...Sarah Christiansen December 21, 2011 America during the 1920’s I. War Debt A. $10.3 billion was owed to U.S from allies after WW1. II. Business’s Boom A. Business normalcy 1. Levying protective tariffs; promoting foreign trade; breaking strikes a. Laissez-faire 2. Fordney-McCumber Act a. Raised import duties to high levels 3. Bureau of Budget a. Making government more responsible for lowering war debt III. Restricting Immigration A. Red Scare- Suspicion of immigrants being communists (mild) B. KKK- Ku Klux Klan- Group of white supremacists prejudice against African Americans and immigrants C. National Origins Act 1. Only 3% of any national group could be accepted into America per year a. Total of 150,000 immigrants a year allowed b. Affected mainly Asians (Japanese) and Africans 1. Although most immigrants descended from European Nations 2. Sacco & Vanzetti-symbolized mistrust of immigrants IV. Prosperity A. Businesses grew 1. Luxuries were becoming necessities; wages rose; more leisure time; glorification of wealth and comfort B. Automobile 1. Symbol for the new age that came along with prosperity a. Garages, gas stations and diners had opened b. Tractors replaced animals on farms C. Business Formula 1. Mass production, standardized products and nationwide market 2. Stock Market- purchasers “invested in the future.” V. Women in 1920’s ...
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...following strict guidelines for information security and assurance education prescribed by the National Security Agency. Understanding the Competency-Based Approach Practically speaking, what does it mean when we say that WGU’s programs are competency-based? Unlike traditional universities, WGU does not award degrees based on credit hours or on a certain set of required courses. Instead, you will earn your degree by demonstrating your skills, knowledge, and understanding of important concepts through a series of carefully designed courses. Progress through your degree program is governed not by classes but by satisfactory completion of the required courses that demonstrate your mastery of the competencies. Of course, you will need to engage in learning experiences as you brush up on competencies or develop knowledge and skills in areas in which you may be weak. For this learning and development, WGU has a rich array of learning resources in which you may engage under the direction of your student mentor. You will work closely with your mentor to schedule your program for completing the courses. You will also work closely with additional faculty members as you proceed through courses of study that are designed to lead you through the content you must master in order to pass the assessment(s) for each course. The benefit of this competency-based system is that it makes it possible for people who are knowledgeable about a particular subject to make accelerated progress...
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...As a human being, we cannot live alone in this world. This life is better and more livable if we have many friends.Getting a friend is easy and you can choose someone who can be your friend,but getting a best friend is too difficult to find.Best friend is different from a friend in every way.Because she/he is not only our friend but also she/he is our mirror.We share our private problems with them. Everyone has a best friend in their life. They can be from his/her school or they can be neighbour.But my best friend is a bit different from them.My mum is my best friend.In my short eighteen years I realized that friends come and go but there is just one person who has always stayed by my side through and thin is my mom.Whatever I do,she always be by my side and love me jus the same as before.I know,I can always trust my mom in my whole life.She has lived with me since I was born and she will stay with me forever. Firstly,you could see that her clothes are basic and formal;but if you know her as I do,you could realize that she has every kind of clothes; cheap,expensive,basic,formal,sportive,informal,soft and whatever you know.She has all of them. Her clothes are so different that I like them and sometimes she dresses my clothes because of our similarities.Her clothes are fit and casual.But there is just one coat that I don't like at all,it is too tall and heavy.And its colour is a bit different that I don't like this colour.But in generally,she dresses fit well with the way she...
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...Human Development Nature and nurture both play a role in developmental outcomes – How much of who we are as humans is hardwired in our genes, and how much is the result of experience? – What is human nature when it is stripped of society and culture? Genie’s extreme case provided the opportunity to witness and record the potential consequences of extreme social isolation. What Shapes our Behavior? • Describe how the prenatal environment can affect development. • Explain how dynamic systems theory illuminates the ways biology and environment work together to shape development. • Describe key processes in infant brain development and how these processes affect learning. • Describe the types of attachment infants have to their caregivers. • Explain how attachment and emotion regulation are related. 9.1 What Shapes Us During Childhood? Biological and social forces combine to shape the path of human development. – developmental psychology: the study of changes, over the life span, in physiology, cognition, emotion, and social behavior Physically, each human grows and matures at about the same periods in the life span: 9.1 What Shapes Us During Childhood? Biological and social forces combine to shape the path of human development. – developmental psychology: the study of changes, over the life span, in physiology, cognition, emotion, and social behavior Physically, each human grows and matures at about the same periods in the life span: 9.1 What Shapes...
