...Chapter 15 Long-Term Financing 1. Ideally, a firm desires to denominate bonds in a currency that: A) exhibits a low interest rate and is expected to appreciate. B) exhibits a low interest rate and is expected to depreciate. C) exhibits a high interest rate and is expected to depreciate. D) exhibits a high interest rate and is expected to appreciate. 2. Firm “X” conducts all business transactions in U.S. dollars. If it issues two sets of bonds, each denominated in a different foreign currency, it can: A) reduce exchange rate risk relative to issuing a bond denominated in U.S. dollars. B) reduce exchange rate risk relative to issuing a bond denominated in a single foreign currency. C) A and B D) none of the above 3. An interest rate swap between two firms of different countries enables the exchange of __________ for __________. A) fixed-rate payments; floating-rate payments B) stock; interest deductions on taxes C) interest payments on loans; ownership of debt of less developed countries D) interest payments on loans; stock 4. If U.S. firms issue bonds in _______, the dollar outflows to cover fixed coupon payments increase as the dollar _______. A) a foreign currency; weakens B) dollars; strengthens C) a foreign currency; strengthens D) dollars; weakens 5. The yields offered on newly issued bonds denominated in dollars have: A) consistently increased over the last 10 years. B) consistently decreased over...
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...Women In The 19th Century Women in the 19th century were very dependent on men and focused very much on mans needs, even if it meant their happiness. In the short story, "The Story Of An Hour" by: Kate Chaplain, the author uses a hopeful, intense, and jovial tone to show that women can live a happier better life when they aren't controlled by anyone but themselves. Most wives in the 19th century were not happy with the relationship rules that had come with there husbands. " It was not very uncommon for them to commit suicide". (Women In Us History) because " every man had the right to force his wife to do anything he wanted". (Hasting Press). In the story " The Story Of An Hour " by Kate Chaplin Mrs. Mallard was sad at first about the death of her husband but she then looked further down her life to do freely what she wanted, " she saw beyond that bitter moment along procession of years to come that would belong only to her, and opened and spread her arms out to them in welcome" (Apple Bee 625). Mrs. Mallard can now enjoy her new life and do as she wishes without being controlled. After her husbands death she kept whispering " free! body an soul free!" (Apple Bee 625). She can live her days freely without being told to do anything unwanted by any man. The author uses a hopeful tone to show that Mrs. Mallard is a happier person when she is living like a free person and not controlled by anybody but herself. Women had no say in what they wanted, and...
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...Decisions in Paradise Paper: Pa Mgt/350 May 12, 2011 Bruce Betts Decisions in Paradise Paper: Part II Making decisions in life is hard within itself let alone trying to make decisions that will better an organization however, decisions need to be made and thought through so that the decision made is the most preeminent for the problem. When you have to make a choice and don't make it, that is in itself a choice (James, 2010). Decision Making Technique The decision making model goes well with our circumstances and organization. This model offers immense features on how to concentrate while trying to make a decision. To establish Kaiser Permanente’s greater presence in Kava the decision making model allows us to break down our problems and evaluate each problem put forth. This model allows us 1. Identify the problems Kava offers. 2. Define criteria, goals and objectives. 3. Evaluate the effects of the problem. 4. Identify causes of the problem. 5. Frame alternatives. 6. Evaluate impacts of alternatives 7. Make the decision. 8. Measure Impacts. 9. Implement Decision. The decision making model permits our organization to effectively focus on the problem of establishing a facility in Kava to provide healthcare. Defining criteria, goals and objectives is for the most part likable because those are issues that necessitate being thought of prior to our organization making a valid decision if we are going to build a new facility in...
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...Up until the Great Depression the question of welfare rarely came about; help from churches, charities, and families were expected to help those in need. This historical event in U.S. history was certainly and turning point and gas pedal for what we know today as welfare. American’s were faced with unemployment, due to the economies inability to create enough jobs; thousands of determined and hard working American’s were slowly running out of options and time through no fault of their own. It was impossible for any private groups to provide sufficient and immediate aid, therefore, the only place to look for help was through the federal government. This help, known today as welfare, changed the United States in both positive and negatives ways. Today, according to the US Departments of Health and Human Services, 12,800,000 American’s are receiving welfare benefits, 46,700,000 are on food stamps, and the total number of Americans on unemployment insurance is 5,600,000. (SITE) With the economy being in yet another all time low, those fortunate enough to live without such aid find it unfair to pay for those who “don’t deserve it” or those who “did it to themselves”. America finds itself in a heated debate regarding whether or not things to be changed, or if welfare should be terminated all together. For some, like Kai Nielsen a philosophy professor at the University of Calary, argue, “In a society that can afford to do so, everyone’s needs should be satisfied.” (SITE) Then there...
