didn’t have the funds needed to design. As a result of her being an immigrant, she could not obtain a credit history which take her chances away from ever going to a bank. She was an illegal immigrant and she did not have a credit history. 2. What factors made Sandra’s company a business that did not qualify for mainstream financing (specifically discuss the C’s of credit)? The five C’s of credit are collateral, character, capacity, capital and conditions. Collateral which is the property/assets
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D-C vs D-C-S agreements D-C-S (debtor-credit-supplier) A D-C-S agreement is an agreement made by the creditor under a pre-existing arrangement, or in contemplation of such a future arrangement, between himself and a supplier, or which is financing a transaction between supplier and debtor. For example, a finance company which routinely deals with a motor dealer and the credit is to fund the purchase of a vehicle, or a high street retailer with existing links to a lender. D-C (debtor-creditor)
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one or more source texts4. Paraphrasing material from one or more source texts without supplying appropriate documentation. | 1. Genuine lack of understanding.2. Efficiency gain. Students plagiarise to get a better grade and to save time.3. Time management.4. Personal values/attitudes.5. Students’ attitudes towards teachers and class. | 1. Advising students what academic integrity is and why it is important.2. Encouraging or requiring students to sign a pledge that they will uphold academic integrity
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| | |work for assessment | |School: |Singapore Institutes of Management | |Program name | |Program code | |Office use only
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are: predatory lending, subprime mortgages, and unsolicited credit cards. Because these practices tend to harm consumers, more legislation has been put into place in recent years. Unsolicited credit cards are an example of a predatory practice. In this case, credit card companies would send out credit cards to consumers who had not applied for them. This led to an increase in identity theft. It is now illegal to send unsolicited credit cards through the mail. Predatory lending is probably
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Extra Credit PAYAM FAKERI I will like to prove my idea and agree with Piketty’s idea that the riches get richer and poor get poorer, particularly in a bad recession. My focus of my statement will be based on United States market; As we all know US economy is based of capitalism system; That means there are lots of money available thought wealthy major capital holders that they are not even more than 10% of the population of the US. Picketty's premise is that capitalism has a natural drift toward
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IRS Statute of Limitations Does the Clock Ever Run Out on the IRS Collecting Tax Debt? YES. While it may seem like it, and the IRS has little or no interest in telling you differently, in fact the IRS does NOT have an unlimited time to collect tax debt from you. The IRS does not have the legal author-ity to collect tax debt that is more than ten years old. This is useful information for any tax debt out-standing for more than 10 years, or about to be that old; and useful to think about if you
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Personal Loans Whether you are in a credit crisis or just need to fund a home renovation project, personal loans are designed to help. Although personal loans are easier to obtain for people with good credit, it is also possible to get a loan when you have bad credit as well. Through discussions with your lender, you can figure out the ideal loan for your situation. In general, most personal loans are unsecured. This means that you can get a loan without having any collateral. In trade, you may
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TDS RATES & LIMITS CHART (A.Y. 2013-14) S.N. | Section Of Act | Nature of Payment in brief | Cut Off Amount | Rate % | | | | 01.04.12 | 01.07.12 | HUF/IND | Others | 1 | 192 | Salaries | Salary income must be more then exemption limit after deductions. | Average Rate | 2 | 193 | Interest on debentures | 2,500 | 5,000 | 10 | 10 | 3 | 194 | Deemed dividend | - | - | 10 | 10 | 4 | 194A | Interest other than Int. on securities (by Bank) | 10,000 | 10,000 | 10 | 10 | 4A | 194A |
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originated, and 60% on loans they originated. •Action Controls: ① Telemarketers called and gave the potential clients’ names to Al and Al distributed the names to AHL’s loan officers. ② Al monitored the activities of loan offers, track the number of credit inquiries each requested. ③ Al monitored the loan application per lead ratios and their trends. ④ Under Al’s direction, AHL’s business grew rapidly. Telemarketers, loan officers and loan processors all took their responsibility. •Personnel Controls:
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