SMS Spam: Indonesia’s Never Ending Story? Hazmi Alfiyatur Rahmah School of Electrical Engineering and Informatics, Institut Teknologi Bandung Bandung phie.hazmi@gmail.com Technological development brings a positive and negative impact on human life as well as the SMS technology. Since the advent of technology and SMS Gateway SMS Broadcast, then SMS Spam began to bloom too. Competition among cellular phone providers become one of the roles in the proliferation of SMS Spam in Indonesia. War
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Foreign Trade Policy 27th August 2009 - 31st March 2014 Government of India Ministry of Commerce and Industry Department of Commerce Website: http://dgft.gov.in ii TO BE PUBLISHED IN THE GAZETTE OF INDIA EXTRAORDINARY PART-II, SECTION-3, SUB SECTION (ii) GOVERNMENT OF INDIA MINISTRY OF COMMERCE AND INDUSTRY DEPARTMENT OF COMMERCE NOTIFICATION No. 1/2009-2014 NEW DELHI, THE 27th August,2009 In exercise of powers conferred by Section 5 of the Foreign Trade (Development & Regulation) Act
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orientation. It saw an opportunity in the 1970s with the liberalization of consumer credit regulations to offer car buyers loan facilities with which to make their car purchase. Not only did this make it easier for middleincome groups to buy its cars, it also allowed Ford to retain the margins which would otherwise have gone to banks who were the main alternative source of car loan finance. Ford Motor Credit has become a licensed credit broker and a major profit centre within the company. The next major
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Finance Companies: An introduction Finance companies are referred to as corporations or partnerships which are formed to offer credit facilities for household consumers and/or industries through commercial papers, mortgages, leasing of properties, etc. The primary function of finance companies is to make loans to individuals and corporations. . Financial companies do not offer deposit services; rather they source their funds through borrowing from banks and other money market sources by issuing
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Analytical Report on Overall Activities of ICB : A Case Study of Rajshahi Branch CHAPTER-ONE Introduction 1.1 What is internship? Internship means practical training through attending the particular work physically. Practical training means a way through which a person or a trainee can gather experience about the related subject practically and be able to apply his theoretical experience in the field of real life action. Practical training paves the way for gaining practical knowledge through
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During the 1920s, people bought nearly anything they could think of on credit, from stock, to radios and cars. Much of this can be attributed to installments. Many Americans were buying on installment faster than what they could afford which, of course, landed them in debt (Doc H). Since consumers did not have the money to pay back their debts or or to buy other goods, companies were struggling to make money which “sap[ped] the whole
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was deeply flawed and even encouraged people to save through the SSIA scheme which for every Euro saved, the government would contribute 25% to this fund. In addition, the government invested heavily in the capital spending program which led to many projects been delayed and saw excessive over runs in terms of cost. The Irish banking sector at this time was lending money cheaply to the Irish people, thanks in large to cheap credit facilities
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marks of the internal and external experts will be allotted to the candidate. • A candidate has to qualify in the Project Work separately, obtaining a minimum marks of 40 (Project Report and Viva-Voce taken together) in paper 3.5. • Marking Scheme for Project Report and Viva-Voce Examination: Project Report (50 marks) Chapter 1: Introduction – 10 marks Chapter 2: Conceptual Framework/ National/International Scenario – 5 marks
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as the agent to the State Bank of Pakistan in places where SBP does not have a presence. The bank provides both commercial and public sector banking services. It is a lead player in the debt equity market, corporate investment banking, retail and consumer banking, agricultural financing, treasury services. As of 2014 it has almost 1,400 branches across Pakistan with assets of approximately USD 14 billion employing over 17000 people. National Bank has come a long way since its commencement in the year
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PAPER To Check or Not to Check? Should employers be allowed to make a credit check a mandatory requirement before being hired? This is an issue that is up for debate up to the national level. Those who support employers that engage in this practice argue that if you can’t handle your finances you might not be able to handle the job, that you pose the possible threat of internal theft or embezzlement and that one’s credit history demonstrates reliability and responsibility. On the other hand
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