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...Nederlandse Quiz 1. Wat zijn de 3 services die UPS Today aanbiedt? Deur naar deur UPS Access point naar deur UPS Access point naar UPS Access point 2. Als een klant het moeilijk vind om de documenten te uploaden dan kunnen zij rechtstreeks hun documenten e-mailen naar ? Documents@upstoday.com 3. Wat moet de klant vermelden bij het versturen van de documenten in een e-mail? De UPS of claim nummer 4. Wat is het eerste wat je controleert wanneer een klant een klacht wilt indienen over een pakket die te laat is afgeleverd? Of het de fout is van de courier of de klant 5. Een klant wil graag zijn contact lenzen in een koffertje opsturen naar Spanje, wat zou je de klant adviseren? Het verzenden van lenzen is geheel op eigen risico. 6. Een klant wil een SIM kaart en telefoon opsturen, hoe gaat dat in zijn werk? Sim kaarten mogen niet in de zelfde zending worden gestuurd als de telefoon. Bovendien is het sturen van simkaarten geheel op eigen risico 7. De klant geeft aan zijn pakket niet hebben te ontvangen en wilt weten wie het getekend voor zijn pakket, wat zoek je voor de klant op en hoe heb je het gevonden? Je zoekt de ‘proof of delivery’ op. Die vind je door de courier een mail te sturen. 8. Een klant geeft aan niet huis te zijn op de dag dat UPS zijn pakket komt ophalen, wat doe je voor de klant? De klant kan de ophaling opniew boeken. Hij kan ook vermelden dat hij het pakket op een veilige locatie laat waar deze wordt opgehaald. Verder...
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...11/9/2014 How to draw faces | Drawing Factory Home | Video Tutorials | Submit a Drawing! | Advertise | Promotion | Link to Us | About Us | Contact Us | Blog Search ► How to Draw ► Draw Faces ► Pencil Draw ► Draw a Line How to draw faces by Vincenzo Online Surveys by Google Collect Critical Data Your Business Needs. $75 Coupon For 1st Survey! Welcome to How to d raw faces. - In this series of tutorials dedicated to the drawing of the human anatomy we will dedicate time to study and draw the human features. In this specific tutorial we'll be looking at how to draw compelling faces using an internal reference system to get the proportions right every time. The method we are going to show you is very simple, really no rocket science, however with a bit of practice you'll be able to draw faces with the right proportions without using external reference or complicated constructing grids. The face is the feature which best distinguishes a person, and there are "special" regions of the human brain, such as the fusiform face area (FFA), which when damaged prevent the recognition of the faces of even intimate family members. How to draw faces - Let's get started! Let's start by drawing a simple face oval and sketching a neck below it. To draw the oval correctly imagine to be drawing an egg shape or take a circle and stretch it along one of its diameters. http://www.drawing-factory.com/how-to-draw-faces.html 1/8 11/9/2014 How to draw faces...
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...states that people learn through watching other people, such as their parents and/or teachers, and copying the behavior that they have seen. In other words, they learn through observing and imitating others. This process is called Observational Learning or, simply, Modeling. In this case, the process of Observational Learning or Modeling may explain how much the yayas influence their alagas. The primary socialization forces that children have are their parents, with their yayas considered as a close second. Socialization would start with the child’s social and emotional bond with the socializing agent (Sandhu, 1995). Should the child only be in custodial care, the child will simply learn situational rules and expectations without attachment. Warm, sensitive, and consistent relationships with an adult form the foundation of the attachment bond. The yayas may be the ones to spend more time with the children than anyone else in the household which makes the children view their yayas as their model. Therefore, it can be said that yayas co-create the future of the child, along with the child’s parents and relatives. The yaya does this by creating an emotional climate in the home where the child feels valued and safe, and by they stand in relationship with the child (Sandhu, 1995). With this bond, a child learns to expect care and learns that when someone is in need, someone will respond empathetically. From these experiences, the child learns the basis for constructing subsequent relationships...
