 19% of the world’s population lives in cities of more than 1 million people. • The most urbanised continents are Europe, North and South America and Oceania and the least urbanised continents are Asia and Africa. • The number of urban dwellers is by far largest in Asia, with 1.4 billion people living in towns and cities (40% of the population). • Urbanisation is increasing most rapidly in Africa and Asia. • This trend is expected to continue so that by 2025 almost half the population of these continents will live in urban areas and 80% of urban dwellers will live in developing countries. • Increased global urbanisation has resulted in the development of many millionaire cities. • There is also a significant number of enormous megacities, some of which are classed as world cities. ❖ Millionaire cities are those with more than 1 million people. India and China have the most millionaire cities in the world. ❖ Megacities are those with more than 10 million people, of which there are 20 (15 in the developing world) ❖ World cities are those which have great influence on a global scale, because of their financial status and worldwide commercial power....
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...SOCIO CULTURAL CHANGEs IN PAKISTAN Acknowledgement All praises and thanks are for Almighty ALLAH Who is the source of all knowledge and wisdom endowed to mankind and to the humanity as a whole. And a great thanks to our coordinator and instructor, Mr. Mehmood Hussain. The encouragement and assistance of our parents and friends are gratefully acknowledged. Sociocultural changes in Pakistan Question: Make a list of all the recent (last 20 years) sociocultural changes in every aspect/field (Business, Environment, Technology, Education, Politics etc.) of Pakistani Society, which people consider desirable and undesirable? Discuss with logical reasoning and related example from Pakistan. Table of Contents Change in Politics.................................................................................. 3 Change in Family System ..................................................................... 5 Change in Job Opportunities ............................................................... 8 Change in Business ............................................................................. 10 Change in Thoughts About Religious People .................................... 11 Change in the Pattern of Infrastructure ............................................ 12 Change in Marriage Patterns ............................................................. 13 Changes in Social Get Together ......................................................... 14 Changes in Health Awareness...
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...E-Business Group Final Presentation and Project Depth Analysis AirBnB Tuesday Session-16h30/19h30 Agbaba Felipa- Bal Laura- B00538278 Castaneda Pablo- B00681481 Gillet Clara- B00537943 Hourlier Giovanni- Rimoux Tess- SUMMARY 1. Size and importance of the market globally, in Europe and (if relevant) in France 2. How the sector has traditionally worked 3. The effect of the Internet on the sector 4. Who the major global players are (then discuss one of the major global players as a more detailed example) 5. E-business models being used by the major player you chose in part #4 (including analysis of revenues and costs involved; you can use the business model canvas as a guide) 6. Consumer reaction to e-business in the sector (not just the chosen company, but the sector as a whole) 7. Future development of the sector driven by e-business (the sector as a whole) 1. Size and importance of the market globally, in Europe and (if relevant) in France. Tourism is one of the most dynamic and resilient economic sectors. With international globalization tourists’ arrivals are reaching one billion each year and growth only expected to increase. Opportunities in the tourism industry are endless. Europe is the world’s most visited regional destination, an increase of 5% in international tourist arrivals has been noticed. It’s the highest increase across all regions and a notable result for a rather mature region. In France tourism is a major industry, the...
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...s c h a p t e r, y o u s h o u l d b e a b l e t o : Show the effect of a shift in demand and supply on equilibrium price and quantity. Explain real-world events using supply and demand. Demonstrate the effect of a price ceiling and a price floor on a market. Explain the effect of taxes, tariffs, and quotas on equilibrium price and quantity. State the limitations of demand and supply analysis. State six roles of government. It is by invisible hands that we are bent and tortured worst. Nietzsche I n the last chapter we introduced you to the concepts of supply and demand. In this chapter we will (1) show you the power of supply and demand, (2) show you how the invisible hand interacts with social and political forces to change the outcome of supply and demand analysis; and (3) discuss how one must adjust supply and demand analysis with other issues kept at the back of one’s mind. THE POWER OF SUPPLY AND DEMAND To ensure that you understand the supply and demand graphs throughout the book, and can apply them, let’s go through an example. Figure 5-1(a) deals with an increase in demand. Figure 5-1(b) deals with a decrease in supply. 104 USING SUPPLY AND DEMAND s CHAPTER 5 105 Figure 5-1 (a and b) SHIFTS IN SUPPLY AND DEMAND When there is an increase in demand (the demand curve shifts outward), there is upward pressure on the price, as shown in (a). If demand increases from D0 to D1, the quantity of cassette rentals that was demanded at a price of $2.25, 8,...
