Risk Management in Islamic and Conventional Banks: A Differential Analysis Salman Ahmed Shaikh* Dr. Amanat Ali Jalbani Abstract Islamic banking is interest-free banking which makes it necessary for Islamic banks to take active part in the operations of the business, i.e. share profits as well as losses. Banks including Islamic banks prefer to take minimum risk. On the surface, it may seem that Islamic banks face more risk and hence, will have more volatile or even negative returns on their
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APPLICATION OF INFORMATION SYSTEM BY SOUTHEAST BANK LIMITED 1.0 Introduction Information systems are essential for conducting day-to-day business in the most advanced countries in the world, as well as achieving strategic business objectives. Entire sectors of the economy are nearly inconceivable without substantial investments in information systems. E-commerce firms such as Amazon, eBay, Google, and E-Trade simply would not exist. Today’s service industries—finance, insurance and real estate
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Term paper on Submitted to: Salma Akter Senior Lecturer, Dept.of Business administration. EWU. Submitted by: ------------------------------------------------- Md.Aminur-Rahman ID: 2009-3-10-039 ------------------------------------------------- Shamim Ahmad ID: 2008-2-14-050 -------------------------------------------------
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transactions. Banks should also consider the relationships between credit risk and other risks. The effective management of credit risk is a critical component of a comprehensive approach to risk management and essential to the long-term success of any banking organization. Prime Bank primarily lends for trade finance although some amount of project financing is also undertaken. The bank has generally maintained a conservative approach towards lending and management claims that their credit appraisal process
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JANATA BANK LTD. * 2.8 ORGANIZATIONAL STRUCTURE OF JANATA BANK * 2.9 History of the Bank * 2.9.1 Functions of the Bank * 2.9.2 Branch network * 2.9.3 Management system * 2.9.4 Products and Services * 3 Introduction: * 3.1 FUNCTIONS OF GENERAL BANKING: * 3.1.1 Documents to be obtained for different types of account: * 3.1.2 Remittance Section: * 4 Foreign Exchange * 5 Guarantee * 6 Bank’s liability: * 6.1 Fiscal
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Table of Contents Abstract 2 1. Introduction 2 2. Background 3 3. Statement of Purpose 3 4. Literature Review 4 5. Scope of the Research 4 6. Methodology 5 6.1 Research Design 5 6.2 Sources of Data 5 6.2.1 Secondary Data 5 6.2.2 Primary Data 5 6.2.2.1 Population 5 6.2.2.2 Working Population 5 6.2.2.3 Sampling Design 5 6.2.2.4 Data Collection Method 6 6.2.2.5 Data Survey and Scaling Techniques 6 6.3 Data Analysis 7 7. Time Scale/Research
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Chapter I: Introductory Part 1.0 Introduction Early banking system served mainly as depositors for funds, while the more modern system has considered the supplying of credit their main purpose. A bank not only accepts money or deposits, but also lends money and creates its own credit; Crowther (2009, Bank Foundation, 5th edition) has defined a bank as “a dealer in debts- his own and of other people”. Sawyers (2006, Fundamentals of Banking, 2nd edition) states, “we can define a bank as an institution
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the Islamic banks in Pakistan. As Pakistan is a Muslim country and the main population is of Muslims, there is a great importance of Islamic banking in this country and people are getting aware of this financial system. But the main challenge here that is faced by the Islamic banking is that Pakistan govt. is supporting conventional banking more. For this research interviews were taken from the employees and the customers of Islamic banks. These interviews are about the basics of the Islamic banking
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of the degree of Masters of Business Administration with major in finance and Banking) Submitted By: Md. Forhadul Islam Metric No: R092036 Program: RMBA Date of Submission: 12 December, 2011 Department of Business Administration Faculty of Business studies International Islamic University Chittagong "Performance Evaluation of Chittagong Stock Exchange
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Online banking is growing popular day by day in Bangladesh. A number of private as well as local banks are going online now considering the demand and necessity of fast banking. Online banking not only provides banking facility round the clock but also helps a country to get attached to the international economy as well as business. People throughout the world are now getting engaged with more activity and business and hence need the fast and anytime access to his/her bank account. Online banking also
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