place primarily to enhancing bank performance. In this regard, this study is undertaken to investigate the performance of commercial banks after the implementation of significant financial reform. Data Envelopment Analysis based frontier measures income and cost efficiency and traditional non-frontier measures non-performing loans and return on assets have been used for assessing bank performance. The findings indicate that income and cost efficiency of sample banks have increased by 37.84 percent
Words: 8638 - Pages: 35
Malaysian IFIs disclosed their ijarah financing in comparison to their counterparts in Bahrain IFIs. This is because as one ummah, it is important to have a standardized standard that is Shariah compliant and could be compared with all the other IFIs. Analysis was done based on the financial reports of the IFIs to observe the differences in the disclosures. The result obtained from the observations then will be used to suggest some improvements that could be done to improve the IFIs. Ijarah (Islamic Leasing)
Words: 4835 - Pages: 20
THE CREDIT POLICY The credit policy of Ghana Commercial Bank Ltd is aimed at maintaining acceptable credit standards by holding reasonable risk limits, evaluating new business opportunities, complying with regulatory requirements and providing adequate liquidity for the effective running of the bank. This aim is achieved through the following objectives: 1. Attract and maintain a High Quality Portfolio of Assets 2. Efficiently manage its assets to ensure liquidity 3. Finance the needs of
Words: 3607 - Pages: 15
general sense we mean “Bank” as a financial institution that deals with money. But when we use the term bank it generally means ‘commercial bank’ that collects the deposit from surplus unit of the society and then lends the deposits to the deficit units of the society. The word ‘Bank’ was probably derived from the word ‘Bench’s during ancient time Jews used to do money –lending business sitting on long benched. First modern banking was introduced in 1668 in Stockholm as ‘savings bank’, which opened up
Words: 16767 - Pages: 68
Economist Intelligence Unit www.eiu.com Beyond branches Innovations in emerging-market banking Contents Introduction Innovative financiers A successful formula in Peru Going mobile in India The allure of transfers Profits among the poor Banks extending their reach Riverboat lenders in Brazil Small loans prove profitable in Indonesia Attijariwafa looks south in Africa Betting on savings in Colombia Partnerships with retailers A shopping trip to the branch in Latin America Retail channels
Words: 16331 - Pages: 66
policies, due consideration is given to the Bank’s commitment to: Create, monitor and manage credit risk in a manner that complies with all applicable laws and regulations; Identify credit risk in each investment, loan or other activity of the Bank; Utilise appropriate, accurate and timely tools to measure credit risk; Set acceptable risk parameters; Maintain acceptable levels of credit risk for existing individual credit exposures; Maintain acceptable levels of overall credit risk for
Words: 4260 - Pages: 18
A-LPM Comptroller of the Currency Administrator of National Banks Loan Portfolio Management Comptroller’s Handbook April 1998 A Assets Loan Portfolio Management Table of Contents 1 1 3 11 13 13 14 15 15 17 19 20 22 22 22 24 24 25 26 27 27 28 29 30 32 33 34 36 36 37 37 38 38 Introduction Overview Risks Associated with Lending Credit Culture and Risk Profile Loan Portfolio Objectives Strategic Planning for the Loan Portfolio Financial Goals Risk Tolerance Portfolio Risk and Reward
Words: 27064 - Pages: 109
the Islamic banks of Bangladesh through both qualitative and quantitative approaches. From the establishment of first Islamic bank in 1983, this country has currently eight Islamic banks. Except one individual bank (ICBIBL), most of the Islamic banks show remarkable growth in their profitability in the last decade. One reason behind this consistent negative figure in profitability of this bank is the frequent change of ownership. But overall significant contribution of the Islamic banks in the banking
Words: 3180 - Pages: 13
LOAN DISBURSEMENT AND RECOVERY SYSTEM OF JANTA BANK LTD. Prepared by Md. Nizam Uddin Forhad ID: 112011097 Supervised by Palash Kumar Kundu Senior Lecturer Submitted in Partial Fulfillment of the Requirements for the Degree Bachelor of Business Administration Date: 09 August 2015 Internship Report Approval Form Student Name MD. Nizam Uddin Forhad ID No.112011097 Major: Accounting Year: 2015
Words: 8224 - Pages: 33
Assistant Prof. Bushra Ferdousi Faculty of Business Studies Dhaka International University. Subject: Submission of Project Report. Dear Madam, With great pleasure for me to submit the Project report on “Performance Analysis between Agrani Bank Limited & Sonali Bank Limited”. This Project Report was conducted by me as fulfillment of the MBA program. This Project report will definitely give me an exceptional experience that will be useful in the future on practical ground. In preparing
Words: 771 - Pages: 4
