------------------------------------------------- ------------------------------------------------- PROFITABILITY RATIO ANALYSIS: Najmun Nahar Srity Return on Asset (ROA): ID.No.091-11-924 Figure: Return on Asset (ROA) Interpretation:
Words: 4896 - Pages: 20
be prepared. Few of the corporate scams which has created more awareness towards the need of accurate financial reporting are “The REPO 105” scam by Lehman, this fraud helped the banks to improve their leverage and cap ratios in order to gain more credit rating and in turn increasing the customers and investors. Due to lack of accounting disclosures and loop holes in the
Words: 1312 - Pages: 6
The way forward Looking ahead, the future for banking is becoming clearer. It is a future of more capital, more liquidity and less risk. In this article we look into Basel III and the challenges firms will face as these changes come into operation. December 2010 The future of banking is becoming clearer. It is a future of more capital, more liquidity and less risk. And, inevitably, it is a future with lower returns on capital, higher costs of doing business and slower growth with ultimate effects
Words: 2837 - Pages: 12
specialist skills and personal development. These skills will equip graduates to develop their careers and challenge for significant roles in the future. Vacancies available in: Retail Division Ireland & UK Group Supports (HR, Finance, Credit & Market Risk, Audit) Corporate & Treasury Division Vacancy Locations: Ireland & UK Minimum Requirements: Relevant Primary Degree at 2:1 Level or Masters Degree (Expected or Achieved) Desirable Degree Specialism: Finance
Words: 3746 - Pages: 15
of banks has to base their business decisions on a dynamic and integrated risk management system and process, driven by corporate strategy. Banks are exposed to several major risks in the course of their business - credit risk, interest rate risk, foreign exchange risk, equity / commodity price risk, liquidity risk and operational risks. 2. This note lays down broad guidelines in respect of interest rate and liquidity risks management systems in banks which form part of the Asset-Liability Management
Words: 4819 - Pages: 20
Explain the rational for each of the four variables that make up a firm’s credit policy. How likely (and how quickly) are competitors to respond to a change in each variable, and is their response likely to be the same for a change toward tightness as one toward looseness? 2. What is Lifelines’ current days sales outstanding (DSO) [also called average collection period (ACP)]? What would the expected DSO be if the credit policy change were made? 3. What is the dollar amount of bad debt
Words: 274 - Pages: 2
7. DEFAULT RATE ANALYSIS 8. RECOVERY ANALYSIS 9. FURTHER ANALYSIS OF TIME TO DEFAULT AND TIME TO EMERGENCE BY INDUSTRY 10. EXPOSURE AT DEFAULT APPENDICES MOODY’S RELATED RESEARCH ACKNOWLEDGEMENT Analyst Contacts: NEW YORK 1.212.553.1653 This Special Comment (the “Study”) is an update to Moody’s initial study published in October 2010 (the “Initial Study”) examining the default and recovery performance of project finance bank loans. The Study documents Moody’s updated analysis of historical project
Words: 25909 - Pages: 104
after that evaluates the impact of refunding existing debt obligations. The paper after that analyzes the various funding alternatives which can be used to support debt obligations followed by a description of how rating agencies evaluate governmental risks. The conclusion comes in the last section of the paper to summarize the findings of the paper. Determination of Debt Capacity of a Governmental Entity In determining the debt capacity of governmental entity, debt capacity
Words: 1782 - Pages: 8
Adelphia Communications Corporation Credit Analysis ______________________________________________________________________________ Overview We have performed a credit analysis on Adelphia Communications Corporation using information provided for the years 1992-1996. We compared Adelphia’s company practices to standard industry practices; evaluated its ability to repay debt; looked at Adelphia’s competitive position in the telecommunication industry; and evaluated its business strategy to grow
Words: 1321 - Pages: 6
A Summer Training Project Report on “RISK MANAGEMENT BY INDUSIND BANK LTD.” Undertaken at INDUSIND BANK, AGRA 10th April to 10th June 2009 Submitted by SUBODH AGARWAL Enrollment no. : 4108163163 Management of Business Finance INDIAN INSTITUE OF FINANCE CORPORATE GUIDE: MR. ASHOK SHARMA ASST. MANAGER AGRA BRANCH, AGRA UTTAR PRADESH. ACKNOWLEDGEMENT Expressing gratitude is not just an exercise of formality rather doing so evokes the memories of my association with my mentors and mates
Words: 47032 - Pages: 189