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...In The Silver Star by Jeannette Walls, Liz is an exceptionally intelligent and independent child for someone her age, of only fifteen years old. Because of her extreme responsibility and compassion for those around her, she is a great role model for Bean, her little sister. Other than being a role model, Liz's main purpose is to serve as the maternal figure for Bean since their birth mother leaves for weeks at a time, and is not around to support them. Liz shows her role by always taking care of Bean when their mom decides to leave. To begin, Liz achieved her maternal role to Bean, by getting a job of her own, "Liz had been doing some babysitting, but after Mom had been gone a week, she decided to take on extra work, and I got a job delivering Grit, a newspaper with useful stories..." (Walls 15). Liz knows that if she is not independent and got a job then there was no way that her and Bean could survive without their mother. Also it was her idea to leave for Byler so that the bandersnatchers, which is the girls word for the police, would not be able to take them away to Child Protective Services. Liz always knew what to do in these kind of situations, as we are told by Bean, which makes Liz very dependable. Also, Liz is remarkably intelligent, which we know because she is always complimented by teachers, parents and other adults about how outstanding she is. But not only is Liz considered to be smart in school, or "book smart", she also knows how to deal with the...
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...Vanessa Zsorey Dr. McCort College Comp 11 December 2015 Sonic Highways A band lasting as long as twenty years in the music industry with their original sound not suffering is a rarity. The Foo Fighters, led by the legendary Dave Grohl, are magnificent rockers who throughout two decades, continue to stay relevant in many ways. Throughout these twenty years they have released nine albums, each of which contained some of the biggest alternative rock hits of all time. Though they may not be riding the radio waves constantly or may only appeal to a shrinking audience, their craft has never once suffered. Their newest album, Sonic Highways, is pure proof that the Foo Fighters continuously try to push themselves out of their comfort zones in order to remain interesting to their fans. Sonic Highways was the most recent project the Foo Fighters have put out and the most creative of the past eight albums. The process to create this album was far more in depth and unique compared to the traditional methods. Typically, when a band decides they want to record, they find the closest studio that is in their price range and is the best quality necessary to fit the project. Mixing the recordings has gotten incredibly easy in recent times, where all that is really necessary is the ProTools program. With Protools, any errors can easily be cleaned and corrected, then moved on to the master CD and sent off to be pressed. A decade ago, recording and mixing were not nearly as simple or cheap...
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...Extra credit I decide to do my extra credit on the television show “How I Met Your Mother”. The show demonstrates how women and men are different and how they are treated differently. The show “How I Met Your Mother” shows many examples of inequality and reinforces the beliefs that are in place at the moment. Some examples that I saw were how the men would talk about their sexual conquests that they have had. This reinforced the idea that men in the world should think that women are only objects and that men should have as many sexual conquests as possible and to brag to other males . “How i met your mother” also shows examples of women and work. In the television series, it shows a woman working as a kindergarten teacher while the husband...
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...Did your mom ever tell you to not pet stray dogs? Well mine did of course, and I listened just as well as any 4 year old would. I was a very hard headed kid at that age, and I never listened to what I was told. We lived in a small town 200 miles west of Middlin, Texas; it was a quiet town with a population around 1,000 people. If you’ve ever been to Texas then you know that it’s about 90% desert, it’s a dry and dusty place. Stray dogs are everywhere be aware and whatever you do don’t pet stray dogs. It was the summer of 1991 in Middlen, Texas the temperature was around 100 degrees. I was soaked from head to toe with sweat from ridding my dirt bike all day. I had gotten a 50cc Suzuki dirt bike from my dad just a year prior and I was loving it. I rode my dirt bike all summer long that year. There was a pit not too far from my house that I could ride in that had some whoop-de-woops, and some jumps. This pit was huge, I mean it was a giant pit, it looked like a comet had struck the earth it was so big. I spent what seemed to be all day at the pit riding my dirt bike. When I finally got home I decided to cool off in the sprinklers, I ran into the house as fast as I possibly could to change clothes. As I got into the house I yelled Mom! Can I go outside and play in the sprinkler, she said yes but I had to eat supper first Dang it, I said under my breath as I continued down the long hallway. When I got to my room I looked everywhere for my Teenage Mutant Ninja Turtles swimming...
