Consultative Group to Assist the Poorest (CGAP) Working Group on Savings Mobilization RURAL BANK OF PANABO (RBP), PHILIPPINES (CASE STUDY) Ulrich Wehnert Eschborn, 1999 CGAP Working Group on Savings Mobilization CONTENTS ABBREVIATIONS LIST OF TABLES AND GRAPHS 1 CONTEXT 1.1 1.2 Macroeconomic context iv v 1 1 Context of the financial sector 1 1.2.1 Role of the central bank 1 1.2.2 Regulation and supervision 2 1.2.3 General development and characteristics of the financial sector 3 1
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called Stabilization SWFs. SAVINGS SWFS These SWFs are created to build up savings for future generations. Resource curse SWFs can help avoid resource curse in resource-rich countries. Governments may be able to spend the money immediately, but risk causing the economy to overheat, e.g., in Hugo Chávez's Venezuela or Shah-era Iran. In circumstances such as economy overheat in Hugo Chávez's Venezuela or Shah-era Iran which aroused due to high liquidity, saving the money to spend during a period
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an increase in the need for funding the medical care for this aging population. We currently have Medicare and Social Security, but just like every financial source, it has its limits. It has been predicted that by the time the baby boomers grandchildren reach the age for retirement, there will be a lack of or absence of the resources necessary to fund their Medicare and Social Security benefits. There does not seem to be any resolutions to this issue. The only possible solution to this current issue
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all - Social attitude:individualism We are in this together(High collective accountability): - Medium global growth - Employers provide benefits and share cost/risk with employees - New risk-sharing pension arrangements - Social cohesion and solidarity You are on your own(Low individual responsibility): - Prolonged recession - Employers reduce benefits and shift cost/risk to employees - Acceleration of DB to DC - Minimal social security provision
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Just like with any other form of communication, there is a risk of a breach in confidentiality. Most privacy and security risks apply to both paper and electronic records. However, the way that these are exploited and can be mitigated is different. Having a good understanding of risks is important to ensure that an organization makes informed choices regarding the privacy and security policies and procedures that they apply. Ways confidentiality can be breached can include unauthorized access to
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The history of Social Security Alternatives to Social Security Feminization of poverty Economic impact of job discrimination By PAUL WISEMAN, AP Economics Writer Associated Press - Tuesday, June 2, 2015 More older Americans are being buried by housing debt WASHINGTON — Al and Saundra Karp have found an unconventional way to raise money and help save their Miami-area home from foreclosure: They're lining up gigs for their family jazz band. They enjoy performing. But it isn't
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ESSON 2: POPULATION AND ECONOMIC DEVELOPMENT UNIT I: POPULATION LESSON 2 ‘POPULATION AND ECONOMIC DEVELOPMENT’ - Dr. Anupama Rajput Studying this chapter should enable you to understand: * Theory of Demographic Transition * Demographic Profile of India * Population Growth and Economic Development * Population Policy of India Introduction: The size and composition of a country’s population can exert a powerful influence on a country’s development. The population size
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assets and liabilities held by the FIs • Market risk: potential changes in the value of assets held by FIs • Credit risk: holding securities with the potential of default • Foreign exchange risks: FIs holding foreign currency or securities denominated in a foreign currency • Liquidity risk: cost associated with the ability to sell securities to raise cash Use of Economic transactions by FIs • Provide a center where savers meet borrowers • Provide economies of scale
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stakeholders, who can then become more effective partners of the BSP in safeguarding price stability and in ensuring a stronger and safer banking and payments system.The following programs will be conducted: * “Project BRO (BSP Reaches Out),” a savings campaign for kids and teens from Grade 1 to Grade 10, scheduled on 10 August 2015, Monday, Dipolog Pilot Demonstration School (8:00 to 11:00 a.m.) and St. Vincent School (1:30 to 4:30 p.m.); and 11 August 2015, Tuesday, Zamboanga del Norte High School
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1040A Your first name and initial U.S. Individual Income Tax Return Last name (99) 2013 IRS Use Only - Do not write or staple in this space. OMB No. 1545-0074 Your social security number Robert If a joint return, spouse's first name and initial Greene Last name 412-34-5670 Spouse's social security number Vilma 1001 N.W. 93 Street Greene Apt. no. 412-34-5671 Make sure the SSN(s) above and on line 6c are correct. Presidential Election Campaign Check here if you
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