finances during financial shortfalls. (Carter and Skiba, 2012) In the Philippines, Pawnshop is one of the financial service providers (FSP) that are helping to increase the access to financial services of underserved and unserved. For many Filipinos, pawning is the most convenient way to raise money, easier than securing a bank loan. In the Bangko Sentral ng Pilipinas Report on the State of the Financial Inclusion in the Philippines in 2011, the Banking sector is accounted for more than 80 percent of
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writer but a great Historian as well. His essay, The Philippines a Century Hence presents a radical prophesy of Rizal of how the Philippines would be through the century. Rizal presented a clear idea of how our Motherland will end up centuries later proposing that our country will end up in either of the three ways;(1) that the Philippines will remain to be a colony of Spain but will be in good terms with it’s captors;(2) that the Philippines will try to cut the ties of our Motherland from it’s captors
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TECHNOLOGICAL UNIVERSITY OF THE PHILIPPINES AYALA BOULEVARD ERMITA MANILA COLLEGE OF LIBERAL ARTS REACTION PAPER ON ENERTECH SYSTEM INDUSTRIES INC. SUBMITTED BY: Tugade, Erwin Benedict P. BAM IM 3LE SUBMITTED TO: DR. NOEL V. HERNANDEZ PROFESSOR TABLE OF CONTENTS I ………………………………………… INTRODUCTION II ……………………………………...... RATIONALE III ……………………………………….. OBJECTIVES IV ………………………………………. SUMARRY AND
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Chapter 2 Childhood Years in Calamba Rizal's childhood was the happiest period of his life. Calamba, the hero's hometown, belonged to the Dominican Order. A few kilometers south of Calamba lies mount Makiling. East of the town is Laguna de Bay. Rizal was a student in the Ateneo de Manila in 1876 when he was 15 years old. When he was fifteen, he wrote the poem entitled In Memory of My Town (Un Recuerdo A Mi Pueblo) Rizal was sickly, underweight, undersized, and frail as a child. He had his
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What are the roots of Jemaah Islamiyah? How are South East Asian States working to combat terrorism? What should the role of the U.S. be? It is believed that the roots of Jemaah Islamiyah, whose name means Islamic Group in Arabic, can be traced back in the late 1940s when Darul Islam emerged in the Indonesian republic to oppose the post-colonial rule of the Dutch. In the eyes of the Muslims, the rule is too secular. It is assumed that Jemaah Islamiyah is a revival of Darul Islam. In their
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Technological University of the Philippines COLLEGE OF LIBERAL ARTS Ayala Boulevard, San Marcelino Street, Ermita, Manila PLANT TOUR 2013 (Villar Foundation, Hino, and Gardenia) Submitted to: Dr. Noel B. Hernandez Submitted by: Evangelista, Kris Lianne N. BAM IM 4L E October 12, 2013 PLANT TOUR 2013 (Villar Foundation, Hino, and Gardenia) I. INTRODUCTION Plant tour is define as a visit to a place (such as museum, warehouses, factory, etc.) that is
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I made a market map for restaurants in Saudi Arabia. I made it for the international restaurants against the national restaurants and they’re difference in price. The first observation I made was that national restaurants out way international restaurants showing the preference in consumers in Jeddah that they’d rather go to a Saudi restaurant than an international one but price plays a role in this situation. There is a perfect balance between cheap and expensive Saudi restaurants showing a competitive
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market was postponed by ALI but instead of the two subsidiaries. Also Property giant Ayala Land Inc. on Monday rolled out a new domestic retail bond offering worth P6 billion, raising fresh funds for its continued expansion. In a disclosure to the Philippine Stock Exchange, ALI said it was offering P4 billion worth of bonds due in 2020 and another P2 billion worth of bonds due in 2033 at
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SERVANT LEADER IN THE PHILIPPINES Henry Sy, according to the study of Entrepreneurship in the Philippines, is a Chinese Filipino Entrepreneur and founder of SM Group. Henry Sy started building his own small business called “Shoe Mart” and eventually turned it into a major corporate identity. Henry Sy inspires many people that you can start small and grow it into a massive empire. I've chosen him as a servant leader of the Philippines because he has this many characteristics of a great leader
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AMERICAN PERIOD GOVERNMENT-Partisan politics was one of those institutions which the Americans brought to the Philippines. The municipal elections that followed the implantation of American sovereignty gave the Filipinos the first taste of politics, American-brand. To be sure there was at the beginning no furor, no color to campaigns, for the Filipinos were as to yet too politically naïve to understand the intricacies of modern politics. With the founding of political parties, however, they began
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