...------------------------------------------------- Synopsis Introduction of Aadhar Card Aadhar is a 12 digit unique identification number issued by the Indian government to every individual resident of India. The Unique Identification Authority of India (UDAI), which functions under the planning commission of India, is responsible for managing Aadhar numbers and Aadhar Identification Cards. The Aadhar project was initiated as an attempt towards having a single, unique identification document or number that would capture all the details, including demographic and biometric information, of every resident Indian individual. Currently there are a plethora of identity documents India including passports, permanent account number, driving licenses and ration cards. Its replace these documents. ------------------------------------------------- Chairman of the Unique ------------------------------------------------- Identification Authority of India Nandan Nilekani is an Indian entrepreneur and Chairman of the Unique Identification Authority of India. After a successful career at Infosys , He is now heading the Government of India’s technology committee ------------------------------------------------- Early Life : Nandan Manohar Nilekani was Born in 1995 in the town of Sirsi in Uttara Kannada district of Karnataka. His parents are Durga and Mohan Rao Nilekani’s mother tongue is Konkani. His father worked as a General manager of Mysore...
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...INTELLIGENT EXPERT SYSTEM BIOMETRICS FOR ANTITERRORISM ABSTRACT: ‘Terrorism’ is one of the highly pronounced words nowadays. Hijacks are taking a lion’s share when we talk about terrorism. This is mainly due to the intrusion of the terrorists into a country by using fake passports or related forged documents. Our project is intended to minimize this to the maximum extent, using the help of biometrics. We have taken finger print and Iris scanning to implement this project, since these are the 2 highly distinguishing features which differentiate one human from another. It is planned to be implemented in two phases. 1.While applying for the passports 2.During the boarding of flights With proper implementation of these schemes, we can ensure that fake passports are not issued and illegally migrating people into the country can be prevented. Keywords: While applying for passport, while boarding flight, advantages, related works, process of Iris scanning and detection of criminals, process of Iris scanning while boarding flight( national or International), coding. PROPOSED SYSTEM: I.INTRODUCTION: Taking the help of Iris scanning and finger print scanning we have designed this project in order to prevent hijacks. It is planned to be implemented in two phases as mentioned earlier. II. WHILE APPLYING FOR THE PASSPORTS: While a person is applying for the passports. Finger prints are scanned. Besides that Iris of the person should also be scanned since...
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...policy Aadhaar, the brand name of a 12-digit unique identification number which the Unique Identification Authority of India (UIDAI) setup for purpose of issuing to all citizens the sole and unique document of valid identity. Much like USA’s Social Security Number, the Aadhar was set up to duplicate the system in the United States in order to facilitate welfare programmes to reach intended beneficiaries and serve as basis for e-governance in banking, insurance and such other value-added services. There certainly have been crosshairs of argumentation about the inception, feasibility and desirability of the scheme. Talking about pros, Aadhaar will facilitate ‘anytime, anywhere, anyhow’ authentication to its beneficiary. Aadhaar will be a single source of identity verification. Hence, Easy Identification. Secondly, it would facilitate Direct Benefit transfer. This adds to the BJP government’s initiative to work towards creating a social welfare scheme, including accidental, health, senior citizen welfare schemes, through the JAM Trinity. This in-turn would better target the PDS. Thirdly, Duplication at all points can be eliminated. For instance, the Election Commission is planning to link Voter ID to Aadhar doing away with the problem of multiplicity. Also over a crore ghost LPG gas connections were weeded out when it was linked with Aadhaar. Thirdly, this would remove multiplicity of documents and smoothen processes from opening a bank account link all accounts - total...
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...The Gigantic Identification Project Aadhaar is the ambitious government project mounted on massive scale at a huge budget that promises to change the face of social sector in India. It is the project of the Unique Identification Authority of India (UIDAI) launched in 2009 with the responsibility of producing and distributing it. Aadhaar is a twelve digit unique identity number which will be issued to every Indian resident (1.2 billion) and provide an easier access to the social benefits from the government. “It will ease and fasten the process to get a scholarship, bank accounts, LPG connections etc.” says UIDAI Chairman Nandan Nilekani. For this, demographic details (residence address) of a person and biometric information (photograph, iris-scan, fingerprints) are collected by the operator which gets encrypted and are stored in a centralized database. It is not a compulsory approach instead, it is voluntary based. It is valid for the whole life of an individual and is free of cost. The objective of this project is to bring transparency and accountability to the system by plugging in leakages and thus leaving no space for ambiguity. The main idea is to reach out to those poor and unprivileged people and provide them with direct cash and benefit transfer so that they can easily get access to important documents like passport, ration card, driving license, voter id, mobile connection and pension. This project is in the middle of execution and closing which involves status...
