Chapter one Femi Babatunde History of insurance The first examples of insurance related to marine activities. In many ancient societies, merchants and traders pledged their ships or cargo as security for loans. In Babylon creditors charged higher interest rates to merchants and traders in exchange for a promise to forgive the loan if the ship was robbed by pirates or was captured and held for ransom. In post medieval England, local groups of working people banded together to create "friendly
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Issued on: Bid Document issued to: Project Name : [insert: project name] Office Name : [insert: Office Name] Office Address: [insert: Office Address] Financing Agency: Government Budget or Loan/Credit/Grant [Insert: Loan/Credit/Grant number if financed by Development Partner] Table of Contents Section I. Invitation for Bids (IFB) 1 Section II Instructions to Bidders (ITB) 4 Section III. Sample Forms of Bid, Qualification Information, Letter of
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Griffith Advised by Professor Chris Bickel SOC 461, 462 Senior Project Social Sciences Department College of Liberal Arts CALIFORNIA POLYTECHNIC STATE UNIVERSITY June, 2012 © 2012 Nichole Griffith Table of Contents Research Proposal ............................................................................................................................1 Annotated Bibliography ...............................................................................................
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An agenda for Australian higher educ ation 2013–2016 a smarter australia Universities australia An agenda for Australian higher educ ation 2013–2016 a smarter australia This work is licensed under a Creative Commons Attribution-NonCommercial -NoDerivs 3.0 Unported License. Further inquiries should be made to the Chief Executive: GPO Box 1142 Canberra ACT 2601 Ph: +61 2 6285 8100 Fax: +61 2 6285 8101 Email: contact@universitiesaustralia.edu.au Web: www.universitiesaustralia
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Heineken N. V. Annual Report 2013 Front cover image igNITE beer bottle We are always committed to surprising and exciting our consumers. That’s why we have introduced the interactive igNITE beer bottle. The bottle lights up when you ‘CHEERS’ or drink and flashes along to the beat of the music. It ignites the night. Annual Report 2013 Contents Overview Report of the Executive Board Report of the Supervisory Board Financial statements Other information Welcome to
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..............................................75 PROPERTY, PLANT, AND EQUIPMENT......................................................87 BORROWING COSTS.................................................................................105 GOVERNMENT GRANTS ...........................................................................113 NON-CURRENT ASSETS HELD FOR SALE ..............................................123 INVESTMENT PROPERTY ................................................................
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SOCIAL INNOVATOR SERIES: WAYS TO DESIGN, DEVELOP AND GROW SOCIAL INNOVATION DANGER AND OPPORTUNITY CRISIS AND THE NEW SOCIAL ECONOMY Robin Murray 2 TITLE ACKNOWLEDGEMENTS This essay was written while the author was a Visiting Fellow at NESTA and forms part of a series of publications on methods of social innovation led by the Young Foundation with the support of NESTA. I would like to thank NESTA for their support, and in particular Dr Michael Harris, as well as my colleagues at the
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POSITION PAPER ON THE AIRPORTS SECTOR IN INDIA May 2009 Department of Economic Affairs Ministry of Finance Government of India AIRPORTS SECTOR EXISTING SCENARIO 1. The civil aviation traffic has seen an unprecedented traffic in the past few years on account of booming Indian economy, growing tourism industry, entry of low cost carriers in the private sector, liberalization of international bi-lateral agreements and liberalization of civil aviation policy. In future also the civil aviation
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IMPROVING QUALITY IN THE MANAGEMENT OF PROPERTY DEVELOPMENT AND CONSTRUCTION PROJECTS Portfolio presented on 29th October 2004 in partial fulfillment of the requirements for the degree of DOCTOR OF BUSINESS ADMINISTRATION (DBA) JOHN PANIL MIEM, PEng (Msia) Bsc. (Hons) Civil Eng. MBA (Tech. Mgmt.) International Graduate School of Management Division of Business and Enterprise University of South Australia DOCTOR OF BUSINESS ADMINISTRATION PORTFOLIO/DISSERTATION SUBMISSION SUPERVISOR
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Childhood Obesity 3 Introduction and summary 6 Provisions included in the Patient Protection and Affordable Care Act that address childhood obesity 6 Childhood Obesity Demonstration Project 7 Nutrition labeling 7 Community Transformation Grants 9 Broader measures in the Patient Protection and Affordable Care Act to tackle childhood obesity 9 Prevention and public health 15 Primary care and coordination 18 Community-based Care 20 Maternal and child health 22 Research:
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