the financial performance, the development and growth of bank and non-bank financial institutions of Bhutan for the period 19992008 using both traditional and data envelopment analysis (DEA). The DEA analysis shows that financial institutions in are efficient and Bhutan National Bank has been the most efficient one. Overall, the paper finds that the ROE of the financial institutions in Bhutan are comparable to the international banks. Key words: Financial institution, performance, loan, deposit
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and money transmission. Banks play a crucial role in mobilizing and distributing a nation’s wealth to ensure a healthy growing economy. Banks normally have large branch networks, many of them comprising over a thousand branches. A bank customer can an individual or an organization with a current or similar account with the bank (Lipscombe & Pond, 2005). ERP systems in business are typically used with an internal perspective and less with external perspective. However, in banks the applications are more
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to transfer or remit, the conventional ways are, Bank transfer Post office based transfers: Online transfer via FINO etc Hawala and transfer by hand are unconventional means to transferring money. Each of these means has its own set of advantages and inherent challenges/issues. Details as given: **** This case study is confidential and should not be shared in any form**** The most favored and prevalent mean is utilizing banks services to get these transfers done. But at the same
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Chapter 1 The Financial Services Industry: Depository Institutions Overview • In this chapter, we explore two major depository institution (DI) groups: – Banks, and – Non-bank depository institutions. • We focus on the major characteristics of each group: – Size, structure and composition of industry group, – Balance sheets and recent trends, – Regulation. • In Australia, the Australian Prudential Regulation Authority (APRA) authorises financial institutions to carry out financial
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GULF AFRICAN BANK LIMITED ABOUT THE BANK: it is a commercial bank in Kenya, the largest community in the East African community. I t has been licensed by the central bank of Kenya and the national banking regulator. In the year 2005 the bank was first thought of by a group of motivated Kenyans who envisioned establishing and Islamic bank as an alternative to conventional banking in the country by the Persian gulf and individuals and Kenya. The banks began banking operations in 2008, after they
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Internship report on Credit Appraisal of NCC Bank Ltd. PREPARED FOR Ms Halima Begum SeniorLecturer Department of Business Administration Leading University, Sylhet PREPARED BY: Fathema Jannath ID: 1201010750 Department of Business Administration Leading University, Sylhet Date: July 11, 2013 Credit Appraisal Of NCC Bank Ltd. LETTER OF TRANSMITTAL Date: 11th July, 2013 To The Supervisor Department of Business Administration Leading University Sylhet Subject:
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outcome, adverse in relation to planned objective or expectations. In the financial arena, enterprise risks can be broadly categorized as credit risk, operational risk, market risk and other risk. Credit risk is the oldest and important risk which banks exposure and important of credit risk and credit risk management are increasing with time because of some reasons like economic crises and stagnation, company bankruptcies, infraction of rules in company accounting and audits, growth of off-balance
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Credit risk management with reference to Punjab national bank Naupad, thane Dissertation Submitted to the Padmashree Dr. D.Y. Patil University in partial fulfillment of the requirements for the award of the Degree of MASTERS IN BUSINESS ADMINISTRATION Submitted by: KUNAL JOSHI (Roll No. 01102) Research Guide MR. MANGESH JADHAV Assistant Professor Department of Business Management Padmashree Dr. D.Y. Patil University CBD Belapur, Navi Mumbai APRIL 2013 Declaration I hereby
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impact was more on the customers than the company itself; however, the blame is to be placed on the company for not doing their part to ensure customer information. There were many reports made to banks and credit card issuers from the holders of fraudulent charges made on their accounts and this caused the banks to have to spend time investigating and returning the money to the cardholders that had been affected. I am sure that TJX was affected as well because people were not shopping there as much
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PHILIPPINE NURSES ASSOCIATION, INC. (PAMBANSANG SAMAHAN NG MGA NARS NG PILIPINAS, INC.) 1663 F. T. Benitez Street, Malate, Manila 1004 OPTIONS FOR MEMBERSHIP APPLICATION TO PNA: I. Through the PNA National Office, located at 1663 F.T Benitez Street, Malate Manila (Mondays-Saturdays, 8:00am - 5:00pm) 1. Get a Membership Slip from the In-charge Guard. Fill up the form. 2. Proceed to the accounting office to settle the fee of P400.00 together with the filled up form. 3. After the payment
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