characteristics: • multiple products (deposits, credit cards, insurance, investments and securities); • multiple channels of distribution (call centre, branch, Internet and kiosk); and • multiple customer groups (consumer, small business, and corporate). What is the
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to replace the Paya Lebar Airport. Both of these enterprises have become enormously successfully and are a good example of the thoughtful and forward-looking economic policies promoted by the Singapore government. Singapore is an enterprise friendly country. The government has set ups several organizations in helping the business in a very systematic way: 1. Regulation Structure (a)Ministry of Trade and Industry (MTI): It’s mission is to make Singapore a leading global city of talent,
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designing financial products for the SMEs. This study tries to find out the underlying problems from the bank’s perspective. The major findings are related to the high interest and loan duration rates, reasons for SMEs relatively informal way of doing business in contrast to bank’s formal procedures and prerequisites, bank’s relative inexperience in this field. They are also related to the bank’s lack of perspective, the viability and benefits of cluster unity, approach to informal loan takers and non-usage
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Public Disclosure Authorized WPS6107 Policy Research Working Paper 6107 Public Disclosure Authorized Financial Literacy around the World An Overview of the Evidence with Practical Suggestions for the Way Forward Lisa Xu Bilal Zia Public Disclosure Authorized Public Disclosure Authorized The World Bank Development Research Group Finance and Private Sector Development Team June 2012 Policy Research Working Paper 6107 Abstract Financial literacy programs are fast becoming
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firm’s philosophy about how it finances working capital (Emery, Finnerty & Stowe, 2007). Lawrence Sports will examine this policy to reduce future difficulties. A conservative working capital policy may prove best to keep risk low. In a conservative plan, a company will typically match its business assets and liabilities in order to make sure the company will have the money to pay creditors. This approach involves the use of long-term debt and equity to finance all long-term fixed assets and
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Business ethics are a pivotal aspect in strategic business finance, or finance in general. Poor ethical practices and immoral acts have been conducted across many years by many individuals and businesses in the business world in regards to finance. This paper will focus on two of the more well-known ethical issues that occurred in the late 1990s and early 2000s, Enron Corporation and WorldCom. This paper will focus on the factors that led to the demise of the corporations, as well as the violations
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Introduction: In this case study I would like to select a cafe shop as a small business and I would write a report on their location suitability and also why there is an great opportunity to develop their business. For this case study I have chosen my home town Sleaford as the location for the café. As this small town is very confinement as its located on the edge of the fertile Fenlands about 11 miles from Grantham, 16 Miles from Boston and also approximately 17 miles from Lincoln. As an owner
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Financial Markets, Insurance and Entrepreneurship in the countries of the Middle East and North Africa (MENA) region Draft not to be cited February 27, 2013 1. Introduction The goal of the paper is to focus on the countries of the Middle East and North Africa (MENA) region and particularly those of the of the South of the Mediterranean, and examine the relationship between insurance – defined as the capability of covering the cost of future harmful events-and entrepreneurship broadly
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Studies in Business and Economics THE LENDING ARRANGEMENTS OF THE IMF IN EUROPEAN UNION IN TIMES OF CRISIS – CHARACTERISTICS AND EVOLUTIONS ORĂȘTEAN Ramona Lucian Blaga University of Sibiu, Romania Abstract: This paper focuses on the lending arrangements of the IMF in EU countries during crisis period. First, we reviewed the literature regarding IMF-supported programs in times of crisis. On the other hand, we provided a description of the IMF arrangements in EU countries in 2008-2013
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technology (ICT), knowledge, healthcare, business-process outsourcing, seafood and high-tech manufacturing are emerging. The national objective is to graduate Mauritius to the league of high income nations by the 2020s. In 2011 GDP at market price is Rs324.8bn and GDP per capita income (PPP) of $14,000 is one of the highest in Africa. The country has benefited from its political stability (it is a multi-party parliamentary democracy), and ethnic tolerance. Economic Policy The Mauritian economy has been
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