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...main points of Union Budget 2012-13. Budget identifies five objectives relating to growth recovery, private investment, supply bottlenecks, malnutrition and governance matters. * GDP growth to be 7.6 per cent (+ 0.25 percent) during 2012-13. * Amendment to the FRBM Act proposed as part of Finance Bill. New concepts of "Effective Revenue Deficit" and "Medium Term Expenditure Framework" introduced. * * Central subsidies to be kept under 2 per cent of GDP; to be further brought down to 1.75 per cent of GDP over the next 3 years. * Efforts to reach broadbased consensus on FDI in multi-brand retail. * * Proposed: Mobile based fertilizer management system; LPG transparency portal; scaling up and rolling out of Aadhar enabled payment for government schemes in at least 50 districts. * Investment in 12th Plan in infrastructure to go uptoRs. 50,00,000 crore; half of this is expected from private sector. * Rs. 30,000 crore to be raised through disinvestment. *...
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...Apply Credit Card Online simple and easy. Opening of the account has become a fast bankbazaar.com/Flash_Sale paced process and now if you are looking to open a new Get a Free Rs.1500* Gift Card. Compare over 30 Options. Apply Now! Open Free* Trading A/C rsec.co.in/Request_a_Call Online with Reliance Securities & Enjoy Competitive Brokerage Plans. account t will only take few minutes. A Bank account these days can be opened with the help of an Aadhar card. This card or any identification proof will be helpful in opening an account in the country’s major Public and Private sector bank. For opening an account you will first need to visit a bank or a camp of Jan Dhan Yojana where by providing the correct documents and completing few formalities one can easily go ahead in opening an account easily. Here are the lists of documents that can be used to open a bank account under Jan Dhan Yojana. Voter ID card issued by the election commission. Driving License Passport PAN card Aadhar Unique ID NREGA job card...
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...Declaration: I studying in T.Y.B.M.S Course in the academic year 2013-14 at Vidya Prasarak Manadal R.Z.Shah college Arts, Commerce, Science, Mulund (East) here by declare that I have completed the project titled HOME LOAN WITH PREFERANCE TO DHFL as a part of the course recquiremts of B.M.S of University of Mumbai. I further declare the info presented in this project is true and original to the best of my knowledge. Acknowledgement A successful project can never be prepared by the single effort or the person to whom project is assigned , but it also demand the help and guardianship of some conversant person who helps in the undersigned actively or passively in the completion of successful project. With great pleasure I express my gratitude to our B.M.S co-ordinator prof. Shruti and project guide Prof. Sujata without their help this would not have been completed. They have given their precious suggestions and constructive guidance has been indispensable in the completion of this project work. I would also like to thank the staff of the VPM S’ COLLEGE. They have supported me in this endeavor, and appreciated me in my efforts during my project. Last but not the least I would also like to thank my friends and all the responded. Who directly and indirectly supported to me during my project work, without the help of whom this project would not have been possible. CHAPTER: - 1 GLOBAL VIEW OF HOME LOAN History of home loan in medieval period Before...
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...FINAL ESSAY Financial inclusion is the availability of banking services at an affordable cost to disadvantaged and low-income groups. In India the basic concept of financial inclusion is having a saving or current account with any bank. In reality it includes loans, insurance services and much more. Financial inclusion mainly focuses on the poor who do not have formal financial institutional support and getting them out of the clutches of local money lenders. As a first step towards this, some of our banks have now come forward with general purpose credit cards and artisan credit cards which offer collateral-free small loans. The RBI has simplified the KYC (Know your customer) norms for opening a ‘No frill’ account. This will help the low income individual to open a ‘No Frill’ account without identity proof and address proof. The Indian Government has a long history of working to expand financial inclusion. Nationalization of the major private sector banks in 1969 was a big step. In 1975 GOI established RRBs with the same aim. It encouraged branch expansion of bank branches especially in rural areas. The RBI guidelines to banks shows that 40% of their net bank credit should be lent to the priority sector. This mainly consists of agriculture, small scale industries, retail trade etc. More than 80% of our population depends directly or indirectly on agriculture. So 18% of net bank credit should go to agriculture lending. Recent simplification of KYC norms are another milestone...
