academically relevant to the world of research just like the Great Depression, whose causes are still being discussed. Other sources believe that the crisis might have been as a cause of human failures especially following the refusal to bail out the Investment Bank Lehman Brothers. The housing bubble was the immediate trigger of the 2008 financial crisis. The following were the triggers under the housing bubble. I. Subprime lending A subprime mortgage is the mortgage that is readily acceptable
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non-performing loans and damage in domestic industries ➢ Drastic increase in international private capital inflow in the ‘90s was key to understand this crisis. Liberalization within a flawed policy framework ➢ Inadequate regulation to cope with capital inflow---lack of experience and expertise, the predominance of short-term debt (which made economies vulnerable to speculative attack), newly-licensed banks (with risky lending practices, and unproductive, speculative investments. ➢ Fixed
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1 Introductory part CHAPTER 01: INTRODUCTION 1.1 Introduction Bank is a financial intermediary whose prime function is to move scarce resources in the form of credit from savers to those who borrow for consumption and investment. The main use of bank fund is to collect money from surplus unit and lend it to deficit economic unit as credit. A bank’s main earning source is interests on different credits. In order to ensure the effectiveness and efficiency of utilization of bank fund
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Tax Incentives and Facilities in Bangladesh Exemption and allowances according to ITO, 1984: Tax rebate: An assesse shall be entitled to a credit from the amount of tax payable on his total income of an amount equal to fifteen percent of the sums specified in paragraphs of the said Part B of ITO, 1984. The aggregate of the allowances admissible of the Sixth Schedule Part B shall not exceed- (a) One crore and fifty lakh taka (b) exceed thirty per cent of the total income of the assesse. Tax
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prohibited from gambling with customer’s savings and investment bankers need to be more risk averse. The effect of the new changes would result in economic growth for the next 40 years in the United States. In the 1980’s banks went public giving them huge amounts of stockholder money. They used it as a reason to get into risky investments and slowly started becoming more irresponsible with other people’s money. The deregulation of savings and loans in 1980 gave them many of the capabilities of banks
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the board a new business strategy for Westlake Lanes’ future: an Upscale Bowling Lounge. She will be presenting this option as the best choice to maintain and expand the business, and will suggest issuing equity to new shareholders to finance the investment. The alternatives Options considered: (1) stand pat, (2) sell, (3) liquidate, (4) Kid-friendly and Upscale Bowling Lounge ideas. The main criteria used to evaluate these are: (a) financial impact, (b) Westlake legacy’s continuation, (c) personal
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Credit Risk Management CHAPTER: ONE ORIENTATION TO THE REPORT CHAPTER-1 Orientation to the Report 1.1 THE AUTHORIZATION FACT Internship is a compulsory requirement for everybody pursuing a BBA degree at University of Dhaka. The Internship program includes organizational attachment period of 12 weeks and report writing period of 4 weeks. I am working with the Operations Divisions of IDLC Finance Limited. After consultation with my faculty advisor Mr. Md. Nazim Uddin Bhuiyan and my supervisor
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CHAPTER: ONE ORIENTATION TO THE REPORT CHAPTER-1 Orientation to the Report 1.1 THE AUTHORIZATION FACT Internship is a compulsory requirement for everybody pursuing a BBA degree at University of Dhaka. The Internship program includes organizational attachment period of 12 weeks and report writing period of 4 weeks. I am working with the Operations Divisions of IDLC Finance Limited. After consultation with my faculty advisor Mr. Md. Nazim Uddin Bhuiyan and my supervisor in the host organization
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of a company. 2) Specific objective of the report: The specific objective of this report is to find and analyze the Credit facilities (its outstanding, recovery, classified loans etc), approval and monitoring process of Dhaka Bank Limited, Local office. It will also include gathering an idea about the securities behind the loan facilities and issuing different bank guarantees. The detail objectives of my study are as follows- * To access the credit structure of banks in practice. * To measure
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Table of Contents | | | |CONTENTS |PAGE NO: | |∆∆Chapter-1 (Introduction) | | |» 1.01. Origin of the Report
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