Important Questions for Banks Finance Job 1. 2. 3. 4. 5. 6. 7. What do mean by a Bank, what kind of business a bank is doing? How banks earn profit? What are the product and services offered by a bank? What assets and liability products of a bank? What is net interest margin (NIM)? What deposit mobilization? Why these days the mobilizations are going down? What are the factors effecting deposit mobilization of a bank? What is RBI Credit Policy and how RBI control money supply and interest rate (definition
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PROJ420 – Project Risk Management JC Gear Case Study Risk: A Case Study: "Risk Options: The Automated Production Control System Case" The following short case will give you a good idea of how risks surface in business and project planning and what companies do about it. Consider that you are the Risk Manager as you look at this case, as it will be a good exercise for the time when you will be that Risk Manager! The JC Gear Company has decided to initiate a project aimed at automating its production
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Market risk Credit risk Operational risk Used to monitor funding concentration PILLAR 2- SUPERVISORY REVIEW PROCESS Bank should have strong internal process Adequacy of capital based on risk evaluation PILLAR 3 – ENHANCED DISCLOSURE Provide market discipline Intends to provide information about banks exposure to risk SIGNIFICANT METHODS OF MEASUREMENT The pillar is divided in three types of risk for which capital should be held: Credit Risk Operational risk
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II……………………………………………………………………………………………………………16 Enhancements of Basel II…………………………………………………………………………………18 The Resecuritisation Exposure Using IRB Approach………………………………………….18 The Resecuritisation Exposure Using Standardized Approach…………………………..18 Operational Criteria for Credit Analysis……………………………………………………………19 Securitization Liquidity Facilities – Standardized Approach………………………………19 Conclusion……………………………………………………………………………………………………….21 SOURCES …………………………………………………………………………………………………………22
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ASSIGNMENT COVER SHEET Please note that assignments will not be accepted after 8pm. Student ID: 11470577 Family name: Karki Given names: Nishan Subject name: System Analysis. Subject code: ITC211 Lecturer: PHILIPS KHAZINS Assignment No: 1 PENALTY ON LATE ASSIGNMENTS Penalty for late submission of assignment without obtaining lecturer’s approval for an extension will be 10% deduction per day, including weekends, of the maximum marks allocated for the assignment, ie
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business lines to determine the amount of cash it must have on hand to protect itself against operational risk. Each line is weighted by its relative size within the company to create the percentage of assets the bank must hold. The third method, the Advanced Measurement Approach is much more demanding for regulators and banks alike: it allows banks to develop their own reserve calculations for operational risks. Regulators, of course, must approve the final results of these models. In its evaluation
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SCOREl Operational risk An operational risk scorecard approach Operational risk scorecards have been in the spotlight since the Basel Committee on Banking Supervision’s 2001 paper on op risk treatment under Basel II. In the first of two articles, Ulrich Anders and Michael Sandstedt of Dresdner Bank examine what, specifically, these systems seek to accomplish – and what implementing them entails he analysis of operational risk is a relatively new area, though it is increasingly essential. From
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BP is a British global energy company which is the third largest energy company and the fourth largest company in the world. As a multinational oil company, BP is the UK's largest corporation, with its headquarters in St James's, City of Westminster, London. BP America's headquarters is in the One Westlake Park in the Energy Corridor area of Houston, Texas; the company is among the largest private sector energy corporations in the world, and one of the six leaders. In order to project social responsibility
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to financial crisis. (Borodovsky & Lore, 2000) Although it is important to assess credit risk and market risk in the bank investment, operational risk is the fundamental part to the ultimate success of investment. “Operational risk is the risk of a breakdown in the operations of the derivatives program or risk management system.” (Chance & Brooks, 2012) Operational risk was generally defined as the failure in internal processes, people and systems or from external events. It could be interpreted
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Country Risk Analysis: John D. Young MGT 448 January 16, 2010 Stephen Thomas Country Risk Analysis When entering any market, analyzing the business risks is an important process. Many sources of risk exist and responsible organization will examine every possible source in preparation for managing a variety of issues. These risk types include political, legal, and regulatory risk, exchange and repatriation of funds risk, competitive risk, taxation and double taxation risk, market risk
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