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...1. Copies of testimonials of educational qualification and experiences. 2. Copy of relieving certificate from your present employer. 3. Copies of documents with regard to your identification i.e. Aadhar Card/ Driving License/ Voter Card/ Pan Card/ Passport etc. 4. Two recent Passport size photographs. 5. Letter of appointment will be issued to you on successful completion of six months of probation in organization. You are require to assume your appointment by 21st December ‘2012 We wish you a long and mutual faithful stay with us. Thanking you, Yours truly, HR DATAWIND INNOVATIONS PVT LTD. 4. The probation period will be for six months. Thereafter you may be conformed after your performance review, willingness and approval of the CEO. 5. You will be eligible for leaves and other benefits as per rules of the Company as in vogue or altered from time to time. The company has right to amend the rules, which shall be applicable to you. 6. The address given by you and shown in letter will be treated as your address for all communications. In case of any change you will immediately inform the Company, accordingly. 7. You will be observe strict secrecy in respect of information , and working for the Company, its procedure & practices. You will not divulge any information to anyone. 8. Internet Usage: Your job will entail extensive usage of internet while in office. You are expected to use it judiciously and maintain...
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...food security bill approved is directed towards giving the right to food to around 67 per cent of India’s 120-crore population. The amendments to the Bill will guarantee 5 kg of foodgrains per person per month, while families in the poorest of the poor will continue to get 35 kg of grains per month. As per the bill around 800 crore people will be entitled to get five kilos of subsidised grain per month. Rice will be made available at 3 Rupees per kilo; wheat will cost 2 rupees a kilo and cereal will be sold for 1 Rupees per kilo. The beneficiaries are supposed to be decided by state governments, while the criteria to exclude 33 per cent of population would be provided by the Planning Commission, Thomas said. The scheme will be linked to the Aadhar scheme which provides every citizen with a unique identification number that’s linked to a database that includes the biometrics of all card-holders. It is also evident from the present year budget, that 90000 crore Rupees is allocated for spending on food subsidies with the government setting aside an extra 10000 crore Rupees for the bill. In earlier versions, the Food Security Bill assigned subsidised grains on the basis of priority and general groups, which were demarcated on the basis of poverty levels. The Cabinet gave its nod to the 71 amendments proposed by the Food Ministry, including the one that said the 2.43 crore Antyodaya Anna Yojna beneficiary households will continue to get their quota of 35 kg grains a month under the public...
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...AGRICULTURAL FINANCE STAGE II Submission In the partial fulfillment of AF Project to Prof. Vaibhav Bhamoriya Future of Payment Services in Rural Areas Submitted By Group 5 Amrita Dokania, Anjali Neha Lakra, Ashish Negi, Bhawna Nirmal, Veeru Kumar Prajapati INDIAN INSTITUTE OF MANAGEMENT, AHMEDABAD Introduction Payments are indispensable parts of our daily transactions, be it B2B, B2C or C2C, and be it rural areas or urban areas. Payment system of a country should be “safe, secure, efficient and accessible” owing to its vital role in raising the GDP of a nation. Payments being one of the most important parts of the financial system, different channels that accelerate the process efficiently constitute the focus of the system. Banking industry has witnessed a tremendous growth in the last few decades in terms of volume and the complexities in the banking system. Even if banks have made significant improvements in the recent years for achieving financial viability and profitability there have been concerns regarding reach and serving a huge population of interior areas. There has been a skewed distribution of population i.e. 6000 per bank branch in urban and 24000 in the rural areas. India has approximately 6.4 lakh villages out of which 5 lakh villages are still unbanked because of the operational and structural issues for example viability, long distance, costs etc. Although rural India comprises of 68% of population, it constitutes only 9% of total...
