that may become useful in my professional life. The students of BBA program have to study several semester consist of several credit hours according to educational background of a particular student & in the last semester there is an term paper program consist 3 credit hours which a student under this program must go through . So, after completion of several credit hours from the different department of business studies faculty, students are sent to different organization to expose them to real
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disclosures to be made available to market participants to assist them in assessing the capital adequacy and risk profile of a bank. For qualitative descriptions of the Group’s capital and risk management objectives and policies, and disclosures on remuneration, please refer to the Capital Management, Risk Management and Corporate Governance sections of the 2012 Annual Report. 2. SCOPE OF APPLICATION The consolidation basis used for regulatory capital computation is similar to that used for financial
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CCCs helps its clients more effectively. New methods of data capture are more effective than ever for CCSS to analyse its clients credit base effectively. Young people attitude regarding credit has changed as peoples are availing credit in early ages due to different type of special discounts and lower prices are offered. It happened mainly due to explosion of credit providers in the 90s and 00s which resulted in competition. By Comparing CCCS population as a whole, under 35s have more debts
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2.0 PROFILES OF MICROFINANCE APEX BODIES IN GHANA................................... 5 2.1 Ghana Co-operative Credit Unions Association (GCCUA).....................................5 2.1.1 Some Current Performance of GCCUA.............................................................. 6 2.1.2 Outstanding Challenges and Future Resource Requirements of CUA ........ 6 2.1.3 Summary of Credit Unions Annual Performance ............................................. 6 2.2 GHANA CO-OPERATIVE SUSU COLLECTORS’
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Setting Up a Credit Control System Mismanagement of cash flow is the single biggest reason that small businesses go under. Therefore, a good credit control system is an essential part of any business' accounting procedures. Maintaining consistent cash flow, avoiding bad debt and minimising late payments are essential for survival. Use the following checklist to set up a system. Things to do 1. Set up a detailed credit control system It must allow you to identify invoices that have been raised
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Human Service Program The Human Service program is designed to prepare students for an entry-level position in a Human Service setting. The curriculum provides students with a generalist perspective of social services. As a generalist, students will be able to pursue a wide range of career opportunities which include income maintenance worker, case manager, assistant social worker, outreach workers, residential workers, etc. Students develop skills in screening, assessment, referral, record keeping
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1.1.ABSTRACT: Transformation is taking in Indian banks from all verticals, and subtle and not – so – subtle makeovers in banking products are dynamically altering the face of banking. The research paper focuses on the way transformation is affecting the banking sector and the way use of IT products have changed the face of banking in India. It reveals current environment of the banking industry; the factors that have brought changes in the industry; and the way these changes
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they are going to open up a checking account is what is the difference between a credit union and bank. Many people are unaware of the true differences that stand between banks and credit unions and generally go with the bank logo they see the most due to convenience. The difference is simple, banks are for profit financial institutions, and credit unions are not-for-profit financial institutions. Majority of credit unions are able to offer lower rates on all products and services offered due to
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In this week’s lecture, we looked at the credit risk management. Credit risk is defined as the potential for loss due to a counterparty failing to meet its financial obligations in accordance with agreed terms. The sources of credit risk for the bank are summarized as direct lending, traditional off-balance sheet business, investment and capital market operations, etc. For the commercial banks the major risk is the credit risk which accounted by 50%-60% of total risk, far more compared to market
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banking and as they have positioned themselves as a prestigious leader with good earnings. The challenge is how to maximise the earnings and win the entire customer’s business in the Asia pacific region. Westpac’s strategy believes personal and business credit cards could be the necessary vehicle to drive them towards the goal of potential earning growth. There are several unanswered questions that could impact the decision of going
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