Finance December 2008 Cost –Benefit and Usage Behaviour Analysis of No Frills Accounts: A Study Report on Cuddalore District S. Thyagarajan Jayaram Venkatesan S. Thyagarajan is a Member of Faculty at the College of Agricultural Banking, Reserve Bank of India, Pune (http://cab.org.in). Jayaram Venkatesan is a Research Consultant at the Centre for Microfinance (http://ifmr.ac.in/cmf/). The views expressed in this paper are entirely those of the authors and do not in anyway reflect the views of the
Words: 10853 - Pages: 44
A MODEL FOR RISK BASED PRICING FOR INFRASTRUCTURE FINANCING BY BANKS By Prof Ajay Pathak* Infrastructure development is the new buzzword for India Inc.Policy makers are putting emphasis on development of roads, ports, airports, and urban infrastructure to facilitate growth. The government is opening up private investment in the infrastructure through Special Purpose Vehicles (SPV). With the changing regulations, however, infrastructure
Words: 4387 - Pages: 18
Economist Intelligence Unit www.eiu.com Beyond branches Innovations in emerging-market banking Contents Introduction Innovative financiers A successful formula in Peru Going mobile in India The allure of transfers Profits among the poor Banks extending their reach Riverboat lenders in Brazil Small loans prove profitable in Indonesia Attijariwafa looks south in Africa Betting on savings in Colombia Partnerships with retailers A shopping trip to the branch in Latin America Retail channels
Words: 16331 - Pages: 66
information that could be necessary, relevant and essenctial for such purposes. All Financial Institutions Total Assets Type of Institutions (In Millions) Commercial Banks** International Banks Entities Credits Unions*** Brokers Securities Mortgage Institutions Investment Companies Leasing Companies Finance Companies Government Banks Small Loans
Words: 637 - Pages: 3
credit scoring models used by commercials banks in kericho municipality 1.5 Research questions I. What are borrower-related factors hindering effectiveness of credit scoring models used by financial institutions’ in kericho munipa;ity II. What are human related factors hindering application of credit scoring models used by credit lenders while advancing loans III. What is the level the efficacy of credit scoring models used by commercials banks in kericho municipality 1.7 Significance
Words: 1729 - Pages: 7
my major subject is Accounting and Finance. For that consequence, I am performing my internship in banking sector and the organization is the SJIB in this regard. I selected the research topic as “ Overview of Banking Operations in Shahjalal Islamic Bank”. 1.1 Objective of the study: • The difference between Islamic and Conventional banking system • Overview and analysis of SJIBL • Overview of the Islamic Banking industry in Bangladesh • Concept of Islamic Banking 1.2 Source of Information:
Words: 11867 - Pages: 48
WP/04/01 Bank of Uganda Working Paper Recognising the Role of Micro Finance Institutions in Uganda Justine Nannyonjo and James Nsubuga _________________________________ Bank of Uganda 2 WP/04/01 BOU Working PAPER Research Department Recognising the Role of Micro Finance Institutions in Uganda By Justine Nannyonjo and James Nsubuga February 2004 Abstract This paper shows that micro finance is an important part of the growth strategy in Uganda and has in the recent
Words: 8134 - Pages: 33
INFORMATION FOR CUSTOMERS INTENDING TO OPEN BANK ACCOUNTS WITH US The Reserve Bank of India (RBI) has advised banks to follow a 'KYC guidelines', wherein certain personal information of the account-opening prospect or the customer is obtained. The objective of doing so is to enable the Bank to have positive identification of its customers. This is also in the interest of customers to safeguard their hard earned money. The KYC guidelines of RBI mandate banks to collect three proofs from their customers
Words: 1782 - Pages: 8
mobile banking offers is that you can use the bank service at any time. When you are traveling, you may not have access to a bank of ATM machine. However, if you have a cell phone, you may be able to set up mobile access for your bank account so that you can check your balance and transfer funds while on the road. Account security is another key benefit for mobile banking. While you are making transactions in business trip, you can also check your bank account on your cell phone for unauthorized
Words: 1902 - Pages: 8
part of the Bachelor of Business Administration (BBA) program. For the internship purpose, I chose Islami Bank Bangladesh Ltd. (IBBL), Mirpur-10 Branch and prepare this report on the investment related activities of the organization. 1.2 Objective of the Study The primary objective of this report is to observe the investment related activities for the Investment Department of Islami Bank Bangladesh Ltd., Mirpur-10 Branch. The other objectives include: • To understand the different modes of
Words: 8642 - Pages: 35
