Monash University Sunway Campus AFW2401 Commercial Banking and Finance Sample Mid-Semester Test This test consists of 15 questions. Select the best answer by circling them. If you change your mind, you may change your previous selection by crossing it out. a. correct answer b. incorrect answer Name: ID Number: Tutorial (Day, Time): 1. Bank “runs” occur a. when a large number of depositors speculate on rising interest rates b. if depositors shift funds from bank deposits to mutual
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of HDFC Bank on Thursday moved up from Rs 1,534.50 to Rs 1,543. But on Friday, it fell sharply to Rs 1,475. Prior to this, in August 2007, CBoP was merged with Lord Krishna Bank. * 2008 HDFC Bank acquired Centurion Bank of Punjab. The swap ratio is expected to be around 1:25-30,” said a banking source. The merger will make HDFC Bank the country’s seventh largest bank after Bank of India (BoI) and ahead of IDBI Bank, from the current 10th position. The merger talks between the two banks began
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CVP ANALYSIS CONTRIBUTION MARGIN RATIO The contribution margin (CM) ratio is the ratio of contribution margin to total sales: [pic] If the company has only one product, the CM ratio can also be computed using per unit data: [pic] The CM ratio shows how the contribution margin will be affected by a given change in total sales. BREAKEVEN ANALYSIS - EQUATION METHOD Q = Break-even quantity Sales = Variable expenses + Fixed expenses + Profits Q x selling price/unit =
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(Adams, 1965). The belief is that people value fair treatment which causes them to be motivated to keep the fairness maintained within the relationships of their co-workers and the organization. The structure of equity in the workplace is based on the ratio of inputs to outcomes. Inputs are the contributions made by the employee for the organization; this includes the work done by the employees and the behavior brought by the employee as well as their skills and other useful experiences the employee may
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You work for North East Financial Consultants Ltd as a financial analyst and you have been asked by your manager Bernadette Craven to carry out two tasks. The work you are about to do is for an important client of North East Financial Consultants who has asked your manager for advice on the following issues: 1. To provide financial interpretation of the performance of two organizations within the same industry covering a two year period. 200 words (80%) 2. To research and report upon business
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It is the simplest measurement and can be calculated as the ratio of output vs input. Performance is the measurement of productivity for one particular resource like human (operator) or machine. The input is considered after excluding all lost times/ off standard time or time not available to the resource. Utilization is the measurement of available time to a resource vs complete time available. By calculation, it is also the ratio of efficiency and performance. Hence Efficiency = Performance
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10 September 2012 Connie Poynter University of Phoenix Financial Analysis: The Big Picture When looking at the big picture in referring to financial analysis, there are four tools to consider, sustainable income, comparative analysis, ratio analysis and quality of earnings. While each of these tools is equally important I will provide an overview of two of these concepts to consider while deciding on a company’s financial health. Sustainable income is a level of income which is
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then divide the result by the capacity of the facility to calculate the ratio. When the ratio is far beyond one, it indicates this time period is the peak time and solutions are needed to solve the problem. The figure 1 shows the pool usage on a typical Friday and Saturday. Since the pool capacity is assumed to be 150 people, the 18:00 to 21:00 time period on Friday and 18:00 to 21:00 time period on Saturday are peak time. The ratio of the two time periods are 1.47 and 1.42 respectively, which are far
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particular event, counteract incentive put in place by the competition with a better one and so on. .) • They should try to reduce fixed operating cost while in the meantime focus on the most profitable segment of their customer according to the ratio (Cost/expense), which would be to transfer all D client to C. Despite a lower revenue than A to AA it is more profitable and it is the most realistic outcome according to the external upcoming situation. Despite an important individual effort from
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4 | | C. | 9 | D. | Cannot be determined | E. | None of these | | | | 6. A boat running upstream takes 8 hours 48 minutes to cover a certain distance, while it takes 4 hours to cover the same distance running downstream. What is the ratio between the speed of the boat and speed of the water current respectively? | A. | 2 : 1 | B. | 3 : 2 | C. | 8 : 3 | | D. | Cannot be determined | E. | None of these | | | | 7. Running at the same constant rate, 6 identical machines
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