4559 REVISED DECEMBER 18, 2012 V. KASTURI RANGAN SUNRU YONG Alpen Bank: Launching the Credit Card in Romania Introduction In September 2006, Gregory Carle sat pensively at his desk at Alpen Bank’s corporate headquarters in Zurich. The previous evening he and the senior management team had enjoyed themselves dining late above the picturesque Limmat Valley, but now it was time to focus his attention on the task at hand. As Alpen’s country manager for Romania, Carle was contemplating a credit
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by days. For instance, the introduction of ATMs has made it very possible to withdraw money at anytime of the day. In Early days, we had to make a trip to the bank every time we wanted their bank balance, deposit funds (or) withdraw money, but these days all these can be done in an ATM anytime we want. We do not need to worry about the bank being closed regardless of weekends (or) holidays. Also, it has become easy to advertise through the internet and thereby promoting the business in a faster way
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Introduction: A Bank is a financial institution and a financial intermediaries that accepts deposit and channels those deposits into lending activities, either directly by loaning or indirectly through capital markets. A bank is the connection between customers that have capital deficits and customers with capital surpluses. Due to their influence within a financial system and an economy, banks are generally highly regulated in most countries. Most banks operate under a system known
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[pic] American International University-Bangladesh (AIUB) INTERNSHIP AFFILIATION REPORT ON “Letter Of Credit Procedure of EXIM Bank Ltd.” An Internship Affiliation Report Presented to the Faculty of Business Administration in Partial Fulfillment of the Requirements for the Degree of Bachelor of Business Administration Supervised By: Mr. Roomee Tareque Moudud Assistant Professor & Director (OPA) Faculty of Business Administration Submitted By: Faiza Irma Chowdhury
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SUMMER TRAINING REPORT SUBMITTED TOWARDS THE PARTIAL FULFILLMENT OF POST GRADUATE DEGREE IN INTERNATIONAL BUSINESS CREDIT APPRAISAL AND RISK RATING IN PUNJAB NATIONAL BANK SUBMITTED BY: KRITIKA ARORA MBA-IB (2009-20011) Roll No. : A1802009075 INDUSTRY GUIDE FACULTY GUIDE Mr. ARUN KUMAR NIJHAWAN Mr.AJIT MITTAL SENIOR MANAGER SENIOR FACULTY AMITY INTERNATIONAL
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1.0 Executive Summary (340 words) Banks are one of the most vital and crucial organizations since a long time and are being developed year after year. Everyone deals with a specific bank whether to have a current account or to save his money in a saving account in addition to a huge bundles are offered by different banks all related to its field and purpose. Banks usually provide its customer intangible services rather than a tangible product; which makes the measurement process of the quality
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|EXPECTED |ACTUAL |DIFFERENCE | | |EFFECTIVE TEAMWORK | | | |
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and may take at least three (3) business days before you can access the funds once you have deposited the cheque into your bank account. Credit card refunds are only processed back on to a card if the original payment was made by credit card. Once the University has processed the refund, it may take up to seven (7) working days before the credit appears on your account due to bank processing practices. Under banking regulations, if a student has made a payment with a credit card any refund must be credited
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financial institutions and provides many people a means to communicate with their financial institution. For many people it is the primary method of interacting with their bank and the conveniences provided by the ATM system is a consideration for some when determining their financial institution. Because of this many banks find it necessary to install and make available ATMs at multiple locations in a large geographical area in order to provide their customers with the best service. All ATMs
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.............................................................................................. 6Liabilities ................................................................................................................6Performance and Rating of Banks ..............................................................................6Capital Adequacy ...................................................................................................7Asset Quality .....................................
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