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...Proyekto sa Filipino Group 3 Clair Jane Casinillo as Camille Cass Shyneth Bagaforo as Manager Glynnisse Reyes as Bestfriend of Camille Albert John Magtangob as co-model and makeup artist Krystel Bisbal as yaya Peejay Maneja as host Kathleen Escalona as director Jay Celades as dad Dave Ruegas as kasosyo sa trabaho Dave Patalinghug as co-actor Jasper Temonio as driver and waiter In cooperation with: Czarina Evangelista Buhay Artista (Mahimbing na natutulog si Camille nang may tumawag) Camille: Hello? Manager: Good Morning Ms. Camille. Asan kana ba? We’re all waiting for you kailangan kana sa set. Ano ba? Ano pa bang ginagawa mo diyan? Camille: I’m sorry Ms. Shy. I’ll be there in 30 mins. Manager: Naku! Naku! Naku! Siguraduhin mo iyan iha. (mahinhing bumangon ang antok na si Camille habang tinatawag ang kaniyang yaya) Camille: Yes. (mahinhing bumangon ang antok na si Camille habang tinatawag ang kaniyang yaya) Yaya? Yaya? Yaya? Yaya: Yes Maam. Camille: Yaya pakisabi kay Manong na pagkatapos ko dito deretso na kami sa set. Pakiready nalang din ng breakfast ko. At saka coffee. (Nagmamadaling pumunta sa taping si Camille) Manager: Oh sa wakas nandito kana. Dumating ka na, anong oras na ba? Magbihis ka na. Ang script mo nandoon kabisaduhin mo, okey? (Abalang-abala na sa set ang mga staff hanggang dumating na si Camille) Manager: nandito na po siya. Director: Okay, okay. Let’s start guys. So ganito ang mangyayari. Kunwari, iiyak ka sa...
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...palabas bilang panlibang o pampalipas ng oras, hindi maiwasang naihahambing natin ang ating karanasan sa mga bida o mga tauhan sa telenobelang palabas na ating napanood. Isa sa mga tinangkilik ng mga Pilipino hindi lang sa Pilipinas pati narin sa ibat-ibang panig ng mundo, ay ang Kalyeserye na AlDub sa noontime show na Eat Bulaga sa Estasyon ng GMA na pinagbibidahan ni Alden Richards bilang Alden at Maine Mendoza bilang Yaya Dub. Kinabibilangan din ito nila Jose Manalo, Wally Bayola at Paolo Balesteros bilang mga Supporting character sa serye. Nakilala si Alden Richards sa mga kanyang ginampan ang karakter bilang Jose Rizal sa Teleseryeng “Illustrado” at Pelikulang “The Road”. sa GMA Network bago maging co-host sa Eat Bulaga sa Segment na “That’s My Bae.” Samantalang si Maine Mendoza a.k.a Yaya Dub ay nagsimula bilang isang “Dubsmash Queen”. Dahil sa dami nitong Dubsmash na ini-upload sa kanyang Facebook account na naging basehan ng kanyang karakter na Yaya Dub sa Kalyeserye. Nagsimula ang AlDub sa di inaasahang pagkakataon kung saan nag da-dubsmash si Yaya Dub at biglang itong ini-splitscreen ang kamera kay Kabatana 2 Metodolohiya Ang Metodolohiyang ginamit ng mga mananaliksik ay deskriptibo – sarbey. Ibinatay sa paglalahad ng suliranin ang mga katanungan sa talatanungang isinagawa ng mga mananaliksik. Ang target na populasyon ay ang mga...
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...favourite characters to appear. It’s one of the things she can’t seem to forget. “Apo you should come and join me watch sometimes. You always go to work at this hour.” Grandma said “Lola you know many are expecting me so I need to work.” I replied and saw her face all grumpy and sad in the screen.” Don’t worry I will catch with you but i really need to go love you!” I sighed as I disconnected our chat. We only get to see each other using Skype these days like how her favourite love team converse too. Aldub, the unusual love team that my grandma adores, started when Yaya Dub who plays a role of a grumpy girl who finally smiles for the first time when he saw Alden. Who would have thought that they would be trending everyday with millions of tweets at that. The love team is a mainstay at the tv noon time show Eat Bulaga where a 30 minute segment called “Kalyeserye” takes place . Maine Mendoza commonly known as Yaya Dub and Alden Richards swept the nation with their team up plus the special participation of Lola Nidora and her sisters, Tinidora and Tidora. The main reason why they are a hit was because they only see each other in split screens and they never talk casually but by means of audio samples and songs. The appearance of the old fashioned lola Nidora hypes up every scene. The fact that the acts are not scripted but comes out naturally is also good. The show not only gives entertainment but also values of how to dress up as how a girl should, the preservation of...