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...LOVELY PROFESSIONAL UNIVERSITY Form/LPUO/AP-3 (The format to be used for Planning the academic activities other than Lecturers/Tutorial/Practical like Assignments, Case study, Presentation, Quiz, Projects, Class tests, industrial visits, teaching practice, court visits etc. to be undertaken as a part of the continuous assessment for the Course) (TERM PAPER) School: LSB Department: Management Name of the faculty Member: Rajbir Singh Sethi Course No.: MGT 511 Course Title: Business Environment Class : BBA Section 1813 Batch 2010 Max. Marks :25 Date of Allotment :31/1/2011 Date of Submission:18/4/2011 . |Roll No. |Objectives of Academic Activity |Topic |Model* | |R1813 A01 |To enable students develop the |Disinvestment of PSU's |Analytical | | |Analytical skills by going through | | | | |the various practices going on in | |5 Marks-Viva | | |the field of Business & its | | ...
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...Indian Bank. Key objective of Eleventh Five Year Plan (2007-12) was inclusive growth. Through these plans Indian economy had achieved a high growth momentum but unable to bring down unemployment and poverty to the desired levels. Thus, the Eleventh Plan Document tries to restructure the policies in order to make the growth faster, broad-based and inclusive. The main aim of the plan was to increase the level of income and employment opportunities in the country26. 100% Financial Inclusion drive was launched in the country. Swabhiman program was launched to increase the demand for credit among the millions of small and marginal farmers who will benefit by having access to banking facilities with the help of UID. 83% people enrolled under the Aadhar Programme have responded that they would like to have bank accounts. The facilities provided for transfers of government subsidies and other payments will be used as well. ...
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...Concentrix Daksh Services India Private Limited. Unitech Cyber Park, Tower - C, 15th Floor, 60 Meter Road, Sector - 39, Gurgaon - 122016, Haryana, India Tel : +91-124-4593800 Fax : +91-124-4285033 Ref.: SC/208064/BANGALORE/IVB/2015 Date: 09-Oct-2015 Relieving Cum Experience Certificate To Whomsoever It May Concern This is to certify that Gopal Bhimsheppa Doddamani (208064) worked with Concentrix Daksh Services India Private Limited, from 28-Feb-2013 To 24-Aug-2015 and last held the post of Practitioner-CRM Operations. During his tenure his conduct was found satisfactory and there are no outstanding dues against him. He left on his own accord and we wish him all the best in his future endeavors. Sincerely, Concentrix Daksh Services India Private Limited CORP/SEP/ART/FNFS/EL1F/1.1 This is a system generated letter and does not require any signatures. Concentrix Daksh Services India Private Limited (formerly known as IBM Daksh Business Process Services Private Limited) Registered Office: Unit #101,2nd Floor,Westend Mall,District Centre,Janakpuri,New Delhi-110058 Corporate Identity Number: U72200DL1999PTC102972 Phone: 91-124-4635100 Fax: 91-124-4263311 Email: info.india@concentrix.com Website: www.concentrix.com Concentrix Daksh Services India Private Limited. Unitech Cyber Park, Tower - C, 15th Floor, 60 Meter Road, Sector - 39, Gurgaon - 122016, Haryana, India Tel : +91-124-4593800 Fax : +91-124-4285033 Annexure Leave Encashment ...
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...1. Summary: The Indian government has the power to acquire private land for public use (the philosophy of eminent domain). Land acquisition is a very important and absolutely necessary activity that every government must undertake, and it is absolutely imperative that the government have a clear, just and feasible policy regarding land acquisition that provides fair compensation to the parties affected by the acquisition. A land acquisition policy must be clear on the factors mentioned blow: 1. The definition of public use (or the type of projects that the policy is applicable for): In general, the definition includes strategic purposes (those relating to Defense), infrastructure projects for development of villages, etc. 2. What all kinds of land can be acquired and how much of it: In all cases, there are restrictions that the land acquisition must not impair historical or artistic monuments of importance or desecrate religious structures, graveyards, etc. Due to concerns pertaining to food safety, in India, restrictions are often imposed on the acquisition of irrigated multi crop lands. 3. Who the affected parties are (or who are to be compensated): Land owners are the most obvious affected parties (they are always considered among those to be compensated). But people depended on the land indirectly, like landless labourers working on the land and others who depend on the land for livelihood, are also affected, often adversely. 4. In what form the...
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