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...own in the future. I would like to ask the young people reading this: Do you ever wonder what you will do to earn a living, what your career will consist of? Do you ever wonder how successful you are going to be, or what things you will be able to accomplish? Do you ever wonder if you will be able to enjoy the “good life” and afford the nicer than average things? Do you wonder if you will wind up having a job that you enjoy, or one that you must do out of necessity? Will you be able to support yourself and a family and own a nice home and automobile—all of those things we think of as the “American Dream”? Probably most young people have these thoughts and questions from time to time. You may not worry about such things at this time in your life, but you do think about them. We are all aware of the economic downturn in the United States, as our nation faces many problems at this time. Unemployment problems are continually in the news with many major corporations laying off employees as part of necessary cutbacks. Some of these may already be affecting your family. Many of you harbor legitimate concerns and are uncertain about your future. Even with conditions that now occur in our economy, a way exists for you to be successful and to land a good job in this country. This key concept or way for you to be successful starts right now no matter your age or grade in school. It can be described in a word: diligence. Diligence means “steady, earnest, energetic application and effort...
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...Joe Polce English 015 Mrs. Wickman How To Roll Your Own Cigarette Is anyone in your life a cigarette smoker? Do you often notice that they are always complaining about their ever-rising price? According to the U.S Census Bureau, out of the 6.7 billion people in the world, 2 billion are smokers of cigarettes or some other form of tobacco. Almost 75% of these 2 billion spend between $1000 - $1500 yearly on their favorite packs and cartons that they just cannot resist. We know its a habit, right? Its also an expensive habit. I am going to show you a quick and easy way to not only cut the cost of cigarettes in half, but also save you hundred of dollars. A select few smokers of the modern world have been fortunate enough to find the solution to the climbing prices of cigarettes. This solution is actually very simple. Why don’t we, instead of spending the $6 plus on an already produced pack of Marlboro Lights, make and produce our own pack of very similar cigarettes? Herein lies the solution; roll your own cigarettes. Most people shy away from such an idea claiming that they would never know where to start, or have no idea where they would buy the equipment, but on contrary the first steps to this new lifestyle are very easy, and the tools needed are readily available. The benefits of rolling your own cigarettes are numerous. First off, its inexpensive. GS Hammack, a man who writes for a website called AssociatedContact.com, said that “smokers that are looking for...
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...Registered Housing Finance Companies Dear Sir, GUIDELINES ON ‘ KNOW YOUR CUSTOMER’ & ‘ANTI MONEY LAUNDEERNG MEASURES’ FOR HFCs Please refer to our Circular NHB(ND)/DRS/POL. No. 13/2006 dated April 10, 2006 and circulars issued subsequent thereto from time to time on the above subject advising Housing Finance Companies (HFCs) to ensure that a proper policy framework on ‘Know Your Customer‘ and ‘Anti money Laundering Measures’ is put in place with the approval of their Board. In this connection we wish to inform that the said Guidelines have since been reviewed in the light of subsequent developments including amendments in the Prevention of Money Laundering Act and Rules framed there under.The revised Guidelines on ‘Know Your Customer‘ and ‘Anti money Laundering Measures’ that are to be followed are enclosed. HFCs are advised to amend their existing policy framework keeping the above Guidelines in view with the approval of their Board within one month from the date of issue of this circular and ensure their strict compliance. A copy of the modified policy should be sent to the National Housing Bank. Please acknowledge receipt. Yours faithfully, (R.S.Garg) General Manager Department of Regulation and Supervision Annexure : Guidelines on ‘Know Your Customer’ and ‘Anti Money Lending Measures’. GUIDELINES ON ‘KNOW YOUR CUSTOMER’ AND ANTI-MONEY LAUNDERING MEASURES 'Know Your Customer' Guidelines The objective of ‘Know Your Customer (KYC) Guidelines’ is to prevent housing finance companies...
