allows businesses to address the problem of obsolescence. Therefore, when the technology advances and the machine turn out outdated the terms of the loan would allow the machine to be replaced with a new updated model. Phase III: Tax Exempt Revenue Bonds is not the best choice, for it has a usable time set of three years as well as an escrow against gross revenue. I chose HUD 242 loan because it has the lowest interest rate of 3.9% with eight years of repayment installment. Summary I learned the
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Chapter 4: mini case a. What are the key features of a bond? • Par Value • Coupon Rate • Maturity Date • Provisions to Call or Redeem Bonds • Issue Date • Default Risk b. c. What are call provisions and sinking fund provisions? Do these provisions make bonds more or less risky? Bonds that have call provisions allow the firms who issued the bonds to recall (redeem) them back. However, sinking fund provisions allows firms
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Mutual Funds What is a mutual Fund? This is a pool of money that is managed on behalf of investors by financial professionals such as a money manager. Funds invested could be used to buy stocks, bonds or other securities according to specific investment objectives (consider the IPS) that have been established for the fund. Investors received either unit of shares that represent a proportionate share of the pool of fund assets. Mutual funds are open-ended investment funds, that is, investors
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transactions. 1. For a given cashflow process, state the inflows and outflows in each future time period and discuss whether the amount or the timing (or both) is fixed or uncertain. Describe in the form of a cashflow model the operation of a zero coupon bond, a fixed interest security, an index-linked security, cash on deposit, an equity, an “interest only” loan, a repayment loan, and an annuity certain. 2. (ii) Describe how to take into account the time value of money using the concepts of compound
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7 common investment mistakes to avoid BY Al and Mark Rosen September 11, 2014 Everyone’s guilty of investment mistakes. Here are seven of the most common blunders to stay away from: 1. Falling in love with the story If you fall for the story behind a company, or its product, you may not see fundamental flaws, poor market conditions, or overpricing of the stock. Marketing experts agree the best sales job is achieved through telling a story and not by talking numbers and facts. Stories get you
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Christine M. Giang Newport Beach, CA 92663, 714-225-6386, christinegiang@gmail.com OJECTIVE: Seeking an Office Management position with a company that will allow me to fully utilize my communication, organizational, and problem solving skills. EDUCATION: Real Estate Institute, Westminster, CA California Association of Realtor 2001 Real Estate Law and regulations, Finance San Diego State University, San Diego, CA Bachelor of Arts, Finance Year of 1989
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Verizon Wireless Corporation Outline Verizon Communications Outline Introduction: Verizon Communications Inc., based in New York City and incorporated in Delaware, was formed on June 30, 2000, with the merger of Bell Atlantic Corp. and GTE Corp. The mergers that formed Verizon were among the largest in U.S. business history, culminating in a definitive merger agreement, dated July 27, 1998, between Bell Atlantic, based in New York City, and GTE. Verizon was launched on April 3, 2000, and
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Finance and Investment Controls Just as all cycles discussed in this proposal the finance and investment cycles are vital to the return of borrowed assessments and the value (and longevity) of the company. Corresponded or intertwined to that of the investment cycle and business cycle, the Finance cycle deals with the company’s ability to pay back investors and entities that have facilitated finance to the company’s mission and vision. The finance cycle commences from the initial moments of obtaining
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CHAPTER 1 3. Assume that the inflation-free rate of interest is 3 percent and that the inflation rate is 10 percent with complete certainty and no taxes. Determine the nominal interest rate. i = nominal rate r = inflation-free rate i = r + p + rp p = inflation rate r = 3%; p = 10%; i = ? i = 0.03 + 0.1 + (0.03)(0.1) i = 0.133 = 13.3% 4. In a world of certainty with no taxes, the nominal interest rate is 10 percent and the inflation-free
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Tyquan Bazemore Personal Financial Planning Professor: Rodney Jean-Baptiste Week Four Problem Sets 1.Determining Profit or Loss from an Investment. Three years ago, you purchased 150 shares of IBM stock for $88 a share. Today, you sold your IBM stock for $103 a share. For this problem, ignore commissions that would be charged to buy and sell your IBM shares. a. What is the amount of profit you earned on each share of IBM stock? $16 b. What is the total amount of profit
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