...A SWOT (Strengths, Weaknesses, Opportunities, and Threats) analysis, long used by businesses large and small, is particularly relevant in periods of financial crisis and down economies. SWOT evaluations often provide a snapshot of the "state of a business," and the basis for a "road map" to help management plan future direction. The financial crisis (2007 to 2009) that gripped the world created a climate that made a SWOT analysis even more important. Strengths The financial crisis identified some surprising strengths in many businesses. Down economies reward companies that exhibit creativity, expense control, boldness, fearlessness, and confidence. Companies unafraid to introduce new products, manage (or raise) prices, upgrade customer service, and conserve capital often uncover strengths they didn't realize they possessed. Common strengths that are valuable during a financial crisis include fair prices, quality products, superior customer service, and a brand that consumers trust Weaknesses SWOT identifies both internal and external weaknesses. Unfortunately, during a financial crisis, internal weaknesses are not only exposed, they are often magnified. Among the most common shortcomings during down economies are marginal customer service, product quality deficiencies, and lack of superior financial controls. Lack of "staying power" has led to the demise of numerous entities during financial crises. Common weaknesses during a financial crisis involves having too much debt and...
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...PART THREE Answers to End-of-Chapter Problems Copyright © 2013 Pearson Addison-Wesley. All rights reserved. Chapter 1 ANSWERS TO QUESTIONS 1. The interest rate on three-month Treasury bills fluctuates more than the other interest rates and is lower on average. The interest rate on Baa corporate bonds is higher on average than the other interest rates. 2. The lower price for a firm’s shares means that it can raise a smaller amount of funds, so investment in facilities and equipment will fall. 3. Higher stock prices mean that consumers’ wealth is higher, and they will be more likely to increase their spending. 4. They channel funds from people who do not have a productive use for them to people who do, thereby resulting in higher economic efficiency. 5. The United States economy was hit by the worst financial crisis since the Great Depression. Defaults in subprime residential mortgages led to major losses in financial institutions, producing not only numerous bank failures, but also the demise of two of the largest investment banks in the United States. These factors led to the “Great Recession” which began late in 2007. 6. The basic activity of banks is to accept deposits and make loans. 7. Savings and loan associations, mutual savings banks, credit unions, insurance companies, mutual funds, pension funds, and finance companies. 8. Answers will vary. 9. In the period from 2007 to 2011, both inflation and interest rates have generally trended downward compared to before that...
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...P.O. Box XXX Rivonia 2128 16 November 2009 UNISA Graduate School of Business Leadership (SBL) P.O. Box XXX UNISA 0003 Dear Sir/Madam Application for admission for the MBL programme I hereby express my deepest interest in enrolling for an MBA programme from your institution as I believe your institution will provide me with relevant and necessary knowledge base for the development of my career and the development of myself in general. I hold a Bachelors Degree in Computer Science from the then University of XXXX. After my graduation I could not find a job and ended up doing voluntary work at a small IT company based in Polokwane. When an opportunity from a financial services company based in Johannesburg availed itself at the beginning of 2004, I grasped it with both hands as I have always been fascinated by working with numbers and I believed this was a once in a lifetime opportunity for me to be exposed in the field of finance, which I believed would be immensely complemented by my computer and analytical knowledge and skills. I have ever since fallen more and more in love with the financial services sector. My computer and analytical knowledge and skills together with the mentoring I received from some of the top achievers in the country have helped me a lot in constantly providing quality work and gaining the trust and confidence in the market place. I have been involved in Private Equity; Corporate Finance; and Hedge Fund activities. My key career highlights...
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...Accounting 310 Examination Study Guide for Chapters 3 & 4 01. How will the contribution margin and the break-even point change as a result of a change in the selling price, variable costs, or fixed costs? 02. Which of the following variables will not have an impact on a company’s break-even point? Change in variable costs, sale price, number of units sold, or fixed costs? 03. What factors would cause the margin of safety to decrease? A change in fixed costs, total revenue, break-even point, or variable costs? 04. What is the breakeven point in dollars or units given an absorption income statement figures including such items as sales, cost of sales, and selling expenses as an example? 05. Be prepare to calculate a new break-even point if the price, variable costs, or fixed costs change given information from a absorption income statement. 06. Could you calculate how fixed costs would have to be decreased to maintain the same dollar amount of operating profit? 07. If a Manufacturing Company has a fixed cost of $XXX,XXX for the production of tubes. Estimated sales are ZZZ,ZZZ units. A before tax profit of $KKKKK is desired by the controller. If the tubes sell for $Y each, what unit contribution margin is required to attain the profit target? 08. Given the dollar amount of sales, fixed expenses and variable expenses, what would expected net income be if the company experienced a ?? percent increase in fixed costs and ?? percent increase in sales volume? 09. If multiple...
