Misconceptions of Islamic banks in Malaysia arise when Malaysia operates dual-banking system under one roof which comprises of Islamic banking and conventional banking. There are some that supports the issue such as in Malaysia, there is a separate Islamic legislation and banking regulations shown by Banking and Financial Institutions Act (BAFIA) 1989 and Islamic Banking Act (IBA) 1983. It proves that the operation of Islamic bank itself is different from the conventional banks. Plus, through the
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Finomina News Letter Indian Institute Of Management Udaipur Aman/Sravan 10/28/2011 Ratio Information Capital Adequacy Ratio - CAR It is a measure of a bank's capital. It is expressed as a percentage of a bank's risk weighted credit exposures. Also known as "Capital to Risk Weighted Assets Ratio (CRAR)." Capital Adequacy Ratio – CAR This ratio is used to protect depositors and promote the stability and efficiency of financial systems around the world. Two types of capital are measured:
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News Article: Basel III guidelines could strengthen credit profiles of banks: S&P Date: January 13, 2012 Source: http://economictimes.indiatimes.com/news/news-by-industry/banking/finance/banking/basel-iii-guidelines-could-strengthen-credit-profiles-of-banks-sp/articleshow/114786 Banks in India are suffering from capital and credit profiles and only the proposed prudential guidelines based on Basel III guidelines can strengthen them. Recently, the Reserve Bank of India (RBI) draft guidelines
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2.1 Incorporation of Organization EXIM Bank Limited was established in 1999 under the leadership of Late Mr. Shahjahan Kabir, founder chairman who had a long dream of floating a commercial bank that would contribute to the socio-economic development of our country. A group of highly qualified and successful entrepreneurs joined their hands with the founder chairman to materialize his dream. This bank starts functioning from 3rd August 1999 with Mr. Alamgir Kabir, FCA as the Advisor and Mr. Mohammad
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Internal Control – Letter to Jerry Mays ACC557: Financial Accounting Date: May 7, 2011 Jerry Mays Owner Manhattan Company 25 W 39th Street New York, NY 10018 Dear Mr. Mays: Thank you for being such a great host last week while I was auditing your internal controls related to mail cash receipts. It was a pleasure meeting your entire staff and I am extremely grateful that you freed up your employees during my visit so that I could sit down with them and get a better understanding of your
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An Evaluation of Business and Financial Performance of the Dhaka Bank Limited 1 January 2005 and 31 December 2007 ANALYSIS, FINDINGS and RECOMMENDATIONS 1.1 Company Profile Background of Dhaka Bank Limited (DBL): DBL is a scheduled bank that was incorporated under the Companies Act 1994, started its operation on July 1995 with a target to play a vital role on the socio-economic development of the country. Aiming at offering commercial banking service to the customers’ door around the country, DBL
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GUIDELINES FOR CONDUCTING ISLAMIC BANKING Section I Introduction to Islamic Banking Islamic Banking has experienced a phenomenal growth and expansion in Bangladesh in the backdrop of strong public demand and support for the system along with its gradually increasing popularity across the world. As a result, a number of full-fledged Islamic Banks has been established, while a good number of conventional banks have come forward to offer services compliant with Islamic Shariah through opening of
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EQTA= Common Equity to Total Assets ratio EQL =Total equity to net loans ratio IMLGL =Impaired Loans to Gross Loans Empirical Results and Analysis Financial Analysis Results of financial analysis are presented in table 1 covering four core areas of profitability, liquidity, credit risk and solvency through simple sectoral averages for both streams of banking. Table 1: Financial Performance of Islamic Vs Conventional Banking |PPERFORMANCE MEASURES |CONVENTIONAL
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WHAT IS BASEL II? Basel ii is a framework, and the standards it contains have been endorsed by the Central Bank Governors and Heads of Banking Supervision of the Group of Ten countries. It presents the outcome of the Basel Committee on Banking Supervision’s work over recent years to secure international convergence on revisions to supervisory regulations governing the capital adequacy of internationally active banks. Following the publication of the Committee’s first round of proposals for revising
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There was a general increase in the Bank’s portfolio of both assets and liabilities for the year ending December 31, 2010 when compared to the previous comparative period. This was mainly attributed to increases in the Bank’s loans and advances, investment securities and customer deposits. Assets for the year ending December 31, 2010 increased by $240,359 (29.22%) when compared to the previous year and this was primarily due to increases in Loans and Advance and Investment Securities which were
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