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...na huwag hahayaan ang sinuman sa pamilya, o sa labas ng pamilya, na hawakan sila sa anumang maling paraan. Kung gagawin iyon ng sinuman, huwag matakot na isumbong ito.’” Sabi pa niya: “Maaari itong mangyari sa kaninumang bata sa anumang panahon!” Sa ating pasama nang pasamang daigdig na ito, kailangang kumuha tayo ng tiyak na mga hakbang upang pangalagaan ang ating mga anak mula sa seksuwal na pang-aabuso. Hindi matalinong ipaubaya na lamang ang mga bagay sa pagkakataon at basta asahan na walang anumang mangyayari. Ang Unang Linya ng Depensa Ang unang linya ng depensa ay iwasan ang mga kalagayan na mag-iiwan sa ating mga anak na madaling masalakay. Halimbawa, pinapayuhan ang mga magulang na maging maingat tungkol sa paggamit bilang mga yaya ng may kabataang mga adulto na waring mas gustong kasama ng mga bata kaysa ng mga kaedad nila. Isang clinical psychologist ang nag-uulat na dalawang-katlo ng mga mang-aabuso na ginagamot niya ay nang-abuso samantalang sila’y nag-aalaga ng bata. Binabanggit ni Dr. Suzanne M. Sgroi ang dalawa pang mga kalagayan na humantong sa problema: Ang mga bata na natutulog (sa kama o sa mga silid) na kasama ng mga adulto o mga tin-edyer, at malalaking pagtitipon ng pamilya kung saan ang matatanda ay nasisiyahan sa kanilang mga sarili at basta inaakala na inaalagaan ng mas nakatatandang mga bata ang mas maliliit na bata. Ang totoo, mentras mas pinangangasiwaan natin ang ating mga anak, mas kaunting pagkakataon na mabiktima sila ng mga mang-aabuso. Si...
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...Avah Maldita (AARTE PA?) written by: simplychummy|Kah Ramirez Jan. 20, 2012-Sept. 17,2012 Copyright © 2012 by simplychummy. All rights reserved. STEALING IS A CRIME. Credits to wattpad for keeping and publishing my stories for free. Chums note: The following is a work of fiction. Any resemblance to persons living or dead is purely coincidental. If you’re going to post MY story to other sites, please do acknowledge me as the author. Oh? Aarte pa? :) Hindi naman isang diretso ang bahay namin, madaming pasikot-sikot. Malay ko kay Daddy kung bakit ganito bahay namin. "bakit hindi na lang sa dining room?" tanong ni miranda "hmm. Pede naman sa dining room, basta ba ililipat mo yung kitchen sa rooftop at dun ka magluluto. Sounds good right? What do you think?" sabi ko sa kanya "Ano bang iluluto ko?" tanong nya "try mo iluto yung sarili mo. *tingin sa mga katulong* kayo, feel free to order Miranda around. Sabihin nyo sa kanya yung ,mga gusto nyong kainin. This is your chance para makain yung mga gusto nyo. Lubusin nyo na habang mabait pa ako" sabi ko sa kanila Nakita ko naman na natuwa sila sa sinabi ko. Aba, ang swerte nila ha, makakain na nila yung gusto nila at makakasabay pa nila ako sa pagkain. Pasalamat sila kailangan ko silang gamitin para pahirapan si Miranda. Umakyat na kaming lahat sa taas at nag-umpisa ng magluto si Miranda ng dinner namin. Kung ilang klase at kung ano anong pagkain ang iluluto nya? Hindi ko alam, basta ang alam ko masaya akong nakikitang nahihirapan sya. *rooftop*...
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...Nairobi Being a member of the list of Africa’s largest cities, addressed by many names describing its contrasting characteristic features, Nairobi is a city quite popular on Africa especially for its pleasant climate, well-made streets and posh suburbs. It is a city that appears bustling with the activity of people, busy in their fast lifestyle. It also is a home to the people belonging to varied ethnic tribes of different races and origins. Moreover, it is the center of attraction of a huge number of refugees that come here for business and other purposes and for the innumerable opportunities that the city offers. The place is a perfect destination for safari lovers. The Snake Park and National Museum that form a part of Kenyatta Avenue is also a popular place to visit for tourists along with the Masai market that draws tourists for its appealing handicrafts. Nairobi is home to the Nairobi Stock Exchange (NSE), one of Africa's largest. The NSE was officially recognised as an overseas stock exchange by the London Stock Exchange in 1953. The exchange is Africa's 4th largest in terms of trading volumes, and 5th largest in terms of Market Capitalisation as a percentage of GDP. Nairobi is the regional headquarters of several international companies and organizations. In 2007, General Electric, Young & Rubicam, Google, Coca-Cola, Airtel, and Cisco Systems relocated their African headquarters to the city. The United Nations Office at Nairobi hosts UNEP and UN-Habitat headquarters...