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...Your Company Security Plan for Unclassified Data Version 1.3 March 20, 2012 Developed By: Your Committee Committee Your Company Important Disclaimer: The Aerospace Industries Association of America, Inc. (“AIA”) has no intellectual property or other interest in this Aerospace Industry Guideline for Developing a Security Plan for Unclassified Data. By developing this Aerospace Industry Guideline for Developing a Security Plan for Unclassified Data Plan and making it freely available to anyone, AIA assumes no responsibility for this Guideline’s content or use, and disclaims any potential liability associated therewith. Executive Overview From time to time an AIA member company may be requested to provide the DOD, a prime contractor or an industry partner an Information Technology Security Plan for unclassified data. This security plan could be required at the enterprise, program or application level depending on the unique requirements of the request. This request might be challenging for those members that have never been required to provide such a document. This “Aerospace Industry Guideline for Developing a Security Plan for Unclassified Data” provides a template and guidance to assist member companies in the development of a security plan to meet their customers or partners needs. Please keep in mind that this document is provided as a guideline and not a mandatory standard. AII member companies are encouraged to use this guideline. Use...
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...13 chapter TAX ACCOUNTING OBJECTIVES After completing Chapter 13, you should be able to: 1. List what are permissible tax years. 2. Explain the requirements for changing a tax year. 3. Identify the available accounting methods. 4. Understand the rules for accounting method changes. 5. Account for the capitalization of inventory costs. 6. Describe long-term contract reporting. 7. Defi ne the installment method of accounting. 13–2 CCH FEDERAL TAXATION—COMPREHENSIVE TOPICS OVERVIEW The fi rst 12 chapters are presented primarily from the individual taxpayer’s point of view (including self-employed taxpayers). This chapter provides a general discussion of the previous material as it applies to other entities and provides a discussion of accounting periods and accounting methods as they apply to all entities. Discussions of specifi c provisions as they apply to other entities (e.g., corporations, partnerships, etc.) are contained in subsequent chapters. The term “fi nancial accounting” refers to the reporting of the fi nancial data of an enterprise through fi nancial statements prepared in accordance with generally accepted accounting principles. Income tax accounting, hereafter referred to as “tax accounting,” is concerned with the reporting of fi nancial data to satisfy the requirements of the Internal Revenue Code, the Regulations which interpret the Code, rulings by the IRS which further interpret the Code and Regulations, and the decisions of the courts...
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...Abstract As Grameenphone has the largest cellular mobile operator with the largest job facilities. So lots of CV are posted by male and online i-recruitment site. So they have find out the best CVs for competitive advantage. The main objective of this report is that what are the basic elements of a CV and what is the features of a winning cv creation . Overview Grameenphone is the largest mobile telecommunications operator in Bangladesh by revenue and subscriber base. Grameenphone was incorporated on October 10, 1996 as a private limited company and commenced services on March 26, 1997. Grameenphone converted to a public limited company on June 25, 2007. After 16 years of operations, Grameenphone had 21.0 million subscribers as of December 31, 2012, representing a subscriber market share of 47.0%. Grameenphone provide services to both rural and urban customers across Bangladesh, where mobile telephony is a major driver of socioeconomic development. Bangladesh has one of the loweest teledensity rates and highest subscriber growth rates in the world. The penetration rate of mobile telecommunications services in Bangladesh as of December 31, 2011 was approximately 31.3%. Grameenphone operate a digital mobile telecommunications network based on the GSM standard in the 900 MHz and 1800 MHz frequency bands, under a license granted by the BTRC which expires in November 2011. Grameenphone built their network on a nationwide basis. Their network is EDGE/GPRS enabled, allowing...
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...SDO Project (08/1501/94) Changing Management Cultures and Organisational Performance in the NHS (OC2) Research Report Produced for the National Institute for Health Research Service Delivery and Organisation programme April 2010 prepared by: Russell Mannion (University of Birmingham), Huw Davies (University of Dundee & St Andrews), Stephen Harrison (University of Manchester), Frederick Konteh (University of York), Ian Greener (University of Durham), Ruth McDonald (University of Nottingham), George Dowswell (University of Birmingham), Kieran Walshe (University of Manchester), Naomi Fulop (King’s College, London), Rhiannon Walters (King’s College, London), Rowena Jacobs (University of York), Paula Hyde (University of Manchester) Address for correspondence: Professor Russell Mannion Health Services Management Centre University of Birmingham Park House 40 Edgbaston Park Road Birmingham B15 2RT Queen’s Printer and Controller of HMSO 2010 1 SDO Project (08/1501/94) Contents Acknowledgements ....................................................8 1 Introduction .......................................................9 1.1 Aims and objectives of the study ..................................... 9 1.2 Research design and project overview .............................10 1.3 Structure of the report ..................................................11 2 Policy and Organisational Culture in the NHS: An Overview ..........................................................
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