Autumns Internship Project KPMG Strategic and commercial Intelligence Department Inverting the Pyramid: Inclusion in the Financial Services Industry Final Project Report 19/11/2010 Submitted By: Hufriya Kavarana PGP-09-031 S.P. Jain Institute of Management and Research, Mumbai Inverting the Pyramid: Inclusion in the Financial Services Industry 2 | P a g e Table of Contents Preface .......................................................................................................
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Adoption of Mobile Payment Systems in Ghana Winfred Ofoe Larkotey#1, Prince Yaw Amoako*2, Ebenezer Afotey Laryea#3 , Ernest Dey#4 # Institute of Computer Science, Valley View University Box AF 595, Ghana 1 winfred.larkotey@gmail.com 3 afotey@gmail.com * Valley View University Institute of Computer Science, Ghana 2 4 papaprince@vvu.edu.gh ernest.dey@gmail.com Abstract— It may be said that no technology has increasingly broadened faster around the globe reminiscent of the mobile
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Introduction The concept of gender has become a debatable issue in the contemporary society and an important dimension in the design and analysis of social and economic development policies. These development concerns have brought about gender issues at the forefront of national and international agenda. During the 1990's, the gender issue continued to follow the historical trend by being one of the most popular themes of debates. The Human Development Report, (1995) posits that the number of
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of life and a better society leading to a more peaceful world. Most people are likely, on individual levels, to become involved with international business corporations during their careers. Manufacturing companies, and also service companies like banks, consulting firms or insurance are going global. In an era of open borders, niche marketing, instant communications and free ways of reaching millions of people, huge opportunity emerges for individuals to enter the international business arena. International
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Rural Finance Opportunities in China By Alison Kennedy and Albert Chan From the steppes of Inner Mongolia to the tropical islands of Hainan Province, half of rural Chinese households lack access to banks or other formal financial services. With central government blessing, that will change over the next decade. But Chinese and multinational players considering this vast and variegated market will need innovative marketing and business models, a taste for on-theground campaigning, and patience
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urbanization. The World Bank estimates that the current infrastructure financing needs are US $95 million in Africa out which there is financing for US $45 billion1. The current gap should have been US $48 billion but leads to much more since nearly 35% of it is wasted due to inefficiencies. Most of the current financing in infrastructure has been through the Public sector with the Private sector contributing 21% share2. Infrastructure development would have positive effects in East and Central Africa and would
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.................................................................................................................................. 28 2 1. Executive Summary The private sector with its skills, knowledge, experience and resources, can play a key role in accelerating progress towards the Millennium Development Goals (MDGs) by improving social infrastructure and employment opportunities that will lift poor households out of the poverty trap. The Southern Africa Trust's Business for Development (B4D)
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CHAPTER TWO LITERATURE REVIEW 2.0 Introduction This chapter reviews literature related to this study. This was done with the expectation that relevant information would be obtained to help shape and enrich the study, knowledge of what has been done on this topic is important in helping to clarify issues. The following topics were reviewed for the study; definition of loan, definition of SME, general principles of lending, loan monitoring and control, access to credit as well as repayment performance:
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FIGURE 1.1 FIGURE 1.2 FIGURE 1.3 FIGURE B1.1.1 FIGURE 1.4 FIGURE 1.5 FIGURE 1.6 FIGURE 1.7 FIGURE B1.3.1 FIGURE B1.3.2 FIGURE 1.8 FIGURE 1.9 FIGURE 1.10 FIGURE 1.11 FIGURE 1.12 FIGURE 1.13 FIGURE B1.4.1 FIGURE B1.4.2 FIGURE B1.8.1 FIGURE B1.8.2 FIGURE 1.14 FIGURE 1.15 FIGURE 1.16 FIGURE 1.17 FIGURE 1.18 FIGURE 1.19 FIGURE 1.20 FIGURE 1.21 FIGURE 1.22 FIGURE 1.23 FIGURE 1.24 FIGURE 1.25 FIGURE B1.9.1 Despite some Q1 weakening, business sentiment in Europe and the US signals further expansion Economic
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100 banks worldwide along with several remote draft printing stations. It should be noted that Remittance and Currency Exchange business are Sharia compliant. In the next three years, plans are in place to take the company across continents which includes but not limited to the following: operations in every GCC country, consolidation of operations in India and a presence in Africa, Far East and Europe. The senior management team comprises of industry experts who have played a leading role in
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