Affordable Housing – Some Experiences From Kenya Wafula NABUTOLA, Kenya Key words: Affordable, Mortgage, Sweat Equity, Home, House, Space, Settlements. SUMMARY Shelter is a physiological human need. It is like food. So much so that even those who cannot afford it still need it. By its nature housing represents a major investment requiring a substantial capital outlay. In the majority of housing projects, the developer whether as a corporate or individual has to borrow, beg or steal! Kenya’s GDP
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THE LAND QUESTION AND DISPLACMENT IN KENYA: SUPPORT FOR EFFECTIVE IMPLEMENTATION OF THE NATIONAL LAND POLICY By William Kiptoo EXECUTIVE SUMMARY In 2010 Kenya enacted the National Land Policy following the promulgation of the new through the referendum. This was achieved through many years of consultation between the government and stakeholders of the land sector, mainly civil society organizations. The need for land reform was also identified by the Kenya National Dialogue and Reconciliation
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FACES OF INDEBTNESS 1) KENYA Kenyan borrowers promptly repay their loans despite the stiff interest rates and high inflation, presenting a lower default risk investment environment for banks compared to other parts of the world. The low default risk for banks has however not translated to lower interest rates for customers despite the credit referencing system taking effect. The credit risk is measured in terms of gross non-performing advances as a percentage of the total gross advances. A
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hub Roots & tubers, cereals and fruit & vegetables dominate output Primary crop production, million tonnes, 2012 Share of primary crop production, 2012 40,000 Ethiopia 10% 30,000 28% Tanzania Uganda 20,000 4% 15% Kenya Rwanda 10,000 20% 23% Burundi 0 Roots & tubers Cereals Fruit & vegetables Pulses • Ethiopia & Tanzania produce around half of the region’s primary food crops. • Cassava, potatoes & maize are the region’s staple foods
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Concentration 2 Related Industries 4 Spending Power 4 Buying Habits 5 FMCG in Africa 6 Food 6 Beverages 6 Personal Care Products 8 Home Care Products 8 FMCG Growth Spots in Africa 6 Ghana 9 Kenya 10 Nigeria 14 Sources of Information 16 Contact Details back page 1 | Fast-Moving Consumer Goods in Africa Introduction & Overview The fast-moving consumer goods (FMCG) sector, also called the consumer packaged goods (CPG)
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robertoketch@yahoo.com | | | PROFILE: Robert has a bachelor degree in Strategic Management. He also has a Certificate in Computer Packages and its Applications. Robert is a social scientist with a good grasp of social and economic development issues in Kenya. Having worked as an administrative assistant in Agrobiologica Africa Ltd now Development Shift consultancy, Kogelo Village Resort in the Management Trustee team as the Operation manager, Lake Basin Development Authority as an intern in Human Resource
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of Kenya Vision 2030 First Medium-Term Plan, 2008-2012 Ezekiel Mbitha Mwenzwa Department of Social Sciences Karatina University P. O. Box 1951, Karatina, Kenya. Joseph Akuma Misati Department of Sociology Maasai Mara University P. O. Box 861 20500, Narok, Kenya. Abstract Kenya faces several development challenges including poverty, disease, unemployment, negative civic engagement among others. The development bottlenecks worsened following the introduction of the IMF/World Bank-propelled
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An Invest AD report written by the Economist Intelligence Unit Into Africa Institutional investor intentions to 2016 Contents Foreword 2 Preface 3 About this research 4 Key findings 5 I. Introduction: a North-South role reversal 6 II. A hopeful decade: Africa’s changing image 8 III. Barriers to investment 11 IV. The new investment case for Africa 15 V. Investor perceptions versus market reality in key markets 18 Conclusion 20 Appendix:
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THE IMPACT OF PENSION SECTOR REFORMS ON THE FINANCIAL VIABILITY OF PENSION PLANS IN KENYA By Akwimbi Ambaka William March 12, 2011 Department of Business Administration, School of Business, University of Nairobi, Kenya Electronic copy available at: http://ssrn.com/abstract=1784297 TABLE OF CONTENTS Declaration List of Tables List of Figures Appendices Abbreviation CHAPTER ONE: INTRODUCTION 1.0. 1.1. 1.2. 1.3. 1.4. 1.5. 1.6. Background of the Study The Conceptual Basis of Social Security
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Mobile Value Added Services (MVAS) A vehicle to usher in inclusive growth and bridge the digital divide January 2011 www.deloitte.com/in 2 Contents Message from Chairman, TRAI Message from President, ASSOCHAM Message from Secretary General, ASSOCHAM Message from Deloitte Objective & Methodology Executive Summary Introduction What is MVAS? What is Utility MVAS? Key categories in Utility MVAS A Framework for Utility MVAS Drivers for Utility MVAS Categories in focus Category 1 : M-Commerce
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