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THANKFUL To complete this research report, I want to give the sincere thankful to the teacher in Faculty of Banking and Finance of Industrial university of Ho Chi Minh City to create a change to me complete my training in during the time I study at class to the time I traing at Vietinbank Mien Trung agency. Specially, I want to give the sincere thankful to Miss. Nguyen Thi My Linh who always side by side and clear up and helping me complete my training. Thank to credit officer of the credit department
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incentives for “managing” income statement and balance sheet numbers may be related to debt covenants, compensation, regulation, or just the desire to paint a favorable picture of a company’s performance and health. Extinguishment gains and losses from early debt retirement and swaps—and those generated by similar transactions—require careful scrutiny. Statement readers need to know whether real economic benefits for the company and its shareholders are produced—or if such gains or losses are just window
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answer to the main question: is India a really democratic country according its definition and characteristics of it? History of India The first known civilization in India was Harappan. It originated in the early third millennium BC on the banks of the Indus River. It was a highly urban culture which existed until the middle of the 2nd millennium BC . After there was a time of migration and settlement of the Aryan tribes in the North of India. Aryans assimilated with the local population. As
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Prize for Literature. On June 19, 1993, he died in Perranarworthal, Cornwall, England. b. Early Life William Golding was born on September 19, 1911, in Saint Columb Minor, Cornwall, England. He was raised in a 14th-century house next door to a graveyard. His mother, Mildred, was an active suffragette who fought for women’s right to vote. His father, Alex, worked as a schoolmaster. William received his early education at the school his father ran, Marlborough Grammar School. When William was just
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embodies this shift to the “new” werewolf. Meyer made a drastic change to the very nature of what was once a ferocious beast by characterizing werewolves as more gentle and protective. People wonder, though, what caused this sudden switch of characteristics? Through texts such as Rick Bass’ The Ninemile Wolf, Barry Holstun Lopez’s Of Wolves and Men, Valerie Fogleman’s piece “American Attitudes Towards Wolves: a History of Misperception,” Stephenie Meyer’s The Twilight Saga, and more, this paper will
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FRAUD BASICS WHAT IS FRAUD? Fraud, sometimes referred to as the fraudulent act, is an intentional deception, whether by omission or commission, that causes its victim to suffer an economic loss and/or the perpetrator to realize a gain. A simple working definition of fraud is theft by deception. Legal Elements of Fraud Under common law, fraud includes four essential elements: 1. A material false statement 2. Knowledge that the statement was false when it was spoken 3. Reliance on the false
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particular point, it will hinder the development as well as the operations of the banks. Due to this issue, controlling the bad debt rate is hard work for all commercial banks. There is no model of solution for all banks. According to specific characteristic of each bank, specific solutions to control bad debt rate are provided. However, those solutions seem to be not as effective as expected due to many reasons. When Vietnam became an official member of the World Trade Organization (WTO), the high
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University, 59 Zhong Guan Cun Avenue, Haidian District, Beijing 100872, P.R. China wangs7@gmail.com c College of Business, Alfred University, Alfred, NY 14802, U.S.A. fhuang@alfred.edu Abstract In China, the development of e-market has unique characteristics in the transactional processes and market mechanisms, which relate largely to the current industry structure, financial infrastructure and organization structure. This paper seeks to develop a conceptual model of B2B e-market value creation strategy
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Civilization – A Definition What do ancient Mesopotamian cuneiform writing tablets, Egyptian pyramids of Giza, inscribed oracle bones from ancient Chinese divine rituals, and automobiles have in common? Each of these objects represents a bi-product of an ancient or modern civilization. However, many anthropologists, historians, theorists and sociologists alike disagree with regard to how the term civilization should be defined. According to sociologist Robert Park, “Civilization […] is the result
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