Elixir 2011 Sustainable Success to futuristic approach MR. HARISH BIJOOR: Marketing Approach Sustainability is a movement. Sustainable marketing is all about needs, desires and wants. Marketing is all about practice. It is a communication between you and your customers. Consumer is a morph. There is an impact of recession on the market. Be like the consumer and plan accordingly. Marketers don’t know their customers any more. Brand managers are depending on intermediaries for information, they
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Growth of Banking and Development in India The world’s second largest populated country, India, is the apple of the eye for the world now. The world economies are seeing it as their potential market. This has been going on since quite some time now, ever since 1991 reforms of liberalization, globalization and privatization. Indian markets in urban areas have grown appreciably and are on the verge of saturation, so corporates have started tapping rural markets, since more than 60 per cent of India’s
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SEMINAR ADMINISTRATION DEVELOPMENT 1 BUILDING SOCIAL BUSINES ‘D’ BY JULIUS KWAKU KATTAH STUDENT ID. NO. UD32228BEC40802 DOCTORATE IN INTERNATIONAL ECONOMICS ATLANTIC INTERNATIONAL UNIVERSITY, HONOLULU, USA
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ABSTRACT Agency banking is a new banking concept introduced in Tanzania by the Bank of Tanzania (BOT). The main objective is to increase financial services outreach and to promote financial inclusion to the un-banked and under-banked population without risking the safety and soundness of the banking system. The concept is also geared towards encouraging financial institutions to use agents in the provision of banking services so as to reduce the cost of financial services and to foster financial
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Social Enterprise Description & Mission: Musoni Services is a microfinance software company that supports MFIs, SACCOs (credit cooperatives), and asset-financers in Africa with its cloud-based microfinance platform, the Musoni System. The System provides clients with the infrastructure they need to reduce costs, improve efficiency and drive financial inclusion into rural areas where the majority of the unbanked live. The company aims to fulfill its social mission of expanding financial inclusion
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reasonable goal but requires the commitment of the whole agency. Acceptance of a delinquency level above zero percent is the decision of the institution itself and a decision that has its own costs. Causes of Delinquency and Default Ultimately the microfinance institution itself is responsible for delinquency (even when the proximate cause seems external to the MFI) because it sets its own principles, promotes its own repayment culture,
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ESSAY FOR SBI DESCRIPTIVE TEST CYBER CRIMES Millions of people around the world use computers and the internet every day. We all use it in school, work even at home, computers have made our lives easier it has brought so many benefits to the society but it has also brought some problems and cybercrimes with them. Today, the world is moving towards a point where everything from banking stock exchanges, are traffic control, telephones to electric power, health care, welfare and education depends on
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HBR.ORG Profits at the Bottom of the Pyramid A tool for assessing your opportunities by Erik Simanis and Duncan Duke OCTOBER 2014 REPRINT R1410G Erik Simanis is a senior extension associate at Cornell University’s Johnson School of Management. Duncan Duke is an assistant professor of management at Ithaca College’s School of Business. 2 Harvard Business Review October 2014 This article is made available to you with compliments of FM Global Insurance. Further posting
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The diagram shows normal profits that firms in monopolistic competition in the long-run. Whatever the situation of the firm in the short-run, in the long-run the will still try to maximise profits by producing that level of output where MC = MR and, at that output, the cost per unit, C, is equal to the average cost (Blink, Pg. 116). In the long run, each firm is exactly covering its costs, this includes its opportunity costs, and so there is no incentive for firms to leave the industry. However,
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Rural Finance Opportunities in China By Alison Kennedy and Albert Chan From the steppes of Inner Mongolia to the tropical islands of Hainan Province, half of rural Chinese households lack access to banks or other formal financial services. With central government blessing, that will change over the next decade. But Chinese and multinational players considering this vast and variegated market will need innovative marketing and business models, a taste for on-theground campaigning, and patience
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