RELATIONSHIP BETWEEN NON-PERFORMING LOANS, MACROECONOMIC FACTORS, AND FINANCIAL FACTORS IN CONTEXT OF PRIVATE COMMERCIAL BANKS IN BANGLADESH by Syeda Zabeen Ahmed ID # 0120269 An Internship Report Presented in Partial Fulfillment of the Requirements for the Degree Bachelor of Business Administration INDEPENDENT UNIVERSITY, BANGLADESH April 2006 An investigation of the relationship between Non-performing Loans, Macroeconomic Factors, and Financial Factors in context of Private Commercial Banks in Bangladesh
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Research on Chinese Commercial Banks' Capital Structure Optimization Jianwen ZHENG Wuhan University of Technology,China email:174068598@qq.com Keywords: Commercial Banking, Capital Structure, Optimization, Strategy Abstract. Optimize the capital structure is the fact that the premise of improving corporate governance.This paper describes the status of the capital structure of Chinese commercial banks, analyzes the main problems of Chinese commercial banks supplement existing capital structure
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NPA issue in nationalized banks in India. Net Worth relation with NPAs Net worth gets depleted by annual operating losses or a substantial decrease in asset values relative to liabilities. Banks are required to categorize non-performing assets further into three units on the period for which the asset has remained non-performing and the reliability of the dues: (i) Sub-standard Assets, (ii) Doubtful Assets, and (iii) Loss Assets. According to RBI directives, all banks are required to maintain
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FIN 536 PPT 17 March 2015 BANK REGULATION AND MANAGEMENT (Assets Quality and Financial Ratios) CHAPTER 9b Dr. Norliza Che Yahya Center for Economics and Finance Studies Faculty of Business and Management Universiti Teknologi MARA (UiTM), 42300 Puncak Alam Campus, Office: PFI 04 -032 Office (tel): 03-3258 7077 Email: norliza9911@puncakalam.uitm.edu.my or norlizacheyahya@yahoo.com LOGO 1 LOGO Content of Syllabus CODE CHAPTER WEEK NOTE Ppt 1- 4 Introduction
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AN ANALYSIS OF THE IMPACT OF RISK EXPOSURE TO THE PERFORMANCE OF BANKS IN NIGERIA CERTIFICATION I certify that this research work was carried out by MR ABOYARIN SALAMI TUNDE with Matriculation No.; 109025160 of the Department of Finance, Faculty of Business Administration, University of Lagos, Akoka, Lagos. __________________________ ______________ DR. LEKAN OBADEMI DATE _______________________ ____________ PROF. W. IYIEGBUNIWE DATE HOD DEPARTMENT
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Concept of bank; Bank, a financial institution, is playing a vital role in the economic development of the country. The function of banks are not only accepting deposits and granting loans but also, including wide range of services to the different strata of society, to facilitate the growth of trade, commerce industry and agriculture of the national economy. In the absence and insufficiency of banking and financial facilities, the growth of the economy development becomes slow. However, bank is the
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Citizens Bank International Limited Kamaladi , Kathmandu Disclosure as per Bassel II For the First Quarter Ending 31st Ashwin 2067 1 Capital structure and Capital Adequacy: Core capital and its components Description Paid up equity Share capital Statutory general reserve Retained earning Un‐Audited Current year Cumulative profit Deferred Tax Reserve Less: Miscellaneous Expenditure not written off a b c d e Core Capital ( tier 1) Supplementary capital and its components: Description General loan loss provision
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Non-Performing Assets (NPA) - Meaning Non-Performing Assets are popularly known as NPA. Commercial Banksassets are of various types. All those assets which generate periodical income are called as Performing Assets (PA). While all those assets which do not generate periodical income are called asNon-Performing Assets (NPA). If the customers do not repay principal amount and interest for a certain period of time then such loans become non-performing assets (NPA). Thus non-performing assets are
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Introduction Gyan Sangam meaning Knowledge Confluence was a two-day retreat for banks and financial institutions which was held in Pune, to address a key issue that has plagued Indian public sector banks, the gap in performance between themselves and their private sector counterparts. It was attended by the Prime Minister, Finance Minister and Reserve Bank Governor. “There is disparity in private sector banks and PSBs. It is in this context that we need to rethink the strategy in PSBs and that
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Principles of Bank Management A Bank manages its assets and liabilities in four ways. 1. Asset Management 2. Liquidity Management 3. Capital Adequacy Management 4. Liability Management 1. Asset Management Asset management is to acquiring assets with the highest return and the lowest risk. To maximize its profits, a bank must simultaneously seek the highest returns possible on loans and securities, reduce risk, and make adequate provisions for liquidity by holding liquid assets. Asset
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