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...SCRIPT 6 GAGAMBIBS Komedya Mga Tauhan: Kaye: Aleng Mareng/Guro/ Mauricia Mia: May problema sa pag-iisip(Lala) Norjane: Aleng Patolina Isabelle: Bobong anak(Lulu) Brithney: Matalinong anak (Lily) Angelie: Aleng Piyang/Yaya Neneng Oras: Ala-una ng madaling araw Tagpuan: Sa bayan ng Laging Saklolo,sa tabi ng Ilog Tulong kung saan kadalasang naglalaba ang mga mamamayan. [May isang babaeng buntis n sampung buwan na si Alen Patolina na masayang naglalaba. Makikitang pakanta-kanta at pasayaw-sayaw pa siya habang naglalaba.] ------------------------------------------------- Aleng Patolina: (Kumakanta na may halong sayaw habang naglalaba) Ay! Asan na ang sabon? Ay,ito pala. (Patuloy na kumakanta at may halong pasayaw-sayaw pa habang naglalaba) [Biglang natamaan ng kidlat si Aleng Patolina] Aleng Patolina: (Nanginginig) Ahhh!!! [Mabuti nalang at nakita siya nina Aleng Mareng a Aleng Piyang] Aleng Mareng: Oy,si Patolina,Piyang. Ang aga-aga naman para sumayaw siya. Infairness,magaling siyang sumayaw. Aleng Piyang: Oo nga, Mareng. Pero sa tingin ko mas magaling ka pang sumayaw kaysa sa kanya. [Biglang natumba si Aleng Patolina] Aleng Mareng: (Tumakbo patungo kay Aleng Patolina) Uy,Patolina,anong nagyari sayo? Sus ko,Maria! Aleng Piyang: (Tumakbo din) Dalhin siya sa bahay,baka manganganak na siya. [Dinala nin Aleng Mareng at Aleng Piyang si Alneg Patolina sa bahay nina Aleng Piyang at doon...
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...Mc Kinley, General Garcia'ya bir mektup yazdı. Mektubun süratle yerine ulaşması gerekiyordu. Başkomutanlık karargahında Garcia hakkında bilgi yoktu, neredeydi, nasıl gidilirdi, hepsi meçhuldü. Mektubu götürmeye Teğmen Rowan görevlendirildi. Teğmen Rowan mektubu aldı, torbasına koydu, gitti, döndü, tekmilini verdi. Garcia talimata uyacaktı. Teğmen Rowan mektubu alınca: "Bu Garcia da kimdir? Nerede bulunuyor? Oraya nasıl gidilir? Atla mı, trenle mi? Harcırahımı kim verecek? Arkadaşım Thomas ata daha iyi biner, onu gönderirseniz olmaz mıydı? Eşim biraz rahatsız, hem bu hafta izin sırasındaydım" demedi. Benim burada anlatmak istediğim, Teğmen Rovvan'ın dört gün sonra Küba kıyılarına ulaşmasının, ormanlara dalarak üç haftalık bir seyahati yaya olarak tamamlamasının, dağlarda ve ormanlarda Garcia'yı bulmasının hikayesi değildir. Burada anlatmak istediğim husus, bu adamın kişiliğinin her okula örnek insan modeli olarak tanıtılmasının gerekliliğidir. Dünyanın her yerinde. Allah'ın her günü, milyonlarca yöneticinin Garcia'ya gönderecek mektubu vardır. Öte yandan, gençlerin muhtaç oldukları bilgiler sadece bir dizi teoriler değildir. Kendilerinden istenen vazifeleri kendi iradeleri ile sonuçlandırma idrakine ve eğitimine de sahip olmalarıdır. Bugün en çok muhtaç olduğumuz budur. Hizmette fertlerin ilgisizliği ve bilgisizliği, toplumları ve örgütleri felç eder. Hizmetin çarkı dönerken, çarkın her dişlisinin her defasında yeni baştan bilenmesi için zaman yoktur. Yeniden eğitim yapmak...
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