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...Scoring Criteria Interaction Impression Fluency Accuracy Pronunciation Business English Certificate Speaking Course Shanghai NOS 陈文笠 (Henry) Chapter Two Basic Expressions Functions of the Language Fondness Of course, I sure love … Oh, yeah, … is always my favorite. Well, … is a bit too …, but I sure love the … of …. Well, some say that … is a bit too …, but I sure love the … of …. Disfavor No, not at all / absolutely not/ definitely not. I’d rather not. Well, generally speaking, … is fine with me, but I’m not so keen on the … of …. To tell the truth, … To be honest, … Preference I’d much prefer … I’d rather … I enjoy … much more than … Reasoning Well, there are many reasons to this, but the most important one is that … Lengthening the Answers Well, there are many …, but … is always my favorite. Well, it depends. Hesitation Hmm/Er/Well/…...
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...Country Detail Zanzibar Travel Guide Zanzibar is an Island characterised by its stunning beaches, beautiful coral reefs and the magic of the historic Stone Town. With its ocean horizons traversed by traditional style dhow boats, the landscape here is one of luscious coconut palms and clove trees, spice plantations and long, red sandy roads. From the ancient capital to the coral sand coast, this island has charisma, history, and romance in the air. Located about 22 miles off the east coast of Tanzania, Zanzibar is an archipelago consisting of the main island of Unguja (commonly known as Zanzibar), Pemba Island, famous for its deep-sea fishing, and about 50 smaller surrounding luxury islands and coral reefs. Zanzibar is perhaps most famous for once being the home of the slave trade, and an important trading location for spices and cloves. Cloves remain the most important export of the islands, while tourism is now the largest source of economy, which comes as no surprise, due to Zanzibar’s spectacular beauty, culture and history. Also known as ‘Spice Island’, Zanzibar evokes images of an exotic paradise with pristine white palm-fringed beaches and turquoise waters, traditional style dhows, and ancient Islamic ruins. Today’s idyllic beach resorts belie the island’s unforgettable history of slavery, and Zanzibar combines Arabic alleyways and great historic monuments with wonderful coral reefs and excellent diving/snorkelling opportunities for tourists. Stone Town, Zanzibar's...
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...1592. The Japanese annexed Korea in 1910 and the Korean people suffered under their rule until Japan surrendered in 1945 to the United States of America which ended World War II. The economic and business industry continued to develop and change throughout this long period of history in which Korea was alternately controlled, occupied, unified, invaded, at war, at peace and at a cease fire by and with various other dynasties, empires and countries. Inevitably, each of those periods in history had wide ranging effects on the economy and business world of the country we know today as Korea. It was after Korea was liberated from Japanese control in August of 1945 that the economy we know today truly began to develop. Between 1945 and modern day, the economic development of Korea went through what is...
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...Chapter One Introduction, Products & Offerings of Prime Bank Limited 1. Introduction The Jews in Jerusalem introduced a kind of banking in the form of money lending before the birth of Christ. The word 'Bank' was probably derived from the word 'bench' as during ancient time Jews used to do money -lending business sitting on long benches. First modern banking was introduced in 1668 in Stockholm as 'Svingss Pis Bank’, which opened up a new era of banking activities throughout the European Mainland. In the South Asian region, the Afghan traders popularly known as Kabuliwallas introduced early banking system. Muslim businessmen from Kabul, Afghanistan came to India and started money lending business in exchange of interest sometime in 1312 A.D. They were known as 'Kabuliwallas'. The number of banks in all now stands at 48 in Bangladesh. Out of the 48 banks, 4 are Nationalized Commercial Banks (NCBs), 30 local private commercial banks, 9 foreign banks and the rest five are Development Financial Institutions (DFIs). Sonali Bank is the largest among the NCBs while Pubali is leading in the private ones. Among the 9 foreign banks, Standard Chartered has become the largest in the country. Besides the scheduled banks, Samabai (Cooperative) Bank, Ansar-VDP Bank, Karmasansthan (Employment) Bank and Grameen bank are functioning in the financial sector. The number of total branches of all scheduled banks is 6,038 as of June 2000. Of the branches, 39.95 per cent (2,412) are located...
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