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...a second person narrator technique, he highlights uncomfortable situations, loss of identity and the feeling of being stuck in life, showing that one most do what one likes, otherwise, you’ll lose in life In the short story, “Stolpestad”, is it clear that Stolpestad is stuck in his life. “The coffee shops, the liqoue stores, laundromats, police, fire, gas stations to pass – this is your life, Stolpestad”. Furthermore, Stolpestad seems to be genuine depressed as he says to himself “this is your life, Stolpestad” which shows that Stolpestad’s not where he wants to be in life as he has to end the sentence white “Stolpestad” as if he was not listening to himself. “As if you have seen or imagined or been through all of this before, or will be through it all again” The fact that Stolpestad feels like he has experienced things that he haven’t even tried yet, shows how much he has given up on life. Stolpestad’s sad view on life probably is a mix of his life going in circles, and the fact that he is constantly experiencing unpleasant things that just repeats and repeats itself throughout his life: “Your whole life spent along the same sad streets (..) as you pull around the house, as if you’ve seen or imagined or been through all of this before, or will be through it all again, over and over”. Moreover, instead of going home to his family after his attempt to kill the dog, he ends up on a bar, telling about the episode, which brings out laughter: “this little dog they heard about, ha...
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...music learned how to play several instruments by the inspiration of others. Mayer loved music, especially blues as can be heard from all his songs in which they all share a melancholic tune. As a young man in high school one of his first gigs was at a local blues bar with a band he had been currently been a part of. Although he only played guitar at the time Mayer was still songwriting. He learned how to write after being hospitalized at the age of 17 with a mental issue even though his illness was destroying his body his creativity kept flowing allowing him to find his newfound passion, songwriting. All these action leading to his first debut of his album in 2001 “Room for Squares” in which he would receive Grammy nominations for the song “Your body is a wonderland” and the public eye would be drawn towards Mayer. After this Mayer would release many albums and singles that would lead to the fame he has today. In my opinion, John Mayer’s music is one of a kind and truly beautiful all holding a deep message leaving for the listener to interpret in however which way they feel. Furthermore, out of all of Mayer’s accomplishments “Waiting on the world to change” from the album “Continuum” is one of his best works. This song has a slow tempo like most of his songs on the “Continuum” album. Also, in this song the beats are...
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...difficulties for the banking sector. Consequently several big institutions such as HSBC and Citigroup have already been fined for failing to comply with AML laws. Regulations have changed the financial sector. This essay will analyse the impact of the 9/11 attacks on the regulatory framework as well as the effects of AML on the financial industry. Page 3 of 16 2. MEASURES TAKEN AML has been on the agenda of regulators well before 9/11. However, the actions of prosecutors were more focused on fighting organised crime, drug and weapon dealing as well as tax evasion. 9/11 shifted the attention towards fighting terrorism and initiated Counter Terrorist Financing (“CTF”) laws. It was not until 9/11, that strict reporting rules known as “Know Your Customer” were introduced in the US. Before, the banking lobby could prevent further regulations, however, the US PATRIOT Act 2001, in response to 9/11, took AML and CTF measures to a new level. Since 2001 a comprehensive due diligence for high-risk products and especially for so-called “Politically Exposed Persons” is mandatory in the US....
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...Antonio Raimundo Montana (“Tony”) was once the office manager of Captain Kirk, P.A. (“Firm”). A few of Tony’s duties involved client billing and managing the Firm’s accounts, both the operating and trust accounts. Tony had been at the Firm for over 20 years and was a trusted employee, so much so that the managing partner, Spock, rarely supervised Tony’s actions. When Tony first started at the Firm he would provide Spock a monthly report that detailed the activity of the trust account. Spock required this report as means to comply with the Florida Bar Rule 5-1.1, which mentions that a lawyer must maintain and supervise the trust account. However, as the Firm rapidly expanded and the workload increased, Tony asked Spock to eliminate such “busy” work like that of the monthly report of the trust account. Spock agreed to cease the monthly reports since he had developed a strong sense of trust and loyalty to Tony over the years. Also, Tony had never done anything in the past to make Spock suspicious of Tony’s actions. Spock had to go out of state for a month’s time for a trial. Before leaving, he asked that Tony be on the lookout for a $1 million dollar wire transfer that was expected to be coming in the next couple of days and is to be held within the Firm’s trust account. Tony obliged and said that everything would be taken care of and that the accounting records would be updated once received. While Spock was out of town, he emailed Tony on several occasions inquiring...
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